CONSOLIDATED STATEMENTS OF (LOSS) INCOME - UNAUDITED - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Operating revenues:
Total operating revenues	$ 12,541	$ 12,641	$ 28,722	$ 26,012
Operating expenses:
Technology, communication, and processing	4,297	6,018	9,008	13,123
Salaries and employee benefits	5,660	6,139	10,107	12,564
Professional services	2,634	2,338	5,842	4,978
Provision for operating losses	2,096	1,813	4,177	3,490
Occupancy	10	10	26	24
Customer related supplies	231	222	472	450
Advertising and promotion	75	125	175	243
Restructuring, merger, and acquisition related expenses	71	274	150	993
NextGen implementation costs	1,560	0	1,560	0
Other expense	576	743	1,219	1,563
Total operating expenses	17,210	17,682	32,736	37,428
Loss from operations	(4,669)	(5,041)	(4,014)	(11,416)
Non-operating income and expense:
(Loss) gain on fair value of private warrant liability	(162)	595	(54)	2,016
Loss before income tax expense	(4,831)	(4,446)	(4,068)	(9,400)
Income tax expense	0	10	15	16
Net loss	$ (4,831)	$ (4,456)	$ (4,083)	$ (9,416)
Weighted average number of shares outstanding - basic (in shares)	11,785	11,563	11,756	11,566
Weighted average number of shares outstanding - diluted (in shares)	11,785	11,563	11,756	11,566
Basic loss per common share (in dollars per share)	$ (0.41)	$ (0.39)	$ (0.35)	$ (0.81)
Diluted loss per common share (in dollars per share)	$ (0.41)	$ (0.39)	$ (0.35)	$ (0.81)
Interchange and card revenue
Operating revenues:
Total operating revenues	$ 2,284	$ 1,458	$ 5,699	$ 4,424
Servicing fees
Operating revenues:
Total operating revenues	6,874	7,700	15,840	14,332
Account fees
Operating revenues:
Total operating revenues	1,805	1,910	3,900	4,050
University fees
Operating revenues:
Total operating revenues	1,469	1,373	3,081	2,879
Other revenue
Operating revenues:
Total operating revenues	$ 109	$ 200	$ 202	$ 327