The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO ETF TR ACTIVE BD ETF 72201R775   24,269,475 264,893 SH   SOLE   0 0 264,893
ISHARES TR CORE MSCI EAFE 46432F842   16,604,419 245,991 SH   SOLE   0 0 245,991
ISHARES TR CORE US AGGBD ET 464287226   14,080,460 143,752 SH   SOLE   0 0 143,752
ISHARES TR S&P MC 400GR ETF 464287606   13,392,814 178,571 SH   SOLE   0 0 178,571
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   11,519,212 208,191 SH   SOLE   0 0 208,191
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   11,087,403 550,790 SH   SOLE   0 0 550,790
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   8,715,380 423,694 SH   SOLE   0 0 423,694
INNOVATOR ETFS TR US EQT ULTRA BF 45782C805   6,075,591 233,093 SH   SOLE   0 0 233,093
ISHARES TR CORE S&P SCP ETF 464287804   5,935,698 59,565 SH   SOLE   0 0 59,565
APPLE INC COM 037833100   5,592,483 28,832 SH   SOLE   0 0 28,832
WORLD GOLD TR SPDR GLD MINIS 98149E303   5,250,630 137,848 SH   SOLE   0 0 137,848
AUTOMATIC DATA PROCESSING IN COM 053015103   5,151,314 23,437 SH   SOLE   0 0 23,437
ISHARES TR S&P MC 400VL ETF 464287705   5,081,837 47,436 SH   SOLE   0 0 47,436
BROADCOM INC COM 11135F101   4,722,715 5,444 SH   SOLE   0 0 5,444
BANK AMERICA CORP 7.25%CNV PFD L 060505682   4,477,524 3,821 SH   SOLE   0 0 3,821
WELLS FARGO CO NEW PERP PFD CNV A 949746804   4,459,392 3,871 SH   SOLE   0 0 3,871
ISHARES TR S&P 500 VAL ETF 464287408   4,395,351 27,268 SH   SOLE   0 0 27,268
PULTE GROUP INC COM 745867101   4,366,300 56,209 SH   SOLE   0 0 56,209
INNOVATOR ETFS TR LADERD ALCTN PWR 45783Y814   4,154,636 109,621 SH   SOLE   0 0 109,621
PACCAR INC COM 693718108   4,095,021 48,954 SH   SOLE   0 0 48,954
JPMORGAN CHASE &CO COM 46625H100   3,987,404 27,416 SH   SOLE   0 0 27,416
NUCOR CORP COM 670346105   3,958,476 24,140 SH   SOLE   0 0 24,140
ALPHABET INC CAP STK CL A 02079K305   3,802,869 31,770 SH   SOLE   0 0 31,770
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   3,735,139 225,144 SH   SOLE   0 0 225,144
UNITED PARCEL SERVICE INC CL B 911312106   3,709,288 20,693 SH   SOLE   0 0 20,693
WALMART INC COM 931142103   3,658,260 23,274 SH   SOLE   0 0 23,274
VISTRA CORP COM 92840M102   3,606,916 137,406 SH   SOLE   0 0 137,406
CISCO SYS INC COM 17275R102   3,545,620 68,528 SH   SOLE   0 0 68,528
ISHARES TR S&P 500 GRWT ETF 464287309   3,442,303 48,841 SH   SOLE   0 0 48,841
GENERAL MTRS CO COM 37045V100   3,376,026 87,553 SH   SOLE   0 0 87,553
HP INC COM 40434L105   3,366,764 109,631 SH   SOLE   0 0 109,631
CBRE GROUP INC CL A 12504L109   3,356,485 41,587 SH   SOLE   0 0 41,587
THE CIGNA GROUP COM 125523100   3,351,024 11,942 SH   SOLE   0 0 11,942
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   3,331,330 51,031 SH   SOLE   0 0 51,031
GILEAD SCIENCES INC COM 375558103   3,304,670 42,879 SH   SOLE   0 0 42,879
COLGATE PALMOLIVE CO COM 194162103   3,258,556 42,297 SH   SOLE   0 0 42,297
BANK AMERICA CORP COM 060505104   3,252,310 113,360 SH   SOLE   0 0 113,360
REGENERON PHARMACEUTICALS COM 75886F107   3,227,951 4,492 SH   SOLE   0 0 4,492
LABORATORY CORP AMER HLDGS COM NEW 50540R409   3,167,347 13,125 SH   SOLE   0 0 13,125
EBAY INC. COM 278642103   3,156,840 70,639 SH   SOLE   0 0 70,639
QUALCOMM INC COM 747525103   3,138,833 26,368 SH   SOLE   0 0 26,368
VALERO ENERGY CORP COM 91913Y100   3,110,064 26,514 SH   SOLE   0 0 26,514
PRUDENTIAL FINL INC COM 744320102   3,000,192 34,008 SH   SOLE   0 0 34,008
AT&T INC COM 00206R102   2,953,639 185,181 SH   SOLE   0 0 185,181
BRISTOL-MYERS SQUIBB CO COM 110122108   2,909,533 45,497 SH   SOLE   0 0 45,497
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   2,746,221 9,338 SH   SOLE   0 0 9,338
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301   2,650,263 26,724 SH   SOLE   0 0 26,724
SPDR GOLD TR GOLD SHS 78463V107   1,365,987 7,662 SH   SOLE   0 0 7,662
NEXTERA ENERGY INC COM 65339F101   853,374 11,501 SH   SOLE   0 0 11,501
ARES CAPITAL CORP COM 04010L103   536,793 28,568 SH   SOLE   0 0 28,568
ISHARES TR RUS 1000 GRW ETF 464287614   435,610 1,583 SH   SOLE   0 0 1,583
BECTON DICKINSON &CO COM 075887109   416,344 1,577 SH   SOLE   0 0 1,577
ISHARES TR 7-10 YR TRSY BD 464287440   341,481 3,535 SH   SOLE   0 0 3,535
ISHARES TR CORE 1 5 YR USD 46432F859   340,052 7,291 SH   SOLE   0 0 7,291
COLUMBIA FINL INC COM 197641103   311,739 18,030 SH   SOLE   0 0 18,030
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   264,024 16,533 SH   SOLE   0 0 16,533
GOLDMAN SACHS GROUP INC COM 38141G104   260,290 807 SH   SOLE   0 0 807
INTERPUBLIC GROUP COS INC COM 460690100   255,322 6,618 SH   SOLE   0 0 6,618
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   248,445 1,500 SH   SOLE   0 0 1,500
MIDDLESEX WTR CO COM 596680108   245,745 3,047 SH   SOLE   0 0 3,047
TESLA INC COM 88160R101   244,493 934 SH   SOLE   0 0 934
ISHARES TR ESG AWR MSCI USA 46435G425   207,103 2,125 SH   SOLE   0 0 2,125
ISHARES TR 1 3 YR TREAS BD 464287457   206,227 2,544 SH   SOLE   0 0 2,544
LEXICON PHARMACEUTICALS INC COM NEW 528872302   34,437 15,038 SH   SOLE   0 0 15,038
VIRNETX HLDG CORP COM 92823T108   13,811 29,700 SH   SOLE   0 0 29,700
ALAUNOS THERAPEUTICS INC COM 98973P101   6,097 11,955 SH   SOLE   0 0 11,955