The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104 1,337 9,380 SH   SOLE   9,195 185 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104 434 3,042 SH   DFND   1,582 1,460 0
AK STL HLDG CORP COM U.S. EQUITIES 001547108 39 7,000 SH   SOLE   7,000 0 0
AK STL HLDG CORP COM U.S. EQUITIES 001547108 22 3,960 SH   DFND   3,960 0 0
AT&T INC COM U.S. EQUITIES 00206R102 148 3,778 SH   SOLE   3,478 0 300
AT&T INC COM U.S. EQUITIES 00206R102 403 10,296 SH   DFND   10,296 0 0
ABBOTT LABORATORIES U.S. EQUITIES 002824100 259 4,858 SH   SOLE   4,438 420 0
ABBOTT LABORATORIES U.S. EQUITIES 002824100 83 1,560 SH   DFND   1,560 0 0
ABBVIE INC COM U.S. EQUITIES 00287Y109 2,094 23,561 SH   SOLE   23,291 270 0
ABBVIE INC COM U.S. EQUITIES 00287Y109 380 4,282 SH   DFND   2,732 1,550 0
ALPHABET INC CAP STK CL C U.S. EQUITIES 02079K107 542 565 SH   SOLE   565 0 0
ALPHABET INC CAP STK CL C U.S. EQUITIES 02079K107 115 120 SH   DFND   30 90 0
ALPHABET INC CAP STK CL A U.S. EQUITIES 02079K305 2,603 2,673 SH   SOLE   2,620 53 0
ALPHABET INC CAP STK CL A U.S. EQUITIES 02079K305 547 562 SH   DFND   322 240 0
AMERIPRISE FINL INC COM U.S. EQUITIES 03076C106 223 1,500 SH   SOLE   1,500 0 0
AMGEN INC COM U.S. EQUITIES 031162100 2,480 13,300 SH   SOLE   13,090 210 0
AMGEN INC COM U.S. EQUITIES 031162100 459 2,463 SH   DFND   1,303 1,160 0
BANK OF AMERICA CORPORATION COM U.S. EQUITIES 060505104 179 7,046 SH   SOLE   7,046 0 0
BANK OF AMERICA CORPORATION COM U.S. EQUITIES 060505104 282 11,137 SH   DFND   11,137 0 0
BANK OF NEW YORK MELLON CORPCOM U.S. EQUITIES 064058100 1,417 26,735 SH   SOLE   26,735 0 0
BANK OF NEW YORK MELLON CORPCOM U.S. EQUITIES 064058100 408 7,690 SH   DFND   4,020 3,670 0
BECTON DICKINSON & CO COM U.S. EQUITIES 075887109 2,292 11,695 SH   SOLE   11,345 350 0
BECTON DICKINSON & CO COM U.S. EQUITIES 075887109 596 3,043 SH   DFND   1,803 1,240 0
BERKSHIRE HATHAWAY INC DEL CL A U.S. EQUITIES 084670108 824 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL A U.S. EQUITIES 084670108 549 2 SH   DFND   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW U.S. EQUITIES 084670702 695 3,789 SH   SOLE   3,789 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW U.S. EQUITIES 084670702 120 652 SH   DFND   652 0 0
BLACKROCK INC COM U.S. EQUITIES 09247X101 1,687 3,774 SH   SOLE   3,739 35 0
BLACKROCK INC COM U.S. EQUITIES 09247X101 224 501 SH   DFND   501 0 0
CANADIAN NATIONAL RAILWAY CO FOREIGN EQUITIES 136375102 517 6,240 SH   SOLE   3,640 2,600 0
CANADIAN NATIONAL RAILWAY CO FOREIGN EQUITIES 136375102 50 600 SH   DFND   600 0 0
CHURCH & DWIGHT INC COM U.S. EQUITIES 171340102 2,063 42,581 SH   SOLE   41,961 620 0
CHURCH & DWIGHT INC COM U.S. EQUITIES 171340102 446 9,210 SH   DFND   4,730 4,480 0
COLGATE PALMOLIVE CO COM U.S. EQUITIES 194162103 685 9,404 SH   SOLE   9,404 0 0
COLGATE PALMOLIVE CO COM U.S. EQUITIES 194162103 361 4,960 SH   DFND   2,180 2,780 0
DANAHER CORP DEL COM U.S. EQUITIES 235851102 2,210 25,766 SH   SOLE   25,088 488 190
DANAHER CORP DEL COM U.S. EQUITIES 235851102 420 4,896 SH   DFND   3,069 1,827 0
DOWDUPONT INC COM U.S. EQUITIES 26078J100 1,115 16,110 SH   SOLE   15,905 205 0
DOWDUPONT INC COM U.S. EQUITIES 26078J100 209 3,020 SH   DFND   860 2,160 0
ENBRIDGE INC COM FOREIGN EQUITIES 29250N105 677 16,181 SH   SOLE   16,181 0 0
ENBRIDGE INC COM FOREIGN EQUITIES 29250N105 160 3,821 SH   DFND   3,821 0 0
EXXON MOBIL CORP COM U.S. EQUITIES 30231G102 472 5,757 SH   SOLE   5,157 600 0
EXXON MOBIL CORP COM U.S. EQUITIES 30231G102 1,414 17,248 SH   DFND   17,248 0 0
FORTIVE CORP COM U.S. EQUITIES 34959J108 1,654 23,362 SH   SOLE   23,126 160 76
FORTIVE CORP COM U.S. EQUITIES 34959J108 254 3,586 SH   DFND   1,216 2,370 0
HASBRO INC COM U.S. EQUITIES 418056107 1,452 14,867 SH   SOLE   14,669 198 0
HASBRO INC COM U.S. EQUITIES 418056107 310 3,169 SH   DFND   1,479 1,690 0
HERSHEY CO COM U.S. EQUITIES 427866108 1,395 12,776 SH   SOLE   12,476 300 0
HERSHEY CO COM U.S. EQUITIES 427866108 312 2,857 SH   DFND   1,567 1,290 0
HOME DEPOT INC COM U.S. EQUITIES 437076102 230 1,408 SH   SOLE   1,408 0 0
HOME DEPOT INC COM U.S. EQUITIES 437076102 16 100 SH   DFND   100 0 0
HONEYWELL INTL INC COM U.S. EQUITIES 438516106 2,420 17,071 SH   SOLE   16,711 230 130
HONEYWELL INTL INC COM U.S. EQUITIES 438516106 429 3,025 SH   DFND   1,755 1,270 0
ISHARES INC MIN VOL EMRG MKT FOREIGN SECTOR ETF 464286533 4,254 73,226 SH   SOLE   72,737 0 489
ISHARES INC MIN VOL EMRG MKT FOREIGN SECTOR ETF 464286533 626 10,780 SH   DFND   5,330 5,450 0
ISHARES TR CORE S&P MCP ETF U. S. INDEX ETF 464287507 3,159 17,657 SH   SOLE   17,077 270 310
ISHARES TR CORE S&P MCP ETF U. S. INDEX ETF 464287507 653 3,648 SH   DFND   2,188 1,460 0
ISHARES TR NA TEC-SFTWR ETF U. S. SECTOR ETF 464287515 2,910 19,897 SH   SOLE   19,432 175 290
ISHARES TR NA TEC-SFTWR ETF U. S. SECTOR ETF 464287515 822 5,621 SH   DFND   4,673 948 0
ISHARES TR INDEX S&P NA TECH FD U. S. SECTOR ETF 464287549 4,976 32,047 SH   SOLE   31,199 399 449
ISHARES TR INDEX S&P NA TECH FD U. S. SECTOR ETF 464287549 822 5,296 SH   DFND   2,496 2,800 0
ISHARES RUSSELL U. S. INDEX ETF 464287598 119 1,000 SH   SOLE   1,000 0 0
ISHARES RUSSELL U. S. INDEX ETF 464287598 237 2,000 SH   DFND   2,000 0 0
ISHARES TR MIN VOL EAFE ETF FOREIGN SECTOR ETF 46429B689 5,303 74,626 SH   SOLE   73,645 194 787
ISHARES TR MIN VOL EAFE ETF FOREIGN SECTOR ETF 46429B689 742 10,435 SH   DFND   5,015 5,420 0
JOHNSON & JOHNSON U.S. EQUITIES 478160104 2,581 19,856 SH   SOLE   19,636 220 0
JOHNSON & JOHNSON U.S. EQUITIES 478160104 582 4,477 SH   DFND   2,872 1,605 0
KIMBERLY CLARK CORP COM U.S. EQUITIES 494368103 437 3,715 SH   SOLE   3,555 160 0
KIMBERLY CLARK CORP COM U.S. EQUITIES 494368103 182 1,545 SH   DFND   295 1,250 0
MFS MUN INCOME TR SH BEN INT U.S. CEF - FIXED INCOME 552738106 89 12,382 SH   SOLE   12,382 0 0
MARSH & MCLENNAN COS INC COM U.S. EQUITIES 571748102 251 3,000 SH   SOLE   3,000 0 0
MCCORMICK & CO INC COM NON VTG U.S. EQUITIES 579780206 2,022 19,701 SH   SOLE   19,431 270 0
MCCORMICK & CO INC COM NON VTG U.S. EQUITIES 579780206 436 4,250 SH   DFND   2,250 2,000 0
MCKESSON CORP COM U.S. EQUITIES 58155Q103 210 1,370 SH   SOLE   1,370 0 0
MCKESSON CORP COM U.S. EQUITIES 58155Q103 111 720 SH   DFND   720 0 0
MERCK & CO INC NEW COM U.S. EQUITIES 58933Y105 211 3,300 SH   SOLE   3,300 0 0
MERCK & CO INC NEW COM U.S. EQUITIES 58933Y105 26 400 SH   DFND   400 0 0
METLIFE INC COM U.S. EQUITIES 59156R108 1,023 19,685 SH   SOLE   19,685 0 0
METLIFE INC COM U.S. EQUITIES 59156R108 186 3,580 SH   DFND   670 2,910 0
MICROSOFT CORP COM U.S. EQUITIES 594918104 1,992 26,744 SH   SOLE   26,385 359 0
MICROSOFT CORP COM U.S. EQUITIES 594918104 355 4,770 SH   DFND   2,620 2,150 0
ORACLE CORP COM U.S. EQUITIES 68389X105 1,775 36,728 SH   SOLE   36,508 220 0
ORACLE CORP COM U.S. EQUITIES 68389X105 447 9,240 SH   DFND   5,600 3,640 0
PPG INDS INC COM U.S. EQUITIES 693506107 2,449 22,536 SH   SOLE   22,236 100 200
PPG INDS INC COM U.S. EQUITIES 693506107 551 5,069 SH   DFND   3,049 1,820 200
PRINCIPAL FINANCIAL GROUP INCOM U.S. EQUITIES 74251V102 1,223 19,015 SH   SOLE   18,695 320 0
PRINCIPAL FINANCIAL GROUP INCOM U.S. EQUITIES 74251V102 265 4,115 SH   DFND   1,675 2,440 0
SPDR SERIES TRUST S&P REGL BKG U. S. SECTOR ETF 78464A698 133 2,345 SH   SOLE   2,345 0 0
SPDR SERIES TRUST S&P REGL BKG U. S. SECTOR ETF 78464A698 350 6,170 SH   DFND   6,170 0 0
SPDR SERIES TRUST S&P INS ETF U. S. SECTOR ETF 78464A789 617 6,861 SH   SOLE   6,551 0 310
SPDR SERIES TRUST S&P INS ETF U. S. SECTOR ETF 78464A789 122 1,361 SH   DFND   1,361 0 0
SPDR SERIES TRUST S&P BIOTECH U. S. SECTOR ETF 78464A870 883 10,205 SH   SOLE   10,205 0 0
SPDR SERIES TRUST S&P BIOTECH U. S. SECTOR ETF 78464A870 9 100 SH   DFND   100 0 0
STANLEY BLACK & DECKER INC COM U.S. EQUITIES 854502101 1,769 11,721 SH   SOLE   11,687 0 34
STANLEY BLACK & DECKER INC COM U.S. EQUITIES 854502101 257 1,700 SH   DFND   600 1,100 0
TJX COS INC NEW COM U.S. EQUITIES 872540109 494 6,700 SH   SOLE   6,700 0 0
TJX COS INC NEW COM U.S. EQUITIES 872540109 156 2,121 SH   DFND   2,121 0 0
TEXAS INSTRS INC COM U.S. EQUITIES 882508104 949 10,589 SH   SOLE   10,589 0 0
TEXAS INSTRS INC COM U.S. EQUITIES 882508104 652 7,278 SH   DFND   7,278 0 0
3M CO U.S. EQUITIES 88579Y101 900 4,287 SH   SOLE   4,287 0 0
3M CO U.S. EQUITIES 88579Y101 464 2,210 SH   DFND   1,440 770 0
UNILEVER PLC SPNSRD ADR NEW FOREIGN EQUITIES 904767704 1,126 19,425 SH   SOLE   19,425 0 0
UNILEVER PLC SPNSRD ADR NEW FOREIGN EQUITIES 904767704 307 5,295 SH   DFND   2,735 2,560 0
UNITED TECHNOLOGIES CORP COM U.S. EQUITIES 913017109 1,609 13,861 SH   SOLE   13,731 0 130
UNITED TECHNOLOGIES CORP COM U.S. EQUITIES 913017109 544 4,690 SH   DFND   3,390 1,300 0
V F CORP COM U.S. EQUITIES 918204108 254 3,990 SH   SOLE   3,830 160 0
V F CORP COM U.S. EQUITIES 918204108 79 1,237 SH   DFND   1,237 0 0
VANGUARD WORLD FDS CONSUM DIS ETF U. S. SECTOR ETF 92204A108 404 2,820 SH   SOLE   2,430 0 390
VANGUARD WORLD FDS CONSUM DIS ETF U. S. SECTOR ETF 92204A108 72 500 SH   DFND   500 0 0
VANGUARD WORLD FDS CONSUM STP ETF U. S. SECTOR ETF 92204A207 1,311 9,462 SH   SOLE   8,487 575 400
VANGUARD WORLD FDS CONSUM STP ETF U. S. SECTOR ETF 92204A207 531 3,834 SH   DFND   3,834 0 0
VANGUARD WORLD FDS HEALTH CAR ETF U. S. SECTOR ETF 92204A504 311 2,045 SH   SOLE   1,811 234 0
VANGUARD WORLD FDS HEALTH CAR ETF U. S. SECTOR ETF 92204A504 207 1,361 SH   DFND   1,361 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD U.S. ETF - FIXED INCOME 92206C409 604 7,535 SH   SOLE   7,535 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD U.S. ETF - FIXED INCOME 92206C409 53 660 SH   DFND   660 0 0
VERIZON COMMUNICATIONS INC COM U.S. EQUITIES 92343V104 222 4,487 SH   SOLE   4,487 0 0
VERIZON COMMUNICATIONS INC COM U.S. EQUITIES 92343V104 174 3,506 SH   DFND   3,506 0 0
VISA INC COM CL A U.S. EQUITIES 92826C839 901 8,560 SH   SOLE   8,560 0 0
VISA INC COM CL A U.S. EQUITIES 92826C839 189 1,795 SH   DFND   375 1,420 0
WASTE MGMT INC DEL COM U.S. EQUITIES 94106L109 950 12,137 SH   SOLE   11,937 200 0
WASTE MGMT INC DEL COM U.S. EQUITIES 94106L109 231 2,955 SH   DFND   2,955 0 0