The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 6,378 436,240 SH   SOLE   0 0 436,240
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 285 1,343 SH   SOLE   0 0 1,343
AMARIN CORP PLC SPONS ADR NEW 023111206 214 10,000 SH   SOLE   0 0 10,000
AMAZON COM INC COM 023135106 323 175 SH   SOLE   0 0 175
APPLE INC COM 037833100 2,352 8,008 SH   SOLE   0 0 8,008
AXSOME THERAPEUTICS INC COM 05464T104 207 2,000 SH   SOLE   0 0 2,000
BEST BUY INC COM 086516101 235 2,672 SH   SOLE   0 0 2,672
EXACT SCIENCES CORP COM 30063P105 324 3,500 SH   SOLE   0 0 3,500
FACEBOOK INC CL A 30303M102 306 1,489 SH   SOLE   0 0 1,489
HOME DEPOT INC COM 437076102 1,474 6,750 SH   SOLE   0 0 6,750
ISHARES TR 1 3 YR TREAS BD 464287457 3,611 42,667 SH   SOLE   0 0 42,667
ISHARES TR AGENCY BOND ETF 464288166 2,047 17,715 SH   SOLE   0 0 17,715
ISHARES TR CORE S&P500 ETF 464287200 3,960 12,252 SH   SOLE   0 0 12,252
ISHARES TR CORE MSCI EURO 46434V738 1,721 34,500 SH   SOLE   0 0 34,500
ISHARES TR CUR HD EURZN ETF 46434V639 472 14,844 SH   SOLE   0 0 14,844
ISHARES TR MIN VOL USA ETF 46429B697 1,722 26,235 SH   SOLE   0 0 26,235
ISHARES TR US INTL HGH YLD 464286178 3,910 78,475 SH   SOLE   0 0 78,475
ISHARES TR IBOXX HI YD ETF 464288513 640 7,275 SH   SOLE   0 0 7,275
ISHARES TR IBOXX INV CP ETF 464287242 601 4,700 SH   SOLE   0 0 4,700
ISHARES TR JP MRG EM CRP BD 464286251 820 15,830 SH   SOLE   0 0 15,830
ISHARES TR JP MORGAN EM ETF 464286517 6,547 149,136 SH   SOLE   0 0 149,136
ISHARES TR JPMORGAN USD EMG 464288281 6,944 60,615 SH   SOLE   0 0 60,615
ISHARES TR LATN AMER 40 ETF 464287390 1,679 49,434 SH   SOLE   0 0 49,434
ISHARES TR MSCI CHINA ETF 46429B671 1,011 15,767 SH   SOLE   0 0 15,767
ISHARES TR MSCI EMG MKT ETF 464287234 9,899 220,612 SH   SOLE   0 0 220,612
ISHARES TR MSCI EURZONE ETF 464286608 1,050 25,053 SH   SOLE   0 0 25,053
ISHARES TR MSCI INDIA ETF 46429B598 942 26,799 SH   SOLE   0 0 26,799
ISHARES TR MSCI PAC JP ETF 464286665 777 16,778 SH   SOLE   0 0 16,778
ISHARES TR MSCI UK ETF NEW 46435G334 1,488 43,638 SH   SOLE   0 0 43,638
ISHARES TR MSCI WORLD ETF 464286392 3,268 33,086 SH   SOLE   0 0 33,086
ISHARES TR RUS 1000 VAL ETF 464287598 402 2,945 SH   SOLE   0 0 2,945
ISHARES TR S&P 500 VAL ETF 464287408 390 3,000 SH   SOLE   0 0 3,000
ISHARES US ETF TR BLOOMBERG ROLL 46431W598 3,512 77,858 SH   SOLE   0 0 77,858
ISHARES US ETF TR SHT MAT BD ETF 46431W507 6,534 130,064 SH   SOLE   0 0 130,064
ISHARES TR US TREAS BD ETF 46429B267 3,327 128,289 SH   SOLE   0 0 128,289
JPMORGAN CHASE & CO COM 46625H100 1,629 11,689 SH   SOLE   0 0 11,689
JOHNSON & JOHNSON COM 478160104 411 2,820 SH   SOLE   0 0 2,820
MICROSOFT CORP COM 594918104 224 1,420 SH   SOLE   0 0 1,420
MORGAN STANLEY COM NEW 617446448 1,022 20,000 SH   SOLE   0 0 20,000
PRINCIPAL FINL GROUP INC COM 74251V102 214 3,888 SH   SOLE   0 0 3,888
PROSHARES TR ST EMG MKT ETF 74347B706 1,444 19,187 SH   SOLE   0 0 19,187
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 10,388 338,054 SH   SOLE   0 0 338,054
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 6,933 75,829 SH   SOLE   0 0 75,829
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 3,680 66,315 SH   SOLE   0 0 66,315
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 10,398 364,590 SH   SOLE   0 0 364,590
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,511 7,800 SH   SOLE   0 0 7,800
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 240 5,944 SH   SOLE   0 0 5,944
T MOBILE US INC COM 872590104 4,078 52,000 SH   SOLE   0 0 52,000
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 469 13,782 SH   SOLE   0 0 13,782
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 3,484 34,369 SH   SOLE   0 0 34,369
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 906 14,892 SH   SOLE   0 0 14,892
DISNEY WALT CO COM DISNEY 254687106 279 1,930 SH   SOLE   0 0 1,930