The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO ETF TR ACTIVE BD ETF 72201R775 22,541 236,651 SH   SOLE   0 0 236,651
ISHARES TR CORE MSCI EAFE 46432F842 17,564 298,450 SH   SOLE   0 0 298,450
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 14,314 187,700 SH   SOLE   0 0 187,700
ISHARES TR S&P MC 400GR ETF 464287606 10,368 162,683 SH   SOLE   0 0 162,683
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 9,829 177,253 SH   SOLE   0 0 177,253
ISHARES TR CORE S&P SCP ETF 464287804 9,543 103,273 SH   SOLE   0 0 103,273
ISHARES TR IBOXX INV CP ETF 464287242 7,806 70,948 SH   SOLE   0 0 70,948
ISHARES TR S&P MC 400VL ETF 464287705 6,135 64,978 SH   SOLE   0 0 64,978
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 5,507 189,359 SH   SOLE   0 0 189,359
AUTOMATIC DATA PROCESSING IN COM 053015103 4,951 23,572 SH   SOLE   0 0 23,572
WORLD GOLD TR SPDR GLD MINIS 98149E303 4,538 126,465 SH   SOLE   0 0 126,465
WELLS FARGO CO NEW PERP PFD CNV A 949746804 4,320 3,554 SH   SOLE   0 0 3,554
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 4,284 3,557 SH   SOLE   0 0 3,557
ISHARES TR S&P 500 VAL ETF 464287408 3,892 28,314 SH   SOLE   0 0 28,314
APPLE INC COM 037833100 3,531 25,827 SH   SOLE   0 0 25,827
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C326 3,348 117,917 SH   SOLE   0 0 117,917
ISHARES TR S&P 500 GRWT ETF 464287309 3,019 50,018 SH   SOLE   0 0 50,018
HUMANA INC COM 444859102 2,625 5,609 SH   SOLE   0 0 5,609
JPMORGAN CHASE &CO COM 46625H100 2,539 22,548 SH   SOLE   0 0 22,548
COLGATE PALMOLIVE CO COM 194162103 2,500 31,190 SH   SOLE   0 0 31,190
GENERAL DYNAMICS CORP COM 369550108 2,484 11,226 SH   SOLE   0 0 11,226
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 2,462 23,920 SH   SOLE   0 0 23,920
VISTRA CORP COM 92840M102 2,454 107,407 SH   SOLE   0 0 107,407
WALMART INC COM 931142103 2,442 20,084 SH   SOLE   0 0 20,084
BK OF AMERICA CORP COM 060505104 2,439 78,361 SH   SOLE   0 0 78,361
HP INC COM 40434L105 2,404 73,337 SH   SOLE   0 0 73,337
PACCAR INC COM 693718108 2,381 28,912 SH   SOLE   0 0 28,912
REGENERON PHARMACEUTICALS COM 75886F107 2,364 3,998 SH   SOLE   0 0 3,998
ALPHABET INC CAP STK CL A 02079K305 2,321 1,065 SH   SOLE   0 0 1,065
CISCO SYS INC COM 17275R102 2,313 54,238 SH   SOLE   0 0 54,238
VALERO ENERGY CORP COM 91913Y100 2,309 21,725 SH   SOLE   0 0 21,725
TEXTRON INC COM 883203101 2,282 37,371 SH   SOLE   0 0 37,371
PRUDENTIAL FINL INC COM 744320102 2,266 23,683 SH   SOLE   0 0 23,683
BROADCOM INC COM 11135F101 2,263 4,659 SH   SOLE   0 0 4,659
AT&T INC COM 00206R102 2,238 106,759 SH   SOLE   0 0 106,759
CBRE GROUP INC CL A 12504L109 2,231 30,310 SH   SOLE   0 0 30,310
GILEAD SCIENCES INC COM 375558103 2,205 35,678 SH   SOLE   0 0 35,678
PNC FINL SVCS GROUP INC COM 693475105 2,202 13,957 SH   SOLE   0 0 13,957
NORTONLIFELOCK INC COM 668771108 2,182 99,374 SH   SOLE   0 0 99,374
QUALCOMM INC COM 747525103 2,166 16,953 SH   SOLE   0 0 16,953
PULTE GROUP INC COM 745867101 2,088 52,681 SH   SOLE   0 0 52,681
LABORATORY CORP AMER HLDGS COM NEW 50540R409 2,086 8,900 SH   SOLE   0 0 8,900
EBAY INC. COM 278642103 2,055 49,316 SH   SOLE   0 0 49,316
NUCOR CORP COM 670346105 2,038 19,517 SH   SOLE   0 0 19,517
GENERAL MTRS CO COM 37045V100 1,971 62,074 SH   SOLE   0 0 62,074
PARAMOUNT GLOBAL CLASS B COM 92556H206 1,904 77,153 SH   SOLE   0 0 77,153
SPDR GOLD TR GOLD SHS 78463V107 1,571 9,325 SH   SOLE   0 0 9,325
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,033 8,128 SH   SOLE   0 0 8,128
NEXTERA ENERGY INC COM 65339F101 856 11,050 SH   SOLE   0 0 11,050
ISHARES TR CORE 1 5 YR USD 46432F859 635 13,402 SH   SOLE   0 0 13,402
UNITED PARCEL SERVICE INC CL B 911312106 559 3,064 SH   SOLE   0 0 3,064
ARES CAPITAL CORP COM 04010L103 512 28,568 SH   SOLE   0 0 28,568
TESLA INC COM 88160R101 418 620 SH   SOLE   0 0 620
ISHARES TR RUS 1000 GRW ETF 464287614 397 1,813 SH   SOLE   0 0 1,813
ISHARES TR CORE US AGGBD ET 464287226 391 3,841 SH   SOLE   0 0 3,841
CDK GLOBAL INC COM 12508E101 367 6,700 SH   SOLE   0 0 6,700
VANGUARD INDEX FDS TOTAL STK MKT 922908769 362 1,921 SH   SOLE   0 0 1,921
COLUMBIA FINL INC COM 197641103 349 16,000 SH   SOLE   0 0 16,000
WARNER BROS DISCOVERY INC COM SER A 934423104 280 20,849 SH   SOLE   0 0 20,849
MIDDLESEX WTR CO COM 596680108 278 3,174 SH   SOLE   0 0 3,174
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 228 1,600 SH   SOLE   0 0 1,600
PFIZER INC COM 717081103 228 4,348 SH   SOLE   0 0 4,348
GOLDMAN SACHS GROUP INC COM 38141G104 210 707 SH   SOLE   0 0 707
VIRNETX HLDG CORP COM 92823T108 35 29,700 SH   SOLE   0 0 29,700
ALAUNOS THERAPEUTICS INC COM 98973P101 15 11,955 SH   SOLE   0 0 11,955