The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS 1000 VAL ETF 464287598 102,070 795,809 SH   SOLE   0 0 795,809
ISHARES TR RUS 1000 GRW ETF 464287614 80,741 505,800 SH   SOLE   0 0 505,800
ISHARES TR RUS 2000 VAL ETF 464287630 132,003 1,105,460 SH   SOLE   0 0 1,105,460
ISHARES TR RUS MD CP GR ETF 464287481 119,712 846,920 SH   SOLE   0 0 846,920
ISHARES TR RUS MDCP VAL ETF 464287473 161,052 1,795,457 SH   SOLE   0 0 1,795,457
ISHARES TR 1 3 YR TREAS BD 464287457 696 8,206 SH   SOLE   0 0 8,206
ISHARES TR MSCI EMG MKT ETF 464287234 18,563 454,202 SH   SOLE   0 0 454,202
BLACKSTONE MTG TR INC COM CL A 09257W100 917 25,575 SH   SOLE   0 0 25,575
ISHARES TR SH TR CRPORT ETF 464288646 2,602 48,483 SH   SOLE   0 0 48,483
ISHARES TR 3 7 YR TREAS BD 464288661 352 2,773 SH   SOLE   0 0 2,773
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672 39,107 1,250,633 SH   SOLE   0 0 1,250,633
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 10,027 284,224 SH   SOLE   0 0 284,224
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 352 4,340 SH   SOLE   0 0 4,340
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 292 9,480 SH   SOLE   0 0 9,480