The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   5,179 37,891 SH   SOLE   0 0 37,891
ABBOTT LABS COM 002824100   939 8,245 SH   SOLE   0 0 8,245
ABBVIE INC COM 00287Y109   21 108 SH   SOLE   0 0 108
ABERCROMBIE & FITCH CO CL A 002896207   7 53 SH   SOLE   0 0 53
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   203 577 SH   SOLE   0 0 577
ADVANCED MICRO DEVICES INC COM 007903107   49 300 SH   SOLE   0 0 300
ADVANSIX INC COM 00773T101   0 14 SH   SOLE   0 0 14
AIRBNB INC COM CL A 009066101   0 7 SH   SOLE   0 0 7
ALBEMARLE CORP COM 012653101   0 1 SH   SOLE   0 0 1
ALLETE INC COM NEW 018522300   4 72 SH   SOLE   0 0 72
ALLSTATE CORP COM 020002101   100 532 SH   SOLE   0 0 532
ALPHABET INC CAP STK CL A 02079K305   1,715 10,341 SH   SOLE   0 0 10,341
ALPHABET INC CAP STK CL C 02079K107   1,150 6,881 SH   SOLE   0 0 6,881
ALTRIA GROUP INC COM 02209S103   10 200 SH   SOLE   0 0 200
AMAZON COM INC COM 023135106   722 3,878 SH   SOLE   0 0 3,878
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   21,740 336,543 SH   SOLE   0 0 336,543
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190   0 10 SH   SOLE   0 0 10
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   2,151 32,945 SH   SOLE   0 0 32,945
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   704 11,634 SH   SOLE   0 0 11,634
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315   154 2,801 SH   SOLE   0 0 2,801
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   19,563 415,092 SH   SOLE   0 0 415,092
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   4,422 81,873 SH   SOLE   0 0 81,873
AMERICAN CENTY ETF TR CORE MUNI FXD IN 025072695   3,503 74,644 SH   SOLE   0 0 74,644
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   593 11,392 SH   SOLE   0 0 11,392
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   14,785 263,380 SH   SOLE   0 0 263,380
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   50,210 749,077 SH   SOLE   0 0 749,077
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   33,196 469,742 SH   SOLE   0 0 469,742
AMERICAN CENTY ETF TR US EQT ETF 025072885   808 8,501 SH   SOLE   0 0 8,501
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   22,613 343,508 SH   SOLE   0 0 343,508
AMERICAN CENTY ETF TR US SML CP VALU 025072877   32,203 335,633 SH   SOLE   0 0 335,633
AMERICAN EXPRESS CO COM 025816109   119 440 SH   SOLE   0 0 440
AMGEN INC COM 031162100   26 82 SH   SOLE   0 0 82
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607   8 221 SH   SOLE   0 0 221
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   2 35 SH   SOLE   0 0 35
APA CORPORATION COM 03743Q108   9 375 SH   SOLE   0 0 375
APPLE INC COM 037833100   5,921 25,414 SH   SOLE   0 0 25,414
ASML HOLDING N V N Y REGISTRY SHS N07059210   9 12 SH   SOLE   0 0 12
AT&T INC COM 00206R102   61 2,803 SH   SOLE   0 0 2,803
AUTOMATIC DATA PROCESSING IN COM 053015103   63 229 SH   SOLE   0 0 229
AXOS FINANCIAL INC COM 05465C100   25 400 SH   SOLE   0 0 400
BAIDU INC SPON ADR REP A 056752108   1 10 SH   SOLE   0 0 10
BANK AMERICA CORP COM 060505104   19 501 SH   SOLE   0 0 501
BARRICK GOLD CORP COM 067901108   0 15 SH   SOLE   0 0 15
BAXTER INTL INC COM 071813109   16 440 SH   SOLE   0 0 440
BEST BUY INC COM 086516101   39 378 SH   SOLE   0 0 378
BLOCK H & R INC COM 093671105   38 608 SH   SOLE   0 0 608
BLOCK INC CL A 852234103   6 102 SH   SOLE   0 0 102
BOEING CO COM 097023105   8 57 SH   SOLE   0 0 57
BORGWARNER INC COM 099724106   2 64 SH   SOLE   0 0 64
BOSTON SCIENTIFIC CORP COM 101137107   37 448 SH   SOLE   0 0 448
BRIGHTHOUSE FINL INC COM 10922N103   1 23 SH   SOLE   0 0 23
BRISTOL-MYERS SQUIBB CO COM 110122108   41 800 SH   SOLE   0 0 800
BROADCOM INC COM 11135F101   177 1,031 SH   SOLE   0 0 1,031
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   10 49 SH   SOLE   0 0 49
BYRNA TECHNOLOGIES INC COM NEW 12448X201   16 1,000 SH   SOLE   0 0 1,000
CARDINAL HEALTH INC COM 14149Y108   3 36 SH   SOLE   0 0 36
CARRIER GLOBAL CORPORATION COM 14448C104   18 227 SH   SOLE   0 0 227
CATERPILLAR INC COM 149123101   222 568 SH   SOLE   0 0 568
CELSIUS HLDGS INC COM NEW 15118V207   31 1,000 SH   SOLE   0 0 1,000
CENTERPOINT ENERGY INC COM 15189T107   79 2,700 SH   SOLE   0 0 2,700
CHEMOURS CO COM 163851108   0 16 SH   SOLE   0 0 16
CHEVRON CORP NEW COM 166764100   209 1,422 SH   SOLE   0 0 1,422
CISCO SYS INC COM 17275R102   177 3,343 SH   SOLE   0 0 3,343
CITIGROUP INC COM NEW 172967424   1 29 SH   SOLE   0 0 29
COCA COLA CO COM 191216100   58 807 SH   SOLE   0 0 807
COLGATE PALMOLIVE CO COM 194162103   80 772 SH   SOLE   0 0 772
COMCAST CORP NEW CL A 20030N101   28 692 SH   SOLE   0 0 692
CONOCOPHILLIPS COM 20825C104   27 264 SH   SOLE   0 0 264
CONSTELLATION ENERGY CORP COM 21037T109   20 79 SH   SOLE   0 0 79
CORTEVA INC COM 22052L104   2 35 SH   SOLE   0 0 35
COSTCO WHSL CORP NEW COM 22160K105   854 964 SH   SOLE   0 0 964
COTERRA ENERGY INC COM 127097103   4 200 SH   SOLE   0 0 200
CROWDSTRIKE HLDGS INC CL A 22788C105   115 412 SH   SOLE   0 0 412
CVS HEALTH CORP COM 126650100   19 310 SH   SOLE   0 0 310
DANAHER CORPORATION COM 235851102   20 75 SH   SOLE   0 0 75
DARDEN RESTAURANTS INC COM 237194105   49 302 SH   SOLE   0 0 302
DEERE & CO COM 244199105   524 1,256 SH   SOLE   0 0 1,256
DELL TECHNOLOGIES INC CL C 24703L202   0 8 SH   SOLE   0 0 8
DELTA AIR LINES INC DEL COM NEW 247361702   108 2,133 SH   SOLE   0 0 2,133
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,593 58,151 SH   SOLE   0 0 58,151
DIMENSIONAL ETF TRUST GLOBAL EX US COR 25434V575   7,147 132,093 SH   SOLE   0 0 132,093
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   670 17,599 SH   SOLE   0 0 17,599
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   6 206 SH   SOLE   0 0 206
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   453 15,616 SH   SOLE   0 0 15,616
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   1,377 28,369 SH   SOLE   0 0 28,369
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   141 2,275 SH   SOLE   0 0 2,275
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   112 2,700 SH   SOLE   0 0 2,700
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   520 8,021 SH   SOLE   0 0 8,021
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   339 6,110 SH   SOLE   0 0 6,110
DISNEY WALT CO COM 254687106   134 1,400 SH   SOLE   0 0 1,400
DNP SELECT INCOME FD INC COM 23325P104   13 1,309 SH   SOLE   0 0 1,309
DOMINION ENERGY INC COM 25746U109   1 24 SH   SOLE   0 0 24
DONALDSON INC COM 257651109   353 4,800 SH   SOLE   0 0 4,800
DORMAN PRODS INC COM 258278100   11 100 SH   SOLE   0 0 100
DOW INC COM 260557103   2 47 SH   SOLE   0 0 47
DRAFTKINGS INC NEW COM CL A 26142V105   39 1,000 SH   SOLE   0 0 1,000
DTE ENERGY CO COM 233331107   0 1 SH   SOLE   0 0 1
DUPONT DE NEMOURS INC COM 26614N102   4 47 SH   SOLE   0 0 47
E L F BEAUTY INC COM 26856L103   259 2,378 SH   SOLE   0 0 2,378
EATON CORP PLC SHS G29183103   24 75 SH   SOLE   0 0 75
ECOLAB INC COM 278865100   894 3,505 SH   SOLE   0 0 3,505
ELI LILLY & CO COM 532457108   731 826 SH   SOLE   0 0 826
EMERSON ELEC CO COM 291011104   46 426 SH   SOLE   0 0 426
EXACT SCIENCES CORP COM 30063P105   4 70 SH   SOLE   0 0 70
EXELON CORP COM 30161N101   9 242 SH   SOLE   0 0 242
EXXON MOBIL CORP COM 30231G102   156 1,336 SH   SOLE   0 0 1,336
FACTSET RESH SYS INC COM 303075105   183 400 SH   SOLE   0 0 400
FASTENAL CO COM 311900104   252 3,542 SH   SOLE   0 0 3,542
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404   83 2,773 SH   SOLE   0 0 2,773
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   0 5 SH   SOLE   0 0 5
FIRST HORIZON CORPORATION COM 320517105   8 533 SH   SOLE   0 0 533
FIRST INTST BANCSYSTEM INC COM 32055Y201   33 1,100 SH   SOLE   0 0 1,100
FISERV INC COM 337738108   67 375 SH   SOLE   0 0 375
FIVERR INTL LTD ORD SHS M4R82T106   0 25 SH   SOLE   0 0 25
FLUTTER ENTMT PLC SHS G3643J108   17 75 SH   SOLE   0 0 75
FORD MTR CO COM 345370860   9 874 SH   SOLE   0 0 874
FRESENIUS MEDICAL CARE AG SPONSORED ADR 358029106   8 418 SH   SOLE   0 0 418
FTI CONSULTING INC COM 302941109   45 200 SH   SOLE   0 0 200
FULCRUM THERAPEUTICS INC COM 359616109   17 5,000 SH   SOLE   0 0 5,000
GAMESTOP CORP NEW CL A 36467W109   0 1 SH   SOLE   0 0 1
GARRETT MOTION INC COM 366505105   0 36 SH   SOLE   0 0 36
GE AEROSPACE COM NEW 369604301   6 34 SH   SOLE   0 0 34
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   0 5 SH   SOLE   0 0 5
GE VERNOVA INC COM 36828A101   1 7 SH   SOLE   0 0 7
GENERAL DYNAMICS CORP COM 369550108   18 63 SH   SOLE   0 0 63
GENERAL MLS INC COM 370334104   225 3,054 SH   SOLE   0 0 3,054
GENERAL MTRS CO COM 37045V100   76 1,715 SH   SOLE   0 0 1,715
GENWORTH FINL INC COM SHS 37247D106   20 3,000 SH   SOLE   0 0 3,000
GIBRALTAR INDS INC COM 374689107   28 408 SH   SOLE   0 0 408
GLOBUS MED INC CL A 379577208   1 15 SH   SOLE   0 0 15
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   3 104 SH   SOLE   0 0 104
GOLDMAN SACHS ETF TR ACTIVEBETA EUR 381430305   0 21 SH   SOLE   0 0 21
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   11 306 SH   SOLE   0 0 306
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602   0 11 SH   SOLE   0 0 11
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   22 200 SH   SOLE   0 0 200
GRANITE CONSTR INC COM 387328107   31 400 SH   SOLE   0 0 400
GRAYSCALE BITCOIN MINI TR BT SHS 389930108   0 15 SH   SOLE   0 0 15
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   0 15 SH   SOLE   0 0 15
HANOVER INS GROUP INC COM 410867105   56 382 SH   SOLE   0 0 382
HEARTLAND FINL USA INC COM 42234Q102   2,299 40,551 SH   SOLE   0 0 40,551
HENRY SCHEIN INC COM 806407102   22 313 SH   SOLE   0 0 313
HOME DEPOT INC COM 437076102   547 1,352 SH   SOLE   0 0 1,352
HONEYWELL INTL INC COM 438516106   93 454 SH   SOLE   0 0 454
HORMEL FOODS CORP COM 440452100   9 297 SH   SOLE   0 0 297
HP INC COM 40434L105   87 2,434 SH   SOLE   0 0 2,434
HSBC HLDGS PLC SPON ADR NEW 404280406   6 146 SH   SOLE   0 0 146
HUMANA INC COM 444859102   47 150 SH   SOLE   0 0 150
HUNTINGTON BANCSHARES INC COM 446150104   1 72 SH   SOLE   0 0 72
INNOVATE CORP COM NEW 45784J303   0 100 SH   SOLE   0 0 100
INTEL CORP COM 458140100   20 890 SH   SOLE   0 0 890
INTERNATIONAL BUSINESS MACHS COM 459200101   125 570 SH   SOLE   0 0 570
INTUIT COM 461202103   4 8 SH   SOLE   0 0 8
INTUITIVE SURGICAL INC COM NEW 46120E602   58 120 SH   SOLE   0 0 120
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   5 25 SH   SOLE   0 0 25
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   18 399 SH   SOLE   0 0 399
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   44 250 SH   SOLE   0 0 250
INVESCO QQQ TR UNIT SER 1 46090E103   822 1,685 SH   SOLE   0 0 1,685
IPG PHOTONICS CORP COM 44980X109   14 190 SH   SOLE   0 0 190
ISHARES INC CORE MSCI EMKT 46434G103   4,241 73,873 SH   SOLE   0 0 73,873
ISHARES INC ESG AWR MSCI EM 46434G863   167 4,596 SH   SOLE   0 0 4,596
ISHARES TR 0-5 YR TIPS ETF 46429B747   24 244 SH   SOLE   0 0 244
ISHARES TR 0-5YR INVT GR CP 46434V100   3,434 68,106 SH   SOLE   0 0 68,106
ISHARES TR 1 3 YR TREAS BD 464287457   275 3,316 SH   SOLE   0 0 3,316
ISHARES TR 3 7 YR TREAS BD 464288661   493 4,122 SH   SOLE   0 0 4,122
ISHARES TR CORE DIV GRWTH 46434V621   2 45 SH   SOLE   0 0 45
ISHARES TR CORE INTL AGGR 46435G672   2,181 42,089 SH   SOLE   0 0 42,089
ISHARES TR CORE MSCI EAFE 46432F842   4,004 51,304 SH   SOLE   0 0 51,304
ISHARES TR CORE S&P MCP ETF 464287507   91 1,475 SH   SOLE   0 0 1,475
ISHARES TR CORE S&P SCP ETF 464287804   4,319 36,932 SH   SOLE   0 0 36,932
ISHARES TR CORE S&P TTL STK 464287150   16,457 131,013 SH   SOLE   0 0 131,013
ISHARES TR CORE S&P US VLU 464287663   6,323 66,223 SH   SOLE   0 0 66,223
ISHARES TR CORE S&P500 ETF 464287200   65 113 SH   SOLE   0 0 113
ISHARES TR CORE US AGGBD ET 464287226   332 3,287 SH   SOLE   0 0 3,287
ISHARES TR EAFE SML CP ETF 464288273   2,631 38,866 SH   SOLE   0 0 38,866
ISHARES TR EAFE VALUE ETF 464288877   6,428 111,739 SH   SOLE   0 0 111,739
ISHARES TR ESG AW MSCI EAFE 46435G516   310 3,694 SH   SOLE   0 0 3,694
ISHARES TR ESG AWARE MSCI 46435U663   416 9,956 SH   SOLE   0 0 9,956
ISHARES TR ESG AWR MSCI USA 46435G425   36 291 SH   SOLE   0 0 291
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,433 56,965 SH   SOLE   0 0 56,965
ISHARES TR EXPONENTIAL TECH 46434V381   19 322 SH   SOLE   0 0 322
ISHARES TR JPMORGAN USD EMG 464288281   56 601 SH   SOLE   0 0 601
ISHARES TR MORNINGSTR US EQ 464287127   2 36 SH   SOLE   0 0 36
ISHARES TR MRGSTR MD CP GRW 464288307   3 42 SH   SOLE   0 0 42
ISHARES TR MSCI EAFE ETF 464287465   157 1,887 SH   SOLE   0 0 1,887
ISHARES TR MSCI EAFE MIN VL 46429B689   15 205 SH   SOLE   0 0 205
ISHARES TR MSCI EMG MKT ETF 464287234   129 2,830 SH   SOLE   0 0 2,830
ISHARES TR MSCI INTL VLU FT 46435G409   72 2,471 SH   SOLE   0 0 2,471
ISHARES TR MSCI KLD400 SOC 464288570   112 1,034 SH   SOLE   0 0 1,034
ISHARES TR MSCI LW CRB TG 46434V464   113 581 SH   SOLE   0 0 581
ISHARES TR MSCI USA QLT FCT 46432F339   36 202 SH   SOLE   0 0 202
ISHARES TR NATIONAL MUN ETF 464288414   1,307 12,040 SH   SOLE   0 0 12,040
ISHARES TR PFD AND INCM SEC 464288687   45 1,375 SH   SOLE   0 0 1,375
ISHARES TR RUS 1000 GRW ETF 464287614   1,512 4,029 SH   SOLE   0 0 4,029
ISHARES TR RUS 1000 VAL ETF 464287598   547 2,884 SH   SOLE   0 0 2,884
ISHARES TR RUS 2000 VAL ETF 464287630   5 31 SH   SOLE   0 0 31
ISHARES TR RUS MD CP GR ETF 464287481   14 125 SH   SOLE   0 0 125
ISHARES TR RUS MDCP VAL ETF 464287473   32 243 SH   SOLE   0 0 243
ISHARES TR RUSSELL 2000 ETF 464287655   347 1,575 SH   SOLE   0 0 1,575
ISHARES TR RUSSELL 3000 ETF 464287689   553 1,694 SH   SOLE   0 0 1,694
ISHARES TR S&P 100 ETF 464287101   83 300 SH   SOLE   0 0 300
ISHARES TR S&P 500 GRWT ETF 464287309   42 444 SH   SOLE   0 0 444
ISHARES TR S&P 500 VAL ETF 464287408   51 262 SH   SOLE   0 0 262
ISHARES TR SHRT NAT MUN ETF 464288158   4,606 43,383 SH   SOLE   0 0 43,383
ISHARES TR SP SMCP600VL ETF 464287879   2,385 22,156 SH   SOLE   0 0 22,156
ISHARES TR US HOME CONS ETF 464288752   14 114 SH   SOLE   0 0 114
ISHARES TR US TREAS BD ETF 46429B267   44 1,905 SH   SOLE   0 0 1,905
ISHARES TR USD GRN BOND ETF 46435U440   680 14,071 SH   SOLE   0 0 14,071
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   17 341 SH   SOLE   0 0 341
JOHNSON & JOHNSON COM 478160104   217 1,342 SH   SOLE   0 0 1,342
JPMORGAN CHASE & CO. COM 46625H100   210 1,000 SH   SOLE   0 0 1,000
KNIFE RIVER CORP COMMON STOCK 498894104   3 43 SH   SOLE   0 0 43
KROGER CO COM 501044101   62 1,087 SH   SOLE   0 0 1,087
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   1 80 SH   SOLE   0 0 80
LINDE PLC SHS G54950103   22 48 SH   SOLE   0 0 48
LOCKHEED MARTIN CORP COM 539830109   60 103 SH   SOLE   0 0 103
LUCID GROUP INC COM 549498103   0 5 SH   SOLE   0 0 5
MARATHON PETE CORP COM 56585A102   7 46 SH   SOLE   0 0 46
MARVELL TECHNOLOGY INC COM 573874104   36 507 SH   SOLE   0 0 507
MASTERCARD INCORPORATED CL A 57636Q104   4 10 SH   SOLE   0 0 10
MCDONALDS CORP COM 580135101   60 200 SH   SOLE   0 0 200
MDU RES GROUP INC COM 552690109   4 175 SH   SOLE   0 0 175
MEDTRONIC PLC SHS G5960L103   357 3,967 SH   SOLE   0 0 3,967
MELCO RESORTS AND ENTMNT LTD ADR 585464100   3 500 SH   SOLE   0 0 500
MERCK & CO INC COM 58933Y105   15 138 SH   SOLE   0 0 138
META PLATFORMS INC CL A 30303M102   78 137 SH   SOLE   0 0 137
METALLUS INC COM 887399103   0 22 SH   SOLE   0 0 22
METLIFE INC COM 59156R108   24 294 SH   SOLE   0 0 294
MICROCHIP TECHNOLOGY INC. COM 595017104   56 700 SH   SOLE   0 0 700
MICRON TECHNOLOGY INC COM 595112103   10 100 SH   SOLE   0 0 100
MICROSOFT CORP COM 594918104   2,253 5,237 SH   SOLE   0 0 5,237
MONDELEZ INTL INC CL A 609207105   50 692 SH   SOLE   0 0 692
MONSTER BEVERAGE CORP NEW COM 61174X109   52 1,000 SH   SOLE   0 0 1,000
MP MATERIALS CORP COM CL A 553368101   0 7 SH   SOLE   0 0 7
NIKE INC CL B 654106103   153 1,732 SH   SOLE   0 0 1,732
NORDSTROM INC COM 655664100   9 418 SH   SOLE   0 0 418
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   6 300 SH   SOLE   0 0 300
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   1,385 33,208 SH   SOLE   0 0 33,208
NVIDIA CORPORATION COM 67066G104   561 4,623 SH   SOLE   0 0 4,623
ONEOK INC NEW COM 682680103   91 1,000 SH   SOLE   0 0 1,000
ORACLE CORP COM 68389X105   1 10 SH   SOLE   0 0 10
ORGANON & CO COMMON STOCK 68622V106   0 13 SH   SOLE   0 0 13
OTIS WORLDWIDE CORP COM 68902V107   11 113 SH   SOLE   0 0 113
PACIRA BIOSCIENCES INC COM 695127100   0 5 SH   SOLE   0 0 5
PALANTIR TECHNOLOGIES INC CL A 69608A108   2 55 SH   SOLE   0 0 55
PALO ALTO NETWORKS INC COM 697435105   102 300 SH   SOLE   0 0 300
PARAMOUNT GLOBAL CLASS B COM 92556H206   1 137 SH   SOLE   0 0 137
PATTERSON-UTI ENERGY INC COM 703481101   13 1,767 SH   SOLE   0 0 1,767
PEPSICO INC COM 713448108   85 500 SH   SOLE   0 0 500
PFIZER INC COM 717081103   61 2,141 SH   SOLE   0 0 2,141
PHILIP MORRIS INTL INC COM 718172109   145 1,200 SH   SOLE   0 0 1,200
PHILLIPS 66 COM 718546104   50 383 SH   SOLE   0 0 383
PHINIA INC COMMON STOCK 71880K101   0 12 SH   SOLE   0 0 12
PIMCO ETF TR 1-5 US TIP IDX 72201R205   25 477 SH   SOLE   0 0 477
PIMCO ETF TR INV GRD CRP BD 72201R817   81 819 SH   SOLE   0 0 819
PNC FINL SVCS GROUP INC COM 693475105   319 1,728 SH   SOLE   0 0 1,728
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   42 499 SH   SOLE   0 0 499
PROCTER AND GAMBLE CO COM 742718109   189 1,097 SH   SOLE   0 0 1,097
PROGRESSIVE CORP COM 743315103   122 482 SH   SOLE   0 0 482
PROSHARES TR BITCOIN ETF 74347G440   0 50 SH   SOLE   0 0 50
PRUDENTIAL FINL INC COM 744320102   13 113 SH   SOLE   0 0 113
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   53 603 SH   SOLE   0 0 603
PULTE GROUP INC COM 745867101   71 500 SH   SOLE   0 0 500
RESIDEO TECHNOLOGIES INC COM 76118Y104   1 61 SH   SOLE   0 0 61
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   0 10 SH   SOLE   0 0 10
ROYAL CARIBBEAN GROUP COM V7780T103   35 200 SH   SOLE   0 0 200
RTX CORPORATION COM 75513E101   184 1,519 SH   SOLE   0 0 1,519
S&P GLOBAL INC COM 78409V104   21 41 SH   SOLE   0 0 41
SALESFORCE INC COM 79466L302   13 50 SH   SOLE   0 0 50
SCHWAB CHARLES CORP COM 808513105   10 162 SH   SOLE   0 0 162
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,458 118,512 SH   SOLE   0 0 118,512
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   251 7,788 SH   SOLE   0 0 7,788
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   2,512 65,867 SH   SOLE   0 0 65,867
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   3,856 103,193 SH   SOLE   0 0 103,193
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   2,739 45,989 SH   SOLE   0 0 45,989
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,916 70,915 SH   SOLE   0 0 70,915
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   6,727 174,600 SH   SOLE   0 0 174,600
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   2,889 57,105 SH   SOLE   0 0 57,105
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,722 55,581 SH   SOLE   0 0 55,581
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   14,895 223,919 SH   SOLE   0 0 223,919
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   21 258 SH   SOLE   0 0 258
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   10 100 SH   SOLE   0 0 100
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   7,131 88,736 SH   SOLE   0 0 88,736
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   0 0 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,843 74,637 SH   SOLE   0 0 74,637
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   0 15 SH   SOLE   0 0 15
SEMPRA COM 816851109   31 376 SH   SOLE   0 0 376
SES AI CORPORATION CL A COM 78397Q109   0 250 SH   SOLE   0 0 250
SHERWIN WILLIAMS CO COM 824348106   927 2,429 SH   SOLE   0 0 2,429
SHOPIFY INC CL A 82509L107   16 200 SH   SOLE   0 0 200
SNDL INC COM 83307B101   0 40 SH   SOLE   0 0 40
SOFI TECHNOLOGIES INC COM 83406F102   2 380 SH   SOLE   0 0 380
SOLVENTUM CORP COM SHS 83444M101   641 9,196 SH   SOLE   0 0 9,196
SOUTHERN CO COM 842587107   270 3,000 SH   SOLE   0 0 3,000
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   79 2,120 SH   SOLE   0 0 2,120
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   22 546 SH   SOLE   0 0 546
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   31 914 SH   SOLE   0 0 914
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,267 2,209 SH   SOLE   0 0 2,209
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   128 225 SH   SOLE   0 0 225
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,850 38,447 SH   SOLE   0 0 38,447
SPDR SER TR PORTFLI INTRMDIT 78464A672   1 59 SH   SOLE   0 0 59
SPDR SER TR PORTFOLI S&P1500 78464A805   524 7,486 SH   SOLE   0 0 7,486
SPDR SER TR PORTFOLIO S&P400 78464A847   57 1,059 SH   SOLE   0 0 1,059
SPDR SER TR PORTFOLIO S&P500 78464A854   153 2,270 SH   SOLE   0 0 2,270
SPDR SER TR PORTFOLIO S&P600 78468R853   102 2,257 SH   SOLE   0 0 2,257
SPDR SER TR PORTFOLIO SHORT 78464A474   413 13,643 SH   SOLE   0 0 13,643
SPDR SER TR PRTFLO S&P500 VL 78464A508   168 3,190 SH   SOLE   0 0 3,190
SPDR SER TR S&P 600 SMCP VAL 78464A300   92 1,060 SH   SOLE   0 0 1,060
SPDR SER TR S&P DIVID ETF 78464A763   19 139 SH   SOLE   0 0 139
SPDR SER TR SPDR S&P 500 ETF 78468R796   37 798 SH   SOLE   0 0 798
SPX TECHNOLOGIES INC COM 78473E103   11 72 SH   SOLE   0 0 72
STARBUCKS CORP COM 855244109   21 216 SH   SOLE   0 0 216
STRYKER CORPORATION COM 863667101   208 576 SH   SOLE   0 0 576
SYSCO CORP COM 871829107   31 400 SH   SOLE   0 0 400
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1 10 SH   SOLE   0 0 10
TARGET CORP COM 87612E106   63 409 SH   SOLE   0 0 409
TESLA INC COM 88160R101   165 634 SH   SOLE   0 0 634
THOMSON REUTERS CORP. COM 884903808   415 2,433 SH   SOLE   0 0 2,433
TIMKEN CO COM 887389104   3 44 SH   SOLE   0 0 44
TJX COS INC NEW COM 872540109   128 1,090 SH   SOLE   0 0 1,090
T-MOBILE US INC COM 872590104   0 4 SH   SOLE   0 0 4
TORO CO COM 891092108   116 1,349 SH   SOLE   0 0 1,349
TRACTOR SUPPLY CO COM 892356106   29 100 SH   SOLE   0 0 100
TRAVELERS COMPANIES INC COM 89417E109   362 1,550 SH   SOLE   0 0 1,550
TWILIO INC CL A 90138F102   6 100 SH   SOLE   0 0 100
UNITED PARCEL SERVICE INC CL B 911312106   20 150 SH   SOLE   0 0 150
UNITED STATES STL CORP NEW COM 912909108   0 4 SH   SOLE   0 0 4
UNITEDHEALTH GROUP INC COM 91324P102   821 1,405 SH   SOLE   0 0 1,405
UPSTART HLDGS INC COM 91680M107   12 300 SH   SOLE   0 0 300
US BANCORP DEL COM NEW 902973304   68 1,504 SH   SOLE   0 0 1,504
UWM HOLDINGS CORPORATION COM CL A 91823B109   0 10 SH   SOLE   0 0 10
VAALCO ENERGY INC COM NEW 91851C201   11 2,000 SH   SOLE   0 0 2,000
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   5,194 300,432 SH   SOLE   0 0 300,432
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   52,317 664,856 SH   SOLE   0 0 664,856
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   47 639 SH   SOLE   0 0 639
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   35,458 705,217 SH   SOLE   0 0 705,217
VANGUARD INDEX FDS GROWTH ETF 922908736   163 426 SH   SOLE   0 0 426
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,361 12,769 SH   SOLE   0 0 12,769
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   189 778 SH   SOLE   0 0 778
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2 15 SH   SOLE   0 0 15
VANGUARD INDEX FDS MID CAP ETF 922908629   149 565 SH   SOLE   0 0 565
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1 15 SH   SOLE   0 0 15
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   507 963 SH   SOLE   0 0 963
VANGUARD INDEX FDS SM CP VAL ETF 922908611   7,964 39,667 SH   SOLE   0 0 39,667
VANGUARD INDEX FDS SMALL CP ETF 922908751   28,371 119,607 SH   SOLE   0 0 119,607
VANGUARD INDEX FDS TOTAL STK MKT 922908769   161,861 571,625 SH   SOLE   0 0 571,625
VANGUARD INDEX FDS VALUE ETF 922908744   93,376 534,897 SH   SOLE   0 0 534,897
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   515 8,175 SH   SOLE   0 0 8,175
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   18,562 387,934 SH   SOLE   0 0 387,934
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   0 1 SH   SOLE   0 0 1
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   30,560 242,620 SH   SOLE   0 0 242,620
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   354 2,960 SH   SOLE   0 0 2,960
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,897 76,245 SH   SOLE   0 0 76,245
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   42,165 697,867 SH   SOLE   0 0 697,867
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2 41 SH   SOLE   0 0 41
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   53,977 679,642 SH   SOLE   0 0 679,642
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   477 5,728 SH   SOLE   0 0 5,728
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   691 3,490 SH   SOLE   0 0 3,490
VANGUARD STAR FDS VG TL INTL STK F 921909768   17 265 SH   SOLE   0 0 265
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   27,987 529,957 SH   SOLE   0 0 529,957
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   2,627 25,909 SH   SOLE   0 0 25,909
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   32 254 SH   SOLE   0 0 254
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   3 43 SH   SOLE   0 0 43
VANGUARD WORLD FD ENERGY ETF 92204A306   10 84 SH   SOLE   0 0 84
VANGUARD WORLD FD MATERIALS ETF 92204A801   1 9 SH   SOLE   0 0 9
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   331 2,587 SH   SOLE   0 0 2,587
VANGUARD WORLD FD MEGA GRWTH IND 921910816   640 1,988 SH   SOLE   0 0 1,988
VERIZON COMMUNICATIONS INC COM 92343V104   80 1,792 SH   SOLE   0 0 1,792
VERTEX PHARMACEUTICALS INC COM 92532F100   67 145 SH   SOLE   0 0 145
VIATRIS INC COM 92556V106   4 392 SH   SOLE   0 0 392
VIRGIN GALACTIC HOLDINGS INC COM NEW 92766K403   0 3 SH   SOLE   0 0 3
VISA INC COM CL A 92826C839   373 1,357 SH   SOLE   0 0 1,357
VISTA OUTDOOR INC COM 928377100   12 324 SH   SOLE   0 0 324
VULCAN MATLS CO COM 929160109   66 265 SH   SOLE   0 0 265
WALGREENS BOOTS ALLIANCE INC COM 931427108   0 2 SH   SOLE   0 0 2
WALMART INC COM 931142103   46 580 SH   SOLE   0 0 580
WARNER BROS DISCOVERY INC COM SER A 934423104   5 677 SH   SOLE   0 0 677
WELLS FARGO CO NEW COM 949746101   69 1,239 SH   SOLE   0 0 1,239
WESBANCO INC COM 950810101   12 410 SH   SOLE   0 0 410
WILLIAMS COS INC COM 969457100   132 2,900 SH   SOLE   0 0 2,900
WISDOMTREE TR INTL SMCAP DIV 97717W760   3,857 55,867 SH   SOLE   0 0 55,867
WISDOMTREE TR ITL HIGH DIV FD 97717W802   1,291 31,170 SH   SOLE   0 0 31,170
WOODWARD INC COM 980745103   66 388 SH   SOLE   0 0 388
XCEL ENERGY INC COM 98389B100   301 4,621 SH   SOLE   0 0 4,621
ZIMMER BIOMET HOLDINGS INC COM 98956P102   7 68 SH   SOLE   0 0 68