CONSOLIDATED STATEMENTS OF CASH FLOWS - UNAUDITED - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Cash Flows from Operating Activities:
Net income (loss)	$ 18,889	$ (4,534)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Depreciation and amortization of premises and equipment	56	92
Amortization of developed software	2,823	2,761
Amortization of other intangible assets	80	267
Non-cash lease expense	282	258
Share-based compensation expense	5	171
Gain on fair value of private warrant liability	(15,003)	0
Changes in operating assets and liabilities:
Increase (decrease) in accounts receivable	1,768	(1,652)
Increase (decrease) in prepaid expenses & other current assets	(2,683)	6,643
Increase in receivable from partner bank	0	849
Decrease in other assets	(372)	(145)
Increase (decrease) in accounts payable and accrued liabilities	3,923	(5,819)
(Decrease) in operating lease liabilities	(182)	(258)
(Decrease) increase in deferred revenue	(67)	2,967
Increase (decrease) in other liabilities	0	(3,117)
Net Cash Provided by (Used in) Operating Activities	9,519	(1,517)
Cash Flows from Investing Activities:
Purchases and development of software	(117)	(1,084)
Purchases of premises and equipment	0	(31)
Net Cash Used in Investing Activities	(117)	(1,115)
Cash Flows from Financing Activities:
Repayment of borrowings from partner bank	(15,572)	0
Cash from recapitalization transaction	20,560	0
Capital contribution from partner bank	0	693
Net Cash Provided by Financing Activities	4,988	693
Net Increase (Decrease) in Cash and Cash Equivalents	14,390	(1,939)
Cash and Cash Equivalents – Beginning	2,989	8,586
Cash and Cash Equivalents – Ending	17,379	6,647
Supplementary Cash Flow Information:
Interest paid	119	0
Noncash Operating, Investing and Financing Activities:
Share based compensation recorded as capital contribution from Customers Bank	$ 0	$ 171