CONSOLIDATED STATEMENTS OF INCOME (LOSS) - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Operating revenues:
Total operating revenues	$ 83,597	$ 94,705
Operating expenses:
Technology, communication, and processing	29,176	29,338
Salaries and employee benefits	39,926	38,036
Professional services	10,747	10,395
Provision for operating losses	6,798	5,419
Occupancy	1,022	949
Customer related supplies	894	1,815
Advertising and promotion	741	654
Merger and acquisition related expenses	290	65
Other expense	3,259	2,368
Total operating expenses	92,853	89,039
(Loss) income from operations	(9,256)	5,666
Non-operating income and expense:
Gain on fair value of private warrant liability	8,066	17,225
Interest expense	0	(96)
(Loss) income before income tax expense	(1,190)	22,795
Income tax (benefit) expense	(411)	5,752
Net (loss) income	$ (779)	$ 17,043
Weighted average number of shares outstanding - basic (in shares)	11,942	11,851
Weighted average number of shares outstanding - diluted (in shares)	11,942	11,939
Net (loss) income per share - basic (in dollars per share)	$ (0.07)	$ 1.44
Diluted (loss) income per share - diluted (in dollars per share)	$ (0.07)	$ 1.43
Interchange and card revenue
Operating revenues:
Total operating revenues	$ 22,318	$ 28,078
Servicing fees
Operating revenues:
Total operating revenues	44,581	45,105
Account fees
Operating revenues:
Total operating revenues	8,992	10,543
University fees
Operating revenues:
Total operating revenues	5,734	5,693
Other revenue
Operating revenues:
Total operating revenues	$ 1,972	$ 5,286