Managing Director

0001085146-24-001867.txt : 20240418 0001085146-24-001867.hdr.sgml : 20240418 20240417182002 ACCESSION NUMBER: 0001085146-24-001867 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240418 DATE AS OF CHANGE: 20240417 EFFECTIVENESS DATE: 20240418 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Francis Financial, Inc. CENTRAL INDEX KEY: 0001727514 ORGANIZATION NAME: IRS NUMBER: 200247051 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18221 FILM NUMBER: 24852268 BUSINESS ADDRESS: BUSINESS PHONE: 2123749008 MAIL ADDRESS: STREET 1: 39 BROADWAY STREET 2: SUITE 1730 CITY: NEW YORK STATE: NY ZIP: 10006 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001727514 XXXXXXXX 03-31-2024 03-31-2024 false Francis Financial, Inc.

39 BROADWAY SUITE 1730 NEW YORK NY 10006

13F HOLDINGS REPORT 028-18221 N Avani Ramnani Managing Director 212-374-9008 /s/Avani Ramnani New York NY 04-17-2024 0 72 310183857 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1543578 10227 SH SOLE 0 0 10227 ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 639949 4203 SH SOLE 0 0 4203 AMAZON COM INC COM 023135106 BBG001S5PQL7 1573712 8724 SH SOLE 0 0 8724 AMAZON COM INC COM 023135106 BBG001S5PQL7 414874 2300 PRN Put SOLE 0 0 2300 APPLE INC COM 037833100 BBG001S5N8V8 2726937 15902 SH SOLE 0 0 15902 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 922201 2193 SH SOLE 0 0 2193 CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 BBG015H8BXT5 259415 7982 SH SOLE 0 0 7982 CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104 BBG015DN3GR4 254564 8839 SH SOLE 0 0 8839 CORNING INC COM 219350105 BBG001S5RLH1 740579 22469 SH SOLE 0 0 22469 DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 BBG01B92W7S9 2793511 86755 SH SOLE 0 0 86755 DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 BBG01B92VTS2 15558486 462087 SH SOLE 0 0 462087 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 689137 22804 SH SOLE 0 0 22804 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 BBG01BN5Z188 5351416 178440 SH SOLE 0 0 178440 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 2546924 62272 SH SOLE 0 0 62272 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 351216 5634 SH SOLE 0 0 5634 DISNEY WALT CO COM 254687106 BBG001S5QHF3 388249 3173 SH SOLE 0 0 3173 ELI LILLY & CO COM 532457108 BBG001S5STL8 292781 376 SH SOLE 0 0 376 FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 BBG00MFP1CK9 859491 43332 SH SOLE 0 0 43332 GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 266487 638 SH SOLE 0 0 638 HOME DEPOT INC COM 437076102 BBG001S5RTW7 369401 963 SH SOLE 0 0 963 INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 469380 2458 SH SOLE 0 0 2458 INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 BBG001T06LJ2 391718 16438 SH SOLE 0 0 16438 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 1314605 7762 SH SOLE 0 0 7762 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 318800 718 SH SOLE 0 0 718 ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 304699 5248 SH SOLE 0 0 5248 ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 217836 2935 SH SOLE 0 0 2935 ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 202568 3335 SH SOLE 0 0 3335 ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 13024656 117849 SH SOLE 0 0 117849 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2038256 3877 SH SOLE 0 0 3877 ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 242676 5323 SH SOLE 0 0 5323 ISHARES TR ESG ADV INVT GRA 46436E437 BBG013BSDDS5 3960116 48334 SH SOLE 0 0 48334 ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 2039636 50649 SH SOLE 0 0 50649 ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 9519325 388861 SH SOLE 0 0 388861 ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 13422502 133147 SH SOLE 0 0 133147 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 638176 5931 SH SOLE 0 0 5931 ISHARES TR NEW YORK MUN ETF 464288323 BBG001T03XV5 5463976 101542 SH SOLE 0 0 101542 ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 831789 3955 SH SOLE 0 0 3955 ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 616965 2056 SH SOLE 0 0 2056 ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 414555 4909 SH SOLE 0 0 4909 ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 319374 1710 SH SOLE 0 0 1710 ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 206327 1675 SH SOLE 0 0 1675 ISHARES TR USD GRN BOND ETF 46435U440 BBG00MK1NQ85 13670124 291536 SH SOLE 0 0 291536 JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 408995 2042 SH SOLE 0 0 2042 MCDONALDS CORP COM 580135101 BBG001S5T110 301123 1068 SH SOLE 0 0 1068 META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 30715783 63256 SH SOLE 0 0 63256 META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 485580 1000 PRN Put SOLE 0 0 1000 MICROSOFT CORP COM 594918104 BBG001S5TD05 1899820 4516 SH SOLE 0 0 4516 MICROSOFT CORP COM 594918104 BBG001S5TD05 252432 600 PRN Put SOLE 0 0 600 NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 BBG00FJ5GY57 5835268 76498 SH SOLE 0 0 76498 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 776159 859 SH SOLE 0 0 859 PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 376690 2331 SH SOLE 0 0 2331 SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 403950 7370 SH SOLE 0 0 7370 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 338494 851 SH SOLE 0 0 851 SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1170108 2237 SH SOLE 0 0 2237 STARBUCKS CORP COM 855244109 BBG001S72KH6 247277 2706 SH SOLE 0 0 2706 UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 227562 460 SH SOLE 0 0 460 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 BBG001TC6MJ4 1006614 9772 SH SOLE 0 0 9772 VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 31148922 413116 SH SOLE 0 0 413116 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 16803590 48819 SH SOLE 0 0 48819 VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 211948 884 SH SOLE 0 0 884 VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 534701 2140 SH SOLE 0 0 2140 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 72154426 150103 SH SOLE 0 0 150103 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 541987 2371 SH SOLE 0 0 2371 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2652331 10205 SH SOLE 0 0 10205 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 2257771 54052 SH SOLE 0 0 54052 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 203760 3026 SH SOLE 0 0 3026 VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 BBG001T62M56 10882341 139107 SH SOLE 0 0 139107 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 283993 1555 SH SOLE 0 0 1555 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 539077 10745 SH SOLE 0 0 10745 VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 BBG01FQJQMT7 463120 4599 SH SOLE 0 0 4599 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 18460157 152576 SH SOLE 0 0 152576 VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 428911 818 SH SOLE 0 0 818