The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 10-20 YR TRS ETF 464288653   3,556,106 33,858 SH   SOLE   0 0 33,858
ISHARES TR 20 YR TR BD ETF 464287432   6,775,375 71,606 SH   SOLE   0 0 71,606
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   897,141 20,165 SH   SOLE   0 0 20,165
ICICI BANK LIMITED ADR 45104G104   334,403 12,662 SH   SOLE   0 0 12,662
ALPHABET INC CAP STK CL A 02079K305   2,904,403 19,243 SH   SOLE   0 0 19,243
ALPHABET INC CAP STK CL C 02079K107   2,056,634 13,507 SH   SOLE   0 0 13,507
ATLASSIAN CORPORATION CL A 049468101   793,317 4,066 SH   SOLE   0 0 4,066
GODADDY INC CL A 380237107   791,121 6,666 SH   SOLE   0 0 6,666
STEELCASE INC CL A 858155203   349,001 26,682 SH   SOLE   0 0 26,682
YELP INC CL A 985817105   256,100 6,500 SH   SOLE   0 0 6,500
COMCAST CORP NEW CL A 20030N101   428,289 9,880 SH   SOLE   0 0 9,880
META PLATFORMS INC CL A 30303M102   3,985,664 8,208 SH   SOLE   0 0 8,208
FIRST CTZNS BANCSHARES INC N CL A 31946M103   479,055 293 SH   SOLE   0 0 293
XP INC CL A G98239109   233,686 9,107 SH   SOLE   0 0 9,107
FOX CORP CL A COM 35137L105   289,779 9,267 SH   SOLE   0 0 9,267
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,429,347 3,399 SH   SOLE   0 0 3,399
DELL TECHNOLOGIES INC CL C 24703L202   918,928 8,053 SH   SOLE   0 0 8,053
AFLAC INC COM 001055102   356,491 4,152 SH   SOLE   0 0 4,152
ABBOTT LABS COM 002824100   404,767 3,561 SH   SOLE   0 0 3,561
ADVANCED MICRO DEVICES INC COM 007903107   295,462 1,637 SH   SOLE   0 0 1,637
AMAZON COM INC COM 023135106   2,470,063 13,694 SH   SOLE   0 0 13,694
AMERICAN ASSETS TR INC COM 024013104   290,527 13,260 SH   SOLE   0 0 13,260
AMERICAN EXPRESS CO COM 025816109   286,206 1,257 SH   SOLE   0 0 1,257
AMGEN INC COM 031162100   272,947 960 SH   SOLE   0 0 960
ANDERSONS INC COM 034164103   426,865 7,416 SH   SOLE   0 0 7,416
APPLE INC COM 037833100   37,573,719 219,114 SH   SOLE   0 0 219,114
APPLIED MATLS INC COM 038222105   243,145 1,179 SH   SOLE   0 0 1,179
AUTOZONE INC COM 053332102   296,255 94 SH   SOLE   0 0 94
BANK AMERICA CORP COM 060505104   353,514 9,322 SH   SOLE   0 0 9,322
BANK NEW YORK MELLON CORP COM 064058100   252,145 4,376 SH   SOLE   0 0 4,376
BEACON ROOFING SUPPLY INC COM 073685109   288,081 2,939 SH   SOLE   0 0 2,939
BERKLEY W R CORP COM 084423102   209,603 2,370 SH   SOLE   0 0 2,370
BEST BUY INC COM 086516101   467,956 5,645 SH   SOLE   0 0 5,645
BRISTOL-MYERS SQUIBB CO COM 110122108   485,738 8,957 SH   SOLE   0 0 8,957
CBIZ INC COM 124805102   233,380 2,973 SH   SOLE   0 0 2,973
CF INDS HLDGS INC COM 125269100   445,590 5,355 SH   SOLE   0 0 5,355
THE CIGNA GROUP COM 125523100   743,450 2,047 SH   SOLE   0 0 2,047
CANADIAN NATL RY CO COM 136375102   297,006 2,255 SH   SOLE   0 0 2,255
CARLISLE COS INC COM 142339100   217,477 555 SH   SOLE   0 0 555
CHEVRON CORP NEW COM 166764100   529,952 3,360 SH   SOLE   0 0 3,360
COPART INC COM 217204106   1,466,592 25,321 SH   SOLE   0 0 25,321
DISCOVER FINL SVCS COM 254709108   361,808 2,760 SH   SOLE   0 0 2,760
DOW INC COM 260557103   394,591 6,812 SH   SOLE   0 0 6,812
EBAY INC. COM 278642103   203,625 3,858 SH   SOLE   0 0 3,858
ENOVIX CORPORATION COM 293594107   600,750 75,000 SH   SOLE   0 0 75,000
EXPEDITORS INTL WASH INC COM 302130109   289,215 2,379 SH   SOLE   0 0 2,379
FISERV INC COM 337738108   390,760 2,445 SH   SOLE   0 0 2,445
FORESTAR GROUP INC COM 346232101   351,381 8,743 SH   SOLE   0 0 8,743
GARTNER INC COM 366651107   264,075 554 SH   SOLE   0 0 554
GENERAL DYNAMICS CORP COM 369550108   318,302 1,127 SH   SOLE   0 0 1,127
HARTFORD FINL SVCS GROUP INC COM 416515104   458,400 4,428 SH   SOLE   0 0 4,428
HERITAGE COMM CORP COM 426927109   86,188 10,045 SH   SOLE   0 0 10,045
HUNTINGTON BANCSHARES INC COM 446150104   171,785 12,179 SH   SOLE   0 0 12,179
INGREDION INC COM 457187102   203,853 1,733 SH   SOLE   0 0 1,733
INTER PARFUMS INC COM 458334109   249,967 1,779 SH   SOLE   0 0 1,779
JOHNSON & JOHNSON COM 478160104   539,428 3,410 SH   SOLE   0 0 3,410
KROGER CO COM 501044101   363,918 6,370 SH   SOLE   0 0 6,370
LKQ CORP COM 501889208   331,783 6,212 SH   SOLE   0 0 6,212
LANDSTAR SYS INC COM 515098101   208,181 1,080 SH   SOLE   0 0 1,080
ELI LILLY & CO COM 532457108   200,714 258 SH   SOLE   0 0 258
LOWES COS INC COM 548661107   421,833 1,656 SH   SOLE   0 0 1,656
MANHATTAN ASSOCIATES INC COM 562750109   596,048 2,382 SH   SOLE   0 0 2,382
MARKEL GROUP INC COM 570535104   404,714 266 SH   SOLE   0 0 266
MCDONALDS CORP COM 580135101   264,469 938 SH   SOLE   0 0 938
MCGRATH RENTCORP COM 580589109   1,488,714 12,067 SH   SOLE   0 0 12,067
MICROSOFT CORP COM 594918104   5,227,027 12,424 SH   SOLE   0 0 12,424
MICRON TECHNOLOGY INC COM 595112103   283,802 2,405 SH   SOLE   0 0 2,405
NORFOLK SOUTHN CORP COM 655844108   229,893 902 SH   SOLE   0 0 902
OLD DOMINION FREIGHT LINE IN COM 679580100   639,947 2,918 SH   SOLE   0 0 2,918
PNC FINL SVCS GROUP INC COM 693475105   353,096 2,185 SH   SOLE   0 0 2,185
PHILIP MORRIS INTL INC COM 718172109   357,277 3,845 SH   SOLE   0 0 3,845
PHILLIPS 66 COM 718546104   238,150 1,458 SH   SOLE   0 0 1,458
PULTE GROUP INC COM 745867101   437,121 3,618 SH   SOLE   0 0 3,618
QUALCOMM INC COM 747525103   681,771 4,027 SH   SOLE   0 0 4,027
STATE STR CORP COM 857477103   428,821 5,497 SH   SOLE   0 0 5,497
STRYKER CORPORATION COM 863667101   344,323 960 SH   SOLE   0 0 960
TJX COS INC NEW COM 872540109   300,305 2,961 SH   SOLE   0 0 2,961
T-MOBILE US INC COM 872590104   607,505 3,722 SH   SOLE   0 0 3,722
TELEFLEX INCORPORATED COM 879369106   237,478 1,050 SH   SOLE   0 0 1,050
TRACTOR SUPPLY CO COM 892356106   1,281,905 4,898 SH   SOLE   0 0 4,898
TRIMBLE INC COM 896239100   229,830 3,571 SH   SOLE   0 0 3,571
UNITED RENTALS INC COM 911363109   217,775 302 SH   SOLE   0 0 302
US FOODS HLDG CORP COM 912008109   226,728 4,201 SH   SOLE   0 0 4,201
WD 40 CO COM 929236107   3,823,968 15,096 SH   SOLE   0 0 15,096
WALMART INC COM 931142103   429,209 7,109 SH   SOLE   0 0 7,109
WELLS FARGO CO NEW COM 949746101   1,077,245 18,586 SH   SOLE   0 0 18,586
WESTERN UN CO COM 959802109   155,458 11,120 SH   SOLE   0 0 11,120
WILLIAMS SONOMA INC COM 969904101   228,304 719 SH   SOLE   0 0 719
CENCORA INC COM 03073E105   236,186 972 SH   SOLE   0 0 972
TARGET CORP COM 87612E106   235,867 1,331 SH   SOLE   0 0 1,331
EDWARDS LIFESCIENCES CORP COM 28176E108   1,114,516 11,663 SH   SOLE   0 0 11,663
TRAVELERS COMPANIES INC COM 89417E109   223,696 972 SH   SOLE   0 0 972
ADOBE INC COM 00724F101   476,847 945 SH   SOLE   0 0 945
ALTRIA GROUP INC COM 02209S103   398,803 8,947 SH   SOLE   0 0 8,947
BLACKBAUD INC COM 09227Q100   221,234 2,984 SH   SOLE   0 0 2,984
BOOKING HOLDINGS INC COM 09857L108   1,208,084 333 SH   SOLE   0 0 333
BROADCOM INC COM 11135F101   846,937 639 SH   SOLE   0 0 639
BUILDERS FIRSTSOURCE INC COM 12008R107   677,788 3,250 SH   SOLE   0 0 3,250
CDW CORP COM 12514G108   1,501,429 5,870 SH   SOLE   0 0 5,870
CARDINAL HEALTH INC COM 14149Y108   494,001 4,395 SH   SOLE   0 0 4,395
CENTENE CORP DEL COM 15135B101   404,407 5,153 SH   SOLE   0 0 5,153
CENOVUS ENERGY INC COM 15135U109   275,122 13,763 SH   SOLE   0 0 13,763
CISCO SYS INC COM 17275R102   459,461 9,206 SH   SOLE   0 0 9,206
CONOCOPHILLIPS COM 20825C104   267,161 2,099 SH   SOLE   0 0 2,099
EMCOR GROUP INC COM 29084Q100   353,702 1,010 SH   SOLE   0 0 1,010
EXXON MOBIL CORP COM 30231G102   253,984 2,185 SH   SOLE   0 0 2,185
GMS INC COM 36251C103   275,667 2,832 SH   SOLE   0 0 2,832
GLOBAL PMTS INC COM 37940X102   441,212 3,301 SH   SOLE   0 0 3,301
GOLDMAN SACHS GROUP INC COM 38141G104   363,390 870 SH   SOLE   0 0 870
HP INC COM 40434L105   478,117 15,687 SH   SOLE   0 0 15,687
INSIGHT ENTERPRISES INC COM 45765U103   222,067 1,197 SH   SOLE   0 0 1,197
INTERDIGITAL INC COM 45867G101   375,272 3,525 SH   SOLE   0 0 3,525
JPMORGAN CHASE & CO COM 46625H100   1,449,108 7,235 SH   SOLE   0 0 7,235
M & T BK CORP COM 55261F104   226,450 1,557 SH   SOLE   0 0 1,557
MANULIFE FINL CORP COM 56501R106   785,960 31,451 SH   SOLE   0 0 31,451
MARATHON PETE CORP COM 56585A102   1,091,928 5,419 SH   SOLE   0 0 5,419
MCKESSON CORP COM 58155Q103   1,221,135 2,274 SH   SOLE   0 0 2,274
MERCADOLIBRE INC COM 58733R102   252,497 167 SH   SOLE   0 0 167
NETAPP INC COM 64110D104   413,057 3,935 SH   SOLE   0 0 3,935
NETFLIX INC COM 64110L106   751,875 1,238 SH   SOLE   0 0 1,238
NVIDIA CORPORATION COM 67066G104   1,228,842 1,360 SH   SOLE   0 0 1,360
OREILLY AUTOMOTIVE INC COM 67103H107   723,612 641 SH   SOLE   0 0 641
ORACLE CORP COM 68389X105   1,712,567 13,634 SH   SOLE   0 0 13,634
ORASURE TECHNOLOGIES INC COM 68554V108   184,352 29,976 SH   SOLE   0 0 29,976
PAYPAL HLDGS INC COM 70450Y103   1,653,983 24,690 SH   SOLE   0 0 24,690
POOL CORP COM 73278L105   735,580 1,823 SH   SOLE   0 0 1,823
PROLOGIS INC. COM 74340W103   357,324 2,744 SH   SOLE   0 0 2,744
QUALYS INC COM 74758T303   273,166 1,637 SH   SOLE   0 0 1,637
S&P GLOBAL INC COM 78409V104   596,055 1,401 SH   SOLE   0 0 1,401
SALESFORCE INC COM 79466L302   532,173 1,765 SH   SOLE   0 0 1,765
SUNCOKE ENERGY INC COM 86722A103   125,063 11,097 SH   SOLE   0 0 11,097
TESLA INC COM 88160R101   1,427,766 8,122 SH   SOLE   0 0 8,122
TEXAS PACIFIC LAND CORPORATI COM 88262P102   426,940 738 SH   SOLE   0 0 738
UNITEDHEALTH GROUP INC COM 91324P102   1,659,772 3,355 SH   SOLE   0 0 3,355
VALERO ENERGY CORP COM 91913Y100   605,779 3,549 SH   SOLE   0 0 3,549
VERIZON COMMUNICATIONS INC COM 92343V104   458,749 10,933 SH   SOLE   0 0 10,933
VERISK ANALYTICS INC COM 92345Y106   630,342 2,674 SH   SOLE   0 0 2,674
VIATRIS INC COM 92556V106   860,480 72,067 SH   SOLE   0 0 72,067
ZIMMER BIOMET HOLDINGS INC COM 98956P102   203,090 1,536 SH   SOLE   0 0 1,536
ZYMEWORKS INC COM 98985Y108   266,892 25,370 SH   SOLE   0 0 25,370
CREDICORP LTD COM G2519Y108   285,151 1,683 SH   SOLE   0 0 1,683
WHITE MTNS INS GROUP LTD COM G9618E107   375,009 209 SH   SOLE   0 0 209
CHUBB LIMITED COM H1467J104   234,251 901 SH   SOLE   0 0 901
TEEKAY CORPORATION COM Y8564W103   99,787 13,707 SH   SOLE   0 0 13,707
JACKSON FINANCIAL INC COM CL A 46817M107   200,140 3,026 SH   SOLE   0 0 3,026
VISA INC COM CL A 92826C839   2,074,681 7,434 SH   SOLE   0 0 7,434
CITIGROUP INC COM NEW 172967424   622,602 9,845 SH   SOLE   0 0 9,845
GENERAL ELECTRIC CO COM NEW 369604301   268,912 1,532 SH   SOLE   0 0 1,532
KLA CORP COM NEW 482480100   596,579 854 SH   SOLE   0 0 854
MORGAN STANLEY COM NEW 617446448   441,187 4,686 SH   SOLE   0 0 4,686
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,356,564 3,811 SH   SOLE   0 0 3,811
EXPEDIA GROUP INC COM NEW 30212P303   350,849 2,547 SH   SOLE   0 0 2,547
SCHLUMBERGER LTD COM STK 806857108   266,995 4,858 SH   SOLE   0 0 4,858
ISHARES TR CONV BD ETF 46435G102   223,045 2,794 SH   SOLE   0 0 2,794
ISHARES TR CORE MSCI EAFE 46432F842   708,356 9,544 SH   SOLE   0 0 9,544
ISHARES INC CORE MSCI EMKT 46434G103   2,271,087 44,013 SH   SOLE   0 0 44,013
ISHARES TR CORE S&P MCP ETF 464287507   1,850,747 30,470 SH   SOLE   0 0 30,470
ISHARES TR CORE S&P500 ETF 464287200   17,649,028 33,571 SH   SOLE   0 0 33,571
ISHARES TR CORE TOTAL USD 46434V613   21,844,697 479,155 SH   SOLE   0 0 479,155
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   202,706 1,110 SH   SOLE   0 0 1,110
ISHARES TR EAFE GRWTH ETF 464288885   11,523,536 111,027 SH   SOLE   0 0 111,027
ISHARES TR EAFE VALUE ETF 464288877   10,230,052 188,052 SH   SOLE   0 0 188,052
ISHARES INC EMNG MKTS EQT 46434G889   997,251 22,390 SH   SOLE   0 0 22,390
ISHARES TR ESG ADV TTL USD 46436E619   5,731,982 133,831 SH   SOLE   0 0 133,831
ISHARES TR ESG AW MSCI EAFE 46435G516   1,459,876 18,269 SH   SOLE   0 0 18,269
ISHARES TR ESG AWARE MSCI 46435U663   453,400 11,259 SH   SOLE   0 0 11,259
ISHARES INC ESG AWR MSCI EM 46434G863   1,265,124 39,253 SH   SOLE   0 0 39,253
ISHARES TR ESG AWR MSCI USA 46435G425   15,679,997 136,395 SH   SOLE   0 0 136,395
ISHARES TR ESG AWR US AGRGT 46435U549   5,575,057 118,467 SH   SOLE   0 0 118,467
ISHARES TR ESG AWRE USD ETF 46435G193   7,499,821 326,221 SH   SOLE   0 0 326,221
ISHARES TR ESG EAFE ETF 46436E759   3,463,048 50,830 SH   SOLE   0 0 50,830
ISHARES TR ESG MSCI EM LDRS 46436E601   550,724 12,565 SH   SOLE   0 0 12,565
ISHARES TR ESG MSCI LEADR 46435U218   8,362,598 89,106 SH   SOLE   0 0 89,106
ISHARES TR ESG MSCI USA ETF 46436E767   5,270,946 116,743 SH   SOLE   0 0 116,743
ISHARES TR EUROPE ETF 464287861   6,636,588 119,213 SH   SOLE   0 0 119,213
ISHARES TR EXPND TEC SC ETF 464287549   651,553 7,560 SH   SOLE   0 0 7,560
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   3,737,775 71,250 SH   SOLE   0 0 71,250
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   839,226 20,092 SH   SOLE   0 0 20,092
ISHARES TR GLOBAL ENERG ETF 464287341   2,710,614 63,111 SH   SOLE   0 0 63,111
ISHARES TR GNMA BOND ETF 46429B333   201,547 4,645 SH   SOLE   0 0 4,645
VANGUARD INDEX FDS GROWTH ETF 922908736   708,364 2,058 SH   SOLE   0 0 2,058
ISHARES TR HDG MSCI EAFE 46434V803   4,080,716 116,993 SH   SOLE   0 0 116,993
ISHARES TR IBOXX INV CP ETF 464287242   2,892,153 26,553 SH   SOLE   0 0 26,553
VANGUARD BD INDEX FDS INTERMED TERM 921937819   594,152 7,880 SH   SOLE   0 0 7,880
ISHARES TR JPMORGAN USD EMG 464288281   1,760,672 19,635 SH   SOLE   0 0 19,635
ISHARES TR MBS ETF 464288588   9,020,846 97,607 SH   SOLE   0 0 97,607
VANGUARD INDEX FDS MID CAP ETF 922908629   230,621 923 SH   SOLE   0 0 923
ISHARES INC MSCI EMERG MRKT 464286533   264,841 4,680 SH   SOLE   0 0 4,680
ISHARES TR MSCI EMG MKT ETF 464287234   288,916 7,033 SH   SOLE   0 0 7,033
ISHARES INC MSCI EMRG CHN 46434G764   7,539,332 130,959 SH   SOLE   0 0 130,959
ISHARES TR MSCI INTL VLU FT 46435G409   8,446,670 299,209 SH   SOLE   0 0 299,209
ISHARES TR MSCI KLD400 SOC 464288570   6,047,953 59,994 SH   SOLE   0 0 59,994
ISHARES TR MSCI USA ESG SLC 464288802   1,928,816 17,668 SH   SOLE   0 0 17,668
ISHARES TR MSCI USA MIN VOL 46429B697   3,545,702 42,423 SH   SOLE   0 0 42,423
ISHARES TR MSCI USA QLT FCT 46432F339   20,018,767 121,806 SH   SOLE   0 0 121,806
ISHARES TR MSCI USA VALUE 46432F388   1,046,011 9,658 SH   SOLE   0 0 9,658
ISHARES TR NATIONAL MUN ETF 464288414   11,806,302 109,724 SH   SOLE   0 0 109,724
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,636,328 35,205 SH   SOLE   0 0 35,205
SPDR SER TR NUVEEN BLMBRG SH 78468R739   855,201 18,027 SH   SOLE   0 0 18,027
CRH PLC ORD G25508105   223,540 2,581 SH   SOLE   0 0 2,581
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   233,694 2,482 SH   SOLE   0 0 2,482
ALCON AG ORD SHS H01301128   412,452 4,952 SH   SOLE   0 0 4,952
SPDR SER TR PORTFOLI S&P1500 78464A805   243,723 3,799 SH   SOLE   0 0 3,799
SPDR SER TR PORTFOLIO LN TSR 78464A664   705,597 25,254 SH   SOLE   0 0 25,254
SPDR SER TR PORTFOLIO S&P500 78464A854   63,109,910 1,025,677 SH   SOLE   0 0 1,025,677
ISHARES TR RUS 1000 ETF 464287622   934,945 3,246 SH   SOLE   0 0 3,246
ISHARES TR RUS 1000 GRW ETF 464287614   12,295,571 36,480 SH   SOLE   0 0 36,480
ISHARES TR RUS 1000 VAL ETF 464287598   636,915 3,556 SH   SOLE   0 0 3,556
ISHARES TR RUS TP200 VL ETF 464289420   475,054 6,224 SH   SOLE   0 0 6,224
ISHARES TR S&P 100 ETF 464287101   9,153,923 36,999 SH   SOLE   0 0 36,999
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   386,483 804 SH   SOLE   0 0 804
ISHARES TR S&P 500 GRWT ETF 464287309   13,256,882 156,998 SH   SOLE   0 0 156,998
ISHARES TR S&P 500 VAL ETF 464287408   8,832,189 47,279 SH   SOLE   0 0 47,279
ISHARES TR SELECT DIVID ETF 464287168   4,196,910 34,071 SH   SOLE   0 0 34,071
ISHARES TR SHRT NAT MUN ETF 464288158   1,743,859 16,651 SH   SOLE   0 0 16,651
ICON PLC SHS G4705A100   222,735 663 SH   SOLE   0 0 663
LINDE PLC SHS G54950103   464,784 1,001 SH   SOLE   0 0 1,001
ISHARES TR SP SMCP600VL ETF 464287879   2,902,170 28,242 SH   SOLE   0 0 28,242
SAP SE SPON ADR 803054204   943,555 4,838 SH   SOLE   0 0 4,838
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106   864,341 6,635 SH   SOLE   0 0 6,635
HALEON PLC SPON ADS 405552100   561,445 65,312 SH   SOLE   0 0 65,312
SHELL PLC SPON ADS 780259305   534,644 7,975 SH   SOLE   0 0 7,975
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106   268,767 12,074 SH   SOLE   0 0 12,074
RIO TINTO PLC SPONSORED ADR 767204100   460,194 6,939 SH   SOLE   0 0 6,939
SONY GROUP CORP SPONSORED ADR 835699307   576,259 6,721 SH   SOLE   0 0 6,721
AMBEV SA SPONSORED ADR 02319V103   237,782 95,880 SH   SOLE   0 0 95,880
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   704,385 59,492 SH   SOLE   0 0 59,492
SANOFI SPONSORED ADR 80105N105   242,854 4,997 SH   SOLE   0 0 4,997
BHP GROUP LTD SPONSORED ADS 088606108   458,174 7,942 SH   SOLE   0 0 7,942
GENMAB A/S SPONSORED ADS 372303206   299,728 10,021 SH   SOLE   0 0 10,021
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   2,540,232 18,588 SH   SOLE   0 0 18,588
BIONTECH SE SPONSORED ADS 09075V102   286,751 3,108 SH   SOLE   0 0 3,108
HDFC BANK LTD SPONSORED ADS 40415F101   359,663 6,426 SH   SOLE   0 0 6,426
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   19,785,916 391,026 SH   SOLE   0 0 391,026
ISHARES TR TIPS BD ETF 464287176   810,838 7,549 SH   SOLE   0 0 7,549
VANGUARD INDEX FDS TOTAL STK MKT 922908769   450,348 1,733 SH   SOLE   0 0 1,733
ISHARES TR U.S. ENERGY ETF 464287796   391,940 7,934 SH   SOLE   0 0 7,934
ISHARES TR U.S. TECH ETF 464287721   11,585,925 85,784 SH   SOLE   0 0 85,784
INVESCO QQQ TR UNIT SER 1 46090E103   204,692 460 SH   SOLE   0 0 460
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   15,400,948 334,803 SH   SOLE   0 0 334,803
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   11,433,718 199,159 SH   SOLE   0 0 199,159
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   14,261,303 321,201 SH   SOLE   0 0 321,201
ISHARES TR US HLTHCARE ETF 464287762   206,746 3,340 SH   SOLE   0 0 3,340
ISHARES TR US INFRASTRUC 46435U713   1,862,522 42,955 SH   SOLE   0 0 42,955
ISHARES TR US TREAS BD ETF 46429B267   1,222,485 53,688 SH   SOLE   0 0 53,688
VANGUARD INDEX FDS VALUE ETF 922908744   638,411 3,920 SH   SOLE   0 0 3,920
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,426,636 48,368 SH   SOLE   0 0 48,368
BLACKROCK ETF TRUST WORLD EX US CARB 09290C608   1,487,253 32,562 SH   SOLE   0 0 32,562