The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104 1,414 9,675 SH   SOLE   9,490 185 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104 460 3,147 SH   DFND   1,847 1,300 0
AK STL HLDG CORP COM U.S. EQUITIES 001547108 40 7,000 SH   SOLE   7,000 0 0
AK STL HLDG CORP COM U.S. EQUITIES 001547108 22 3,960 SH   DFND   3,960 0 0
AT&T INC COM U.S. EQUITIES 00206R102 127 3,268 SH   SOLE   2,968 0 300
AT&T INC COM U.S. EQUITIES 00206R102 389 10,006 SH   DFND   10,006 0 0
ABBOTT LABORATORIES U.S. EQUITIES 002824100 258 4,513 SH   SOLE   4,093 420 0
ABBOTT LABORATORIES U.S. EQUITIES 002824100 83 1,460 SH   DFND   1,460 0 0
ABBVIE INC COM U.S. EQUITIES 00287Y109 2,298 23,757 SH   SOLE   23,517 240 0
ABBVIE INC COM U.S. EQUITIES 00287Y109 409 4,232 SH   DFND   2,682 1,550 0
ALPHABET INC CAP STK CL C U.S. EQUITIES 02079K107 528 505 SH   SOLE   505 0 0
ALPHABET INC CAP STK CL C U.S. EQUITIES 02079K107 26 25 SH   DFND   25 0 0
ALPHABET INC CAP STK CL A U.S. EQUITIES 02079K305 2,819 2,676 SH   SOLE   2,631 45 0
ALPHABET INC CAP STK CL A U.S. EQUITIES 02079K305 597 567 SH   DFND   327 240 0
AMERIPRISE FINL INC COM U.S. EQUITIES 03076C106 254 1,500 SH   SOLE   1,500 0 0
AMGEN INC COM U.S. EQUITIES 031162100 2,317 13,326 SH   SOLE   13,136 190 0
AMGEN INC COM U.S. EQUITIES 031162100 440 2,528 SH   DFND   1,368 1,160 0
BANK OF AMERICA CORPORATION COM U.S. EQUITIES 060505104 208 7,046 SH   SOLE   7,046 0 0
BANK OF AMERICA CORPORATION COM U.S. EQUITIES 060505104 312 10,583 SH   DFND   10,583 0 0
BANK OF NEW YORK MELLON CORPCOM U.S. EQUITIES 064058100 1,431 26,565 SH   SOLE   26,565 0 0
BANK OF NEW YORK MELLON CORPCOM U.S. EQUITIES 064058100 454 8,430 SH   DFND   4,760 3,670 0
BECTON DICKINSON & CO COM U.S. EQUITIES 075887109 2,484 11,605 SH   SOLE   11,255 350 0
BECTON DICKINSON & CO COM U.S. EQUITIES 075887109 591 2,763 SH   DFND   1,823 940 0
BERKSHIRE HATHAWAY INC DEL CL A U.S. EQUITIES 084670108 893 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL A U.S. EQUITIES 084670108 595 2 SH   DFND   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW U.S. EQUITIES 084670702 742 3,741 SH   SOLE   3,741 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW U.S. EQUITIES 084670702 129 652 SH   DFND   652 0 0
BLACKROCK INC COM U.S. EQUITIES 09247X101 2,161 4,206 SH   SOLE   4,171 35 0
BLACKROCK INC COM U.S. EQUITIES 09247X101 481 936 SH   DFND   636 300 0
CANADIAN NATIONAL RAILWAY CO FOREIGN EQUITIES 136375102 512 6,210 SH   SOLE   3,610 2,600 0
CANADIAN NATIONAL RAILWAY CO FOREIGN EQUITIES 136375102 50 600 SH   DFND   600 0 0
CHURCH & DWIGHT INC COM U.S. EQUITIES 171340102 1,982 39,511 SH   SOLE   38,891 620 0
CHURCH & DWIGHT INC COM U.S. EQUITIES 171340102 442 8,813 SH   DFND   4,883 3,930 0
COLGATE PALMOLIVE CO COM U.S. EQUITIES 194162103 717 9,504 SH   SOLE   9,504 0 0
COLGATE PALMOLIVE CO COM U.S. EQUITIES 194162103 348 4,610 SH   DFND   2,180 2,430 0
DANAHER CORP DEL COM U.S. EQUITIES 235851102 2,233 24,057 SH   SOLE   23,429 438 190
DANAHER CORP DEL COM U.S. EQUITIES 235851102 422 4,546 SH   DFND   2,719 1,827 0
DOWDUPONT INC COM U.S. EQUITIES 26078J100 1,196 16,800 SH   SOLE   16,595 205 0
DOWDUPONT INC COM U.S. EQUITIES 26078J100 215 3,020 SH   DFND   860 2,160 0
ENBRIDGE INC COM FOREIGN EQUITIES 29250N105 468 11,966 SH   SOLE   11,966 0 0
ENBRIDGE INC COM FOREIGN EQUITIES 29250N105 141 3,601 SH   DFND   3,601 0 0
EXXON MOBIL CORP COM U.S. EQUITIES 30231G102 481 5,757 SH   SOLE   5,157 600 0
EXXON MOBIL CORP COM U.S. EQUITIES 30231G102 1,417 16,941 SH   DFND   16,941 0 0
FORTIVE CORP COM U.S. EQUITIES 34959J108 1,758 24,302 SH   SOLE   24,066 160 76
FORTIVE CORP COM U.S. EQUITIES 34959J108 269 3,721 SH   DFND   1,351 2,370 0
HASBRO INC COM U.S. EQUITIES 418056107 886 9,746 SH   SOLE   9,548 198 0
HASBRO INC COM U.S. EQUITIES 418056107 302 3,321 SH   DFND   1,631 1,690 0
HERSHEY CO COM U.S. EQUITIES 427866108 1,519 13,379 SH   SOLE   13,079 300 0
HERSHEY CO COM U.S. EQUITIES 427866108 337 2,972 SH   DFND   1,682 1,290 0
HOME DEPOT INC COM U.S. EQUITIES 437076102 286 1,508 SH   SOLE   1,508 0 0
HOME DEPOT INC COM U.S. EQUITIES 437076102 20 106 SH   DFND   106 0 0
HONEYWELL INTL INC COM U.S. EQUITIES 438516106 2,595 16,921 SH   SOLE   16,681 110 130
HONEYWELL INTL INC COM U.S. EQUITIES 438516106 478 3,115 SH   DFND   1,845 1,270 0
ISHARES INC MIN VOL EMRG MKT FOREIGN SECTOR ETF 464286533 4,473 73,620 SH   SOLE   73,131 0 489
ISHARES INC MIN VOL EMRG MKT FOREIGN SECTOR ETF 464286533 696 11,450 SH   DFND   6,000 5,450 0
ISHARES TR CORE S&P MCP ETF U. S. INDEX ETF 464287507 2,981 15,708 SH   SOLE   15,128 270 310
ISHARES TR CORE S&P MCP ETF U. S. INDEX ETF 464287507 353 1,858 SH   DFND   1,858 0 0
ISHARES TR NA TEC-SFTWR ETF U. S. SECTOR ETF 464287515 2,015 13,034 SH   SOLE   12,744 0 290
ISHARES TR NA TEC-SFTWR ETF U. S. SECTOR ETF 464287515 607 3,926 SH   DFND   3,926 0 0
ISHARES TR INDEX S&P NA TECH FD U. S. SECTOR ETF 464287549 5,244 31,067 SH   SOLE   30,219 399 449
ISHARES TR INDEX S&P NA TECH FD U. S. SECTOR ETF 464287549 945 5,596 SH   DFND   2,796 2,800 0
ISHARES RUSSELL U. S. INDEX ETF 464287598 124 1,000 SH   SOLE   1,000 0 0
ISHARES RUSSELL U. S. INDEX ETF 464287598 249 2,000 SH   DFND   2,000 0 0
ISHARES TR MIN VOL EAFE ETF FOREIGN SECTOR ETF 46429B689 5,468 74,940 SH   SOLE   73,803 350 787
ISHARES TR MIN VOL EAFE ETF FOREIGN SECTOR ETF 46429B689 784 10,745 SH   DFND   5,325 5,420 0
JOHNSON & JOHNSON U.S. EQUITIES 478160104 2,739 19,605 SH   SOLE   19,405 200 0
JOHNSON & JOHNSON U.S. EQUITIES 478160104 625 4,472 SH   DFND   3,067 1,405 0
KIMBERLY CLARK CORP COM U.S. EQUITIES 494368103 448 3,715 SH   SOLE   3,555 160 0
KIMBERLY CLARK CORP COM U.S. EQUITIES 494368103 180 1,495 SH   DFND   245 1,250 0
MFS MUN INCOME TR SH BEN INT U.S. CEF - FIXED INCOME 552738106 85 12,382 SH   SOLE   12,382 0 0
MSA SAFETY INC COM U.S. EQUITIES 553498106 327 4,220 SH   SOLE   4,220 0 0
MARSH & MCLENNAN COS INC COM U.S. EQUITIES 571748102 570 7,000 SH   SOLE   7,000 0 0
MCCORMICK & CO INC COM NON VTG U.S. EQUITIES 579780206 1,987 19,500 SH   SOLE   19,250 250 0
MCCORMICK & CO INC COM NON VTG U.S. EQUITIES 579780206 414 4,060 SH   DFND   2,310 1,750 0
MCKESSON CORP COM U.S. EQUITIES 58155Q103 214 1,370 SH   SOLE   1,370 0 0
MCKESSON CORP COM U.S. EQUITIES 58155Q103 112 720 SH   DFND   720 0 0
MERCK & CO INC NEW COM U.S. EQUITIES 58933Y105 186 3,300 SH   SOLE   3,300 0 0
MERCK & CO INC NEW COM U.S. EQUITIES 58933Y105 23 400 SH   DFND   400 0 0
METLIFE INC COM U.S. EQUITIES 59156R108 991 19,595 SH   SOLE   19,595 0 0
METLIFE INC COM U.S. EQUITIES 59156R108 181 3,580 SH   DFND   670 2,910 0
MICROSOFT CORP COM U.S. EQUITIES 594918104 2,766 32,331 SH   SOLE   31,972 359 0
MICROSOFT CORP COM U.S. EQUITIES 594918104 465 5,435 SH   DFND   3,285 2,150 0
ORACLE CORP COM U.S. EQUITIES 68389X105 1,683 35,603 SH   SOLE   35,383 220 0
ORACLE CORP COM U.S. EQUITIES 68389X105 430 9,090 SH   DFND   5,450 3,640 0
PPG INDS INC COM U.S. EQUITIES 693506107 2,624 22,463 SH   SOLE   22,163 100 200
PPG INDS INC COM U.S. EQUITIES 693506107 582 4,979 SH   DFND   3,169 1,610 200
PRINCIPAL FINANCIAL GROUP INCOM U.S. EQUITIES 74251V102 1,425 20,190 SH   SOLE   19,870 320 0
PRINCIPAL FINANCIAL GROUP INCOM U.S. EQUITIES 74251V102 303 4,290 SH   DFND   1,850 2,440 0
PROSHARES TR INVT INT RT HG U.S. ETF - FIXED INCOME 74347B607 292 3,797 SH   SOLE   3,797 0 0
SPDR S&P 500 ETF TR TR UNIT U. S. INDEX ETF 78462F103 207 775 SH   SOLE   775 0 0
SPDR SERIES TRUST S&P REGL BKG U. S. SECTOR ETF 78464A698 633 10,753 SH   SOLE   10,453 300 0
SPDR SERIES TRUST S&P REGL BKG U. S. SECTOR ETF 78464A698 565 9,595 SH   DFND   6,995 2,600 0
SPDR SERIES TRUST S&P INS ETF U. S. SECTOR ETF 78464A789 588 19,140 SH   SOLE   18,210 0 930
SPDR SERIES TRUST S&P INS ETF U. S. SECTOR ETF 78464A789 140 4,560 SH   DFND   4,560 0 0
SPDR SERIES TRUST S&P BIOTECH U. S. SECTOR ETF 78464A870 916 10,790 SH   SOLE   10,675 115 0
SPDR SERIES TRUST S&P BIOTECH U. S. SECTOR ETF 78464A870 70 820 SH   DFND   820 0 0
STANLEY BLACK & DECKER INC COM U.S. EQUITIES 854502101 2,206 13,001 SH   SOLE   12,902 65 34
STANLEY BLACK & DECKER INC COM U.S. EQUITIES 854502101 318 1,875 SH   DFND   775 1,100 0
TJX COS INC NEW COM U.S. EQUITIES 872540109 435 5,690 SH   SOLE   5,690 0 0
TJX COS INC NEW COM U.S. EQUITIES 872540109 147 1,920 SH   DFND   1,920 0 0
TEXAS INSTRS INC COM U.S. EQUITIES 882508104 1,838 17,599 SH   SOLE   17,489 110 0
TEXAS INSTRS INC COM U.S. EQUITIES 882508104 801 7,668 SH   DFND   7,668 0 0
3M CO U.S. EQUITIES 88579Y101 1,033 4,387 SH   SOLE   4,387 0 0
3M CO U.S. EQUITIES 88579Y101 540 2,295 SH   DFND   1,525 770 0
UNILEVER PLC SPNSRD ADR NEW FOREIGN EQUITIES 904767704 1,259 22,750 SH   SOLE   22,750 0 0
UNILEVER PLC SPNSRD ADR NEW FOREIGN EQUITIES 904767704 319 5,765 SH   DFND   3,205 2,560 0
UNITED TECHNOLOGIES CORP COM U.S. EQUITIES 913017109 1,791 14,041 SH   SOLE   13,911 0 130
UNITED TECHNOLOGIES CORP COM U.S. EQUITIES 913017109 601 4,710 SH   DFND   3,410 1,300 0
V F CORP COM U.S. EQUITIES 918204108 224 3,030 SH   SOLE   2,870 160 0
V F CORP COM U.S. EQUITIES 918204108 92 1,237 SH   DFND   1,237 0 0
VANGUARD WORLD FDS CONSUM DIS ETF U. S. SECTOR ETF 92204A108 413 2,650 SH   SOLE   2,260 0 390
VANGUARD WORLD FDS CONSUM STP ETF U. S. SECTOR ETF 92204A207 1,319 9,035 SH   SOLE   8,060 575 400
VANGUARD WORLD FDS CONSUM STP ETF U. S. SECTOR ETF 92204A207 482 3,301 SH   DFND   3,301 0 0
VANGUARD WORLD FDS HEALTH CAR ETF U. S. SECTOR ETF 92204A504 298 1,935 SH   SOLE   1,701 234 0
VANGUARD WORLD FDS HEALTH CAR ETF U. S. SECTOR ETF 92204A504 190 1,233 SH   DFND   1,233 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD U.S. ETF - FIXED INCOME 92206C409 545 6,870 SH   SOLE   6,870 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD U.S. ETF - FIXED INCOME 92206C409 52 660 SH   DFND   660 0 0
VERIZON COMMUNICATIONS INC COM U.S. EQUITIES 92343V104 202 3,812 SH   SOLE   3,812 0 0
VERIZON COMMUNICATIONS INC COM U.S. EQUITIES 92343V104 175 3,306 SH   DFND   3,306 0 0
VISA INC COM CL A U.S. EQUITIES 92826C839 1,431 12,550 SH   SOLE   12,450 100 0
VISA INC COM CL A U.S. EQUITIES 92826C839 243 2,135 SH   DFND   715 1,420 0
WASTE MGMT INC DEL COM U.S. EQUITIES 94106L109 974 11,282 SH   SOLE   11,132 150 0
WASTE MGMT INC DEL COM U.S. EQUITIES 94106L109 277 3,205 SH   DFND   3,205 0 0