CONSOLIDATED BALANCE SHEETS - UNAUDITED - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
ASSETS
Cash and cash equivalents	$ 20,407	$ 2,989
Accounts receivable, net allowance for doubtful accounts of $103 and $0 for the periods ending September 30, 2021 and December 31, 2020, respectively.	4,498	7,384
Prepaid expenses and other assets	2,046	2,348
Total current assets	26,951	12,721
Premises and equipment, net	305	401
Developed software, net	31,691	39,657
Goodwill	5,259	5,259
Other intangibles, net	4,830	5,070
Other assets	840	853
Total assets	69,876	63,961
Liabilities:
Accounts payable and accrued liabilities	8,225	7,346
Taxes payable	863	0
Payable to partner bank	6,914	5,105
Borrowings from partner bank	0	21,000
Current portion of operating lease liabilities	596	701
Deferred revenue, current	4,306	2,588
Total current liabilities	20,904	36,740
Non-current liabilities:
Operating lease liabilities	0	430
Deferred revenue, non-current	223	2,101
Liability for private warrants	12,850	0
Total liabilities	33,977	39,271
Commitments and contingencies (Note 8)
Shareholders’ equity:
Preferred stock: Par value $0.0001 per share; 10,000,000 authorized, none issued or outstanding at both September 30, 2021 and December 31, 2020.	0	0
Common stock: Par value $0.0001 per share; 1 billion shares authorized; 12,206,378 shares issued and outstanding at September 30, 2021; 6,123,432 shares issued and outstanding at December 31, 2020.	1	1
Additional paid-in capital	49,379	64,017
Accumulated deficit	(13,481)	(39,328)
Total shareholders’ equity	35,899	24,690	[1]
Total liabilities and shareholders’ equity	$ 69,876	$ 63,961

[1] Retroactively restated in connection with the merger.