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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 2,155,080 15,901 SH   SOLE   15,901 0 0
AFLAC INC COM 001055102 BBG001S5NGJ4 1,297,137 18,493 SH   SOLE   18,493 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 256,326 2,095 SH   SOLE   2,095 0 0
ALTSHARES TRUST MERGER ARBITRAGE 02210T108 BBG00S7NVRB4 369,014 14,398 SH   SOLE   14,398 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 920,091 4,085 SH   SOLE   4,085 0 0
APPLE INC COM 037833100 BBG001S5N8V8 2,188,225 11,289 SH   SOLE   11,289 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 1,367,652 19,352 SH   SOLE   19,352 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 871,575 3,893 SH   SOLE   3,893 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 672,916 956 SH   SOLE   956 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,052,181 1,199 SH   SOLE   1,199 0 0
CARDINAL HEALTH INC COM 14149Y108 BBG001S7PC34 1,577,061 16,724 SH   SOLE   16,724 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 262,626 1,682 SH   SOLE   1,682 0 0
CINTAS CORP COM 172908105 BBG001S7CRG1 729,571 1,462 SH   SOLE   1,462 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 2,087,230 40,358 SH   SOLE   40,358 0 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 1,267,487 27,419 SH   SOLE   27,419 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 1,337,627 19,180 SH   SOLE   19,180 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 BBG001S9Z3V8 990,427 28,004 SH   SOLE   28,004 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630 BBG009RY6HH4 5,971,050 258,036 SH   SOLE   258,036 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 BBG004LV7GH8 295,255 11,706 SH   SOLE   11,706 0 0
DBX ETF TR XTRACKERS LOW 233051267 BBG00JQCHVS6 4,069,417 89,795 SH   SOLE   89,795 0 0
EOG RES INC COM 26875P101 BBG001S5ZB93 217,635 1,842 SH   SOLE   1,842 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,104,159 19,764 SH   SOLE   19,764 0 0
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 BBG00RPLC4T3 465,919 13,040 SH   SOLE   13,040 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 742,763 18,384 SH   SOLE   18,384 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 1,554,897 7,229 SH   SOLE   7,229 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 1,575,634 20,632 SH   SOLE   20,632 0 0
GENUINE PARTS CO COM 372460105 BBG001S5RNH7 708,747 4,203 SH   SOLE   4,203 0 0
GLOBAL X FDS RATE PREFERRED 37954Y376 BBG00VNLZSW4 234,380 10,467 SH   SOLE   10,467 0 0
GLOBAL X FDS RUSSELL 2000 37954Y459 BBG00NX04695 437,826 24,201 SH   SOLE   24,201 0 0
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 3,895,717 201,276 SH   SOLE   201,276 0 0
GLOBAL X FDS X EMERGING MKT 37954Y350 BBG00V6QGWD5 240,585 10,929 SH   SOLE   10,929 0 0
GRAINGER W W INC COM 384802104 BBG001S5RRD2 1,221,391 1,562 SH   SOLE   1,562 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 BBG00HBPWNP1 4,077,780 213,981 SH   SOLE   213,981 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 816,412 2,613 SH   SOLE   2,613 0 0
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 BBG00PVP39R2 283,932 8,895 SH   SOLE   8,895 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 773,103 20,945 SH   SOLE   20,945 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 5,545,524 111,561 SH   SOLE   111,561 0 0
ISHARES INC JP MRG EM CRP BD 464286251 BBG002WGKJD6 514,237 11,845 SH   SOLE   11,845 0 0
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 491,981 8,751 SH   SOLE   8,751 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 1,791,385 18,384 SH   SOLE   18,384 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 262,618 3,239 SH   SOLE   3,239 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 1,330,435 11,522 SH   SOLE   11,522 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 659,261 6,818 SH   SOLE   6,818 0 0
ISHARES TR AGENCY BOND ETF 464288166 BBG001T2RRQ4 1,082,231 10,111 SH   SOLE   10,111 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 1,021,559 21,884 SH   SOLE   21,884 0 0
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 3,050,029 61,835 SH   SOLE   61,835 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 7,229,043 105,275 SH   SOLE   105,275 0 0
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 2,631,028 43,029 SH   SOLE   43,029 0 0
ISHARES TR CORE MSCI PAC 46434V696 BBG006MJG5T0 2,861,916 49,829 SH   SOLE   49,829 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 390,321 6,059 SH   SOLE   6,059 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 645,114 6,472 SH   SOLE   6,472 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 2,455,572 23,713 SH   SOLE   23,713 0 0
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 2,699,691 27,221 SH   SOLE   27,221 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 3,769,121 47,460 SH   SOLE   47,460 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 9,548,806 21,102 SH   SOLE   21,102 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 1,526,358 33,568 SH   SOLE   33,568 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 572,602 5,845 SH   SOLE   5,845 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 219,061 2,296 SH   SOLE   2,296 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 315,074 5,129 SH   SOLE   5,129 0 0
ISHARES TR INTL TREA BD ETF 464288117 BBG001T33MN2 685,224 17,114 SH   SOLE   17,114 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 579,358 11,535 SH   SOLE   11,535 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 803,539 15,881 SH   SOLE   15,881 0 0
ISHARES TR LATN AMER 40 ETF 464287390 BBG001SJRVW2 380,439 13,910 SH   SOLE   13,910 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 9,543,478 102,224 SH   SOLE   102,224 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 1,273,051 12,927 SH   SOLE   12,927 0 0
ISHARES TR MSCI INDIA ETF 46429B598 BBG002DMN4B6 364,879 8,194 SH   SOLE   8,194 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 600,887 8,061 SH   SOLE   8,061 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 1,869,699 13,733 SH   SOLE   13,733 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 647,147 2,586 SH   SOLE   2,586 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,647,215 5,856 SH   SOLE   5,856 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 248,265 1,199 SH   SOLE   1,199 0 0
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 449,090 4,066 SH   SOLE   4,066 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 785,338 7,539 SH   SOLE   7,539 0 0
ISHARES TR US OIL GS EX ETF 464288851 BBG001SJTHR7 398,888 4,521 SH   SOLE   4,521 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 7,495,945 327,123 SH   SOLE   327,123 0 0
ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 4,236,388 84,584 SH   SOLE   84,584 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 700,064 12,638 SH   SOLE   12,638 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,004,910 6,132 SH   SOLE   6,132 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 292,188 1,960 SH   SOLE   1,960 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 1,461,207 84,811 SH   SOLE   84,811 0 0
KLA CORP COM NEW 482480100 BBG001S5SLM4 856,550 1,767 SH   SOLE   1,767 0 0
KRAFT HEINZ CO COM 500754106 BBG005CPNTR1 1,444,390 40,685 SH   SOLE   40,685 0 0
KROGER CO COM 501044101 BBG001S5SN40 834,360 17,834 SH   SOLE   17,834 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 597,253 3,048 SH   SOLE   3,048 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 788,481 1,718 SH   SOLE   1,718 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,845,039 16,263 SH   SOLE   16,263 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,297,037 3,742 SH   SOLE   3,742 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 1,879,167 11,380 SH   SOLE   11,380 0 0
OMNICOM GROUP INC COM 681919106 BBG001S5VR10 1,893,821 19,785 SH   SOLE   19,785 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 320,509 2,674 SH   SOLE   2,674 0 0
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 1,011,096 2,560 SH   SOLE   2,560 0 0
PEPSICO INC COM 713448108 BBG001S695T1 300,839 1,626 SH   SOLE   1,626 0 0
PFIZER INC COM 717081103 BBG001S5V466 1,277,284 34,905 SH   SOLE   34,905 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 BBG001T5DWK7 242,245 4,816 SH   SOLE   4,816 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 BBG001SD3148 1,680,799 21,923 SH   SOLE   21,923 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 865,814 5,800 SH   SOLE   5,800 0 0
PUBLIC STORAGE COM 74460D109 BBG001S5TH79 870,173 2,977 SH   SOLE   2,977 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 1,548,906 12,912 SH   SOLE   12,912 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 BBG001SM4KY2 1,309,882 72,326 SH   SOLE   72,326 0 0
ROBERT HALF INTL INC COM 770323103 BBG001S5VP41 598,863 7,694 SH   SOLE   7,694 0 0
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 780,943 1,920 SH   SOLE   1,920 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 3,057,879 85,775 SH   SOLE   85,775 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 2,498,269 73,372 SH   SOLE   73,372 0 0
SCHWAB STRATEGIC TR MUN BD ETF 808524649 BBG019GV63H2 246,412 4,754 SH   SOLE   4,754 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 1,645,191 24,521 SH   SOLE   24,521 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 662,410 9,323 SH   SOLE   9,323 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 4,591,555 87,650 SH   SOLE   87,650 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 473,317 3,566 SH   SOLE   3,566 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 641,989 5,902 SH   SOLE   5,902 0 0
SMUCKER J M CO COM NEW 832696405 BBG001S5W3H5 1,600,793 10,840 SH   SOLE   10,840 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 1,024,838 14,639 SH   SOLE   14,639 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 686,628 3,747 SH   SOLE   3,747 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 469,434 1,059 SH   SOLE   1,059 0 0
SPDR SER TR BLOOMBERG INTL 78464A151 BBG001T8QLK1 519,001 18,032 SH   SOLE   18,032 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 5,430,012 169,063 SH   SOLE   169,063 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 550,761 5,532 SH   SOLE   5,532 0 0
STATE STR CORP COM 857477103 BBG001S5RLD5 1,213,751 16,864 SH   SOLE   16,864 0 0
STEEL DYNAMICS INC COM 858119100 BBG001S98JK5 228,532 2,100 SH   SOLE   2,100 0 0
STRYKER CORPORATION COM 863667101 BBG001S8FR03 832,215 2,747 SH   SOLE   2,747 0 0
SYSCO CORP COM 871829107 BBG001S5WJS8 577,685 7,825 SH   SOLE   7,825 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 1,228,697 19,630 SH   SOLE   19,630 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 BBG001S6WYD9 1,850,254 32,081 SH   SOLE   32,081 0 0
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 1,680,262 32,215 SH   SOLE   32,215 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 754,696 1,553 SH   SOLE   1,553 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 BBG001T9BPT7 1,112,637 43,128 SH   SOLE   43,128 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 210,935 986 SH   SOLE   986 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,446,418 11,112 SH   SOLE   11,112 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 5,094,666 12,509 SH   SOLE   12,509 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,467,197 14,915 SH   SOLE   14,915 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 2,931,257 14,658 SH   SOLE   14,658 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,371,542 14,909 SH   SOLE   14,909 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 994,700 7,000 SH   SOLE   7,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 4,405,725 108,302 SH   SOLE   108,302 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 3,078,950 27,793 SH   SOLE   27,793 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 2,571,270 25,897 SH   SOLE   25,897 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 686,913 14,514 SH   SOLE   14,514 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,315,371 26,109 SH   SOLE   26,109 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 219,247 3,723 SH   SOLE   3,723 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 1,296,217 16,385 SH   SOLE   16,385 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 2,195,650 47,701 SH   SOLE   47,701 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 9,913,474 171,683 SH   SOLE   171,683 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,459,480 19,257 SH   SOLE   19,257 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 490,802 8,512 SH   SOLE   8,512 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 3,335,720 72,233 SH   SOLE   72,233 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 502,174 8,023 SH   SOLE   8,023 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,856,225 17,500 SH   SOLE   17,500 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 4,822,855 75,933 SH   SOLE   75,933 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,152,694 31,566 SH   SOLE   31,566 0 0
VICI PPTYS INC COM 925652109 BBG00HVVB4B6 1,231,771 39,165 SH   SOLE   39,165 0 0
VMWARE INC CL A COM 928563402 BBG001S6TFZ0 222,570 1,477 SH   SOLE   1,477 0 0
WALMART INC COM 931142103 BBG001S5XH92 934,181 5,973 SH   SOLE   5,973 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 BBG001SRPT24 763,173 15,687 SH   SOLE   15,687 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 BBG001SHL470 626,844 7,583 SH   SOLE   7,583 0 0