CONSOLIDATED STATEMENTS OF INCOME (LOSS) - UNAUDITED - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Operating revenues:
Total operating revenues	$ 25,047	$ 24,202
Operating expenses:
Technology, communication, and processing	6,918	8,422
Salaries and employee benefits	9,482	8,557
Professional services	2,372	1,737
Provision for operating losses	1,602	1,329
Occupancy	307	309
Customer related supplies	230	377
Advertising and promotion	113	191
Merger and acquisition related	289	0
Other expense	771	457
Total operating expenses	22,084	21,379
Income from operations	2,963	2,823
Non-operating expenses:
Gain on fair value of private warrant liability	2,644	15,003
Interest expense	0	(54)
Income before income tax expense	5,607	17,772
Income tax expense	1,643	1,713
Net income	$ 3,964	$ 16,059
Weighted average number of shares outstanding - basic (in shares)	11,955	11,698
Weighted average number of shares outstanding - diluted (in shares)	12,563	15,325
Net income per share - basic (in dollars per share)	$ 0.33	$ 1.37
Net income (loss) per share - diluted (in dollars per share)	$ 0.32	$ 0.07
Interchange and card revenue
Operating revenues:
Total operating revenues	$ 6,643	$ 8,244
Servicing fees from Partner Bank
Operating revenues:
Total operating revenues	14,192	9,372
Account fees
Operating revenues:
Total operating revenues	2,555	2,661
University fees
Operating revenues:
Total operating revenues	1,603	1,324
Other revenue
Operating revenues:
Total operating revenues	$ 54	$ 2,601