The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACRIVON THERAPEUTICS INC COMMON STOCK 004890109 BBG011RWR2R3 21,677 10,678 SH   SOLE   0 0 10,678
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 662,288 4,283 SH   DFND 4 0 0 4,283
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,089,732 13,376 SH   DFND 4,2,1 0 0 13,376
AMAZON COM INC COM 023135106 BBG001S5PQL7 740,606 3,893 SH   DFND 4,2,1 0 0 3,893
APPLE INC COM 037833100 BBG001S5N8V8 4,392,577 19,775 SH   DFND 4,2 0 0 19,775
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 798,442 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 892,338 1,676 SH   DFND 4,1 0 0 1,676
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 305,663 1,827 SH   DFND 4,3 0 0 1,827
CISCO SYS INC COM 17275R102 BBG001S6HC62 247,806 4,016 SH   DFND 4,3 0 0 4,016
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 BBG01K4JD281 1,681,709 53,918 SH   SOLE   0 0 53,918
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 244,570 1,155 SH   DFND 4 0 0 1,155
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 206,739 831 SH   DFND 4,3 0 0 831
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 BBG00XS6PBW6 17,076,040 88,468 SH   SOLE   0 0 88,468
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 1,590,024 83,378 SH   SOLE   0 0 83,378
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 292,590 624 SH   DFND 4 0 0 624
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 4,392,097 58,058 SH   SOLE   0 0 58,058
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 26,456,302 384,037 SH   DFND 3 0 0 384,037
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 453,963 6,503 SH   SOLE   0 0 6,503
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 11,672,270 200,039 SH   DFND 3 0 0 200,039
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 2,249,608 21,513 SH   SOLE   0 0 21,513
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 43,187,984 76,861 SH   SOLE   0 0 76,861
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 538,596 1,756 SH   SOLE   0 0 1,756
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,071,894 2,968 SH   SOLE   0 0 2,968
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 537,490 2,857 SH   SOLE   0 0 2,857
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 456,754 5,369 SH   SOLE   0 0 5,369
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 582,401 2,919 SH   SOLE   0 0 2,919
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 300,092 1,810 SH   DFND 4,3 0 0 1,810
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 261,942 1,068 SH   DFND 4,3 0 0 1,068
MERCK & CO INC COM 58933Y105 BBG001S5TC52 226,729 2,526 SH   DFND 4,3 0 0 2,526
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,634,239 2,835 SH   DFND 4 0 0 2,835
MICROSOFT CORP COM 594918104 BBG001S5TD05 712,977 1,899 SH   DFND 4,2,3 0 0 1,899
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 274,385 1,610 SH   DFND 4 0 0 1,610
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 359,492 2,714 SH   DFND 4,3 0 0 2,714
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 572,365 28,937 SH   SOLE   0 0 28,937
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 7,645,812 18,210 SH   DFND 3 0 0 18,210
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 7,568,862 26,268 SH   SOLE   0 0 26,268
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 817,342 1,461 SH   DFND 4 0 0 1,461
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 381,340 2,297 SH   SOLE   0 0 2,297
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 800,624 2,159 SH   SOLE   0 0 2,159
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 202,306 787 SH   SOLE   0 0 787
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,601,216 10,058 SH   SOLE   0 0 10,058
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 510,969 994 SH   SOLE   0 0 994
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 301,520 1,097 SH   SOLE   0 0 1,097
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 23,052,691 133,453 SH   DFND 3 0 0 133,453
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 210,523 1,219 SH   SOLE   0 0 1,219
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 256,895 5,676 SH   SOLE   0 0 5,676
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 13,499,425 183,192 SH   SOLE   0 0 183,192
VISA INC COM CL A 92826C839 BBG001SRCFY3 244,049 696 SH   DFND 4,2,1 0 0 696