CONSOLIDATED STATEMENTS OF LOSS - UNAUDITED - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Operating revenues:
Total operating revenues	$ 14,077	$ 14,381	$ 42,799	$ 40,393
Operating expenses:
Technology, communication, and processing	6,168	7,826	15,176	20,949
Salaries and employee benefits	5,590	4,773	15,697	17,337
Professional services	2,840	2,948	8,682	7,926
Provision for operating losses	2,650	2,138	6,827	5,628
Occupancy	11	9	37	33
Customer related supplies	242	227	714	677
Advertising and promotion	117	128	292	371
Restructuring, merger, and acquisition related expenses	58	0	208	993
NextGen implementation costs	0	0	1,560	0
Other expense	490	717	1,709	2,280
Total operating expenses	18,166	18,766	50,902	56,194
Loss from operations	(4,089)	(4,385)	(8,103)	(15,801)
Non-operating income and expense:
Gain on fair value of private warrant liability	54	433	0	2,449
Other loss	951	0	951	0
Loss before income tax expense	(4,986)	(3,952)	(9,054)	(13,352)
Income tax expense	9	0	24	16
Net loss	$ (4,995)	$ (3,952)	$ (9,078)	$ (13,368)
Weighted average number of shares outstanding - basic (in shares)	11,799	11,570	11,768	11,567
Weighted average number of shares outstanding - diluted (in shares)	11,799	11,570	11,768	11,567
Basic loss per common share (in dollars per share)	$ (0.42)	$ (0.34)	$ (0.77)	$ (1.16)
Diluted loss per common share (in dollars per share)	$ (0.42)	$ (0.34)	$ (0.77)	$ (1.16)
Interchange and card revenue
Operating revenues:
Total operating revenues	$ 2,990	$ 2,292	$ 8,689	$ 6,716
Servicing fees
Operating revenues:
Total operating revenues	7,557	8,658	23,397	22,990
Account fees
Operating revenues:
Total operating revenues	1,680	1,931	5,580	5,981
University fees
Operating revenues:
Total operating revenues	1,712	1,412	4,793	4,291
Other revenue
Operating revenues:
Total operating revenues	$ 138	$ 88	$ 340	$ 415