The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGNC INVT CORP COM 00123Q104 6 400 SH   SOLE   0 0 400
AT&T INC COM 00206R102 175 6,086 SH   SOLE   0 0 6,086
ABBOTT LABS COM 002824100 41 379 SH   SOLE   0 0 379
ADOBE SYSTEMS INCORPORATED COM 00724F101 50 100 SH   SOLE   0 0 100
ADVANSIX INC COM 00773T101 0 14 SH   SOLE   0 0 14
ADVANCED MICRO DEVICES INC COM 007903107 50 550 SH   SOLE   0 0 550
AIRBNB INC COM CL A 009066101 1 7 SH   SOLE   0 0 7
ALLETE INC COM NEW 018522300 4 72 SH   SOLE   0 0 72
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108 3 593 SH   SOLE   0 0 593
ALLSTATE CORP COM 020002101 15 132 SH   SOLE   0 0 132
ALPHABET INC CAP STK CL C 02079K107 611 349 SH   SOLE   0 0 349
ALPHABET INC CAP STK CL A 02079K305 694 396 SH   SOLE   0 0 396
ALTRIA GROUP INC COM 02209S103 4 95 SH   SOLE   0 0 95
AMAZON COM INC COM 023135106 485 149 SH   SOLE   0 0 149
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 4,628 74,914 SH   SOLE   0 0 74,914
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 32,009 559,704 SH   SOLE   0 0 559,704
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 16,459 288,202 SH   SOLE   0 0 288,202
AMERICAN CENTY ETF TR US SML CP VALU 025072877 16,745 294,599 SH   SOLE   0 0 294,599
AMERICAN CENTY ETF TR US EQT ETF 025072885 14 215 SH   SOLE   0 0 215
AMERICAN EXPRESS CO COM 025816109 60 500 SH   SOLE   0 0 500
AMERIPRISE FINL INC COM 03076C106 23 120 SH   SOLE   0 0 120
APACHE CORP COM 037411105 5 375 SH   SOLE   0 0 375
APPLE INC COM 037833100 4,570 34,441 SH   SOLE   0 0 34,441
APPLIED MATLS INC COM 038222105 7 80 SH   SOLE   0 0 80
ATMOS ENERGY CORP COM 049560105 19 200 SH   SOLE   0 0 200
AURORA CANNABIS INC COM 05156X884 0 27 SH   SOLE   0 0 27
AVISTA CORP COM 05379B107 8 200 SH   SOLE   0 0 200
AXOS FINANCIAL INC COM 05465C100 15 400 SH   SOLE   0 0 400
BK OF AMERICA CORP COM 060505104 16 544 SH   SOLE   0 0 544
BANK NEW YORK MELLON CORP COM 064058100 18 420 SH   SOLE   0 0 420
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 188 810 SH   SOLE   0 0 810
BEST BUY INC COM 086516101 60 604 SH   SOLE   0 0 604
BLACKBERRY LTD COM 09228F103 53 8,000 SH   SOLE   0 0 8,000
BLACKROCK ENHANCED EQUITY DI COM 09251A104 3 400 SH   SOLE   0 0 400
BLOCK H & R INC COM 093671105 10 608 SH   SOLE   0 0 608
BOEING CO COM 097023105 163 763 SH   SOLE   0 0 763
BRIGHTHOUSE FINL INC COM 10922N103 0 3 SH   SOLE   0 0 3
CIGNA CORP NEW COM 125523100 20 97 SH   SOLE   0 0 97
CVS HEALTH CORP COM 126650100 34 493 SH   SOLE   0 0 493
CANOPY GROWTH CORP COM 138035100 7 278 SH   SOLE   0 0 278
CARDINAL HEALTH INC COM 14149Y108 2 36 SH   SOLE   0 0 36
CARRIER GLOBAL CORPORATION COM 14448C104 9 226 SH   SOLE   0 0 226
CATERPILLAR INC COM 149123101 488 2,680 SH   SOLE   0 0 2,680
CENTERPOINT ENERGY INC COM 15189T107 54 2,500 SH   SOLE   0 0 2,500
CHART INDS INC COM PAR $0.01 16115Q308 45 378 SH   SOLE   0 0 378
CHEVRON CORP NEW COM 166764100 67 796 SH   SOLE   0 0 796
CISCO SYS INC COM 17275R102 135 3,023 SH   SOLE   0 0 3,023
CLOUDFLARE INC CL A COM 18915M107 15 200 SH   SOLE   0 0 200
COCA COLA CO COM 191216100 50 918 SH   SOLE   0 0 918
COLGATE PALMOLIVE CO COM 194162103 68 792 SH   SOLE   0 0 792
COMCAST CORP NEW CL A 20030N101 11 212 SH   SOLE   0 0 212
CONSOLIDATED EDISON INC COM 209115104 4 56 SH   SOLE   0 0 56
COSTCO WHSL CORP NEW COM 22160K105 159 421 SH   SOLE   0 0 421
COVETRUS INC COM 22304C100 4 126 SH   SOLE   0 0 126
CROWDSTRIKE HLDGS INC CL A 22788C105 74 350 SH   SOLE   0 0 350
DNP SELECT INCOME FD INC COM 23325P104 13 1,309 SH   SOLE   0 0 1,309
DTE ENERGY CO COM 233331107 0 1 SH   SOLE   0 0 1
DARDEN RESTAURANTS INC COM 237194105 38 317 SH   SOLE   0 0 317
DEERE & CO COM 244199105 444 1,651 SH   SOLE   0 0 1,651
DELL TECHNOLOGIES INC CL C 24703L202 1 8 SH   SOLE   0 0 8
DELTA AIR LINES INC DEL COM NEW 247361702 110 2,738 SH   SOLE   0 0 2,738
DISNEY WALT CO COM 254687106 254 1,400 SH   SOLE   0 0 1,400
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107 2 400 SH   SOLE   0 0 400
DOMINION ENERGY INC COM 25746U109 21 274 SH   SOLE   0 0 274
DONALDSON INC COM 257651109 42 753 SH   SOLE   0 0 753
DORMAN PRODS INC COM 258278100 9 100 SH   SOLE   0 0 100
DRAFTKINGS INC COM CL A 26142R104 47 1,000 SH   SOLE   0 0 1,000
DUKE ENERGY CORP NEW COM NEW 26441C204 18 200 SH   SOLE   0 0 200
ECOLAB INC COM 278865100 947 4,375 SH   SOLE   0 0 4,375
EMERSON ELEC CO COM 291011104 34 426 SH   SOLE   0 0 426
ERICSSON ADR B SEK 10 294821608 1 87 SH   SOLE   0 0 87
EXELON CORP COM 30161N101 52 1,239 SH   SOLE   0 0 1,239
EXPEDITORS INTL WASH INC COM 302130109 32 341 SH   SOLE   0 0 341
EXXON MOBIL CORP COM 30231G102 40 982 SH   SOLE   0 0 982
FACEBOOK INC CL A 30303M102 114 416 SH   SOLE   0 0 416
FACTSET RESH SYS INC COM 303075105 133 400 SH   SOLE   0 0 400
FASTENAL CO COM 311900104 342 7,001 SH   SOLE   0 0 7,001
FIREEYE INC COM 31816Q101 6 270 SH   SOLE   0 0 270
FIRST HORIZON CORPORATION COM 320517105 17 1,333 SH   SOLE   0 0 1,333
FIRST INTST BANCSYSTEM INC COM CL A 32055Y201 45 1,100 SH   SOLE   0 0 1,100
FISKER INC CL A COM STK 33813J106 2 160 SH   SOLE   0 0 160
FIVE STAR SENIOR LIVING INC COM NEW 33832D205 0 27 SH   SOLE   0 0 27
FORD MTR CO DEL COM 345370860 99 11,264 SH   SOLE   0 0 11,264
FORTUNE BRANDS HOME & SEC IN COM 34964C106 19 219 SH   SOLE   0 0 219
FOUR CORNERS PPTY TR INC COM 35086T109 4 148 SH   SOLE   0 0 148
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 17 418 SH   SOLE   0 0 418
GENERAL DYNAMICS CORP COM 369550108 9 63 SH   SOLE   0 0 63
GENERAL ELECTRIC CO COM 369604103 6 533 SH   SOLE   0 0 533
GENERAL MLS INC COM 370334104 192 3,268 SH   SOLE   0 0 3,268
GENERAL MTRS CO COM 37045V100 71 1,715 SH   SOLE   0 0 1,715
GENWORTH FINL INC COM CL A 37247D106 11 3,000 SH   SOLE   0 0 3,000
GLOBAL X FDS GLB X SUPERDIV 37950E549 39 3,018 SH   SOLE   0 0 3,018
GROUPON INC COM NEW 399473206 0 7 SH   SOLE   0 0 7
HC2 HLDGS INC COM 404139107 3 1,000 SH   SOLE   0 0 1,000
HSBC HLDGS PLC SPON ADR NEW 404280406 1 46 SH   SOLE   0 0 46
HP INC COM 40434L105 74 2,994 SH   SOLE   0 0 2,994
HANOVER INS GROUP INC COM 410867105 1 10 SH   SOLE   0 0 10
HEARTLAND FINL USA INC COM 42234Q102 4,894 107,109 SH   SOLE   0 0 107,109
HEWLETT PACKARD ENTERPRISE C COM 42824C109 6 505 SH   SOLE   0 0 505
HOME DEPOT INC COM 437076102 225 848 SH   SOLE   0 0 848
HONEYWELL INTL INC COM 438516106 124 585 SH   SOLE   0 0 585
HORMEL FOODS CORP COM 440452100 9 186 SH   SOLE   0 0 186
IPG PHOTONICS CORP COM 44980X109 43 190 SH   SOLE   0 0 190
INTEL CORP COM 458140100 177 3,553 SH   SOLE   0 0 3,553
INTERNATIONAL BUSINESS MACHS COM 459200101 125 990 SH   SOLE   0 0 990
INVESCO QQQ TR UNIT SER 1 46090E103 6 21 SH   SOLE   0 0 21
INTUITIVE SURGICAL INC COM NEW 46120E602 82 100 SH   SOLE   0 0 100
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 32 250 SH   SOLE   0 0 250
ISHARES INC EM MKTS DIV ETF 464286319 28 742 SH   SOLE   0 0 742
ISHARES TR MRNGSTR LG-CP ET 464287127 2 9 SH   SOLE   0 0 9
ISHARES TR CORE S&P TTL STK 464287150 5,385 62,462 SH   SOLE   0 0 62,462
ISHARES TR CORE US AGGBD ET 464287226 57 486 SH   SOLE   0 0 486
ISHARES TR MSCI EMG MKT ETF 464287234 134 2,603 SH   SOLE   0 0 2,603
ISHARES TR IBOXX INV CP ETF 464287242 92 664 SH   SOLE   0 0 664
ISHARES TR S&P 500 GRWT ETF 464287309 43 672 SH   SOLE   0 0 672
ISHARES TR S&P 500 VAL ETF 464287408 35 275 SH   SOLE   0 0 275
ISHARES TR 1 3 YR TREAS BD 464287457 500 5,787 SH   SOLE   0 0 5,787
ISHARES TR MSCI EAFE ETF 464287465 169 2,315 SH   SOLE   0 0 2,315
ISHARES TR CORE S&P MCP ETF 464287507 54 236 SH   SOLE   0 0 236
ISHARES TR COHEN STEER REIT 464287564 26 488 SH   SOLE   0 0 488
ISHARES TR RUS 1000 VAL ETF 464287598 585 4,281 SH   SOLE   0 0 4,281
ISHARES TR RUS 1000 GRW ETF 464287614 462 1,915 SH   SOLE   0 0 1,915
ISHARES TR RUS 2000 VAL ETF 464287630 20 149 SH   SOLE   0 0 149
ISHARES TR RUSSELL 2000 ETF 464287655 99 505 SH   SOLE   0 0 505
ISHARES TR CORE S&P US VLU 464287663 4,374 70,327 SH   SOLE   0 0 70,327
ISHARES TR RUSSELL 3000 ETF 464287689 581 2,600 SH   SOLE   0 0 2,600
ISHARES TR U.S. TECH ETF 464287721 25 288 SH   SOLE   0 0 288
ISHARES TR US HLTHCARE ETF 464287762 8 33 SH   SOLE   0 0 33
ISHARES TR CORE S&P SCP ETF 464287804 2,844 30,946 SH   SOLE   0 0 30,946
ISHARES TR SP SMCP600VL ETF 464287879 2,503 30,788 SH   SOLE   0 0 30,788
ISHARES TR SHRT NAT MUN ETF 464288158 2,339 21,631 SH   SOLE   0 0 21,631
ISHARES TR GL CLEAN ENE ETF 464288224 1 27 SH   SOLE   0 0 27
ISHARES TR EAFE SML CP ETF 464288273 3,126 45,735 SH   SOLE   0 0 45,735
ISHARES TR JPMORGAN USD EMG 464288281 31 272 SH   SOLE   0 0 272
ISHARES TR MRGSTR MD CP GRW 464288307 3 7 SH   SOLE   0 0 7
ISHARES TR INTL SEL DIV ETF 464288448 0 3 SH   SOLE   0 0 3
ISHARES TR IBOXX HI YD ETF 464288513 11 125 SH   SOLE   0 0 125
ISHARES TR MSCI KLD400 SOC 464288570 150 2,092 SH   SOLE   0 0 2,092
ISHARES TR INTRM GOV CR ETF 464288612 127 1,083 SH   SOLE   0 0 1,083
ISHARES TR ISHS 1-5YR INVS 464288646 12 215 SH   SOLE   0 0 215
ISHARES TR PFD AND INCM SEC 464288687 52 1,348 SH   SOLE   0 0 1,348
ISHARES TR EAFE VALUE ETF 464288877 8,541 180,960 SH   SOLE   0 0 180,960
ISHARES TR 10+ YR INVST GRD 464289511 76 1,041 SH   SOLE   0 0 1,041
ISHARES TR CORE HIGH DV ETF 46429B663 175 1,999 SH   SOLE   0 0 1,999
ISHARES TR CORE MSCI TOTAL 46432F834 3 47 SH   SOLE   0 0 47
ISHARES TR CORE MSCI EAFE 46432F842 1,332 19,282 SH   SOLE   0 0 19,282
ISHARES INC CORE MSCI EMKT 46434G103 2,970 47,869 SH   SOLE   0 0 47,869
ISHARES TR 0-5YR INVT GR CP 46434V100 10 200 SH   SOLE   0 0 200
ISHARES TR EXPONENTIAL TECH 46434V381 18 322 SH   SOLE   0 0 322
ISHARES TR MSCI LW CRB TG 46434V464 88 594 SH   SOLE   0 0 594
ISHARES TR CORE DIV GRWTH 46434V621 52 1,162 SH   SOLE   0 0 1,162
ISHARES TR CORE INTL AGGR 46435G672 1 17 SH   SOLE   0 0 17
ISHARES TR ESG AWARE MSCI 46435U663 80 2,345 SH   SOLE   0 0 2,345
JPMORGAN CHASE & CO COM 46625H100 127 1,000 SH   SOLE   0 0 1,000
JOHNSON & JOHNSON COM 478160104 470 2,985 SH   SOLE   0 0 2,985
KIMBERLY-CLARK CORP COM 494368103 13 100 SH   SOLE   0 0 100
KRAFT HEINZ CO COM 500754106 14 400 SH   SOLE   0 0 400
KROGER CO COM 501044101 35 1,104 SH   SOLE   0 0 1,104
LOCKHEED MARTIN CORP COM 539830109 37 103 SH   SOLE   0 0 103
MDU RES GROUP INC COM 552690109 15 575 SH   SOLE   0 0 575
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 216 5,100 SH   SOLE   0 0 5,100
MCDONALDS CORP COM 580135101 43 200 SH   SOLE   0 0 200
MELCO RESORTS AND ENTMNT LTD ADR 585464100 9 500 SH   SOLE   0 0 500
MERCK & CO. INC COM 58933Y105 11 138 SH   SOLE   0 0 138
METLIFE INC COM 59156R108 2 33 SH   SOLE   0 0 33
MICROSOFT CORP COM 594918104 683 3,071 SH   SOLE   0 0 3,071
MODERNA INC COM 60770K107 87 833 SH   SOLE   0 0 833
MONDELEZ INTL INC CL A 609207105 40 692 SH   SOLE   0 0 692
NETFLIX INC COM 64110L106 1,284 2,375 SH   SOLE   0 0 2,375
NEXTIER OILFIELD SOLUTIONS COM 65290C105 8 2,350 SH   SOLE   0 0 2,350
NIKE INC CL B 654106103 348 2,461 SH   SOLE   0 0 2,461
NOKIA CORP SPONSORED ADR 654902204 16 4,000 SH   SOLE   0 0 4,000
NORDSTROM INC COM 655664100 20 400 SH   SOLE   0 0 400
NVIDIA CORPORATION COM 67066G104 26 50 SH   SOLE   0 0 50
OKTA INC CL A 679295105 51 200 SH   SOLE   0 0 200
ONEOK INC NEW COM 682680103 38 1,000 SH   SOLE   0 0 1,000
OTIS WORLDWIDE CORP COM 68902V107 59 872 SH   SOLE   0 0 872
OWENS & MINOR INC NEW COM 690732102 7 250 SH   SOLE   0 0 250
PNC FINL SVCS GROUP INC COM 693475105 108 726 SH   SOLE   0 0 726
PPL CORP COM 69351T106 14 500 SH   SOLE   0 0 500
PACIRA BIOSCIENCES INC COM 695127100 0 5 SH   SOLE   0 0 5
PALO ALTO NETWORKS INC COM 697435105 71 200 SH   SOLE   0 0 200
PAYPAL HLDGS INC COM 70450Y103 23 100 SH   SOLE   0 0 100
PEPSICO INC COM 713448108 30 200 SH   SOLE   0 0 200
PERSPECTA INC COM 715347100 1 34 SH   SOLE   0 0 34
PFIZER INC COM 717081103 256 6,946 SH   SOLE   0 0 6,946
PHILIP MORRIS INTL INC COM 718172109 90 1,082 SH   SOLE   0 0 1,082
PHILLIPS 66 COM 718546104 18 251 SH   SOLE   0 0 251
PIMCO ETF TR 1-5 US TIP IDX 72201R205 182 3,358 SH   SOLE   0 0 3,358
PINNACLE WEST CAP CORP COM 723484101 120 1,500 SH   SOLE   0 0 1,500
PINTEREST INC CL A 72352L106 49 750 SH   SOLE   0 0 750
PRICE T ROWE GROUP INC COM 74144T108 30 200 SH   SOLE   0 0 200
PROCTER AND GAMBLE CO COM 742718109 202 1,451 SH   SOLE   0 0 1,451
PROGRESSIVE CORP COM 743315103 48 482 SH   SOLE   0 0 482
PROSPECT CAP CORP COM 74348T102 5 1,000 SH   SOLE   0 0 1,000
PRUDENTIAL FINL INC COM 744320102 1 8 SH   SOLE   0 0 8
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 35 603 SH   SOLE   0 0 603
RAYTHEON TECHNOLOGIES CORP COM 75513E101 109 1,519 SH   SOLE   0 0 1,519
RESIDEO TECHNOLOGIES INC COM 76118Y104 2 80 SH   SOLE   0 0 80
S&P GLOBAL INC COM 78409V104 13 41 SH   SOLE   0 0 41
SPDR S&P 500 ETF TR TR UNIT 78462F103 251 672 SH   SOLE   0 0 672
SPS COMMERCE INC COM 78463M107 0 3 SH   SOLE   0 0 3
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 10 76 SH   SOLE   0 0 76
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 99 2,357 SH   SOLE   0 0 2,357
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 46 1,269 SH   SOLE   0 0 1,269
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 111 3,139 SH   SOLE   0 0 3,139
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 181 5,377 SH   SOLE   0 0 5,377
SPDR SER TR S&P 600 SMCP VAL 78464A300 177 2,667 SH   SOLE   0 0 2,667
SPDR SER TR PORTFOLIO INTRMD 78464A375 271 7,281 SH   SOLE   0 0 7,281
SPDR SER TR PORTFOLIO SHORT 78464A474 624 19,862 SH   SOLE   0 0 19,862
SPDR SER TR PRTFLO S&P500 VL 78464A508 122 3,534 SH   SOLE   0 0 3,534
SPDR SER TR PORTFLI INTRMDIT 78464A672 9 267 SH   SOLE   0 0 267
SPDR SER TR S&P DIVID ETF 78464A763 16 150 SH   SOLE   0 0 150
SPDR SER TR PORTFOLI S&P1500 78464A805 320 6,945 SH   SOLE   0 0 6,945
SPDR SER TR S&P 600 SML CAP 78464A813 11 143 SH   SOLE   0 0 143
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 11 27 SH   SOLE   0 0 27
SPDR SER TR PORTFOLIO SH TSR 78468R101 429 13,961 SH   SOLE   0 0 13,961
SPDR SER TR BLOOMBERG BRCLYS 78468R622 70 645 SH   SOLE   0 0 645
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,337 67,030 SH   SOLE   0 0 67,030
SPDR SER TR SPDR S&P 500 ETF 78468R796 25 266 SH   SOLE   0 0 266
SPDR SER TR PORTFOLIO S&P600 78468R853 71 1,970 SH   SOLE   0 0 1,970
SALESFORCE COM INC COM 79466L302 17 75 SH   SOLE   0 0 75
HENRY SCHEIN INC COM 806407102 21 314 SH   SOLE   0 0 314
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12,725 139,853 SH   SOLE   0 0 139,853
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1 14 SH   SOLE   0 0 14
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 8,991 151,031 SH   SOLE   0 0 151,031
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,626 51,976 SH   SOLE   0 0 51,976
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,608 215,605 SH   SOLE   0 0 215,605
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 276 9,753 SH   SOLE   0 0 9,753
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 3,015 86,677 SH   SOLE   0 0 86,677
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 4,311 147,217 SH   SOLE   0 0 147,217
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2,465 57,437 SH   SOLE   0 0 57,437
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,709 102,993 SH   SOLE   0 0 102,993
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 63 1,122 SH   SOLE   0 0 1,122
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 554 9,515 SH   SOLE   0 0 9,515
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,849 35,979 SH   SOLE   0 0 35,979
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 4,987 132,466 SH   SOLE   0 0 132,466
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 59 2,000 SH   SOLE   0 0 2,000
SHOPIFY INC CL A 82509L107 91 80 SH   SOLE   0 0 80
SKYWORKS SOLUTIONS INC COM 83088M102 459 3,000 SH   SOLE   0 0 3,000
SNOWFLAKE INC CL A 833445109 17 60 SH   SOLE   0 0 60
SOUTHERN CO COM 842587107 137 2,226 SH   SOLE   0 0 2,226
SQUARE INC CL A 852234103 55 252 SH   SOLE   0 0 252
STARBUCKS CORP COM 855244109 23 216 SH   SOLE   0 0 216
SUNPOWER CORP COM 867652406 2 71 SH   SOLE   0 0 71
SYNCHRONY FINANCIAL COM 87165B103 39 1,116 SH   SOLE   0 0 1,116
SYSCO CORP COM 871829107 45 600 SH   SOLE   0 0 600
TARGET CORP COM 87612E106 280 1,587 SH   SOLE   0 0 1,587
TELADOC HEALTH INC COM 87918A105 24 118 SH   SOLE   0 0 118
TESLA INC COM 88160R101 309 438 SH   SOLE   0 0 438
3M CO COM 88579Y101 14,996 85,792 SH   SOLE   0 0 85,792
TILRAY INC COM CL 2 88688T100 1 150 SH   SOLE   0 0 150
TORO CO COM 891092108 96 1,015 SH   SOLE   0 0 1,015
TRACTOR SUPPLY CO COM 892356106 14 100 SH   SOLE   0 0 100
TRAVELERS COMPANIES INC COM 89417E109 187 1,334 SH   SOLE   0 0 1,334
TWITTER INC COM 90184L102 2 30 SH   SOLE   0 0 30
US BANCORP DEL COM NEW 902973304 194 4,167 SH   SOLE   0 0 4,167
UNILEVER PLC SPON ADR NEW 904767704 16 268 SH   SOLE   0 0 268
UNITEDHEALTH GROUP INC COM 91324P102 554 1,581 SH   SOLE   0 0 1,581
VAALCO ENERGY INC COM NEW 91851C201 4 2,000 SH   SOLE   0 0 2,000
VANECK VECTORS ETF TR PFD SECS EX FINL 92189F429 6 280 SH   SOLE   0 0 280
VANECK VECTORS ETF TR SHORT MUNI ETF 92189F528 3 168 SH   SOLE   0 0 168
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 555 3,929 SH   SOLE   0 0 3,929
VANGUARD STAR FDS VG TL INTL STK F 921909768 19 316 SH   SOLE   0 0 316
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 226 2,604 SH   SOLE   0 0 2,604
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 40 362 SH   SOLE   0 0 362
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 37,839 456,442 SH   SOLE   0 0 456,442
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 54 614 SH   SOLE   0 0 614
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,446 305,988 SH   SOLE   0 0 305,988
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 2 41 SH   SOLE   0 0 41
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 21 409 SH   SOLE   0 0 409
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 27,101 462,871 SH   SOLE   0 0 462,871
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 16,956 139,163 SH   SOLE   0 0 139,163
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 536 5,793 SH   SOLE   0 0 5,793
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 560 9,602 SH   SOLE   0 0 9,602
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,497 349,177 SH   SOLE   0 0 349,177
VANGUARD WORLD FDS ENERGY ETF 92204A306 5 104 SH   SOLE   0 0 104
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1 9 SH   SOLE   0 0 9
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 162 2,629 SH   SOLE   0 0 2,629
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 36,299 436,025 SH   SOLE   0 0 436,025
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 26,217 377,653 SH   SOLE   0 0 377,653
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 440 3,674 SH   SOLE   0 0 3,674
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 10 108 SH   SOLE   0 0 108
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 645 11,690 SH   SOLE   0 0 11,690
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 177 515 SH   SOLE   0 0 515
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 31 261 SH   SOLE   0 0 261
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,700 54,143 SH   SOLE   0 0 54,143
VANGUARD INDEX FDS MID CAP ETF 922908629 108 522 SH   SOLE   0 0 522
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3,040 17,297 SH   SOLE   0 0 17,297
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 17 103 SH   SOLE   0 0 103
VANGUARD INDEX FDS GROWTH ETF 922908736 79 312 SH   SOLE   0 0 312
VANGUARD INDEX FDS VALUE ETF 922908744 59,313 498,593 SH   SOLE   0 0 498,593
VANGUARD INDEX FDS SMALL CP ETF 922908751 19,688 101,130 SH   SOLE   0 0 101,130
VANGUARD INDEX FDS TOTAL STK MKT 922908769 79,767 409,816 SH   SOLE   0 0 409,816
VERIZON COMMUNICATIONS INC COM 92343V104 246 4,187 SH   SOLE   0 0 4,187
VIATRIS INC COM 92556V106 18 955 SH   SOLE   0 0 955
VIKING THERAPEUTICS INC COM 92686J106 0 29 SH   SOLE   0 0 29
VISA INC COM CL A 92826C839 241 1,100 SH   SOLE   0 0 1,100
VISTA OUTDOOR INC COM 928377100 8 324 SH   SOLE   0 0 324
WABTEC COM 929740108 0 1 SH   SOLE   0 0 1
WALMART INC COM 931142103 111 770 SH   SOLE   0 0 770
WASTE MGMT INC DEL COM 94106L109 12 100 SH   SOLE   0 0 100
WELLS FARGO CO NEW COM 949746101 232 7,693 SH   SOLE   0 0 7,693
WESBANCO INC COM 950810101 17 572 SH   SOLE   0 0 572
WILLIAMS COS INC COM 969457100 58 2,900 SH   SOLE   0 0 2,900
WISDOMTREE TR US SMALLCAP DIVD 97717W604 37 1,398 SH   SOLE   0 0 1,398
WISDOMTREE TR INTL SMCAP DIV 97717W760 4,966 72,915 SH   SOLE   0 0 72,915
WISDOMTREE TR ITL HIGH DIV FD 97717W802 1,845 49,268 SH   SOLE   0 0 49,268
WOODWARD INC COM 980745103 58 480 SH   SOLE   0 0 480
XCEL ENERGY INC COM 98389B100 1,426 21,396 SH   SOLE   0 0 21,396
ZIMMER BIOMET HOLDINGS INC COM 98956P102 11 73 SH   SOLE   0 0 73
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 34 100 SH   SOLE   0 0 100
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 78 300 SH   SOLE   0 0 300
MARVELL TECHNOLOGY GROUP LTD ORD G5876H105 24 500 SH   SOLE   0 0 500
MEDTRONIC PLC SHS G5960L103 871 7,438 SH   SOLE   0 0 7,438
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 8 300 SH   SOLE   0 0 300
SEAGATE TECHNOLOGY PLC SHS G7945M107 5 85 SH   SOLE   0 0 85
FIVERR INTL LTD ORD SHS M4R82T106 5 25 SH   SOLE   0 0 25
MAXEON SOLAR TECHNOLOGIES LT SHS Y58473102 0 8 SH   SOLE   0 0 8