Managing Director

0001085146-24-000298.txt : 20240118 0001085146-24-000298.hdr.sgml : 20240118 20240118094727 ACCESSION NUMBER: 0001085146-24-000298 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240118 DATE AS OF CHANGE: 20240118 EFFECTIVENESS DATE: 20240118 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Francis Financial, Inc. CENTRAL INDEX KEY: 0001727514 ORGANIZATION NAME: IRS NUMBER: 200247051 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18221 FILM NUMBER: 24540330 BUSINESS ADDRESS: BUSINESS PHONE: 2123749008 MAIL ADDRESS: STREET 1: 39 BROADWAY STREET 2: SUITE 1730 CITY: NEW YORK STATE: NY ZIP: 10006 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001727514 XXXXXXXX 12-31-2023 12-31-2023 false Francis Financial, Inc.

39 BROADWAY SUITE 1730 NEW YORK NY 10006

13F HOLDINGS REPORT 028-18221 N Avani Ramnani Managing Director 212-374-9008 /s/Avani Ramnani New York NY 01-18-2024 0 59 233024638 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1301927 9320 SH SOLE 0 0 9320 ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 592329 4203 SH SOLE 0 0 4203 AMAZON COM INC COM 023135106 BBG001S5PQL7 1343518 8842 SH SOLE 0 0 8842 APPLE INC COM 037833100 BBG001S5N8V8 2873965 14927 SH SOLE 0 0 14927 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 728300 2042 SH SOLE 0 0 2042 CORNING INC COM 219350105 BBG001S5RLH1 684182 22469 SH SOLE 0 0 22469 DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 BBG01B92W7S9 2343634 74107 SH SOLE 0 0 74107 DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 BBG01B92VTS2 13336260 416340 SH SOLE 0 0 416340 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 653107 22804 SH SOLE 0 0 22804 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 BBG01BN5Z188 4076544 150704 SH SOLE 0 0 150704 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 2582899 69395 SH SOLE 0 0 69395 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 337263 5657 SH SOLE 0 0 5657 DISNEY WALT CO COM 254687106 BBG001S5QHF3 208209 2306 SH SOLE 0 0 2306 ELI LILLY & CO COM 532457108 BBG001S5STL8 218796 375 SH SOLE 0 0 375 FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 BBG00MFP1CK9 800255 40113 SH SOLE 0 0 40113 GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 225290 584 SH SOLE 0 0 584 HOME DEPOT INC COM 437076102 BBG001S5RTW7 288671 833 SH SOLE 0 0 833 INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 432100 2642 SH SOLE 0 0 2642 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 1224802 7762 SH SOLE 0 0 7762 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 286664 700 SH SOLE 0 0 700 ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 12203613 112735 SH SOLE 0 0 112735 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 790956 1656 SH SOLE 0 0 1656 ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 1835199 48282 SH SOLE 0 0 48282 ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 11536428 471259 SH SOLE 0 0 471259 ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 12342787 135561 SH SOLE 0 0 135561 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 338565 3123 SH SOLE 0 0 3123 ISHARES TR NEW YORK MUN ETF 464288323 BBG001T03XV5 3413837 63114 SH SOLE 0 0 63114 ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 494737 2465 SH SOLE 0 0 2465 ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 587173 2145 SH SOLE 0 0 2145 ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 205809 2740 SH SOLE 0 0 2740 ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 297285 1710 SH SOLE 0 0 1710 ISHARES TR USD GRN BOND ETF 46435U440 BBG00MK1NQ85 9817134 207858 SH SOLE 0 0 207858 JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 405844 2386 SH SOLE 0 0 2386 MCDONALDS CORP COM 580135101 BBG001S5T110 316673 1068 SH SOLE 0 0 1068 META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 648407 1832 SH SOLE 0 0 1832 MICROSOFT CORP COM 594918104 BBG001S5TD05 1589009 4226 SH SOLE 0 0 4226 NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 BBG00FJ5GY57 5119592 73695 SH SOLE 0 0 73695 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 320408 647 SH SOLE 0 0 647 PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 391152 2526 SH SOLE 0 0 2526 RENT THE RUNWAY INC COM CL A 76010Y103 BBG001V0FB29 7557 14326 SH SOLE 0 0 14326 SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 374532 7197 SH SOLE 0 0 7197 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 320717 851 SH SOLE 0 0 851 SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1082281 2277 SH SOLE 0 0 2277 STARBUCKS CORP COM 855244109 BBG001S72KH6 214077 2230 SH SOLE 0 0 2230 UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 239544 455 SH SOLE 0 0 455 VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 27834919 364427 SH SOLE 0 0 364427 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 14379525 46254 SH SOLE 0 0 46254 VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 232985 1068 SH SOLE 0 0 1068 VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 497850 2140 SH SOLE 0 0 2140 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 64933300 148657 SH SOLE 0 0 148657 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 505806 2371 SH SOLE 0 0 2371 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2180336 9191 SH SOLE 0 0 9191 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 2476751 60262 SH SOLE 0 0 60262 VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 BBG001T62M56 2091915 26100 SH SOLE 0 0 26100 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 265004 1555 SH SOLE 0 0 1555 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 539402 11261 SH SOLE 0 0 11261 VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 BBG01FQJQMT7 466385 4599 SH SOLE 0 0 4599 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 16786709 150378 SH SOLE 0 0 150378 VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 401720 830 SH SOLE 0 0 830