REVENUES (Tables)

3 Months Ended

Mar. 31, 2022

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The Company has one reportable segment and all revenues are earned in the U.S.

	Three Months Ended March 31,
(amounts in thousands)	2022		2021
Revenues:
Revenue recognized at point in time:
Interchange and card revenue	$	6,643	$	8,244
Servicing fees from Partner Bank	14,192		9,372
Account fees	2,555		2,661
University fees - disbursement activity	476		271
Other	54		2,601
Total revenue recognized at point in time	23,920		23,149
Revenue recognized over time:
University fees - subscriptions	1,127		1,053
Total revenue recognized over time	1,127		1,053
Total revenues	$	25,047	$	24,202

Deferred Revenue Balances

The deferred revenue balances were as follows:

(amounts in thousands)	March 31, 2022		December 31, 2021
Deferred revenue (current and non-current)	$	15,894	$	15,577