The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 249 2,311 SH   SOLE   2,311 0 0
ABERDEEN STD SILVER ETF TR PHYSCL SILVR SHS 003264108 701 32,812 SH   SOLE   32,812 0 0
AFLAC INC COM 001055102 429 8,235 SH   SOLE   8,235 0 0
AMGEN INC COM 031162100 252 1,185 SH   SOLE   1,185 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 732 16,400 SH   SOLE   16,400 0 0
APPLE INC COM 037833100 945 6,682 SH   SOLE   6,682 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 1,507 25,087 SH   SOLE   25,087 0 0
BANK NEW YORK MELLON CORP COM 064058100 345 6,653 SH   SOLE   6,653 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 331 5,567 SH   SOLE   5,567 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 239 2,732 SH   SOLE   2,732 0 0
CARDINAL HEALTH INC COM 14149Y108 925 18,666 SH   SOLE   18,666 0 0
CHEVRON CORP NEW COM 166764100 421 4,153 SH   SOLE   4,153 0 0
CISCO SYS INC COM 17275R102 2,259 41,507 SH   SOLE   41,507 0 0
CITRIX SYS INC COM 177376100 306 2,851 SH   SOLE   2,851 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 254 3,428 SH   SOLE   3,428 0 0
CVS HEALTH CORP COM 126650100 2,025 23,864 SH   SOLE   23,864 0 0
DBX ETF TR XTRACK HRVST CSI 233051879 1,359 35,653 SH   SOLE   35,653 0 0
DBX ETF TR XTRACK MSCI ALL 233051598 9,757 401,112 SH   SOLE   401,112 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 1,572 41,644 SH   SOLE   41,644 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 316 10,881 SH   SOLE   10,881 0 0
DBX ETF TR XTRACK USD HIGH 233051432 5,346 133,390 SH   SOLE   133,390 0 0
DBX ETF TR XTRCK JP MRGN ES 233051713 9,203 430,931 SH   SOLE   430,931 0 0
DISCOVERY INC COM SER A 25470F104 231 9,084 SH   SOLE   9,084 0 0
DOMINION ENERGY INC COM 25746U109 224 3,066 SH   SOLE   3,066 0 0
EBAY INC. COM 278642103 329 4,716 SH   SOLE   4,716 0 0
EMERSON ELEC CO COM 291011104 350 3,719 SH   SOLE   3,719 0 0
EOG RES INC COM 26875P101 287 3,571 SH   SOLE   3,571 0 0
EXXON MOBIL CORP COM 30231G102 1,873 31,836 SH   SOLE   31,836 0 0
F5 NETWORKS INC COM 315616102 416 2,092 SH   SOLE   2,092 0 0
FIFTH THIRD BANCORP COM 316773100 1,425 33,533 SH   SOLE   33,533 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 337 1,749 SH   SOLE   1,749 0 0
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108 807 8,717 SH   SOLE   8,717 0 0
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 1,057 30,862 SH   SOLE   30,862 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 716 19,556 SH   SOLE   19,556 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 871 28,201 SH   SOLE   28,201 0 0
GENERAL DYNAMICS CORP COM 369550108 1,790 9,131 SH   SOLE   9,131 0 0
GENERAL MLS INC COM 370334104 1,475 24,664 SH   SOLE   24,664 0 0
GILEAD SCIENCES INC COM 375558103 1,389 19,881 SH   SOLE   19,881 0 0
GLOBAL X FDS CYBRSCURTY ETF 37954Y384 789 25,850 SH   SOLE   25,850 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 974 40,932 SH   SOLE   40,932 0 0
GLOBAL X FDS S&P 500 COVERED 37954Y475 228 4,702 SH   SOLE   4,702 0 0
GLOBAL X FDS US PFD ETF 37954Y657 5,790 224,760 SH   SOLE   224,760 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 4,629 265,427 SH   SOLE   265,427 0 0
GRANITESHARES PLATINUM TR SHS BEN INT 38748T103 105 11,017 SH   SOLE   11,017 0 0
HUMANA INC COM 444859102 283 727 SH   SOLE   727 0 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 447 13,581 SH   SOLE   13,581 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 559 20,828 SH   SOLE   20,828 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 1,152 21,049 SH   SOLE   21,049 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 951 2,656 SH   SOLE   2,656 0 0
ISHARES INC CORE MSCI EMKT 46434G103 5,695 92,218 SH   SOLE   92,218 0 0
ISHARES INC EM MKTS DIV ETF 464286319 2,029 52,161 SH   SOLE   52,161 0 0
ISHARES INC MSCI EMERG MRKT 464286533 1,313 20,955 SH   SOLE   20,955 0 0
ISHARES INC MSCI MEXICO ETF 464286822 607 12,579 SH   SOLE   12,579 0 0
ISHARES INC MSCI NETHERL ETF 464286814 1,204 24,447 SH   SOLE   24,447 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 4,882 56,665 SH   SOLE   56,665 0 0
ISHARES TR AGENCY BOND ETF 464288166 847 7,152 SH   SOLE   7,152 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 6,022 52,265 SH   SOLE   52,265 0 0
ISHARES TR BROAD USD HIGH 46435U853 271 6,531 SH   SOLE   6,531 0 0
ISHARES TR CORE MSCI EAFE 46432F842 4,626 62,299 SH   SOLE   62,299 0 0
ISHARES TR CORE MSCI INTL 46435G326 3,513 52,571 SH   SOLE   52,571 0 0
ISHARES TR CORE MSCI PAC 46434V696 3,219 48,081 SH   SOLE   48,081 0 0
ISHARES TR CORE S&P TTL STK 464287150 475 4,827 SH   SOLE   4,827 0 0
ISHARES TR CORE S&P US GWT 464287671 323 3,150 SH   SOLE   3,150 0 0
ISHARES TR CORE S&P US VLU 464287663 1,220 17,217 SH   SOLE   17,217 0 0
ISHARES TR CORE S&P500 ETF 464287200 916 2,127 SH   SOLE   2,127 0 0
ISHARES TR CORE TOTAL USD 46434V613 207 3,882 SH   SOLE   3,882 0 0
ISHARES TR CORE US AGGBD ET 464287226 6,190 53,903 SH   SOLE   53,903 0 0
ISHARES TR CR 5 10 YR ETF 46435G417 1,201 23,483 SH   SOLE   23,483 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,185 15,927 SH   SOLE   15,927 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 2,881 56,661 SH   SOLE   56,661 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,261 24,511 SH   SOLE   24,511 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,795 16,311 SH   SOLE   16,311 0 0
ISHARES TR MSCI ACWI ETF 464288257 4,347 43,505 SH   SOLE   43,505 0 0
ISHARES TR MSCI INDIA ETF 46429B598 857 17,600 SH   SOLE   17,600 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,068 9,192 SH   SOLE   9,192 0 0
ISHARES TR RUS 1000 ETF 464287622 625 2,586 SH   SOLE   2,586 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 981 6,270 SH   SOLE   6,270 0 0
ISHARES TR S&P 100 ETF 464287101 5,694 28,837 SH   SOLE   28,837 0 0
ISHARES TR SELECT DIVID ETF 464287168 831 7,245 SH   SOLE   7,245 0 0
ISHARES TR SHORT TREAS BD 464288679 559 5,058 SH   SOLE   5,058 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 640 5,949 SH   SOLE   5,949 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,733 17,213 SH   SOLE   17,213 0 0
ISHARES TR TIPS BD ETF 464287176 3,718 29,114 SH   SOLE   29,114 0 0
JOHNSON & JOHNSON COM 478160104 1,207 7,476 SH   SOLE   7,476 0 0
JPMORGAN CHASE & CO COM 46625H100 503 3,076 SH   SOLE   3,076 0 0
KIMBERLY-CLARK CORP COM 494368103 268 2,008 SH   SOLE   2,008 0 0
KRAFT HEINZ CO COM 500754106 1,716 46,616 SH   SOLE   46,616 0 0
LISTED FD TR ROUNDHILL SPORTS 53656F789 796 26,449 SH   SOLE   26,449 0 0
LOUISIANA PAC CORP COM 546347105 299 4,872 SH   SOLE   4,872 0 0
MCKESSON CORP COM 58155Q103 247 1,239 SH   SOLE   1,239 0 0
MERCK & CO INC COM 58933Y105 1,452 19,300 SH   SOLE   19,300 0 0
NUCOR CORP COM 670346105 1,437 14,579 SH   SOLE   14,579 0 0
OMNICOM GROUP INC COM 681919106 1,691 23,273 SH   SOLE   23,273 0 0
ORACLE CORP COM 68389X105 391 4,487 SH   SOLE   4,487 0 0
PAYCHEX INC COM 704326107 1,233 10,968 SH   SOLE   10,968 0 0
PEPSICO INC COM 713448108 391 2,597 SH   SOLE   2,597 0 0
PFIZER INC COM 717081103 1,654 38,465 SH   SOLE   38,465 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 264 4,816 SH   SOLE   4,816 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 2,444 23,999 SH   SOLE   23,999 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 1,920 29,817 SH   SOLE   29,817 0 0
PROCTER AND GAMBLE CO COM 742718109 886 6,336 SH   SOLE   6,336 0 0
PUBLIC STORAGE COM 74460D109 1,678 5,649 SH   SOLE   5,649 0 0
QUALCOMM INC COM 747525103 842 6,532 SH   SOLE   6,532 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,711 38,392 SH   SOLE   38,392 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,928 153,178 SH   SOLE   153,178 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 6,362 153,215 SH   SOLE   153,215 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,411 26,001 SH   SOLE   26,001 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,497 37,004 SH   SOLE   37,004 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,695 35,518 SH   SOLE   35,518 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,006 13,120 SH   SOLE   13,120 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,205 12,037 SH   SOLE   12,037 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 10,753 171,827 SH   SOLE   171,827 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 838 16,080 SH   SOLE   16,080 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,483 39,518 SH   SOLE   39,518 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 941 7,392 SH   SOLE   7,392 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 723 7,391 SH   SOLE   7,391 0 0
SMUCKER J M CO COM NEW 832696405 1,579 13,153 SH   SOLE   13,153 0 0
SOUTHERN CO COM 842587107 888 14,325 SH   SOLE   14,325 0 0
SPDR GOLD TR GOLD SHS 78463V107 840 5,116 SH   SOLE   5,116 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,808 66,018 SH   SOLE   66,018 0 0
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 3,690 124,536 SH   SOLE   124,536 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 454 1,059 SH   SOLE   1,059 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 3,685 117,904 SH   SOLE   117,904 0 0
SPDR SER TR S&P CAP MKTS 78464A771 959 10,048 SH   SOLE   10,048 0 0
SPDR SER TR S&P INS ETF 78464A789 821 21,725 SH   SOLE   21,725 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,544 31,947 SH   SOLE   31,947 0 0
STATE STR CORP COM 857477103 1,284 15,123 SH   SOLE   15,123 0 0
STEEL DYNAMICS INC COM 858119100 335 5,704 SH   SOLE   5,704 0 0
TARGET CORP COM 87612E106 335 1,465 SH   SOLE   1,465 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 1,696 35,304 SH   SOLE   35,304 0 0
UNILEVER PLC SPON ADR NEW 904767704 993 18,306 SH   SOLE   18,306 0 0
VALERO ENERGY CORP COM 91913Y100 262 3,715 SH   SOLE   3,715 0 0
VANECK ETF TRUST BIOTECH ETF 92189F726 695 3,438 SH   SOLE   3,438 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,618 11,057 SH   SOLE   11,057 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,984 17,709 SH   SOLE   17,709 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8,141 48,099 SH   SOLE   48,099 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,011 9,198 SH   SOLE   9,198 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,733 21,314 SH   SOLE   21,314 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,432 10,578 SH   SOLE   10,578 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,610 112,168 SH   SOLE   112,168 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,528 11,427 SH   SOLE   11,427 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,315 22,732 SH   SOLE   22,732 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,550 67,525 SH   SOLE   67,525 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,044 37,322 SH   SOLE   37,322 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 243 3,590 SH   SOLE   3,590 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,127 22,533 SH   SOLE   22,533 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 9,822 184,306 SH   SOLE   184,306 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 478 7,776 SH   SOLE   7,776 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 11,430 138,702 SH   SOLE   138,702 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,647 72,233 SH   SOLE   72,233 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,318 24,412 SH   SOLE   24,412 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 293 1,617 SH   SOLE   1,617 0 0
VMWARE INC CL A COM 928563402 434 2,918 SH   SOLE   2,918 0 0
WALMART INC COM 931142103 282 2,021 SH   SOLE   2,021 0 0
WELLS FARGO CO NEW COM 949746101 2,069 44,584 SH   SOLE   44,584 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 691 22,106 SH   SOLE   22,106 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 2,381 44,524 SH   SOLE   44,524 0 0