The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 14,770 258,391 SH   SOLE   0 0 258,391
ISHARES TR SHORT TREAS BD SHORT TREAS BD 464288679 14,270 128,859 SH   SOLE   0 0 128,859
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS SHRT TRM CORP BD 92206C409 13,398 162,086 SH   SOLE   0 0 162,086
PIMCO ETF TR ACTIVE BD ETF ACTIVE BD ETF 72201R775 13,058 117,021 SH   SOLE   0 0 117,021
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 11,725 87,176 SH   SOLE   0 0 87,176
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 9,559 139,984 SH   SOLE   0 0 139,984
ISHARES S&P MID CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 8,435 37,701 SH   SOLE   0 0 37,701
APPLE INC COM USD0.00001 COM 037833100 5,489 15,048 SH   SOLE   0 0 15,048
BANK OF AMERICA CORP 7.25%CNV PFD L 060505682 4,841 3,607 SH   SOLE   0 0 3,607
WELLS FARGO CO NEW PERP PFD CNV A 949746804 4,807 3,706 SH   SOLE   0 0 3,706
INNOVATOR ETFS TR S&P 500 ULTRA S&P 500 ULTRA BUFFER ETF 45782C375 4,664 176,427 SH   SOLE   0 0 176,427
AUTOMATIC DATA PROCESSING INC COM USD0.10 COM 053015103 4,008 26,917 SH   SOLE   0 0 26,917
SPDR INDEX SHS FDS S&P EMERGING ASIA PAC ETF ASIA PACIF ETF 78463X301 3,722 37,478 SH   SOLE   0 0 37,478
WORLD GOLD TR SPDR GLD MINIS SPDR GLD MINIS 98149E204 2,953 166,272 SH   SOLE   0 0 166,272
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 2,857 26,461 SH   SOLE   0 0 26,461
ISHARES S&P MIDCAP 400 VALUE ETF S&P MC 400VL ETF 464287705 2,768 20,808 SH   SOLE   0 0 20,808
REGENERON PHARMACEUTICALS COM 75886F107 2,439 3,911 SH   SOLE   0 0 3,911
JPMORGAN CHASE & CO COM USD1.00 COM 46625H100 2,437 25,904 SH   SOLE   0 0 25,904
VIACOMCBS INC CL B CL B 92556H206 2,293 98,332 SH   SOLE   0 0 98,332
ELECTRONIC ARTS COM 285512109 2,283 17,286 SH   SOLE   0 0 17,286
WALMART INC COM COM 931142103 2,270 18,955 SH   SOLE   0 0 18,955
CISCO SYS INC COM COM 17275R102 2,265 48,558 SH   SOLE   0 0 48,558
QUALCOMM INC COM 747525103 2,212 24,250 SH   SOLE   0 0 24,250
HUMANA INC COM 444859102 2,211 5,701 SH   SOLE   0 0 5,701
PACCAR INC COM USD1.00 COM 693718108 2,137 28,553 SH   SOLE   0 0 28,553
AMGEN INC COM 031162100 2,133 9,043 SH   SOLE   0 0 9,043
BK OF AMERICA CORP COM COM 060505104 2,131 89,712 SH   SOLE   0 0 89,712
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 2,104 10,654 SH   SOLE   0 0 10,654
PULTE GROUP INC COM USD0.01 COM 745867101 2,084 61,241 SH   SOLE   0 0 61,241
GILEAD SCIENCES INC COM USD0.001 COM 375558103 2,036 26,466 SH   SOLE   0 0 26,466
SPDR GOLD TR GOLD SHS GOLD SHS 78463V107 2,007 11,991 SH   SOLE   0 0 11,991
LEAR CORP NEW COM USD0.01 COM NEW 521865204 1,896 17,393 SH   SOLE   0 0 17,393
GENERAL MTRS CO COM COM 37045V100 1,866 73,743 SH   SOLE   0 0 73,743
HP INC COM COM 40434L105 1,857 106,551 SH   SOLE   0 0 106,551
TEXTRON INC COM 883203101 1,798 54,634 SH   SOLE   0 0 54,634
NORTONLIFELOCK INC COM COM 668771108 1,787 90,108 SH   SOLE   0 0 90,108
GENERAL DYNAMICS CORP COM USD1.00 COM 369550108 1,783 11,929 SH   SOLE   0 0 11,929
NUCOR CORP COM USD0.40 COM 670346105 1,722 41,572 SH   SOLE   0 0 41,572
VALERO ENERGY CORP COM COM 91913Y100 1,663 28,274 SH   SOLE   0 0 28,274
EXXON MOBIL CORP COM 30231G102 1,609 35,982 SH   SOLE   0 0 35,982
VISTRA ENERGY CORP COM COM 92840M102 1,597 85,756 SH   SOLE   0 0 85,756
LAZARD LTD SHS A SHS A G54050102 1,546 54,011 SH   SOLE   0 0 54,011
PILGRIMS PRIDE CORP COM COM 72147K108 1,414 83,711 SH   SOLE   0 0 83,711
CBRE GROUP INC COM USD0.01 CLASS A CL A 12504L109 1,310 28,972 SH   SOLE   0 0 28,972
XEROX HOLDINGS CORP COM NEW COM NEW 98421M106 1,190 77,859 SH   SOLE   0 0 77,859
UNITED PARCEL SVC INC CL B CL B 911312106 1,009 9,072 SH   SOLE   0 0 9,072
PNC FINANCIAL SERVICES GROUP COM USD5 COM 693475105 894 8,498 SH   SOLE   0 0 8,498
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 679 3,672 SH   SOLE   0 0 3,672
ISHARES INC MSCI WORLD ETF MSCI WORLD ETF 464286392 636 6,900 SH   SOLE   0 0 6,900
INNOVATOR ETFS TR S&P 500 BUFFER E S&P 500 BUFFER E 45782C557 509 19,263 SH   SOLE   0 0 19,263
ISHARES TR S&P SMALL CAP 600 GROWTH ETF S&P SML 600 GWT 464287887 460 2,733 SH   SOLE   0 0 2,733
ISHARES S&P SMALLCAP 600 VALUE ETF SP SMCP600VL ETF 464287879 407 3,377 SH   SOLE   0 0 3,377
BANK OF NEW YORK MELLON CORP COM USD0.01 COM 064058100 400 10,349 SH   SOLE   0 0 10,349
ISHARES TR 3 7 YR TREAS BD 3 7 YR TREAS BD 464288661 374 2,799 SH   SOLE   0 0 2,799
NEXTERA ENERGY INC COM USD0.01 COM 65339F101 360 1,500 SH   SOLE   0 0 1,500
ISHARES TR US TREAS BD ETF US TREAS BD ETF 46429B267 357 12,750 SH   SOLE   0 0 12,750
SELECT SECTOR SPDR TRUST AMEX FINANCIAL SELECT INDEX USD DIS SBI INT-FINL 81369Y605 354 15,315 SH   SOLE   0 0 15,315
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769 327 2,088 SH   SOLE   0 0 2,088
ISHARES TRUST 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457 324 3,736 SH   SOLE   0 0 3,736
INVESCO QQQ TR UNIT SER 1 UNIT SER 1 46090E103 323 1,303 SH   SOLE   0 0 1,303
CDK GLOBAL INC COM USD0.01 COM 12508E101 314 7,572 SH   SOLE   0 0 7,572
AT&T INC COM USD1 COM 00206R102 278 9,204 SH   SOLE   0 0 9,204
BROADRIDGE FINANCIAL SOLUTION INC COM USD0.01 COM 11133T103 272 2,156 SH   SOLE   0 0 2,156
PFIZER INC COM 717081103 254 7,762 SH   SOLE   0 0 7,762
SAREPTA THERAPEUTICS INC COM COM 803607100 241 1,500 SH   SOLE   0 0 1,500
INNOVATOR ETFS TR S&P 500 ULTRA S&P 500 ULTRA BUFFER ETF 45782C425 236 9,684 SH   SOLE   0 0 9,684
VALLEY NATIONAL BANCORP COM NPV COM 919794107 228 29,093 SH   SOLE   0 0 29,093
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 222 3,483 SH   SOLE   0 0 3,483
MICROSOFT CORP COM 594918104 215 1,057 SH   SOLE   0 0 1,057
NUSHARES ETF TR NUVEEN ESG SMLCP NUVEEN ESG SMLCP 67092P607 213 7,750 SH   SOLE   0 0 7,750
AMAZON.COM INC COM 023135106 212 77 SH   SOLE   0 0 77
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT VAR RATE INVT 46090A879 204 8,304 SH   SOLE   0 0 8,304
VIRNETX HLDG CORP COM COM 92823T108 193 29,700 SH   SOLE   0 0 29,700
ARES CAPITAL CORP COM COM 04010L103 181 12,500 SH   SOLE   0 0 12,500
ZIOPHARM ONCOLOGY INC COM COM 98973P101 39 11,955 SH   SOLE   0 0 11,955