CONSOLIDATED BALANCE SHEETS - UNAUDITED - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and cash equivalents	$ 17,379	$ 2,989
Accounts receivable	5,616	7,384
Prepaid expenses and other current assets	5,032	2,348
Total current assets	28,027	12,721
Premises and equipment, net	345	401
Developed software, net	36,952	39,657
Goodwill	5,259	5,259
Other intangibles, net	4,990	5,070
Other assets	942	853
Total assets	76,515	63,961
Liabilities:
Accounts payable and accrued liabilities	9,998	7,346
Taxes payable	1,793	0
Payable to partner bank	9,000	5,105
Borrowings from partner bank	5,427	21,000
Current portion of operating lease liabilities	714	701
Deferred revenue, current	3,134	2,588
Total current liabilities	30,066	36,740
Non-current liabilities:
Operating lease liabilities	235	430
Deferred revenue, non-current	1,490	2,101
Liability for private warrants	15,836	0
Total liabilities	47,627	39,271
Commitments and contingencies (Note 8)
Shareholders’ equity:
Preferred stock: Par value $0.0001 per share; 10,000,000 authorized, none issued or outstanding.
Common stock: Par value $0.0001 per share; 1 billion shares authorized; 12,200,378 shares issued and outstanding at March 31, 2021; 6,123,432 shares issued and outstanding at December 31, 2020.	1	1
Additional paid in capital	49,326	64,017
Accumulated deficit	(20,439)	(39,328)
Total shareholders’ equity	28,888	24,690	[1]
Total liabilities and shareholders’ equity	$ 76,515	$ 63,961

[1] Retroactively restated in connection with the merger.