The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE DIVID GROWTH ETF ETF 46434V621 1,883,906 33,885,105 SH   SOLE   0 33,885,105 0
ISHARES TR CORE S&P 500 ETF ETF 464287200 1,820,733 3,816,009 SH   SOLE   0 3,816,009 0
GOLDMAN SACHS ETF TR TR ACTIVEBETA U S LARGE CAP EQUITY ETF ETF 381430503 1,362,962 14,321,077 SH   SOLE   0 14,321,077 0
ISHARES TR CORE S&P SMALL-CAP ETF ETF 464287804 1,012,751 8,841,223 SH   SOLE   0 8,841,223 0
ISHARES TR S&P MIDCAP 400 VALUE ETF ETF 464287705 882,204 7,968,194 SH   SOLE   0 7,968,194 0
ISHARES TR MSCI USA VALUE FACTOR ETF ETF 46432F388 834,943 7,624,728 SH   SOLE   0 7,624,728 0
ISHARES TR CORE S&P MID-CAP ETF ETF 464287507 44,212 156,081 SH   SOLE   0 156,081 0
SCHWAB STRATEGIC TR US DIVIDEND EQUITY ETF ETF 808524797 13,431 165,278 SH   SOLE   0 165,278 0
ISHARES TR MSCI INTL MULTIFACTOR ETF ETF 46434V274 11,206 386,572 SH   SOLE   0 386,572 0
GOLDMAN SACHS ETF TR ACTIVEBETA EMERGING MKTS EQUITY ETF ETF 381430206 3,091 83,018 SH   SOLE   0 83,018 0
ISHARES TR CORE MSCI EAFE ETF ETF 46432F842 17 267 SH   SOLE   0 267 0
SCHWAB STRATEGIC TR SCHWAB FUNDAMENTAL U S SMALL CO INDEX ETF ETF 808524763 13 234 SH   SOLE   0 234 0
ISHARES TR CORE U S AGGREGATE BD ETF ETF 464287226 13 115 SH   SOLE   0 115 0
APPLE INC COM COM 037833100 10 664 SH   SOLE   0 664 0
SPDR SER TR BLOOMBERG BARCLAYS INTER TERM CORPORATE BD ETF ETF 78464A375 10 287 SH   SOLE   0 287 0
VANGUARD INTL EQUITY INDEX FDS TOTAL WORLD STK INDEX FD ETF SHS ETF 922042742 5 79 SH   SOLE   0 79 0
VANGUARD SPECIALIZED FUNDS DIVID APPRECIATION ETF SHS ETF 921908844 5 27 SH   SOLE   0 27 0
ISHARES TR GLOBAL REIT ETF ETF 46434V647 4 123 SH   SOLE   0 123 0
CISCO SYSTEMS INC COM 17275R102 4 58 SH   SOLE   0 58 0
ISHARES INC CORE MSCI EMERGING MKTS ETF ETF 46434G103 3 49 SH   SOLE   0 49 0
ISHARES TR CORE S&P U S GROWTH ETF ETF 464287671 3 25 SH   SOLE   0 25 0
ISHARES TR CORE S&P U S VALUE ETF ETF 464287663 3 34 SH   SOLE   0 34 0
VANGUARD INDEX FDS REAL ESTATE INDEX FD ETF ETF 922908553 2 16 SH   SOLE   0 16 0
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF ETF 921943858 2 118 SH   SOLE   0 118 0
MORGAN STANLEY COM NEW COM 617446448 2 18 SH   SOLE   0 18 0
ISHARES TR CORE 1-5 YR USD BD ETF ETF 46432F859 2 49 SH   SOLE   0 49 0
ISHARES TR BROAD USD INBD ETFVT GRADE CORP BD ETF ETF 464288620 2 27 SH   SOLE   0 27 0
VANECK ETF TR FALLEN ANGEL HIGH YIELD ETF ETF 92189F437 2 51 SH   SOLE   0 51 0
ISHARES TR BARCLAYS 20 YR TREAS BD ETF ETF 464287432 1 8 SH   SOLE   0 8 0
ISHARES TR JPMORGAN USD EMERGING MKTS BD ETF ETF 464288281 1 7 SH   SOLE   0 7 0
ISHARES TR U S TREAS BD ETF ETF 46429B267 1 28 SH   SOLE   0 28 0
SCHWAB STRATEGIC TR US TIPS ETF ETF 808524870 1 18 SH   SOLE   0 18 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF ETF 922042858 1 307 SH   SOLE   0 307 0
VANGUARD SCOTTSDALE FDS VANGUARD MTG BACKED SECS ETF ETF 92206C771 1 23 SH   SOLE   0 23 0
MERCK & CO INC NEW COM COM 58933Y105 1 8 SH   SOLE   0 8 0
DISCOVER FINL SVCS COM INC COM 254709108 1 9 SH   SOLE   0 9 0
ISHARES TR RUSSELL MID-CAP VALUE ETF ETF 464287473 1 10 SH   SOLE   0 10 0
META PLATFORMS INC CL A COM 30303M102 1 176 SH   SOLE   0 176 0
ISHARES TR BARCLAYS 7-10 YR TREAS BD ETF ETF 464287440 1 11 SH   SOLE   0 11 0
SPDR SER TR PORTFOLIO S&P 500 ETF ETF 78464A854 1 15 SH   SOLE   0 15 0
VANGUARD SCOTTSDALE FDS VANGUARD RUSSELL 2000 INDEX FD ETF SHS ETF 92206C664 1 10 SH   SOLE   0 10 0
ISHARES TR IBOXX USD INVT GRADE CORP BD ETF ETF 464287242 0 30 SH   SOLE   0 30 0
MICROSOFT CORP COM COM 594918104 0 397 SH   SOLE   0 397 0
TARGET CORP COM COM 87612E106 0 57 SH   SOLE   0 57 0
ISHARES TR RUSSELL MID-CAP ETF ETF 464287499 0 36 SH   SOLE   0 36 0
ISHARES TR RUSSELL 2000 ETF ETF 464287655 0 7 SH   SOLE   0 7 0
ISHARES TR S&P SMALL-CAP 600 VALUE ETF ETF 464287879 0 7 SH   SOLE   0 7 0
PEPSICO INC COM COM 713448108 0 225 SH   SOLE   0 225 0
REALTY INCOME CORP COM REIT 756109104 0 165 SH   SOLE   0 165 0
REGIONS FINL CORP NEW COM COM 7591EP100 0 942 SH   SOLE   0 942 0
VANGUARD CHARLOTTE FDS TOTAL INTL BD ETF ETF 92203J407 0 12 SH   SOLE   0 12 0
VANGUARD INDEX FDS VANGUARD GROWTH ETF ETF 922908736 0 18 SH   SOLE   0 18 0
VANGUARD INDEX FDS VANGUARD VALUE ETF ETF 922908744 0 96 SH   SOLE   0 96 0
INTEL CORP COM COM 458140100 0 675 SH   SOLE   0 675 0
VANGUARD INDEX FDS VANGUARD MID-CAP ETF ETF 922908629 0 40 SH   SOLE   0 40 0
JOHNSON & JOHNSON COM COM 478160104 0 100 SH   SOLE   0 100 0
INVESCO QQQ TR UNIT SER 1 ETF 46090E103 0 68 SH   SOLE   0 68 0
VANGUARD INDEX FDS S&P 500 ETF SHS NEW ETF 922908363 0 137 SH   SOLE   0 137 0
COSTCO WHOLESALE CORP NEW COM COM 22160K105 0 47 SH   SOLE   0 47 0
ISHARES TR BROAD USD HIGH YIELD CORPORATE BD ETF ETF 46435U853 0 19 SH   SOLE   0 19 0
ISHARES TR 1-3 YR TREAS BD ETF ETF 464287457 0 8 SH   SOLE   0 8 0
ABBOTT LABS COM COM 002824100 0 350 SH   SOLE   0 350 0
ANALOG DEVICES INC COM COM 032654105 0 87 SH   SOLE   0 87 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 0 200 SH   SOLE   0 200 0
EBAY INC COM COM 278642103 0 750 SH   SOLE   0 750 0
ISHARES TR GLOBAL CLEAN ENERGY ETF ETF 464288224 0 14 SH   SOLE   0 14 0
NEXTERA ENERGY INC COM COM 65339F101 0 375 SH   SOLE   0 375 0
NUTRIEN LTD REGISTERED SHS ISIN#CA67077M1086 COM 67077M108 0 25 SH   SOLE   0 25 0
STRYKER CORP COMMON COM 863667101 0 225 SH   SOLE   0 225 0
UNITEDHEALTH GROUP INC COM COM 91324P102 0 80 SH   SOLE   0 80 0
V F CORP COM COM 918204108 0 562 SH   SOLE   0 562 0
ALPHABET INC CAP STK CL C COM 02079K107 0 6 SH   SOLE   0 6 0
AMAZON COM INC COM 023135106 0 3 SH   SOLE   0 3 0
CF INDS HLDGS INC COM COM 125269100 0 30 SH   SOLE   0 30 0
CARRIER GLOBAL CORP COM COM 14448C104 0 33 SH   SOLE   0 33 0
DIMENSIONAL ETF TR EMERGING MKTS CORE ETF ETF 25434V302 0 46 SH   SOLE   0 46 0
EXPEDITORS INTL WASH INC COM COM 302130109 0 300 SH   SOLE   0 300 0
FONIX CORP DEL COM DISSOLVED 07/06/12 COM 34459U504 0 1 SH   SOLE   0 1 0
GLADSTONE LD CORP COM REIT 376549101 0 188 SH   SOLE   0 188 0
ISHARES TR RUSSELL 1000 ETF ETF 464287622 0 9 SH   SOLE   0 9 0
ISHARES TR CORE U S REIT ETF ETF 464288521 0 29 SH   SOLE   0 29 0
KINDER MORGAN INC DEL COM COM 49456B101 0 777 SH   SOLE   0 777 0
NORTHERN TR CORP COM COM 665859104 0 250 SH   SOLE   0 250 0
ORION OFFICE REIT INC COM REIT 68629Y103 0 16 SH   SOLE   0 16 0
SPDR GOLD TR GOLD SHS ETF 78463V107 0 12 SH   SOLE   0 12 0
SPDR INDEX SHS FDS S&P EMERGING MKTS ETF ETF 78463X509 0 14 SH   SOLE   0 14 0
SPDR INDEX SHS FDS S&P EMERGING MKTS SM CAP ETF ETF 78463X756 0 4 SH   SOLE   0 4 0
SPDR INDEX SHS FDS S&P INTL SMALL CAP ETF ETF 78463X871 0 15 SH   SOLE   0 15 0
SPDR INDEX SHS FDS SPDR PORT DEVELOPED WORLD EX-US ETF ETF 78463X889 0 146 SH   SOLE   0 146 0
SPDR SER TR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 0 11 SH   SOLE   0 11 0
SPDR SER TR BLOOMBERG BARCLAYS AGGREGATE BD ETF ETF 78464A649 0 265 SH   SOLE   0 265 0
SPDR SER TR PORTFOLIO TIPS ETF ETF 78464A656 0 65 SH   SOLE   0 65 0
SPDR SER TR PORTFOLIO S&P 1500 COMPOSITE STK MKT ETF ETF 78464A805 0 198 SH   SOLE   0 198 0
SPDR SER TR S&P 600 SMALL CAP ETF ETF 78464A813 0 185 SH   SOLE   0 185 0
SPDR SER TR SPDR BLOOMBERG 1-3 MNTH T BILL ETF NEW ETF 78468R663 0 48 SH   SOLE   0 48 0
US BANCORP DEL COM COM 902973304 0 687 SH   SOLE   0 687 0
VANGUARD INTL EQUITY INDEX FDS FTSE ALL-WORLD EX USA SMALL CAP INDEX ETF 922042718 0 12 SH   SOLE   0 12 0
VANGUARD WORLD FDS VANGUARD HEALTH CARE ETF ETF 92204A504 0 1 SH   SOLE   0 1 0
W P CAREY INC COM REIT 92936U109 0 146 SH   SOLE   0 146 0
WISDOMTREE TR YIELD ENHANCED U S AGGREGATE BD FD ETF 97717X511 0 139 SH   SOLE   0 139 0