The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 2,584,912 14,195 SH   SOLE   14,195 0 0
ABRDN ETFS BBG INDUSTRL MET 003261609 BBG012GMQ6L3 905,092 42,235 SH   SOLE   42,235 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104 BBG00G9CFDS3 2,140,004 108,245 SH   SOLE   108,245 0 0
AFLAC INC COM 001055102 BBG001S5NGJ4 1,466,017 17,075 SH   SOLE   17,075 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 340,951 2,259 SH   SOLE   2,259 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 239,526 1,573 SH   SOLE   1,573 0 0
ALTSHARES TRUST MERGER ARBITRAGE 02210T108 BBG00S7NVRB4 387,614 14,261 SH   SOLE   14,261 0 0
AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101 BBG01FRH5ND8 1,397,709 74,904 SH   SOLE   74,904 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 1,114,677 3,921 SH   SOLE   3,921 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,843,842 10,753 SH   SOLE   10,753 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 228,812 1,110 SH   SOLE   1,110 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 1,470,264 21,701 SH   SOLE   21,701 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 1,181,633 67,138 SH   SOLE   67,138 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 955,801 3,821 SH   SOLE   3,821 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 766,170 919 SH   SOLE   919 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,015,209 765 SH   SOLE   765 0 0
CARDINAL HEALTH INC COM 14149Y108 BBG001S7PC34 1,448,026 12,928 SH   SOLE   12,928 0 0
CELANESE CORP DEL COM 150870103 BBG001SJDDG5 233,644 1,360 SH   SOLE   1,360 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 251,516 1,595 SH   SOLE   1,595 0 0
CINTAS CORP COM 172908105 BBG001S7CRG1 935,735 1,362 SH   SOLE   1,362 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 1,749,745 35,058 SH   SOLE   35,058 0 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 2,161,912 34,186 SH   SOLE   34,186 0 0
CUMMINS INC COM 231021106 BBG001S5Q9M3 833,270 2,828 SH   SOLE   2,828 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 1,368,071 17,152 SH   SOLE   17,152 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630 BBG009RY6HH4 6,591,394 267,183 SH   SOLE   267,183 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 BBG001S9Z3V8 1,018,748 24,890 SH   SOLE   24,890 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 BBG004LV7GH8 290,138 11,307 SH   SOLE   11,307 0 0
DBX ETF TR XTRACKERS LOW 233051267 BBG00JQCHVS6 3,209,151 69,537 SH   SOLE   69,537 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 233,388 300 SH   SOLE   300 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 202,738 1,788 SH   SOLE   1,788 0 0
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 1,322,278 36,550 SH   SOLE   36,550 0 0
EOG RES INC COM 26875P101 BBG001S5ZB93 226,724 1,774 SH   SOLE   1,774 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,716,056 14,763 SH   SOLE   14,763 0 0
F5 INC COM 315616102 BBG001SCP8D1 207,980 1,097 SH   SOLE   1,097 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F771 BBG00RPLC4T3 529,002 13,526 SH   SOLE   13,526 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 827,109 20,139 SH   SOLE   20,139 0 0
FORTINET INC COM 34959E109 BBG001S77BL6 218,592 3,200 SH   SOLE   3,200 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 1,889,430 6,688 SH   SOLE   6,688 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 1,223,185 17,482 SH   SOLE   17,482 0 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 1,155,484 15,775 SH   SOLE   15,775 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 BBG001TF8NP6 467,767 16,225 SH   SOLE   16,225 0 0
GLOBAL X FDS MSCI CHINA CNSMR 37950E408 BBG001T64BB1 966,762 56,602 SH   SOLE   56,602 0 0
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 2,319,850 115,072 SH   SOLE   115,072 0 0
GLOBAL X FDS X EMERGING MKT 37954Y350 BBG00V6QGWD5 243,877 10,790 SH   SOLE   10,790 0 0
GRAINGER W W INC COM 384802104 BBG001S5RRD2 1,050,871 1,033 SH   SOLE   1,033 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 BBG00HBPWNP1 2,499,421 113,817 SH   SOLE   113,817 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,006,950 2,625 SH   SOLE   2,625 0 0
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 BBG00PVP39R2 333,669 9,431 SH   SOLE   9,431 0 0
INVESCO ACTVELY MNGD ETC FD AGRI CMDTY STRA 46090F308 BBG0196RJS01 1,370,808 38,355 SH   SOLE   38,355 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 4,347,890 84,261 SH   SOLE   84,261 0 0
ISHARES INC JP MRG EM CRP BD 464286251 BBG002WGKJD6 534,294 12,012 SH   SOLE   12,012 0 0
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 323,468 5,716 SH   SOLE   5,716 0 0
ISHARES INC MSCI EURZONE ETF 464286608 BBG001SFQPM5 1,047,547 20,516 SH   SOLE   20,516 0 0
ISHARES INC MSCI GERMANY ETF 464286806 BBG001S8SJC4 1,641,285 51,694 SH   SOLE   51,694 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 7,612,541 76,562 SH   SOLE   76,562 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 274,290 3,354 SH   SOLE   3,354 0 0
ISHARES TR 10+ YR INVST GRD 464289511 BBG001T5MKD1 471,883 9,161 SH   SOLE   9,161 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 858,963 7,417 SH   SOLE   7,417 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 632,329 6,680 SH   SOLE   6,680 0 0
ISHARES TR AGENCY BOND ETF 464288166 BBG001T2RRQ4 521,665 4,828 SH   SOLE   4,828 0 0
ISHARES TR BB RAT CORP BD 46435U473 BBG00XR0V4D0 907,101 19,613 SH   SOLE   19,613 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 1,632,126 34,404 SH   SOLE   34,404 0 0
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 3,991,604 79,912 SH   SOLE   79,912 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 2,318,336 31,236 SH   SOLE   31,236 0 0
ISHARES TR CORE MSCI EURO 46434V738 BBG006MJ8984 241,987 4,183 SH   SOLE   4,183 0 0
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 3,881,658 57,823 SH   SOLE   57,823 0 0
ISHARES TR CORE MSCI PAC 46434V696 BBG006MJG5T0 3,258,376 51,467 SH   SOLE   51,467 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 689,865 10,166 SH   SOLE   10,166 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 216,113 3,558 SH   SOLE   3,558 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 684,450 6,193 SH   SOLE   6,193 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 1,747,487 15,156 SH   SOLE   15,156 0 0
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 3,077,935 26,260 SH   SOLE   26,260 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 4,116,829 45,520 SH   SOLE   45,520 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 12,446,658 23,675 SH   SOLE   23,675 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 1,669,095 36,611 SH   SOLE   36,611 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 2,460,155 25,119 SH   SOLE   25,119 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 270,926 4,278 SH   SOLE   4,278 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 505,757 9,297 SH   SOLE   9,297 0 0
ISHARES TR INTL TREA BD ETF 464288117 BBG001T33MN2 412,311 10,404 SH   SOLE   10,404 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 702,637 13,617 SH   SOLE   13,617 0 0
ISHARES TR LATN AMER 40 ETF 464287390 BBG001SJRVW2 1,128,243 39,671 SH   SOLE   39,671 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 3,675,081 39,765 SH   SOLE   39,765 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 1,052,402 9,556 SH   SOLE   9,556 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 2,161,024 55,086 SH   SOLE   55,086 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 1,886,983 47,579 SH   SOLE   47,579 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 1,401,804 16,772 SH   SOLE   16,772 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 2,081,493 12,665 SH   SOLE   12,665 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 744,846 2,586 SH   SOLE   2,586 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 1,052,730 4,255 SH   SOLE   4,255 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 203,669 2,412 SH   SOLE   2,412 0 0
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 454,430 4,111 SH   SOLE   4,111 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 233,443 2,229 SH   SOLE   2,229 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 203,979 1,985 SH   SOLE   1,985 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 325,383 14,290 SH   SOLE   14,290 0 0
ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 3,861,211 76,053 SH   SOLE   76,053 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 BBG0079TF237 1,319,895 48,885 SH   SOLE   48,885 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 628,360 10,860 SH   SOLE   10,860 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,331,506 8,417 SH   SOLE   8,417 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 340,210 1,699 SH   SOLE   1,699 0 0
KENVUE INC COM 49177J102 BBG01C79X614 1,646,569 76,727 SH   SOLE   76,727 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 2,042,828 15,757 SH   SOLE   15,757 0 0
KLA CORP COM NEW 482480100 BBG001S5SLM4 1,027,596 1,471 SH   SOLE   1,471 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 605,417 2,841 SH   SOLE   2,841 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 BBG00P35J8L8 264,787 9,184 SH   SOLE   9,184 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 922,155 2,023 SH   SOLE   2,023 0 0
M & T BK CORP COM 55261F104 BBG001S7S2B4 1,269,686 8,714 SH   SOLE   8,714 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,448,118 3,442 SH   SOLE   3,442 0 0
MID-AMER APT CMNTYS INC COM 59522J103 BBG001S7HZ69 1,175,951 8,937 SH   SOLE   8,937 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 BBG001S5VQ21 1,212,921 18,036 SH   SOLE   18,036 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 837,626 2,357 SH   SOLE   2,357 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 1,781,442 8,997 SH   SOLE   8,997 0 0
OMNICOM GROUP INC COM 681919106 BBG001S5VR10 1,665,734 17,186 SH   SOLE   17,186 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 242,993 1,935 SH   SOLE   1,935 0 0
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 1,171,050 2,107 SH   SOLE   2,107 0 0
PAYCHEX INC COM 704326107 BBG001S5V135 817,859 6,660 SH   SOLE   6,660 0 0
PEPSICO INC COM 713448108 BBG001S695T1 275,783 1,573 SH   SOLE   1,573 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 BBG001T5DWK7 248,024 4,816 SH   SOLE   4,816 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 BBG001SD3148 1,632,457 18,914 SH   SOLE   18,914 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 835,640 5,150 SH   SOLE   5,150 0 0
PUBLIC STORAGE COM 74460D109 BBG001S5TH79 1,296,102 4,468 SH   SOLE   4,468 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 2,492,649 14,723 SH   SOLE   14,723 0 0
RIO TINTO PLC SPONSORED ADR 767204100 BBG001SB0LX9 1,276,414 19,933 SH   SOLE   19,933 0 0
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 756,876 1,779 SH   SOLE   1,779 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 BBG00PZFDF86 7,362,749 152,343 SH   SOLE   152,343 0 0
SCHWAB STRATEGIC TR HIGH YIELD BD ET 808524631 BBG01F80WYB4 220,741 4,232 SH   SOLE   4,232 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 2,423,186 67,687 SH   SOLE   67,687 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 2,613,188 53,276 SH   SOLE   53,276 0 0
SCHWAB STRATEGIC TR MUN BD ETF 808524649 BBG019GV63H2 530,181 10,186 SH   SOLE   10,186 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 10,591,329 230,246 SH   SOLE   230,246 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 202,964 2,189 SH   SOLE   2,189 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 1,683,641 22,159 SH   SOLE   22,159 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 654,371 8,036 SH   SOLE   8,036 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 1,010,287 19,369 SH   SOLE   19,369 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 1,000,463 10,597 SH   SOLE   10,597 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 1,449,926 11,511 SH   SOLE   11,511 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 535,817 3,627 SH   SOLE   3,627 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 934,814 13,031 SH   SOLE   13,031 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 730,306 3,550 SH   SOLE   3,550 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 553,931 1,059 SH   SOLE   1,059 0 0
SPDR SER TR PORT MTG BK ETF 78464A383 BBG001T2HF72 868,822 40,001 SH   SOLE   40,001 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 775,472 23,722 SH   SOLE   23,722 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 BBG001STKCY7 3,062,224 109,600 SH   SOLE   109,600 0 0
SPDR SER TR S&P METALS MNG 78464A755 BBG001SMH2W0 1,426,466 23,664 SH   SOLE   23,664 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 588,277 6,437 SH   SOLE   6,437 0 0
STATE STR CORP COM 857477103 BBG001S5RLD5 1,197,076 15,445 SH   SOLE   15,445 0 0
STEEL DYNAMICS INC COM 858119100 BBG001S98JK5 259,351 1,748 SH   SOLE   1,748 0 0
STRYKER CORPORATION COM 863667101 BBG001S8FR03 918,585 2,565 SH   SOLE   2,565 0 0
SYSCO CORP COM 871829107 BBG001S5WJS8 812,693 10,011 SH   SOLE   10,011 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 1,070,229 17,725 SH   SOLE   17,725 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 BBG001S6WYD9 1,830,682 26,538 SH   SOLE   26,538 0 0
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 1,450,495 28,900 SH   SOLE   28,900 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 727,704 1,471 SH   SOLE   1,471 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 BBG001SR42Z0 838,562 26,520 SH   SOLE   26,520 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 BBG001T9BPT7 506,744 20,675 SH   SOLE   20,675 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 205,832 598 SH   SOLE   598 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 220,699 936 SH   SOLE   936 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,507,845 10,037 SH   SOLE   10,037 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 7,368,650 15,329 SH   SOLE   15,329 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,961,589 10,223 SH   SOLE   10,223 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 2,095,027 9,165 SH   SOLE   9,165 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,640,159 14,006 SH   SOLE   14,006 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 1,140,020 7,000 SH   SOLE   7,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 2,858,739 68,440 SH   SOLE   68,440 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 2,551,669 21,839 SH   SOLE   21,839 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 2,743,273 24,826 SH   SOLE   24,826 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 716,578 14,963 SH   SOLE   14,963 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,349,856 26,677 SH   SOLE   26,677 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 221,612 3,785 SH   SOLE   3,785 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 1,500,787 18,641 SH   SOLE   18,641 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 1,632,884 35,801 SH   SOLE   35,801 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 738,418 12,716 SH   SOLE   12,716 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 695,403 8,995 SH   SOLE   8,995 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 556,569 9,230 SH   SOLE   9,230 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 3,699,686 73,743 SH   SOLE   73,743 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 376,140 5,891 SH   SOLE   5,891 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,766,454 14,600 SH   SOLE   14,600 0 0
WALMART INC COM 931142103 BBG001S5XH92 1,024,917 17,014 SH   SOLE   17,014 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 BBG001SRPT24 642,260 12,628 SH   SOLE   12,628 0 0