The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P 500 ETF ETF 464287200 2,062,361 5,180,404 SH   SOLE   0 5,180,404 0
ISHARES TR CORE DIVID GROWTH ETF ETF 46434V621 1,605,517 33,237,112 SH   SOLE   0 33,237,112 0
GOLDMAN SACHS ETF TR TR ACTIVEBETA U S LARGE CAP EQUITY ETF ETF 381430503 1,379,608 17,422,404 SH   SOLE   0 17,422,404 0
ISHARES TR CORE S&P SMALL-CAP ETF ETF 464287804 995,606 9,168,619 SH   SOLE   0 9,168,619 0
ISHARES TR S&P MIDCAP 400 VALUE ETF ETF 464287705 806,142 7,904,376 SH   SOLE   0 7,904,376 0
ISHARES TR CORE S&P MID-CAP ETF ETF 464287507 37,942 145,768 SH   SOLE   0 145,768 0
SCHWAB STRATEGIC TR US DIVIDEND EQUITY ETF ETF 808524797 10,928 148,970 SH   SOLE   0 148,970 0
ISHARES TR MSCI INTL MULTIFACTOR ETF ETF 46434V274 9,016 311,925 SH   SOLE   0 311,925 0
GOLDMAN SACHS ETF TR ACTIVEBETA EMERGING MKTS EQUITY ETF ETF 381430206 3,756 94,484 SH   SOLE   0 94,484 0
SCHWAB STRATEGIC TR SCHWAB FUNDAMENTAL U S SMALL CO INDEX ETF ETF 808524763 15 292 SH   SOLE   0 292 0
ISHARES TR GLOBAL REIT ETF ETF 46434V647 13 491 SH   SOLE   0 491 0
VANGUARD CHARLOTTE FDS TOTAL INTL BD ETF ETF 92203J407 11 200 SH   SOLE   0 200 0
CISCO SYSTEMS INC COM 17275R102 3 69 SH   SOLE   0 69 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF ETF 922908769 3 158 SH   SOLE   0 158 0
ISHARES TR CORE MSCI EAFE ETF ETF 46432F842 2 84 SH   SOLE   0 84 0
MERCK & CO INC NEW COM COM 58933Y105 1 8 SH   SOLE   0 8 0
DISCOVER FINL SVCS COM INC COM 254709108 1 9 SH   SOLE   0 9 0
MORGAN STANLEY COM NEW COM 617446448 1 18 SH   SOLE   0 18 0
ISHARES INC CORE MSCI EMERGING MKTS ETF ETF 46434G103 0 70 SH   SOLE   0 70 0
AT&T INC COM COM 00206R102 0 16 SH   SOLE   0 16 0
MICROSOFT CORP COM COM 594918104 0 61 SH   SOLE   0 61 0
VANGUARD SPECIALIZED FUNDS VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 0 6 SH   SOLE   0 6 0
VANGUARD INDEX FDS REAL ESTATE INDEX FD ETF ETF 922908553 0 0 SH   SOLE   0 0 0
APPLE INC COM COM 037833100 0 130 SH   SOLE   0 130 0
CHEVRON CORP NEW COM COM 166764100 0 180 SH   SOLE   0 180 0
SCHWAB STRATEGIC TR INTL EQUITY ETF ETF 808524805 0 53 SH   SOLE   0 53 0
3M CO COM COM 88579Y101 0 2 SH   SOLE   0 2 0
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF ETF 921943858 0 66 SH   SOLE   0 66 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF ETF 922042858 0 9 SH   SOLE   0 9 0
ISHARES TR CORE U S AGGREGATE BD ETF ETF 464287226 0 71 SH   SOLE   0 71 0
SYNOVUS FINL CORP COM NEW COM 87161C501 0 1 SH   SOLE   0 1 0
ISHARES TR MSCI USA MINIMUM VOLATILITY FACTOR ETF ETF 46429B697 0 36 SH   SOLE   0 36 0
VANGUARD INDEX FDS S&P 500 ETF SHS NEW ETF 922908363 0 38 SH   SOLE   0 38 0
BLACKROCK MUNICIPAL INCOME QUALITY TR INC COM 092479104 0 673 SH   SOLE   0 673 0
CHURCHILL CAP CORP IV CL A COM 171439102 0 16 SH   SOLE   0 16 0
COSTCO WHOLESALE CORP NEW COM COM 22160K105 0 25 SH   SOLE   0 25 0
CAPITAL PRODUCT PARTNERS LP COM Y11082206 0 1,260 SH   SOLE   0 1,260 0
DUCOMMUN INC DEL COM COM 264147109 0 2,000 SH   SOLE   0 2,000 0
DIAMOND S SHIPPING INC COM Y20676105 0 865 SH   SOLE   0 865 0
DTE ENERGY CO COM COM 233331107 0 105 SH   SOLE   0 105 0
WELLS FARGO INCOME OPPORTUNITIES FUND COM SHS COM 94987B105 0 2,500 SH   SOLE   0 2,500 0
FLY LEASING LTD SPONSORED ADR 34407D109 0 1,500 SH   SOLE   0 1,500 0
FEDNAT HLDG CO COM COM 31431B109 0 2,000 SH   SOLE   0 2,000 0
ISHARES TR CORE 1-5 YR USD BD ETF ETF 46432F859 0 46 SH   SOLE   0 46 0
MONSTER BEVERAGE CORP NEW COM COM 61174X109 0 6 SH   SOLE   0 6 0
NATURAL GROCERS BY VITAMIN COTTAGE INC COM COM 63888U108 0 5 SH   SOLE   0 5 0
PRUDENTIAL FINL INC COM COM 744320102 0 50 SH   SOLE   0 50 0
SCHWAB STRATEGIC TR US BROAD MKT ETF ETF 808524102 0 23 SH   SOLE   0 23 0
ISHARES TR MSCI USA SM CAP MIN VOLUME FACTOR ETF ETF 46435G433 0 34 SH   SOLE   0 34 0
SPDR SER TR NUVEEN BLOOMBERG BARCLAYS MUN BD ETF ETF 78468R721 0 18 SH   SOLE   0 18 0
TEXTRON INC COM COM 883203101 0 81 SH   SOLE   0 81 0
UNIVERSAL HEALTH SVCS INC CL B CAP STK CL B 913903100 0 2 SH   SOLE   0 2 0
ISHARES TR BROAD USD HIGH YIELD CORPORATE BD ETF ETF 46435U853 0 39 SH   SOLE   0 39 0
VANGUARD MUN BD FDS TAX-EXEMPT BD INDEX FD ETF ETF 922907746 0 22 SH   SOLE   0 22 0
VANGUARD TOTAL INTL STOCK INDEX FD ETF SHS ETF 921909768 0 666 SH   SOLE   0 666 0