The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P 500 ETF ETF 464287200 1,447,103 5,379,518 SH   SOLE   5,379,518 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA U S LARGE CAP EQUITY ETF ETF 381430503 329,378 6,169,953 SH   SOLE   6,169,953 0 0
SCHWAB STRATEGIC TR SCHWAB FUNDAMENTAL U S SMALL CO INDEX ETF ETF 808524763 148,557 3,917,290 SH   SOLE   3,917,290 0 0
ISHARES TR CORE MSCI EAFE ETF ETF 46432F842 91,672 1,386,616 SH   SOLE   1,386,616 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA EMERGING MKTS EQUITY ETF ETF 381430206 90,040 2,512,771 SH   SOLE   2,512,771 0 0
ISHARES TR CORE DIVID GROWTH ETF ETF 46434V621 7,975 229,398 SH   SOLE   229,398 0 0
VANGUARD BD INDEX FDS VANGUARD SHORT TERM BD ETF ETF 921937827 6,477 81,854 SH   SOLE   81,854 0 0
RESOURCE REAL ESTATE OPPORTUNITY REIT INC ETF 761991314 43 3,945 SH   SOLE   3,945 0 0
SELECT SECTOR SPDR TR HEALTH CARE ETF 81369Y209 20 240 SH   SOLE   240 0 0
ISHARES TR IBOXX USD INVT GRADE CORP BD ETF ETF 464287242 12 101 SH   SOLE   101 0 0
VANGUARD WORLD FDS VANGUARD FINLS ETF ETF 92204A405 12 166 SH   SOLE   166 0 0
SELECT SECTOR SPDR TR CONSUMER STAPLES ETF 81369Y308 11 200 SH   SOLE   200 0 0
SELECT SECTOR SPDR TR CONSUMER DISCRETIONARY ETF 81369Y407 10 102 SH   SOLE   102 0 0
VANGUARD WORLD FDS VANGUARD INFORMATION ETF 92204A702 10 63 SH   SOLE   63 0 0
SELECT SECTOR SPDR TR INDL ETF 81369Y704 9 119 SH   SOLE   119 0 0
AMAZON COM INC COM 023135106 8 7 SH   SOLE   7 0 0
SELECT SECTOR SPDR TR TECHNOLOGY ETF 81369Y803 8 120 SH   SOLE   120 0 0
ALPS ETF TR ALERIAN MLP ETF ETF 00162Q866 7 612 SH   SOLE   612 0 0
ISHARES TR MBS ETF ETF 464288588 7 62 SH   SOLE   62 0 0
PIMCO ETF TR INVT GRADE CORP BD INDEX EXCHANGE-TRADED FD ETF 72201R817 7 70 SH   SOLE   70 0 0
ISHARES TR BARCLAYS 20 YR TREAS BD ETF ETF 464287432 6 44 SH   SOLE   44 0 0
SELECT SECTOR SPDR TR ENERGY ETF 81369Y506 6 77 SH   SOLE   77 0 0
SELECT SECTOR SPDR TR UTILS ETF 81369Y886 6 112 SH   SOLE   112 0 0
SALESFORCE.COM INC COM STOCK COM 79466L302 5 52 SH   SOLE   52 0 0
ISHARES TR DOW JONES U S ETF ISHARES U.S. TECHNOL F ETF 464287721 3 20 SH   SOLE   20 0 0
MICHAEL KORS HLDGS LTD SHS ISIN#VGG607541015 ETF G60754101 3 40 SH   SOLE   40 0 0
SPDR INDEX SHS FDS S&P EMERGING ASIA PAC ETF ETF 78463X301 3 28 SH   SOLE   28 0 0
VANGUARD BD INDEX FDS VANGUARD INTERMEDIATE TERM BD ETF ETF 921937819 3 40 SH   SOLE   40 0 0
VANGUARD WORLD FDS VANGUARD TELECOMMUNICATION SVCS ETF ETF 92204A884 3 36 SH   SOLE   36 0 0
ISHARES TR 3-7 YR TREAS BD ETF ETF 464288661 2 16 SH   SOLE   16 0 0
SPDR SER TR BLOOMBERG BARCLAYS HIGH YIELD BD ETF ETF 78464A417 2 48 SH   SOLE   48 0 0
TARGET CORP COM COM 87612E106 2 36 SH   SOLE   36 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF ETF 922042858 2 52 SH   SOLE   52 0 0
ADAM NAT RES FD INC COM COM 00548F105 1 51 SH   SOLE   51 0 0
ISHARES TR JPMORGAN USD EMERGING MKTS BD ETF ETF 464288281 1 12 SH   SOLE   12 0 0
ISHARES TR TIPS BD ETF ETF 464287176 1 8 SH   SOLE   8 0 0
POWERSHARES EXCHANGE TRADED FD TR II PFD PORTFOLIO ETF 73936T565 1 38 SH   SOLE   38 0 0
SELECT SECTOR SPDR TR MATLS ETF 81369Y100 1 20 SH   SOLE   20 0 0
SOUTHERN CO COM COM 842587107 1 20 SH   SOLE   20 0 0
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 1 219 SH   SOLE   219 0 0
BANK AMER CORP NON CUM PFD SER W COM 060505344 0 580 SH   SOLE   580 0 0
BRE SELECT HOTELS CORP PFD SER A COM 05578K205 0 3,488 SH   SOLE   3,488 0 0
DATA EVOLUTION HLDGS INC COM COM 23768T100 0 100 SH   SOLE   100 0 0
ESC SEVENTY SEVEN COM 818ESC998 0 14 SH   SOLE   14 0 0
ESCROW LEHMAN BROS HLDGS INC COM ISIN#US524ESC1001 COM 524ESC100 0 3,500 SH   SOLE   3,500 0 0
ESCROW ORCHARD ENTERPRISES INC COM COM 685ESC998 0 16 SH   SOLE   16 0 0
INFOSYS LTD SPONSORED ADR REPSTG 1 EQUITY SHS ISIN#US4567881085 ETF 456788108 0 35 SH   SOLE   35 0 0
ISHARES INC CORE MSCI EMERGING MKTS ETF ETF 46434G103 0 448 SH   SOLE   448 0 0
ISHARES TR 1-3 YR CR BD ETF ETF 464288646 0 136 SH   SOLE   136 0 0
ISHARES TR 1-3 YR TREAS BD ETF ETF 464287457 0 508 SH   SOLE   508 0 0
ISHARES TR CORE S&P SMALL-CAP ETF ETF 464287804 0 318 SH   SOLE   318 0 0
ISHARES TR CORE U S AGGREGATE BD ETF ETF 464287226 0 596 SH   SOLE   596 0 0
ISHARES TR IBOXX $ HIGH YIELD CORP BD ETF ETF 464288513 0 0 SH   SOLE   0 0 0
ISHARES TR S&P MIDCAP 400 VALUE ETF ETF 464287705 0 145 SH   SOLE   145 0 0
MYLAN N V SHS EURO ISIN#NL0011031208 ETF N59465109 0 13 SH   SOLE   13 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BD ETF ETF 78464A474 0 469 SH   SOLE   469 0 0
TEVA PHARMACEUTICAL INDUSTRIES LTD ADR ISIN#US8816242098 ADR 881624209 0 30 SH   SOLE   30 0 0
TWIN VALLEY BANK OHIO COM 901991158 0 812 SH   SOLE   812 0 0
VANGUARD INDEX FDS VANGUARD VALUE ETF ETF 922908744 0 324 SH   SOLE   324 0 0