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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKSTONE MTG TR INC COM CL A 09257W100   432,327 24,220 SH   SOLE   0 0 24,220
ISHARES INC CORE MSCI EMKT 46434G103   8,361,923 171,386 SH   SOLE   0 0 171,386
ISHARES TR CORE MSCI EAFE 46432F842   5,394,260 80,692 SH   SOLE   0 0 80,692
ISHARES TR FLTG RATE NT ETF 46429B655   857,134 17,010 SH   SOLE   0 0 17,010
ISHARES TR ISHS 1-5YR INVS 464288646   56,862,264 1,125,094 SH   SOLE   0 0 1,125,094
ISHARES TR 3 7 YR TREAS BD 464288661   260,830 2,217 SH   SOLE   0 0 2,217
ISHARES TR RUS 1000 VAL ETF 464287598   53,039,897 348,351 SH   SOLE   0 0 348,351
ISHARES TR RUS 1000 GRW ETF 464287614   53,649,541 219,578 SH   SOLE   0 0 219,578
ISHARES TR RUS 2000 VAL ETF 464287630   27,033,430 197,296 SH   SOLE   0 0 197,296
ISHARES TR RUS 2000 GRW ETF 464287648   374,258 1,650 SH   SOLE   0 0 1,650
ISHARES TR RUS MD CP GR ETF 464287481   43,188,138 474,334 SH   SOLE   0 0 474,334
ISHARES TR RUS MDCP VAL ETF 464287473   66,175,262 623,119 SH   SOLE   0 0 623,119
ISHARES TR 1 3 YR TREAS BD 464287457   302,102 3,677 SH   SOLE   0 0 3,677
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   17,423,502 357,112 SH   SOLE   0 0 357,112
SCHWAB STRATEGIC TR US TIPS ETF 808524870   26,449,030 493,360 SH   SOLE   0 0 493,360
SPDR SER TR PORTFLI INTRMDIT 78464A672   54,380,091 1,879,063 SH   SOLE   0 0 1,879,063
SPDR SER TR PORTFOLIO INTRMD 78464A375   31,990,511 984,626 SH   SOLE   0 0 984,626
SPDR SER TR PORTFOLIO SHORT 78464A474   396,035 13,366 SH   SOLE   0 0 13,366
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   87,570,898 449,335 SH   SOLE   0 0 449,335
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   118,209,251 881,698 SH   SOLE   0 0 881,698
VANGUARD INDEX FDS VALUE ETF 922908744   97,095,197 703,028 SH   SOLE   0 0 703,028
VANGUARD INDEX FDS SM CP VAL ETF 922908611   57,638,294 363,053 SH   SOLE   0 0 363,053
VANGUARD INDEX FDS GROWTH ETF 922908736   102,414,826 410,579 SH   SOLE   0 0 410,579
VANGUARD INDEX FDS SML CP GRW ETF 922908595   14,269,426 65,937 SH   SOLE   0 0 65,937
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   299,355 3,927 SH   SOLE   0 0 3,927