The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ABBVIE INCCOM00287Y1094102,500SH SOLE 00410
ABRDN GOLD ETF TRUSTPHYSCL GOLD SHS00326A10416,130868,086SH SOLE 0016,130
ACTIVISION BLIZZARD INCCOM00507V1093904,885SH SOLE 00390
ALLSTATE CORPCOM0200021011,2008,632SH SOLE 001,200
ALPHABET INCCAP STK CL C02079K107560200SH SOLE 00560
ALPHABET INCCAP STK CL A02079K3051,180425SH SOLE 001,180
AMAZON COM INCCOM023135106950292SH SOLE 00950
ANALOG DEVICES INCCOM0326541051,1607,031SH SOLE 001,160
APOLLO GLOBAL MGMT INCCOM03769M10683013,338SH SOLE 00830
APPLE INCCOM0378331003,43019,650SH SOLE 003,430
APPLIED MATLS INCCOM0382221051,35010,221SH SOLE 001,350
ARES MANAGEMENT CORPORATIONCL A COM STK03990B10198012,007SH SOLE 00980
BLACKROCK INCCOM09247X101390515SH SOLE 00390
BLACKSTONE INCCOM46431W5079407,375SH SOLE 00940
BORGWARNER INCCOM09260D1071,01025,992SH SOLE 001,010
CELANESE CORP DELCOM0997241065904,129SH SOLE 00590
CIA ENERGETICA DE MINAS GERSP ADR N-V PFD1508701037021,698SH SOLE 0070
CINCINNATI FINL CORPCOM2044096011,44010,602SH SOLE 001,440
CISCO SYS INCCOM1720621014808,597SH SOLE 00480
CITIZENS FINL GROUP INCCOM17275R1021,22026,918SH SOLE 001,220
COMERICA INCCOM1746101055506,117SH SOLE 00550
CORTEVA INCCOM20034010759010,343SH SOLE 00590
CUMMINS INCCOM22052L1041,0705,238SH SOLE 001,070
DISCOVER FINL SVCSCOM2310211061,12010,172SH SOLE 001,120
DOW INCCOM2547091084507,121SH SOLE 00450
EXPEDITORS INTL WASH INCCOM2605571033703,556SH SOLE 00370
FIRST TR EXCHANGE TRAD FD VIFST TR GLB FD5324571082709,632SH SOLE 00270
FREEPORT-MCMORAN INCCL B30213010972014,456SH SOLE 00720
GLOBAL X FDSMSCI GREECE ETF33739H1011,62060,951SH SOLE 001,620
GLOBE LIFE INCCOM35671D8571,17011,643SH SOLE 001,170
GOLDMAN SACHS GROUP INCCOM37954Y319210650SH SOLE 00210
HOME DEPOT INCCOM37959E1022,0406,801SH SOLE 002,040
HUNT J B TRANS SVCS INCCOM38141G1045602,783SH SOLE 00560
INTERNATIONAL PAPER COCOM43707610296020,797SH SOLE 00960
ISHARES INCUS INTL HGH YLD4601461035,630121,964SH SOLE 005,630
ISHARES INCJP MRG EM CRP BD4642874572605,558SH SOLE 00260
ISHARES INCJP MORGAN EM ETF4642881669,840266,551SH SOLE 009,840
ISHARES INCMSCI WORLD ETF4642872006,14047,926SH SOLE 006,140
ISHARES TR1 3 YR TREAS BD46434V7386,21074,553SH SOLE 006,210
ISHARES TRAGENCY BOND ETF46429B6972,85025,345SH SOLE 002,850
ISHARES TRCORE S&P500 ETF4642861782,4005,300SH SOLE 002,400
ISHARES TRCORE MSCI EURO4642872421,84034,500SH SOLE 001,840
ISHARES TRMSCI USA MIN VOL4642862511,05013,500SH SOLE 001,050
ISHARES TRIBOXX INV CP ETF4642865175704,700SH SOLE 00570
ISHARES TRJPMORGAN USD EMG4642882815,43055,495SH SOLE 005,430
ISHARES TRLATN AMER 40 ETF4642873903,210105,696SH SOLE 003,210
ISHARES TRMSCI EMG MKT ETF46428723418,060400,013SH SOLE 0018,060
ISHARES TRMSCI INDIA ETF46429B5984,890109,725SH SOLE 004,890
ISHARES TRS&P 500 VAL ETF4642863924703,000SH SOLE 00470
ISHARES TRUS TREAS BD ETF4642874085,750228,820SH SOLE 005,750
ISHARES U S ETF TRBLACKROCK ST MAT46431W59810,900219,849SH SOLE 0010,900
ISHARES U S ETF TRBLOOMBERG ROLL46429B2677,860128,077SH SOLE 007,860
JOHNSON & JOHNSONCOM4456581079705,495SH SOLE 00970
JPMORGAN CHASE & COCOM46625H1003,14023,038SH SOLE 003,140
KKR & CO INCCOM47816010484014,409SH SOLE 00840
KLA CORPCOM NEW48251W1041,4704,008SH SOLE 001,470
LAM RESEARCH CORPCOM4824801001,2702,363SH SOLE 001,270
LAS VEGAS SANDS CORPCOM5128071082406,230SH SOLE 00240
LILLY ELI & COCOM5178341075702,000SH SOLE 00570
M & T BK CORPCOM55261F1041,3007,671SH SOLE 001,300
MASTERCARD INCORPORATEDCL A57636Q1045601,580SH SOLE 00560
MCKESSON CORPCOM58155Q1032,0306,626SH SOLE 002,030
META PLATFORMS INCCL A30303M1025102,301SH SOLE 00510
METLIFE INCCOM59156R1085207,386SH SOLE 00520
MICROSOFT CORPCOM5949181044701,520SH SOLE 00470
MORGAN STANLEYCOM NEW6174464481,76020,150SH SOLE 001,760
MOSAIC CO NEWCOM65249B1091,35020,254SH SOLE 001,350
NEWMONT CORPCOM6516391061,61020,223SH SOLE 001,610
NEWS CORP NEWCL A67034610539017,605SH SOLE 00390
NUCOR CORPCOM6819191061,95013,130SH SOLE 001,950
OMNICOM GROUP INCCOM68389X1051,34015,801SH SOLE 001,340
ORACLE CORPCOM69515610985010,250SH SOLE 00850
PACKAGING CORP AMERCOM74347B7067204,603SH SOLE 00720
PRICE T ROWE GROUP INCCOM7443201023402,263SH SOLE 00340
PROSHARES TRST EMG MKT ETF7475251036,49098,454SH SOLE 006,490
PRUDENTIAL FINL INCCOM7512121012101,800SH SOLE 00210
QUALCOMM INCCOM7591EP1003702,400SH SOLE 00370
RALPH LAUREN CORPCL A7703231034203,719SH SOLE 00420
REGIONS FINANCIAL CORP NEWCOM81369Y7041,37061,718SH SOLE 001,370
ROBERT HALF INTL INCCOM8288061095705,022SH SOLE 00570
SELECT SECTOR SPDR TRSBI INT-INDS8330341012402,300SH SOLE 00240
SIMON PPTY GROUP INC NEWCOM78464A3592501,900SH SOLE 00250
SNAP ON INCCOM78468R6631,1705,704SH SOLE 001,170
SPDR S&P 500 ETF TRTR UNIT78468R2003,7708,350SH SOLE 003,770
SPDR SER TRBLOOMBERG CONV78464A65612,850167,040SH SOLE 0012,850
SPDR SER TRBLOOMBERG 1-3 MO78462F1039,370102,437SH SOLE 009,370
SPDR SER TRBLOOMBERG INVT78467V70718,290599,731SH SOLE 0018,290
SPDR SER TRPORTFLI TIPS ETF74144T10817,710585,222SH SOLE 0017,710
SSGA ACTIVE ETF TRULT SHT TRM BD61945C1032,22055,580SH SOLE 002,220
T-MOBILE US INCCOM8725901047,88061,400SH SOLE 007,880
US BANCORP DELCOM NEW9029733044107,791SH SOLE 00410
VANECK ETF TRUSTRARE EARTH/STRTG92189H8051,42011,966SH SOLE 001,420
VANGUARD BD INDEX FDSTOTAL BND MRKT9219378352,31029,050SH SOLE 002,310
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9219468854008,568SH SOLE 00400
VANGUARD INTL EQUITY INDEX FTT WRLD ST ETF92204285810,230100,963SH SOLE 0010,230
VANGUARD SCOTTSDALE FDSINTER TERM TREAS92206C7062704,351SH SOLE 00270
VANGUARD SCOTTSDALE FDSLG-TERM COR BD92206C8135,89062,923SH SOLE 005,890
VANGUARD SCOTTSDALE FDSSHORT TERM TREAS92206C1022103,569SH SOLE 00210
VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD9220427422603,278SH SOLE 00260
VANGUARD WHITEHALL FDSEMERG MKT BD ETF92206C4093204,594SH SOLE 00320