The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FACEBOOK INC CL A 30303M102 577 2,113 SH   SOLE   0 0 2,113
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 9,306 100,522 SH   SOLE   0 0 100,522
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 214 2,572 SH   SOLE   0 0 2,572
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 233 3,357 SH   SOLE   0 0 3,357
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 4,325 38,937 SH   SOLE   0 0 38,937
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 312 6,231 SH   SOLE   0 0 6,231
HOME DEPOT INC COM 437076102 1,822 6,860 SH   SOLE   0 0 6,860
AT&T INC COM 00206R102 1,321 45,928 SH   SOLE   0 0 45,928
PALANTIR TECHNOLOGIES INC CL A 69608A108 224 9,493 SH   SOLE   0 0 9,493
MACQUARIE INFRASTRUCTURE COR COM 55608B105 901 24,000 SH   SOLE   0 0 24,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 727 3,123 SH   SOLE   0 0 3,123
NIKE INC CL B 654106103 498 3,519 SH   SOLE   0 0 3,519
NETAPP INC COM 64110D104 313 4,722 SH   SOLE   0 0 4,722
AMARIN CORP PLC SPONS ADR NEW 023111206 78 16,000 SH   SOLE   0 0 16,000
AMAZON COM INC COM 023135106 3,097 951 SH   SOLE   0 0 951
INTEL CORP COM 458140100 271 5,436 SH   SOLE   0 0 5,436
JOHNSON & JOHNSON COM 478160104 1,288 8,184 SH   SOLE   0 0 8,184
WISDOMTREE TR HEDGED HI YLD BD 97717W430 357 16,350 SH   SOLE   0 0 16,350
LINCOLN NATL CORP IND COM 534187109 294 5,842 SH   SOLE   0 0 5,842
PLUG POWER INC COM NEW 72919P202 814 24,000 SH   SOLE   0 0 24,000
APPLIED MATLS INC COM 038222105 522 6,047 SH   SOLE   0 0 6,047
STARBUCKS CORP COM 855244109 321 3,000 SH   SOLE   0 0 3,000
UNITEDHEALTH GROUP INC COM 91324P102 1,662 4,740 SH   SOLE   0 0 4,740
JPMORGAN CHASE & CO COM 46625H100 1,528 12,021 SH   SOLE   0 0 12,021
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 12,940 707,904 SH   SOLE   0 0 707,904
VISA INC COM CL A 92826C839 256 1,170 SH   SOLE   0 0 1,170
ISHARES INC US INTL HGH YLD 464286178 3,875 76,377 SH   SOLE   0 0 76,377
ISHARES INC JP MRG EM CRP BD 464286251 764 14,380 SH   SOLE   0 0 14,380
ISHARES INC MSCI WORLD ETF 464286392 4,164 37,045 SH   SOLE   0 0 37,045
ISHARES INC MSCI CDA ETF 464286509 216 7,000 SH   SOLE   0 0 7,000
ISHARES INC JP MORGAN EM ETF 464286517 6,223 137,524 SH   SOLE   0 0 137,524
ISHARES INC MSCI EURZONE ETF 464286608 1,105 25,053 SH   SOLE   0 0 25,053
ISHARES INC MSCI THAILND ETF 464286624 231 3,000 SH   SOLE   0 0 3,000
ISHARES INC MSCI PAC JP ETF 464286665 803 16,778 SH   SOLE   0 0 16,778
ISHARES TR CORE S&P500 ETF 464287200 4,687 12,486 SH   SOLE   0 0 12,486
ISHARES TR MSCI EMG MKT ETF 464287234 13,348 258,326 SH   SOLE   0 0 258,326
ISHARES TR IBOXX INV CP ETF 464287242 977 7,075 SH   SOLE   0 0 7,075
ISHARES TR LATN AMER 40 ETF 464287390 1,892 64,473 SH   SOLE   0 0 64,473
ISHARES TR S&P 500 VAL ETF 464287408 384 3,000 SH   SOLE   0 0 3,000
ISHARES TR 1 3 YR TREAS BD 464287457 3,525 40,811 SH   SOLE   0 0 40,811
ISHARES TR RUS 1000 VAL ETF 464287598 403 2,945 SH   SOLE   0 0 2,945
ISHARES TR AGENCY BOND ETF 464288166 1,843 15,418 SH   SOLE   0 0 15,418
ISHARES TR JPMORGAN USD EMG 464288281 5,990 51,678 SH   SOLE   0 0 51,678
ISHARES TR IBOXX HI YD ETF 464288513 635 7,275 SH   SOLE   0 0 7,275
ISHARES TR 10-20 YR TRS ETF 464288653 209 1,310 SH   SOLE   0 0 1,310
ISHARES TR US TREAS BD ETF 46429B267 5,611 205,023 SH   SOLE   0 0 205,023
ISHARES TR MSCI INDONIA ETF 46429B309 316 13,500 SH   SOLE   0 0 13,500
ISHARES TR MSCI INDIA ETF 46429B598 1,976 49,136 SH   SOLE   0 0 49,136
ISHARES TR MSCI USA MIN VOL 46429B697 1,727 25,435 SH   SOLE   0 0 25,435
PROGRESSIVE CORP COM 743315103 229 2,319 SH   SOLE   0 0 2,319
EXXON MOBIL CORP COM 30231G102 211 5,125 SH   SOLE   0 0 5,125
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 10,746 214,207 SH   SOLE   0 0 214,207
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 3,602 79,053 SH   SOLE   0 0 79,053
ISHARES INC MSCI MLY ETF NEW 46434G814 331 11,500 SH   SOLE   0 0 11,500
ISHARES INC MSCI JPN ETF NEW 46434G822 1,130 16,726 SH   SOLE   0 0 16,726
ISHARES TR CUR HD EURZN ETF 46434V639 461 14,765 SH   SOLE   0 0 14,765
ISHARES TR CORE MSCI EURO 46434V738 1,769 34,500 SH   SOLE   0 0 34,500
TRACTOR SUPPLY CO COM 892356106 235 1,669 SH   SOLE   0 0 1,669
ISHARES TR MSCI UK ETF NEW 46435G334 1,454 49,638 SH   SOLE   0 0 49,638
MASTERCARD INCORPORATED CL A 57636Q104 2,284 6,400 SH   SOLE   0 0 6,400
MORGAN STANLEY COM NEW 617446448 1,371 20,000 SH   SOLE   0 0 20,000
LILLY ELI & CO COM 532457108 388 2,300 SH   SOLE   0 0 2,300
HILL INTL INC COM 431466101 241 125,425 SH   SOLE   0 0 125,425
PROSHARES TR ST EMG MKT ETF 74347B706 2,886 39,285 SH   SOLE   0 0 39,285
BLACKROCK INC COM 09247X101 271 375 SH   SOLE   0 0 375
KLA CORP COM NEW 482480100 209 808 SH   SOLE   0 0 808
SPARK ENERGY INC CL A COM 846511103 144 15,000 SH   SOLE   0 0 15,000
ELECTRONIC ARTS INC COM 285512109 230 1,600 SH   SOLE   0 0 1,600
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 233 4,694 SH   SOLE   0 0 4,694
QUALCOMM INC COM 747525103 759 4,980 SH   SOLE   0 0 4,980
GLOBAL X FDS MSCI GREECE ETF 37954Y319 1,493 58,642 SH   SOLE   0 0 58,642
GILEAD SCIENCES INC COM 375558103 259 4,444 SH   SOLE   0 0 4,444
T-MOBILE US INC COM 872590104 8,415 62,400 SH   SOLE   0 0 62,400
GENERAL ELECTRIC CO COM 369604103 319 29,500 SH   SOLE   0 0 29,500
TESLA INC COM 88160R101 479 679 SH   SOLE   0 0 679
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,122 8,350 SH   SOLE   0 0 8,350
EXACT SCIENCES CORP COM 30063P105 397 3,000 SH   SOLE   0 0 3,000
SPDR GOLD TR GOLD SHS 78463V107 203 1,136 SH   SOLE   0 0 1,136
SPDR SER TR BLMBRG BRC CNVRT 78464A359 10,902 131,684 SH   SOLE   0 0 131,684
SPDR SER TR PORTFLI TIPS ETF 78464A656 16,112 516,905 SH   SOLE   0 0 516,905
SUNOCO LP/SUNOCO FIN CORP COM UT REP LP 86765K109 288 10,020 SH   SOLE   0 0 10,020
NVIDIA CORPORATION COM 67066G104 506 969 SH   SOLE   0 0 969
SALESFORCE COM INC COM 79466L302 383 1,720 SH   SOLE   0 0 1,720
DOLLAR GEN CORP NEW COM 256677105 224 1,066 SH   SOLE   0 0 1,066
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 1,023 25,308 SH   SOLE   0 0 25,308
DISNEY WALT CO COM 254687106 815 4,497 SH   SOLE   0 0 4,497
SPDR SER TR BLOMBERG BRC INV 78468R200 17,720 579,271 SH   SOLE   0 0 579,271
SPDR SER TR SPDR BLOOMBERG 78468R663 9,126 99,722 SH   SOLE   0 0 99,722
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 292 3,300 SH   SOLE   0 0 3,300
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101 251 19,482 SH   SOLE   0 0 19,482
MODERNA INC COM 60770K107 940 9,000 SH   SOLE   0 0 9,000
INOVIO PHARMACEUTICALS INC COM NEW 45773H201 133 15,000 SH   SOLE   0 0 15,000
BAIDU INC SPON ADR REP A 056752108 1,926 8,905 SH   SOLE   0 0 8,905
EOG RES INC COM 26875P101 214 4,296 SH   SOLE   0 0 4,296
KRANESHARES TR CSI CHI INTERNET 500767306 207 2,700 SH   SOLE   0 0 2,700
ALPHABET INC CAP STK CL C 02079K107 543 310 SH   SOLE   0 0 310
ALPHABET INC CAP STK CL A 02079K305 1,721 982 SH   SOLE   0 0 982
SIMON PPTY GROUP INC NEW COM 828806109 247 2,900 SH   SOLE   0 0 2,900
LAM RESEARCH CORP COM 512807108 379 802 SH   SOLE   0 0 802
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 215 636 SH   SOLE   0 0 636
APPLE INC COM 037833100 4,468 33,676 SH   SOLE   0 0 33,676
LAS VEGAS SANDS CORP COM 517834107 371 6,230 SH   SOLE   0 0 6,230
IRON MTN INC NEW COM 46284V101 419 14,200 SH   SOLE   0 0 14,200
HUMANA INC COM 444859102 216 527 SH   SOLE   0 0 527
ABBVIE INC COM 00287Y109 603 5,627 SH   SOLE   0 0 5,627
VANECK VECTORS ETF TR VIETNAM ETF 92189F817 230 13,200 SH   SOLE   0 0 13,200
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 791 23,782 SH   SOLE   0 0 23,782
ORACLE CORP COM 68389X105 1,307 20,212 SH   SOLE   0 0 20,212
ADVANCED MICRO DEVICES INC COM 007903107 440 4,800 SH   SOLE   0 0 4,800
MICROSOFT CORP COM 594918104 1,323 5,946 SH   SOLE   0 0 5,946
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,562 29,050 SH   SOLE   0 0 29,050
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 210 2,553 SH   SOLE   0 0 2,553
CITIGROUP INC COM NEW 172967424 259 4,203 SH   SOLE   0 0 4,203