The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ZIOPHARM ONCOLOGY INC COM COM 98973P101 29 11,955 SH   SOLE   0 0 11,955
ARES CAPITAL CORP COM COM 04010L103 135 12,500 SH   SOLE   0 0 12,500
VIRNETX HLDG CORP COM COM 92823T108 162 29,700 SH   SOLE   0 0 29,700
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103 202 4,053 SH   SOLE   0 0 4,053
VALLEY NATIONAL BANCORP COM NPV COM 919794107 213 29,093 SH   SOLE   0 0 29,093
BROADRIDGE FINANCIAL SOLUTION INC COM USD0.01 COM 11133T103 214 2,256 SH   SOLE   0 0 2,256
VERIZON COMMUNICATIONS COM 92343V104 222 4,134 SH   SOLE   0 0 4,134
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769 243 1,882 SH   SOLE   0 0 1,882
CDK GLOBAL INC COM USD0.01 COM 12508E101 249 7,572 SH   SOLE   0 0 7,572
PFIZER INC COM 717081103 253 7,762 SH   SOLE   0 0 7,762
AT&T INC COM USD1 COM 00206R102 268 9,204 SH   SOLE   0 0 9,204
ISHARES TRUST 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457 284 3,275 SH   SOLE   0 0 3,275
ISHARES TR US TREAS BD ETF US TREAS BD ETF 46429B267 321 11,450 SH   SOLE   0 0 11,450
BANK OF NEW YORK MELLON CORP COM USD0.01 COM 064058100 349 10,349 SH   SOLE   0 0 10,349
NEXTERA ENERGY INC COM USD0.01 COM 65339F101 361 1,500 SH   SOLE   0 0 1,500
ISHARES TR 3 7 YR TREAS BD 3 7 YR TREAS BD 464288661 363 2,719 SH   SOLE   0 0 2,719
INNOVATOR ETFS TR S&P 500 BUFFER E S&P 500 BUFFER E 45782C557 462 19,961 SH   SOLE   0 0 19,961
ISHARES S&P SMALLCAP 600 VALUE ETF SP SMCP600VL ETF 464287879 531 5,293 SH   SOLE   0 0 5,293
ISHARES INC MSCI WORLD ETF MSCI WORLD ETF 464286392 538 6,900 SH   SOLE   0 0 6,900
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 552 3,731 SH   SOLE   0 0 3,731
ISHARES TR S&P SMALL CAP 600 GROWTH ETF S&P SML 600 GWT 464287887 602 4,344 SH   SOLE   0 0 4,344
UNITED PARCEL SVC INC CL B CL B 911312106 941 10,072 SH   SOLE   0 0 10,072
XEROX HOLDINGS CORP COM NEW COM NEW 98421M106 1,062 56,075 SH   SOLE   0 0 56,075
BANCO SANTANDER SA ADR EACH 1 REPR 1 ORD EUR0.50 ADR 05964H105 1,086 461,958 SH   SOLE   0 0 461,958
LAZARD LTD SHS A SHS A G54050102 1,134 48,130 SH   SOLE   0 0 48,130
VALERO ENERGY CORP COM COM 91913Y100 1,144 25,216 SH   SOLE   0 0 25,216
VISTRA ENERGY CORP COM COM 92840M102 1,170 73,314 SH   SOLE   0 0 73,314
VIACOMCBS INC CL B CL B 92556H206 1,183 84,416 SH   SOLE   0 0 84,416
EXXON MOBIL CORP COM 30231G102 1,203 31,687 SH   SOLE   0 0 31,687
PULTE GROUP INC COM USD0.01 COM 745867101 1,224 54,851 SH   SOLE   0 0 54,851
TEXTRON INC COM 883203101 1,225 45,917 SH   SOLE   0 0 45,917
GENERAL MTRS CO COM COM 37045V100 1,273 61,265 SH   SOLE   0 0 61,265
LEAR CORP NEW COM USD0.01 COM NEW 521865204 1,345 16,551 SH   SOLE   0 0 16,551
NUCOR CORP COM USD0.40 COM 670346105 1,380 38,303 SH   SOLE   0 0 38,303
PILGRIMS PRIDE CORP COM COM 72147K108 1,403 77,439 SH   SOLE   0 0 77,439
GENERAL DYNAMICS CORP COM USD1.00 COM 369550108 1,477 11,166 SH   SOLE   0 0 11,166
ELECTRONIC ARTS COM 285512109 1,588 15,853 SH   SOLE   0 0 15,853
QUALCOMM INC COM 747525103 1,632 24,122 SH   SOLE   0 0 24,122
NORTONLIFELOCK INC COM COM 668771108 1,641 87,687 SH   SOLE   0 0 87,687
PACCAR INC COM USD1.00 COM 693718108 1,725 28,225 SH   SOLE   0 0 28,225
HP INC COM COM 40434L105 1,757 101,190 SH   SOLE   0 0 101,190
BK OF AMERICA CORP COM COM 060505104 1,784 84,035 SH   SOLE   0 0 84,035
HUMANA INC COM 444859102 1,905 6,066 SH   SOLE   0 0 6,066
AMGEN INC COM 031162100 1,912 9,429 SH   SOLE   0 0 9,429
CISCO SYS INC COM COM 17275R102 1,917 48,763 SH   SOLE   0 0 48,763
SPDR GOLD TR GOLD SHS GOLD SHS 78463V107 1,979 13,370 SH   SOLE   0 0 13,370
GILEAD SCIENCES INC COM USD0.001 COM 375558103 2,121 28,367 SH   SOLE   0 0 28,367
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 2,291 14,185 SH   SOLE   0 0 14,185
JPMORGAN CHASE & CO COM USD1.00 COM 46625H100 2,315 25,711 SH   SOLE   0 0 25,711
WALMART INC COM COM 931142103 2,321 20,424 SH   SOLE   0 0 20,424
ISHARES S&P MIDCAP 400 VALUE ETF S&P MC 400VL ETF 464287705 2,610 23,736 SH   SOLE   0 0 23,736
WORLD GOLD TR SPDR GLD MINIS SPDR GLD MINIS 98149E204 2,723 173,246 SH   SOLE   0 0 173,246
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 2,831 29,226 SH   SOLE   0 0 29,226
REGENERON PHARMACEUTICALS COM 75886F107 2,866 5,870 SH   SOLE   0 0 5,870
SPDR INDEX SHS FDS S&P EMERGING ASIA PAC ETF ASIA PACIF ETF 78463X301 3,177 37,408 SH   SOLE   0 0 37,408
AUTOMATIC DATA PROCESSING INC COM USD0.10 COM 053015103 3,679 26,917 SH   SOLE   0 0 26,917
APPLE INC COM USD0.00001 COM 037833100 4,004 15,744 SH   SOLE   0 0 15,744
INNOVATOR ETFS TRUST S&P 500 ULTRA BUFFER ETF JULY S&P 500 YULTRA BUFFER ETF - JULY 45782C839 4,328 188,002 SH   SOLE   0 0 188,002
BANK OF AMERICA CORP 7.25%CNV PFD L 060505682 4,496 3,551 SH   SOLE   0 0 3,551
WELLS FARGO CO NEW PERP PFD CNV A 949746804 4,597 3,608 SH   SOLE   0 0 3,608
ISHARES S&P MID CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 7,697 43,097 SH   SOLE   0 0 43,097
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 8,942 159,372 SH   SOLE   0 0 159,372
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 10,526 85,227 SH   SOLE   0 0 85,227
PIMCO ETF TR ACTIVE BD ETF ACTIVE BD ETF 72201R775 11,362 107,018 SH   SOLE   0 0 107,018
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS SHRT TRM CORP BD 92206C409 11,862 149,961 SH   SOLE   0 0 149,961
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 13,350 267,582 SH   SOLE   0 0 267,582