The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO ETF TR ACTIVE BD ETF 72201R775   22,580,993 256,894 SH   SOLE   0 0 256,894
ISHARES TR CORE US AGGBD ET 464287226   16,168,415 171,931 SH   SOLE   0 0 171,931
ISHARES TR CORE MSCI EAFE 46432F842   15,174,066 235,805 SH   SOLE   0 0 235,805
ISHARES TR S&P MC 400GR ETF 464287606   12,951,218 179,280 SH   SOLE   0 0 179,280
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   11,475,664 214,258 SH   SOLE   0 0 214,258
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   11,122,240 553,070 SH   SOLE   0 0 553,070
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   8,447,974 408,707 SH   SOLE   0 0 408,707
ISHARES TR CORE S&P SCP ETF 464287804   5,732,736 60,773 SH   SOLE   0 0 60,773
AUTOMATIC DATA PROCESSING IN COM 053015103   5,668,701 23,563 SH   SOLE   0 0 23,563
WORLD GOLD TR SPDR GLD MINIS 98149E303   5,245,276 143,079 SH   SOLE   0 0 143,079
APPLE INC COM 037833100   4,986,048 29,122 SH   SOLE   0 0 29,122
ISHARES TR S&P MC 400VL ETF 464287705   4,711,110 46,677 SH   SOLE   0 0 46,677
WELLS FARGO CO NEW PERP PFD CNV A 949746804   4,482,300 4,020 SH   SOLE   0 0 4,020
VISTRA CORP COM 92840M102   4,444,487 133,951 SH   SOLE   0 0 133,951
BANK AMERICA CORP 7.25%CNV PFD L 060505682   4,405,464 3,961 SH   SOLE   0 0 3,961
ALPHABET INC CAP STK CL A 02079K305   4,243,266 32,426 SH   SOLE   0 0 32,426
BROADCOM INC COM 11135F101   4,215,703 5,076 SH   SOLE   0 0 5,076
ISHARES TR S&P 500 VAL ETF 464287408   4,148,998 26,970 SH   SOLE   0 0 26,970
PACCAR INC COM 693718108   4,079,124 47,978 SH   SOLE   0 0 47,978
VALERO ENERGY CORP COM 91913Y100   4,003,381 28,251 SH   SOLE   0 0 28,251
REGENERON PHARMACEUTICALS COM 75886F107   3,962,861 4,815 SH   SOLE   0 0 4,815
JPMORGAN CHASE &CO COM 46625H100   3,962,374 27,323 SH   SOLE   0 0 27,323
PULTE GROUP INC COM 745867101   3,868,572 52,243 SH   SOLE   0 0 52,243
WALMART INC COM 931142103   3,815,876 23,860 SH   SOLE   0 0 23,860
NUCOR CORP COM 670346105   3,778,919 24,170 SH   SOLE   0 0 24,170
CISCO SYS INC COM 17275R102   3,764,815 70,030 SH   SOLE   0 0 70,030
PRUDENTIAL FINL INC COM 744320102   3,662,824 38,601 SH   SOLE   0 0 38,601
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   3,636,611 239,882 SH   SOLE   0 0 239,882
THE CIGNA GROUP COM 125523100   3,616,059 12,640 SH   SOLE   0 0 12,640
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   3,519,733 51,959 SH   SOLE   0 0 51,959
BANK AMERICA CORP COM 060505104   3,491,003 127,502 SH   SOLE   0 0 127,502
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   3,438,773 122,159 SH   SOLE   0 0 122,159
GILEAD SCIENCES INC COM 375558103   3,364,575 44,897 SH   SOLE   0 0 44,897
AT&T INC COM 00206R102   3,362,550 223,872 SH   SOLE   0 0 223,872
UNITED PARCEL SERVICE INC CL B 911312106   3,359,546 21,554 SH   SOLE   0 0 21,554
COLGATE PALMOLIVE CO COM 194162103   3,301,195 46,424 SH   SOLE   0 0 46,424
EBAY INC. COM 278642103   3,293,725 74,705 SH   SOLE   0 0 74,705
QUALCOMM INC COM 747525103   3,229,269 29,077 SH   SOLE   0 0 29,077
ISHARES TR S&P 500 GRWT ETF 464287309   3,225,518 47,143 SH   SOLE   0 0 47,143
CBRE GROUP INC CL A 12504L109   3,203,384 43,371 SH   SOLE   0 0 43,371
BRISTOL-MYERS SQUIBB CO COM 110122108   3,151,306 54,295 SH   SOLE   0 0 54,295
GENERAL MTRS CO COM 37045V100   3,069,595 93,103 SH   SOLE   0 0 93,103
HP INC COM 40434L105   2,946,623 114,655 SH   SOLE   0 0 114,655
LABORATORY CORP AMER HLDGS COM NEW 50540R409   2,755,325 13,705 SH   SOLE   0 0 13,705
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301   2,666,872 27,425 SH   SOLE   0 0 27,425
SPDR GOLD TR GOLD SHS 78463V107   1,282,312 7,479 SH   SOLE   0 0 7,479
NEXTERA ENERGY INC COM 65339F101   686,220 11,978 SH   SOLE   0 0 11,978
ISHARES TR CORE S&P500 ETF 464287200   607,214 1,414 SH   SOLE   0 0 1,414
ARES CAPITAL CORP COM 04010L103   556,219 28,568 SH   SOLE   0 0 28,568
ISHARES TR RUS 1000 GRW ETF 464287614   421,062 1,583 SH   SOLE   0 0 1,583
BECTON DICKINSON &CO COM 075887109   381,849 1,477 SH   SOLE   0 0 1,477
ISHARES TR CORE 1 5 YR USD 46432F859   330,272 7,121 SH   SOLE   0 0 7,121
ISHARES TR 7-10 YR TRSY BD 464287440   320,931 3,504 SH   SOLE   0 0 3,504
ISHARES TR 1 3 YR TREAS BD 464287457   285,419 3,525 SH   SOLE   0 0 3,525
COLUMBIA FINL INC COM 197641103   283,251 18,030 SH   SOLE   0 0 18,030
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   266,785 1,490 SH   SOLE   0 0 1,490
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   258,278 16,173 SH   SOLE   0 0 16,173
GOLDMAN SACHS GROUP INC COM 38141G104   244,942 757 SH   SOLE   0 0 757
TESLA INC COM 88160R101   233,705 934 SH   SOLE   0 0 934
NVIDIA CORPORATION COM 67066G104   207,055 476 SH   SOLE   0 0 476
SAREPTA THERAPEUTICS INC COM 803607100   206,074 1,700 SH   SOLE   0 0 1,700
MERCK &CO INC COM 58933Y105   205,179 1,993 SH   SOLE   0 0 1,993
MIDDLESEX WTR CO COM 596680108   201,842 3,047 SH   SOLE   0 0 3,047
AMAZON COM INC COM 023135106   200,850 1,580 SH   SOLE   0 0 1,580
VIRNETX HLDG CORP COM 92823T108   7,547 29,700 SH   SOLE   0 0 29,700
LEXICON PHARMACEUTICALS INC COM NEW 528872302   16,391 15,038 SH   SOLE   0 0 15,038
ALAUNOS THERAPEUTICS INC COM 98973P101   1,576 11,955 SH   SOLE   0 0 11,955