The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 280 1,275 SH   SOLE 1,275 0 0
Abb Ltd New Ord F Swiss Shares Common H0010V101 374 15,759 SH   SOLE 15,759 0 0
ALPHABET INC CAP STK CL A 02079K305 348 336 SH   SOLE 336 0 0
AMAZON COM INC COM 023135106 708 489 SH   SOLE 489 0 0
AMGEN INC COM 031162100 332 1,945 SH   SOLE 1,945 0 0
ANNALY CAP MGMT INC COM 035710409 864 82,853 SH   SOLE 82,853 0 0
APPLE INC COM 037833100 4,846 28,885 SH   SOLE 28,885 0 0
ARISTA NETWORKS INC COM 040413106 1,098 4,300 SH   SOLE 4,300 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 957 4,796 SH   SOLE 4,796 0 0
CATERPILLAR INC DEL COM 149123101 545 3,700 SH   SOLE 3,700 0 0
CISCO SYS INC COM 17275R102 661 15,411 SH   SOLE 15,411 0 0
ETFS GOLD TR SHS 26922Y105 353 2,750 SH   SOLE 2,750 0 0
EXXON MOBIL CORP COM 30231G102 348 4,665 SH   SOLE 4,665 0 0
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 211 5,000 SH   SOLE 5,000 0 0
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 272 2,050 SH   SOLE 2,050 0 0
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 301 5,100 SH   SOLE 5,100 0 0
GENERAL ELECTRIC CO COM 369604103 192 14,227 SH   SOLE 14,227 0 0
INTEL CORP COM 458140100 493 9,462 SH   SOLE 9,462 0 0
ISHARES GOLD TRUST ISHARES 464285105 3,812 299,469 SH   SOLE 299,469 0 0
ISHARES INC CORE MSCI EMKT 46434G103 420 7,198 SH   SOLE 7,198 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 1,012 16,235 SH   SOLE 16,235 0 0
ISHARES INC MSCI GERMANY ETF 464286806 428 13,350 SH   SOLE 13,350 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 432 8,690 SH   SOLE 8,690 0 0
ISHARES TR COHEN STEER REIT 464287564 1,215 13,025 SH   SOLE 13,025 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 228 3,615 SH   SOLE 3,615 0 0
ISHARES TR CORE S&P US GWT 464287671 2,342 42,885 SH   SOLE 42,885 0 0
ISHARES TR EAFE GRWTH ETF 464288885 1,095 13,622 SH   SOLE 13,622 0 0
ISHARES TR EUROPE ETF 464287861 758 16,258 SH   SOLE 16,258 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 1,389 12,471 SH   SOLE 12,471 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,898 16,171 SH   SOLE 16,171 0 0
ISHARES TR INTL SEL DIV ETF 464288448 752 22,776 SH   SOLE 22,776 0 0
ISHARES TR JPMORGAN USD EMG 464288281 306 2,713 SH   SOLE 2,713 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 778 16,119 SH   SOLE 16,119 0 0
ISHARES TR N AMER TECH ETF 464287549 4,830 26,921 SH   SOLE 26,921 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,373 12,863 SH   SOLE 12,863 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,639 24,230 SH   SOLE 24,230 0 0
ISHARES TR NORTH AMERN NAT 464287374 236 7,124 SH   SOLE 7,124 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 5,429 39,890 SH   SOLE 39,890 0 0
ISHARES TR S&P 500 VAL ETF 464287408 810 7,412 SH   SOLE 7,412 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,680 9,664 SH   SOLE 9,664 0 0
ISHARES TR S&P US PFD STK 464288687 672 17,898 SH   SOLE 17,898 0 0
ISHARES TR SELECT DIVID ETF 464287168 7,144 75,103 SH   SOLE 75,103 0 0
ISHARES TR SHORT TREAS BD 464288679 960 8,698 SH   SOLE 8,698 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,017 9,700 SH   SOLE 9,700 0 0
ISHARES TR ULTR SH TRM BD 46434V878 1,120 22,351 SH   SOLE 22,351 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 1,023 9,660 SH   SOLE 9,660 0 0
ISHARES TR USA QUALITY FCTR 46432F339 620 7,500 SH   SOLE 7,500 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 2,143 42,730 SH   SOLE 42,730 0 0
JOHNSON & JOHNSON COM 478160104 1,365 10,650 SH   SOLE 10,650 0 0
LOCKHEED MARTIN CORP COM 539830109 251 742 SH   SOLE 742 0 0
MICROSOFT CORP COM 594918104 478 5,237 SH   SOLE 5,237 0 0
Nestle Sa F Sponsored Adr Common 641069406 209 2,650 SH   SOLE 2,650 0 0
Nestle Sa Ordf Common H57312649 567 7,175 SH   SOLE 7,175 0 0
PEPSICO INC COM 713448108 218 2,000 SH   SOLE 2,000 0 0
PFIZER INC COM 717081103 331 9,313 SH   SOLE 9,313 0 0
PHILIP MORRIS INTL INC COM 718172109 560 5,632 SH   SOLE 5,632 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 239 2,290 SH   SOLE 2,290 0 0
POWERSHARES ACT MANG COMM FD OPT YLD DIV 73937V106 1,262 71,036 SH   SOLE 71,036 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 810 5,058 SH   SOLE 5,058 0 0
PROCTER AND GAMBLE CO COM 742718109 425 5,361 SH   SOLE 5,361 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 239 3,750 SH   SOLE 3,750 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 2,142 21,531 SH   SOLE 21,531 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 438 11,995 SH   SOLE 11,995 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,150 57,403 SH   SOLE 57,403 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 275 4,200 SH   SOLE 4,200 0 0
SOUTHERN CO COM 842587107 374 8,380 SH   SOLE 8,380 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 753 5,983 SH   SOLE 5,983 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 325 6,710 SH   SOLE 6,710 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,112 4,224 SH   SOLE 4,224 0 0
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 251 4,500 SH   SOLE 4,500 0 0
TOTAL S A SPONSORED ADR 89151E109 202 3,500 SH   SOLE 3,500 0 0
UNITEDHEALTH GROUP INC COM 91324P102 283 1,321 SH   SOLE 1,321 0 0
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 401 23,300 SH   SOLE 23,300 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 227 10,321 SH   SOLE 10,321 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 629 7,692 SH   SOLE 7,692 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 1,401 15,408 SH   SOLE 15,408 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,763 35,225 SH   SOLE 35,225 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 375 4,694 SH   SOLE 4,694 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,285 23,474 SH   SOLE 23,474 0 0
VANGUARD GROUP DIV APP ETF 921908844 4,564 45,167 SH   SOLE 45,167 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 9,154 64,518 SH   SOLE 64,518 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 641 4,948 SH   SOLE 4,948 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,016 18,434 SH   SOLE 18,434 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 335 2,175 SH   SOLE 2,175 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,453 19,257 SH   SOLE 19,257 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 622 2,569 SH   SOLE 2,569 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,789 13,822 SH   SOLE 13,822 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 816 5,556 SH   SOLE 5,556 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,644 12,116 SH   SOLE 12,116 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,865 27,768 SH   SOLE 27,768 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 489 8,990 SH   SOLE 8,990 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,739 143,450 SH   SOLE 143,450 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,343 23,091 SH   SOLE 23,091 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 972 13,321 SH   SOLE 13,321 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 231 3,793 SH   SOLE 3,793 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 314 6,171 SH   SOLE 6,171 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,813 68,519 SH   SOLE 68,519 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 3,747 41,015 SH   SOLE 41,015 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 13,873 176,885 SH   SOLE 176,885 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 11,850 209,546 SH   SOLE 209,546 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 724 16,353 SH   SOLE 16,353 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 215 2,746 SH   SOLE 2,746 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 7,226 87,597 SH   SOLE 87,597 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 346 3,746 SH   SOLE 3,746 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,105 15,910 SH   SOLE 15,910 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,232 8,026 SH   SOLE 8,026 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,586 15,123 SH   SOLE 15,123 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 981 7,607 SH   SOLE 7,607 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 295 6,174 SH   SOLE 6,174 0 0
WALMART INC COM 931142103 736 8,275 SH   SOLE 8,275 0 0
WESTERN ASSET HIGH INCM FD I COM 95766J102 140 21,275 SH   SOLE 21,275 0 0
WISDOMTREE TR GLB HIGH DIV FD 97717W877 225 4,825 SH   SOLE 4,825 0 0
WISDOMTREE TR INTL DIV EX FINL 97717W786 564 13,007 SH   SOLE 13,007 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 220 3,930 SH   SOLE 3,930 0 0
WISDOMTREE TR US DIVID EX FNCL 97717W406 337 3,995 SH   SOLE 3,995 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 876 9,900 SH   SOLE 9,900 0 0
WISDOMTREE TR US MIDCP EARNING 97717W570 242 6,255 SH   SOLE 6,255 0 0