The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACRIVON THERAPEUTICS INC COMMON STOCK 004890109 BBG011RWR2R3 61,933 10,678 SH   SOLE   0 0 10,678
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 713,477 3,917 SH   SOLE   0 0 3,917
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,410,934 13,144 SH   DFND 1,2 0 0 13,144
AMAZON COM INC COM 023135106 BBG001S5PQL7 581,490 3,009 SH   DFND 1,2 0 0 3,009
APPLE INC COM 037833100 BBG001S5N8V8 4,326,185 20,540 SH   SOLE   0 0 20,540
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 612,241 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 557,316 1,370 SH   DFND 1 0 0 1,370
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 360,415 2,304 SH   DFND 3 0 0 2,304
CISCO SYS INC COM 17275R102 BBG001S6HC62 200,684 4,224 SH   DFND 3 0 0 4,224
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 BBG01K4JD281 2,240,598 73,222 SH   SOLE   0 0 73,222
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 BBG01K786JL8 271,045 9,490 SH   SOLE   0 0 9,490
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 231,476 1,084 SH   SOLE   0 0 1,084
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 BBG00XS6PBW6 20,569,889 104,357 SH   SOLE   0 0 104,357
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 1,715,139 95,711 SH   SOLE   0 0 95,711
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 4,850,261 66,771 SH   SOLE   0 0 66,771
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 23,978,627 365,305 SH   SOLE   0 0 365,305
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 516,834 7,650 SH   SOLE   0 0 7,650
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 16,964,823 289,898 SH   SOLE   0 0 289,898
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 7,881,695 73,896 SH   SOLE   0 0 73,896
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 40,936,642 74,807 SH   SOLE   0 0 74,807
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 475,368 11,161 SH   SOLE   0 0 11,161
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 519,582 1,746 SH   SOLE   0 0 1,746
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,113,463 3,055 SH   SOLE   0 0 3,055
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 516,331 2,959 SH   SOLE   0 0 2,959
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 579,381 7,146 SH   SOLE   0 0 7,146
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 635,807 3,134 SH   SOLE   0 0 3,134
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 338,499 2,316 SH   DFND 3 0 0 2,316
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 208,066 1,029 SH   DFND 3 0 0 1,029
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,179,875 2,340 SH   SOLE   0 0 2,340
MICROSOFT CORP COM 594918104 BBG001S5TD05 792,706 1,774 SH   DFND 2,3 0 0 1,774
NOVARTIS AG SPONSORED ADR 66987V109 BBG001SF5LW6 202,062 1,898 SH   DFND 3 0 0 1,898
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 255,573 1,550 SH   SOLE   0 0 1,550
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 625,632 16,284 SH   SOLE   0 0 16,284
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 9,930,322 68,133 SH   SOLE   0 0 68,133
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 620,862 1,141 SH   SOLE   0 0 1,141
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 397,156 2,285 SH   SOLE   0 0 2,285
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 820,547 2,194 SH   SOLE   0 0 2,194
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 209,928 841 SH   SOLE   0 0 841
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 3,227,023 13,329 SH   SOLE   0 0 13,329
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 572,649 1,145 SH   SOLE   0 0 1,145
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 322,598 1,206 SH   SOLE   0 0 1,206
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 20,675,710 128,893 SH   SOLE   0 0 128,893
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 223,350 5,104 SH   SOLE   0 0 5,104
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 12,150,157 177,297 SH   SOLE   0 0 177,297
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 200,463 4,861 SH   DFND 3 0 0 4,861
WISDOMTREE TR JAPN HEDGE EQT 97717W851 BBG001SHL470 6,268,177 55,559 SH   SOLE   0 0 55,559