CONSOLIDATED STATEMENTS OF INCOME (LOSS) - UNAUDITED - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Operating revenues:
Total operating revenues	$ 21,974	$ 18,338	$ 69,250	$ 49,528
Operating expenses:
Technology, communication, and processing	4,596	6,637	22,172	20,586
Salaries and employee benefits	6,728	5,689	19,321	19,796
Professional services	3,496	2,159	7,359	7,286
Provision for operating losses	1,067	1,419	3,797	3,326
Occupancy	282	435	918	1,240
Customer related supplies	1,017	195	1,678	717
Advertising and promotion	176	266	492	693
Merger and acquisition related expenses	0	377	0	452
Other	614	551	1,537	2,668
Total operating expenses	17,976	17,728	57,274	56,764
Income (loss) from operations	3,998	610	11,976	(7,236)
Non-operating income and expense:
Gain on fair value of private warrant liability	6,042	0	17,989	0
Interest expense	0	(353)	(96)	(1,146)
Income (loss) before income tax expense	10,040	257	29,869	(8,382)
Income tax expense	1,246	7	4,022	21
Net income (loss)	$ 8,794	$ 250	$ 25,847	$ (8,403)
Basic shares outstanding (in shares)	11,900	6,123	11,534	6,123
Diluted shares outstanding (in shares)	11,904	6,123	12,059	6,123
Basic (loss) earnings per common share (in dollars per share)	$ 0.74	$ 0.04	$ 2.24	$ (1.37)
Diluted (loss) earnings per common share (in dollars per share)	$ 0.74	$ 0.04	$ 0.65	$ (1.37)
Interchange and card revenue
Operating revenues:
Total operating revenues	$ 5,572	$ 7,377	$ 21,109	$ 20,053
Servicing fees from partner bank
Operating revenues:
Total operating revenues	11,823	5,814	31,774	15,604
Account fees
Operating revenues:
Total operating revenues	2,628	2,789	7,955	8,517
University fees
Operating revenues:
Total operating revenues	1,474	1,348	4,129	4,028
Other revenue
Operating revenues:
Total operating revenues	$ 477	$ 1,010	$ 4,283	$ 1,326