The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO ETF TR ACTIVE BD ETF 72201R775 23,564 231,520 SH   SOLE   0 0 231,520
ISHARES TR CORE 1 5 YR USD 46432F859 20,761 428,419 SH   SOLE   0 0 428,419
ISHARES TR CORE S&P SCP ETF 464287804 18,571 172,145 SH   SOLE   0 0 172,145
ISHARES TR CORE MSCI EAFE 46432F842 18,231 262,282 SH   SOLE   0 0 262,282
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 17,731 227,060 SH   SOLE   0 0 227,060
ISHARES TR S&P MC 400GR ETF 464287606 12,103 156,632 SH   SOLE   0 0 156,632
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 9,941 161,904 SH   SOLE   0 0 161,904
ISHARES TR IBOXX INV CP ETF 464287242 8,686 71,822 SH   SOLE   0 0 71,822
ISHARES TR S&P MC 400VL ETF 464287705 7,501 68,418 SH   SOLE   0 0 68,418
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 5,533 178,823 SH   SOLE   0 0 178,823
AUTOMATIC DATA PROCESSING IN COM 053015103 5,364 23,572 SH   SOLE   0 0 23,572
WORLD GOLD TR SPDR GLD MINIS 98149E303 4,726 122,845 SH   SOLE   0 0 122,845
WELLS FARGO CO NEW PERP PFD CNV A 949746804 4,652 3,511 SH   SOLE   0 0 3,511
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 4,641 3,536 SH   SOLE   0 0 3,536
ISHARES TR S&P 500 VAL ETF 464287408 4,347 27,914 SH   SOLE   0 0 27,914
APPLE INC COM 037833100 4,291 24,577 SH   SOLE   0 0 24,577
ISHARES TR S&P 500 GRWT ETF 464287309 3,828 50,123 SH   SOLE   0 0 50,123
NUCOR CORP COM 670346105 3,007 20,230 SH   SOLE   0 0 20,230
VALERO ENERGY CORP COM 91913Y100 2,885 28,411 SH   SOLE   0 0 28,411
BK OF AMERICA CORP COM 060505104 2,847 69,062 SH   SOLE   0 0 69,062
JPMORGAN CHASE &CO COM 46625H100 2,841 20,838 SH   SOLE   0 0 20,838
GENERAL DYNAMICS CORP COM 369550108 2,641 10,950 SH   SOLE   0 0 10,950
REGENERON PHARMACEUTICALS COM 75886F107 2,638 3,777 SH   SOLE   0 0 3,777
WALMART INC COM 931142103 2,633 17,680 SH   SOLE   0 0 17,680
VISTRA CORP COM 92840M102 2,618 112,598 SH   SOLE   0 0 112,598
HP INC COM 40434L105 2,578 71,013 SH   SOLE   0 0 71,013
CISCO SYS INC COM 17275R102 2,548 45,695 SH   SOLE   0 0 45,695
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 2,517 22,910 SH   SOLE   0 0 22,910
TEXTRON INC COM 883203101 2,472 33,241 SH   SOLE   0 0 33,241
ALPHABET INC CAP STK CL A 02079K305 2,398 862 SH   SOLE   0 0 862
PACCAR INC COM 693718108 2,365 26,857 SH   SOLE   0 0 26,857
NORTONLIFELOCK INC COM 668771108 2,364 89,132 SH   SOLE   0 0 89,132
CBRE GROUP INC CL A 12504L109 2,343 25,606 SH   SOLE   0 0 25,606
PRUDENTIAL FINL INC COM 744320102 2,332 19,737 SH   SOLE   0 0 19,737
HUMANA INC COM 444859102 2,267 5,210 SH   SOLE   0 0 5,210
PNC FINL SVCS GROUP INC COM 693475105 2,136 11,579 SH   SOLE   0 0 11,579
COLGATE PALMOLIVE CO COM 194162103 2,114 27,878 SH   SOLE   0 0 27,878
PARAMOUNT GLOBAL CLASS B COM 92556H206 2,095 55,407 SH   SOLE   0 0 55,407
QUALCOMM INC COM 747525103 2,094 13,704 SH   SOLE   0 0 13,704
AT&T INC COM 00206R102 2,070 87,592 SH   SOLE   0 0 87,592
EBAY INC. COM 278642103 1,927 33,651 SH   SOLE   0 0 33,651
GENERAL MTRS CO COM 37045V100 1,923 43,955 SH   SOLE   0 0 43,955
BROADCOM INC COM 11135F101 1,911 3,034 SH   SOLE   0 0 3,034
PULTE GROUP INC COM 745867101 1,880 44,860 SH   SOLE   0 0 44,860
GILEAD SCIENCES INC COM 375558103 1,820 30,613 SH   SOLE   0 0 30,613
SPDR GOLD TR GOLD SHS 78463V107 1,744 9,653 SH   SOLE   0 0 9,653
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,573 5,966 SH   SOLE   0 0 5,966
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,200 7,549 SH   SOLE   0 0 7,549
MIDDLESEX WTR CO COM 596680108 925 8,794 SH   SOLE   0 0 8,794
NEXTERA ENERGY INC COM 65339F101 906 10,700 SH   SOLE   0 0 10,700
VANGUARD INDEX FDS TOTAL STK MKT 922908769 871 3,826 SH   SOLE   0 0 3,826
UNITED PARCEL SERVICE INC CL B 911312106 657 3,064 SH   SOLE   0 0 3,064
ISHARES TR RUS 1000 GRW ETF 464287614 509 1,833 SH   SOLE   0 0 1,833
ISHARES TR CORE US AGGBD ET 464287226 428 3,997 SH   SOLE   0 0 3,997
COLUMBIA FINL INC COM 197641103 344 16,000 SH   SOLE   0 0 16,000
CDK GLOBAL INC COM 12508E101 341 7,000 SH   SOLE   0 0 7,000
ARES CAPITAL CORP COM 04010L103 284 13,568 SH   SOLE   0 0 13,568
ISHARES TR 3 7 YR TREAS BD 464288661 262 2,150 SH   SOLE   0 0 2,150
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 249 1,600 SH   SOLE   0 0 1,600
GOLDMAN SACHS GROUP INC COM 38141G104 233 707 SH   SOLE   0 0 707
AMAZON COM INC COM 023135106 231 71 SH   SOLE   0 0 71
PFIZER INC COM 717081103 225 4,348 SH   SOLE   0 0 4,348
ISHARES TR 1 3 YR TREAS BD 464287457 223 2,675 SH   SOLE   0 0 2,675
ISHARES TR ESG AWR MSCI USA 46435G425 215 2,125 SH   SOLE   0 0 2,125
ISHARES TR 0-5 YR TIPS ETF 46429B747 201 1,920 SH   SOLE   0 0 1,920
VIRNETX HLDG CORP COM 92823T108 48 29,700 SH   SOLE   0 0 29,700
ALAUNOS THERAPEUTICS INC COM 98973P101 8 11,955 SH   SOLE   0 0 11,955