The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Cannabix Technologies Inc Common Stock 13765L101 9 22,000 SH   SOLE   0 0 22,000
Geltech Solutions Inc Common Stock 368537106 0 85,556 SH   SOLE   0 0 85,556
Unitedhealth Group Inc Common Stock 91324P102 201 400 SH   SOLE   0 0 400
Nestle S A Spon Adr Repstg Reg Shs Common Stock 641069406 207 1,478 SH   SOLE   0 0 1,478
Brown-forman Corp Cl B Common Stock 115637209 208 2,850 SH   SOLE   0 0 2,850
Automatic Data Processing Inc Common Stock 053015103 209 848 SH   SOLE   0 0 848
At&t Inc Common Stock 00206R102 211 8,591 SH   SOLE   0 0 8,591
Bristol Myers Squibb Company Common Stock 110122108 213 3,412 SH   SOLE   0 0 3,412
Sector Healthcare Select Sector Spdr Etf ETF 81369Y209 213 1,510 SH   SOLE   0 0 1,510
Coca-cola Company Common Stock 191216100 216 3,641 SH   SOLE   0 0 3,641
Ishares National Muni Bond Etf ETF 464288414 224 1,925 SH   SOLE   0 0 1,925
Jp Morgan Ultra Short Municipal Income Etf ETF 46641Q654 228 4,456 SH   SOLE   0 0 4,456
Pepsico Inc Common Stock 713448108 231 1,328 SH   SOLE   0 0 1,328
Spdr Gold Trust Gold Shares ETF 78463V107 235 1,376 SH   SOLE   0 0 1,376
Ishares Genomics Immunology & Healthcare Etf ETF 46435U192 253 5,783 SH   SOLE   0 0 5,783
Intl Business Machines Corp Common Stock 459200101 268 2,007 SH   SOLE   0 0 2,007
Meta Platforms Inc Cl A Common Stock 30303M102 272 810 SH   SOLE   0 0 810
General Electric Co New Common Stock 369604301 282 2,983 SH   SOLE   0 0 2,983
Ishares Ibonds Dec 2023 Term Corp Etf ETF 46434VAX8 291 11,325 SH   SOLE   0 0 11,325
Home Depot Inc Common Stock 437076102 293 705 SH   SOLE   0 0 705
Ishares Msci Eafe Etf ETF 464287465 297 3,769 SH   SOLE   0 0 3,769
Johnson & Johnson Common Stock 478160104 297 1,735 SH   SOLE   0 0 1,735
Ishares 0-5 Yr Invt Grade Corp Bond Etf ETF 46434V100 300 5,880 SH   SOLE   0 0 5,880
Spdr Series Trust S&p Dividend Etf ETF 78464A763 320 2,475 SH   SOLE   0 0 2,475
Anheuser Busch Inbev Sa/nv Common Stock 03524A108 333 5,500 SH   SOLE   0 0 5,500
Norfolk Southern Corp Common Stock 655844108 335 1,125 SH   SOLE   0 0 1,125
Spdr Portfolio S&p 400 Mid Cap Etf ETF 78464A847 336 6,753 SH   SOLE   0 0 6,753
Fidelity Msci Information Tech Index Etf ETF 316092808 336 2,484 SH   SOLE   0 0 2,484
Procter & Gamble Co Common Stock 742718109 351 2,144 SH   SOLE   0 0 2,144
Ishares Ibonds Dec 2024 Term Corp Etf ETF 46434VBG4 353 13,607 SH   SOLE   0 0 13,607
Costco Wholesale Corp Common Stock 22160K105 358 630 SH   SOLE   0 0 630
Ishares Core 1-5 Year Usd Bond Etf ETF 46432F859 363 7,190 SH   SOLE   0 0 7,190
Ishares Short Term National Muni Bond Etf ETF 464288158 366 3,409 SH   SOLE   0 0 3,409
Ishares Msci Usa Value Factor Etf ETF 46432F388 395 3,610 SH   SOLE   0 0 3,610
Alphabet Inc Cl C Common Stock 02079K107 405 140 SH   SOLE   0 0 140
Ishares Ibonds Dec 2022 Term Corp Etf ETF 46434VBA7 411 16,359 SH   SOLE   0 0 16,359
Walt Disney Co Common Stock 254687106 426 2,752 SH   SOLE   0 0 2,752
Ishares Russell 3000 Etf ETF 464287689 442 1,593 SH   SOLE   0 0 1,593
Vanguard S&p 500 Index Etf ETF 922908363 443 1,014 SH   SOLE   0 0 1,014
Ishares U S Healthcare Etf ETF 464287762 451 1,500 SH   SOLE   0 0 1,500
Ishares Iboxx $ High Yield Corp Bond Etf ETF 464288513 455 5,225 SH   SOLE   0 0 5,225
Ishares Core Msci Emerging Markets Etf ETF 46434G103 455 7,600 SH   SOLE   0 0 7,600
Chevron Corp Common Stock 166764100 461 3,925 SH   SOLE   0 0 3,925
Ishares U S Treasury Bond Etf ETF 46429B267 468 17,552 SH   SOLE   0 0 17,552
Nextera Energy Inc Common Stock 65339F101 477 5,114 SH   SOLE   0 0 5,114
Vanguard Total Intl Stock Index Fund Etf ETF 921909768 482 7,585 SH   SOLE   0 0 7,585
Thermo Fisher Scientific Inc Common Stock 883556102 486 728 SH   SOLE   0 0 728
Spdr Series Trust S&p 600 Small Cap Etf ETF 78464A813 487 4,902 SH   SOLE   0 0 4,902
Spdr Dow Jones Industrial Average Etf ETF 78467X109 492 1,355 SH   SOLE   0 0 1,355
Ishares Msci Usa Min Volatility Factor Etf ETF 46429B697 494 6,111 SH   SOLE   0 0 6,111
Sector Financial Select Sector Spdr Etf ETF 81369Y605 498 12,757 SH   SOLE   0 0 12,757
Ishares S&p 500 Growth Etf ETF 464287309 510 6,092 SH   SOLE   0 0 6,092
Verizon Communications Inc Common Stock 92343V104 521 10,026 SH   SOLE   0 0 10,026
Select Utilities Select Sector Spdr Etf ETF 81369Y886 524 7,325 SH   SOLE   0 0 7,325
Waste Management Inc Del Common Stock 94106L109 529 3,170 SH   SOLE   0 0 3,170
First Trust Value Line Dividend Index Etf ETF 33734H106 547 12,707 SH   SOLE   0 0 12,707
John Hancock Multifactor Emerging Markets Etf ETF 47804J834 551 18,959 SH   SOLE   0 0 18,959
First Trust Cap Strength Etf ETF 33733E104 555 6,569 SH   SOLE   0 0 6,569
Merck & Company Inc New Common Stock 58933Y105 559 7,297 SH   SOLE   0 0 7,297
Spdr Portfolio Long Term Treasury Etf ETF 78464A664 580 13,750 SH   SOLE   0 0 13,750
Pfizer Inc Common Stock 717081103 580 9,822 SH   SOLE   0 0 9,822
Ishares Exponential Technologies Etf ETF 46434V381 605 9,161 SH   SOLE   0 0 9,161
Jpmorgan Chase & Co Common Stock 46625H100 684 4,317 SH   SOLE   0 0 4,317
Spdr Series Trust S&p 600 Small Cap Value Etf ETF 78464A300 821 9,688 SH   SOLE   0 0 9,688
Ishares Core S&p U S Growth Etf ETF 464287671 822 7,108 SH   SOLE   0 0 7,108
W P Carey Inc Common Stock 92936U109 829 10,100 SH   SOLE   0 0 10,100
Fidelity Msci Healthcare Index Etf ETF 316092600 866 12,620 SH   SOLE   0 0 12,620
Exxon Mobil Corp Common Stock 30231G102 875 14,305 SH   SOLE   0 0 14,305
Ishares Ibonds Dec 2023 Term Treasury Etf ETF 46436E882 897 35,200 SH   SOLE   0 0 35,200
Sector Technology Select Sector Spdr ETF 81369Y803 911 5,241 SH   SOLE   0 0 5,241
First Trust Tcw Unconstrained Plus Bond Etf ETF 33740F888 918 34,800 SH   SOLE   0 0 34,800
Ishares Ibonds Dec 2024 Term Treasury Etf ETF 46436E874 944 37,100 SH   SOLE   0 0 37,100
First Trust Iv Long Duration Opportunities Etf ETF 33738D606 972 35,000 SH   SOLE   0 0 35,000
Caterpillar Inc Common Stock 149123101 974 4,712 SH   SOLE   0 0 4,712
Mcdonalds Corp Common Stock 580135101 981 3,658 SH   SOLE   0 0 3,658
Ishares Msci Emerging Markets Etf ETF 464287234 1,014 20,754 SH   SOLE   0 0 20,754
Ishares Russell 1000 Growth Etf ETF 464287614 1,031 3,373 SH   SOLE   0 0 3,373
Vanguard Growth Etf ETF 922908736 1,052 3,277 SH   SOLE   0 0 3,277
Ishares Select Dividend Etf ETF 464287168 1,058 8,627 SH   SOLE   0 0 8,627
Ishares Russell Mid Cap Growth Etf ETF 464287481 1,081 9,378 SH   SOLE   0 0 9,378
Janus Henderson Short Duration Income Etf ETF 47103U886 1,091 22,011 SH   SOLE   0 0 22,011
Tesla Inc Common Stock 88160R101 1,095 1,036 SH   SOLE   0 0 1,036
Dimensional U S Equity Etf ETF 25434V401 1,144 22,126 SH   SOLE   0 0 22,126
Spdr S&p Regional Banking Etf ETF 78464A698 1,148 16,201 SH   SOLE   0 0 16,201
Ishares Core S&p Mid Cap Etf ETF 464287507 1,167 4,122 SH   SOLE   0 0 4,122
Goldman Sachs Access High Yield Corp Bond Etf Pricing Basket ETF 381430453 1,167 23,471 SH   SOLE   0 0 23,471
Abbvie Inc Common Stock 00287Y109 1,186 8,760 SH   SOLE   0 0 8,760
Abbott Laboratories Common Stock 002824100 1,187 8,432 SH   SOLE   0 0 8,432
Ishares S&p 500 Value Etf ETF 464287408 1,244 7,944 SH   SOLE   0 0 7,944
Dimensional U S Core Equity 2 Etf ETF 25434V708 1,320 45,566 SH   SOLE   0 0 45,566
Ishares Core S&p U S Value Etf ETF 464287663 1,347 17,651 SH   SOLE   0 0 17,651
First Trust Iv Enhanced Short Maturity Etf New ETF 33739Q408 1,435 24,001 SH   SOLE   0 0 24,001
Ishares Core S&p Small Cap Etf ETF 464287804 1,497 13,077 SH   SOLE   0 0 13,077
Spdr Portfolio S&p 500 High Dividend Etf ETF 78468R788 1,548 36,809 SH   SOLE   0 0 36,809
United Parcel Service Inc Cl B Common Stock 911312106 1,577 7,357 SH   SOLE   0 0 7,357
First Trust U S Equity Opptys Etf ETF 336920103 1,734 14,154 SH   SOLE   0 0 14,154
Jp Morgan Ultra Short Income Etf ETF 46641Q837 1,762 34,906 SH   SOLE   0 0 34,906
John Hancock Multifactor Mid Cap Etf ETF 47804J206 1,789 32,177 SH   SOLE   0 0 32,177
Pacer Lunt Large Cap Alternator Etf ETF 69374H717 1,864 40,653 SH   SOLE   0 0 40,653
Ishares Global Tech Etf ETF 464287291 1,875 29,119 SH   SOLE   0 0 29,119
Ishares Russell 1000 Value Etf ETF 464287598 1,877 11,178 SH   SOLE   0 0 11,178
Berkshire Hathaway Inc Cl B New Common Stock 084670702 1,878 6,281 SH   SOLE   0 0 6,281
Vanguard Mun Bd Tax Exempt Bond Index Etf ETF 922907746 2,026 36,895 SH   SOLE   0 0 36,895
Ishares Short Treasury Bond Etf ETF 464288679 2,065 18,701 SH   SOLE   0 0 18,701
Vanguard Total Stock Market Etf ETF 922908769 2,272 9,411 SH   SOLE   0 0 9,411
Microsoft Corp Common Stock 594918104 2,318 6,891 SH   SOLE   0 0 6,891
Ishares Core Msci Total Intl Stock Etf ETF 46432F834 2,392 33,713 SH   SOLE   0 0 33,713
Spdr S&p 500 Etf ETF 78462F103 2,559 5,389 SH   SOLE   0 0 5,389
Schwab U S Dividend Equity Etf ETF 808524797 2,634 32,587 SH   SOLE   0 0 32,587
Spdr S&p Mid Cap 400 Etf ETF 78467Y107 2,642 5,103 SH   SOLE   0 0 5,103
Blackrock Ultra Short Term Bond Etf ETF 46434V878 2,734 54,259 SH   SOLE   0 0 54,259
Ishares Russell 2000 Etf ETF 464287655 2,883 12,959 SH   SOLE   0 0 12,959
Vanguard High Dividend Yield Etf ETF 921946406 3,311 29,535 SH   SOLE   0 0 29,535
First Trust Low Duration Opportunities Etf ETF 33739Q200 3,695 73,913 SH   SOLE   0 0 73,913
Apple Inc Common Stock 037833100 4,240 23,879 SH   SOLE   0 0 23,879
Dimensional World Ex U S Core Equity 2 Etf ETF 25434V880 5,714 218,836 SH   SOLE   0 0 218,836
Spdr Portfolio Aggregate Bond Etf ETF 78464A649 6,204 209,443 SH   SOLE   0 0 209,443
Invesco S&p 500 Equal Weight Etf ETF 46137V357 7,514 46,168 SH   SOLE   0 0 46,168
Ishares Core U S Aggregate Bond Etf ETF 464287226 8,548 74,934 SH   SOLE   0 0 74,934
Ishares Msci Usa Momentum Factor Etf ETF 46432F396 9,098 50,040 SH   SOLE   0 0 50,040
First Trust Exchange Traded Fd Iii Managed Mun Etf ETF 33739N108 9,292 163,074 SH   SOLE   0 0 163,074
Invesco Qqq Etf ETF 46090E103 11,213 28,184 SH   SOLE   0 0 28,184
First Trust Lunt U S Factor Rotation Etf ETF 33733E872 14,344 403,591 SH   SOLE   0 0 403,591
First Trust Tcw Opportunistic Fixed Income Etf ETF 33740F805 20,041 376,598 SH   SOLE   0 0 376,598
First Trust Exchange Traded Fund Vi Rising Div Achievers Etf ETF 33738R506 20,849 402,566 SH   SOLE   0 0 402,566
Ishares Core S&p Total U S Stock Market Etf ETF 464287150 29,413 274,936 SH   SOLE   0 0 274,936
Ishares Core S&p 500 Etf ETF 464287200 53,261 111,660 SH   SOLE   0 0 111,660