The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 263 2,337 SH   SOLE   2,337 0 0
ABERDEEN STD SILVER ETF TR PHYSCL SILVR SHS 003264108 791 31,404 SH   SOLE   31,404 0 0
AFLAC INC COM 001055102 450 8,385 SH   SOLE   8,385 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 458 2,491 SH   SOLE   2,491 0 0
AMGEN INC COM 031162100 293 1,204 SH   SOLE   1,204 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 1,164 24,408 SH   SOLE   24,408 0 0
APPLE INC COM 037833100 924 6,747 SH   SOLE   6,747 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 1,197 19,982 SH   SOLE   19,982 0 0
BANK NEW YORK MELLON CORP COM 064058100 346 6,751 SH   SOLE   6,751 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 375 5,616 SH   SOLE   5,616 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 260 2,763 SH   SOLE   2,763 0 0
CARDINAL HEALTH INC COM 14149Y108 1,002 17,523 SH   SOLE   17,523 0 0
CHEVRON CORP NEW COM 166764100 435 4,150 SH   SOLE   4,150 0 0
CISCO SYS INC COM 17275R102 2,300 43,396 SH   SOLE   43,396 0 0
CITRIX SYS INC COM 177376100 329 2,810 SH   SOLE   2,810 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 240 3,472 SH   SOLE   3,472 0 0
CVS HEALTH CORP COM 126650100 2,054 24,611 SH   SOLE   24,611 0 0
DBX ETF TR XTRACK HRVST CSI 233051879 2,405 59,317 SH   SOLE   59,317 0 0
DBX ETF TR XTRACK MSCI ALL 233051598 10,697 410,379 SH   SOLE   410,379 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 1,676 44,647 SH   SOLE   44,647 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 315 10,664 SH   SOLE   10,664 0 0
DBX ETF TR XTRACK USD HIGH 233051432 5,483 136,021 SH   SOLE   136,021 0 0
DBX ETF TR XTRCK JP MRGN ES 233051713 9,605 439,318 SH   SOLE   439,318 0 0
DISCOVERY INC COM SER A 25470F104 272 8,879 SH   SOLE   8,879 0 0
EBAY INC. COM 278642103 345 4,916 SH   SOLE   4,916 0 0
EMERSON ELEC CO COM 291011104 365 3,791 SH   SOLE   3,791 0 0
EOG RES INC COM 26875P101 290 3,479 SH   SOLE   3,479 0 0
EXXON MOBIL CORP COM 30231G102 2,096 33,235 SH   SOLE   33,235 0 0
F5 NETWORKS INC COM 315616102 396 2,122 SH   SOLE   2,122 0 0
FIFTH THIRD BANCORP COM 316773100 1,344 35,123 SH   SOLE   35,123 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 338 1,809 SH   SOLE   1,809 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 899 19,231 SH   SOLE   19,231 0 0
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108 807 8,713 SH   SOLE   8,713 0 0
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 1,122 32,771 SH   SOLE   32,771 0 0
FLEXSHARES TR INTL QLTDV IDX 33939L837 4,571 172,248 SH   SOLE   172,248 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 770 20,123 SH   SOLE   20,123 0 0
FRANKLIN TEMPLETON ETF TR FTSE SOUTH KOREA 35473P710 930 27,931 SH   SOLE   27,931 0 0
GENERAL DYNAMICS CORP COM 369550108 1,449 7,698 SH   SOLE   7,698 0 0
GENERAL MLS INC COM 370334104 995 16,324 SH   SOLE   16,324 0 0
GILEAD SCIENCES INC COM 375558103 1,410 20,474 SH   SOLE   20,474 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 877 41,358 SH   SOLE   41,358 0 0
GLOBAL X FDS S&P 500 COVERED 37954Y475 227 4,619 SH   SOLE   4,619 0 0
GLOBAL X FDS US PFD ETF 37954Y657 5,305 202,697 SH   SOLE   202,697 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 4,739 269,420 SH   SOLE   269,420 0 0
GRANITESHARES PLATINUM TR SHS BEN INT 38748T103 114 10,754 SH   SOLE   10,754 0 0
HUMANA INC COM 444859102 326 736 SH   SOLE   736 0 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 458 13,667 SH   SOLE   13,667 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 560 20,558 SH   SOLE   20,558 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 1,414 15,825 SH   SOLE   15,825 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,420 6,825 SH   SOLE   6,825 0 0
ISHARES INC CORE MSCI EMKT 46434G103 8,544 127,544 SH   SOLE   127,544 0 0
ISHARES INC EM MKTS DIV ETF 464286319 2,091 53,810 SH   SOLE   53,810 0 0
ISHARES INC MSCI CDA ETF 464286509 860 23,078 SH   SOLE   23,078 0 0
ISHARES INC MSCI EMERG MRKT 464286533 2,217 34,550 SH   SOLE   34,550 0 0
ISHARES INC MSCI MEXICO ETF 464286822 1,513 31,529 SH   SOLE   31,529 0 0
ISHARES INC MSCI NETHERL ETF 464286814 1,229 25,359 SH   SOLE   25,359 0 0
ISHARES INC MSCI TAIWAN ETF 46434G772 474 7,418 SH   SOLE   7,418 0 0
ISHARES SILVER TR ISHARES 46428Q109 709 29,291 SH   SOLE   29,291 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 4,829 56,051 SH   SOLE   56,051 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,977 13,697 SH   SOLE   13,697 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 7,656 66,292 SH   SOLE   66,292 0 0
ISHARES TR BROAD USD HIGH 46435U853 280 6,708 SH   SOLE   6,708 0 0
ISHARES TR CORE MSCI EAFE 46432F842 6,008 80,261 SH   SOLE   80,261 0 0
ISHARES TR CORE MSCI INTL 46435G326 3,773 55,931 SH   SOLE   55,931 0 0
ISHARES TR CORE MSCI PAC 46434V696 3,272 49,319 SH   SOLE   49,319 0 0
ISHARES TR CORE S&P TTL STK 464287150 511 5,174 SH   SOLE   5,174 0 0
ISHARES TR CORE S&P US GWT 464287671 329 3,257 SH   SOLE   3,257 0 0
ISHARES TR CORE S&P US VLU 464287663 1,150 15,979 SH   SOLE   15,979 0 0
ISHARES TR CORE S&P500 ETF 464287200 933 2,170 SH   SOLE   2,170 0 0
ISHARES TR CORE US AGGBD ET 464287226 6,425 55,706 SH   SOLE   55,706 0 0
ISHARES TR CR 5 10 YR ETF 46435G417 1,188 23,094 SH   SOLE   23,094 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,938 26,130 SH   SOLE   26,130 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 2,851 56,099 SH   SOLE   56,099 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2,536 18,876 SH   SOLE   18,876 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,811 16,105 SH   SOLE   16,105 0 0
ISHARES TR MSCI ACWI ETF 464288257 7,136 70,516 SH   SOLE   70,516 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 465 14,230 SH   SOLE   14,230 0 0
ISHARES TR MSCI USA MULTIFT 46434V282 884 20,650 SH   SOLE   20,650 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,090 9,304 SH   SOLE   9,304 0 0
ISHARES TR RUS 1000 ETF 464287622 626 2,586 SH   SOLE   2,586 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,339 4,934 SH   SOLE   4,934 0 0
ISHARES TR SELECT DIVID ETF 464287168 845 7,245 SH   SOLE   7,245 0 0
ISHARES TR SHORT TREAS BD 464288679 559 5,058 SH   SOLE   5,058 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 610 5,658 SH   SOLE   5,658 0 0
ISHARES TR TIPS BD ETF 464287176 3,712 28,998 SH   SOLE   28,998 0 0
ISHARES TR US HLTHCR PR ETF 464288828 773 2,901 SH   SOLE   2,901 0 0
JOHNSON & JOHNSON COM 478160104 1,256 7,621 SH   SOLE   7,621 0 0
JPMORGAN CHASE & CO COM 46625H100 486 3,123 SH   SOLE   3,123 0 0
KIMBERLY-CLARK CORP COM 494368103 266 1,970 SH   SOLE   1,970 0 0
KRAFT HEINZ CO COM 500754106 1,500 36,781 SH   SOLE   36,781 0 0
LOUISIANA PAC CORP COM 546347105 300 4,981 SH   SOLE   4,981 0 0
MCKESSON CORP COM 58155Q103 240 1,252 SH   SOLE   1,252 0 0
MERCK & CO INC COM 58933Y105 1,544 19,828 SH   SOLE   19,828 0 0
NUCOR CORP COM 670346105 1,547 16,118 SH   SOLE   16,118 0 0
OMNICOM GROUP INC COM 681919106 1,495 18,651 SH   SOLE   18,651 0 0
ORACLE CORP COM 68389X105 366 4,703 SH   SOLE   4,703 0 0
PAYCHEX INC COM 704326107 1,233 11,490 SH   SOLE   11,490 0 0
PEPSICO INC COM 713448108 389 2,629 SH   SOLE   2,629 0 0
PFIZER INC COM 717081103 1,568 40,049 SH   SOLE   40,049 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 265 4,816 SH   SOLE   4,816 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 2,414 23,738 SH   SOLE   23,738 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 1,979 31,312 SH   SOLE   31,312 0 0
PROCTER AND GAMBLE CO COM 742718109 850 6,303 SH   SOLE   6,303 0 0
PUBLIC STORAGE COM 74460D109 1,790 5,953 SH   SOLE   5,953 0 0
QUALCOMM INC COM 747525103 957 6,697 SH   SOLE   6,697 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,607 39,787 SH   SOLE   39,787 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,043 153,194 SH   SOLE   153,194 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 6,505 156,361 SH   SOLE   156,361 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,420 26,001 SH   SOLE   26,001 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 263 1,805 SH   SOLE   1,805 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,751 40,235 SH   SOLE   40,235 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,989 47,981 SH   SOLE   47,981 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,098 14,024 SH   SOLE   14,024 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,338 12,844 SH   SOLE   12,844 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 10,971 175,504 SH   SOLE   175,504 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 864 10,671 SH   SOLE   10,671 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 867 16,099 SH   SOLE   16,099 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,517 41,359 SH   SOLE   41,359 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 934 7,414 SH   SOLE   7,414 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 810 7,912 SH   SOLE   7,912 0 0
SMUCKER J M CO COM NEW 832696405 1,340 10,343 SH   SOLE   10,343 0 0
SOUTHERN CO COM 842587107 887 14,663 SH   SOLE   14,663 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,145 3,316 SH   SOLE   3,316 0 0
SPDR GOLD TR GOLD SHS 78463V107 871 5,258 SH   SOLE   5,258 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 1,098 23,443 SH   SOLE   23,443 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,125 68,680 SH   SOLE   68,680 0 0
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 3,839 128,067 SH   SOLE   128,067 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 453 1,059 SH   SOLE   1,059 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 206 4,156 SH   SOLE   4,156 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 3,656 116,814 SH   SOLE   116,814 0 0
SPDR SER TR S&P CAP MKTS 78464A771 952 10,127 SH   SOLE   10,127 0 0
STATE STR CORP COM 857477103 1,290 15,658 SH   SOLE   15,658 0 0
STEEL DYNAMICS INC COM 858119100 362 6,052 SH   SOLE   6,052 0 0
TARGET CORP COM 87612E106 371 1,533 SH   SOLE   1,533 0 0
UNILEVER PLC SPON ADR NEW 904767704 1,087 18,582 SH   SOLE   18,582 0 0
VALERO ENERGY CORP COM 91913Y100 292 3,737 SH   SOLE   3,737 0 0
VANECK VECTORS ETF TR BIOTECH ETF 92189F726 1,230 6,100 SH   SOLE   6,100 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,624 11,057 SH   SOLE   11,057 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,969 17,709 SH   SOLE   17,709 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8,592 49,474 SH   SOLE   49,474 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,072 9,198 SH   SOLE   9,198 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,811 21,592 SH   SOLE   21,592 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,454 10,578 SH   SOLE   10,578 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,092 112,168 SH   SOLE   112,168 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,659 12,157 SH   SOLE   12,157 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,332 22,506 SH   SOLE   22,506 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,672 50,990 SH   SOLE   50,990 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,069 37,419 SH   SOLE   37,419 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 243 3,590 SH   SOLE   3,590 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,245 23,610 SH   SOLE   23,610 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 10,118 189,575 SH   SOLE   189,575 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 478 7,776 SH   SOLE   7,776 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,248 99,718 SH   SOLE   99,718 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,721 72,233 SH   SOLE   72,233 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,403 25,046 SH   SOLE   25,046 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 326 1,618 SH   SOLE   1,618 0 0
VMWARE INC CL A COM 928563402 477 2,981 SH   SOLE   2,981 0 0
WALMART INC COM 931142103 289 2,050 SH   SOLE   2,050 0 0
WELLS FARGO CO NEW COM 949746101 2,189 48,330 SH   SOLE   48,330 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 713 21,853 SH   SOLE   21,853 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 4,011 73,620 SH   SOLE   73,620 0 0