CONSOLIDATED STATEMENTS OF INCOME (LOSS) - UNAUDITED - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Operating revenues:
Total operating revenues	$ 24,383	$ 15,758
Operating expenses:
Technology, communication, and processing	8,652	6,078
Salaries and employee benefits	5,423	7,465
Professional services	1,737	3,958
Provision for operating losses	1,329	883
Occupancy	352	419
Customer related supplies	475	51
Advertising and promotion	191	217
Merger and acquisition related expenses	0	50
Other	457	770
Total operating expenses	18,616	19,891
Income (loss) from operations	5,767	(4,133)
Non-operating income and expense:
Gain on fair value of private warrant liability	15,003	0
Interest expense	54	394
Income (loss) before income tax expense	20,716	(4,527)
Income tax expense	1,827	7
Net income (loss)	$ 18,889	$ (4,534)
Basic shares outstanding	11,900,000	6,123,000
Diluted shares outstanding	15,512,000	6,123,000
Basic earnings (loss) per common share (in dollars per share)	$ 1.59	$ (0.74)
Diluted earnings (loss) per common share (in dollars per share)	$ 0.25	$ (0.74)
Interchange and card revenue
Operating revenues:
Total operating revenues	$ 8,351	$ 6,607
Servicing fees from partner bank
Operating revenues:
Total operating revenues	9,372	4,765
Account fees
Operating revenues:
Total operating revenues	2,686	2,909
University fees
Operating revenues:
Total operating revenues	1,324	1,285
Other revenue
Operating revenues:
Total operating revenues	$ 2,650	$ 192