The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 281 561 SH   SOLE   0 0 561
ALPHABET INC CAP STK CL A 02079K305 207 133 SH   SOLE   0 0 133
ALPHABET INC CAP STK CL C 02079K107 263 169 SH   SOLE   0 0 169
AMERICAN CENTY ETF TR US SML CP VALU 025072877 7,653 161,224 SH   SOLE   0 0 161,224
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2,203 41,448 SH   SOLE   0 0 41,448
APPLE INC COM 037833100 2,617 21,678 SH   SOLE   0 0 21,678
EYENOVIA INC COM 30234E104 69 18,908 SH   SOLE   0 0 18,908
FLEXSHARES TR READY ACC VARI 33939L886 7,637 100,067 SH   SOLE   0 0 100,067
FLEXSHARES TR HIG YLD VL ETF 33939L662 6,383 136,197 SH   SOLE   0 0 136,197
FLEXSHARES TR INTL QLTDV IDX 33939L837 7,367 351,492 SH   SOLE   0 0 351,492
FLEXSHARES TR QUALT DIVD IDX 33939L860 7,725 166,103 SH   SOLE   0 0 166,103
HOME DEPOT INC COM 437076102 257 893 SH   SOLE   0 0 893
ISHARES INC CORE MSCI EMKT 46434G103 742 13,679 SH   SOLE   0 0 13,679
ISHARES TR RUS 1000 VAL ETF 464287598 2,274 18,503 SH   SOLE   0 0 18,503
ISHARES TR CORE S&P500 ETF 464287200 4,482 12,852 SH   SOLE   0 0 12,852
ISHARES TR CORE S&P MCP ETF 464287507 1,319 6,608 SH   SOLE   0 0 6,608
ISHARES TR S&P 500 VAL ETF 464287408 1,222 10,505 SH   SOLE   0 0 10,505
ISHARES TR CORE S&P SCP ETF 464287804 1,758 23,053 SH   SOLE   0 0 23,053
ISHARES TR CORE 1 5 YR USD 46432F859 2,042 39,608 SH   SOLE   0 0 39,608
ISHARES TR S&P 500 GRWT ETF 464287309 5,073 21,106 SH   SOLE   0 0 21,106
ISHARES TR RUS 1000 GRW ETF 464287614 7,031 31,116 SH   SOLE   0 0 31,116
JOHNSON & JOHNSON COM 478160104 239 1,623 SH   SOLE   0 0 1,623
MICROSOFT CORP COM 594918104 739 3,366 SH   SOLE   0 0 3,366
ORACLE CORP COM 68389X105 240 3,964 SH   SOLE   0 0 3,964
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 292 3,940 SH   SOLE   0 0 3,940
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,513 18,034 SH   SOLE   0 0 18,034
SPDR SER TR PRTFLO S&P500 GW 78464A409 18,431 353,832 SH   SOLE   0 0 353,832
SPDR SER TR S&P 600 SMCP VAL 78464A300 535 9,755 SH   SOLE   0 0 9,755
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,895 220,716 SH   SOLE   0 0 220,716
STARBUCKS CORP COM 855244109 270 3,037 SH   SOLE   0 0 3,037
SVB FINANCIAL GROUP COM 78486Q101 701 2,564 SH   SOLE   0 0 2,564
UNITEDHEALTH GROUP INC COM 91324P102 414 1,275 SH   SOLE   0 0 1,275
VANGUARD INDEX FDS GROWTH ETF 922908736 5,223 22,007 SH   SOLE   0 0 22,007
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 420 5,068 SH   SOLE   0 0 5,068
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 7,128 97,057 SH   SOLE   0 0 97,057
VISA INC COM CL A 92826C839 227 1,137 SH   SOLE   0 0 1,137
YUM CHINA HLDGS INC COM 98850P109 220 4,127 SH   SOLE   0 0 4,127