Name:	us-gaap_GuaranteeObligationsLineItems
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Data Type:	xbrli:stringItemType
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Fair value portion of guarantee, including, but not limited to, financial standby letter of credit, fair value guarantee, guarantee of collection of scheduled contractual cash flows from financial assets, and contracts that contingently require the guarantor to make payments or perform services.

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 460
-SubTopic 10
-Section 50
-Paragraph 5
-Subparagraph (a)
-URI https://asc.fasb.org/extlink&oid=124440162&loc=d3e12201-110248

Name:	us-gaap_GuaranteesFairValueDisclosure
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Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

Expense recognized for contingent liability during the reporting period.

No definition available.

Name:	xyf_ExpenseForContingentLiabilities
Namespace Prefix:	xyf_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

Represent the amount for guarantee liabilities released on expiration during the reporting period.

No definition available.

Name:	xyf_ExpirationOfGuaranteeLiabilities
Namespace Prefix:	xyf_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	duration

Maximum potential principal amount of future payments (undiscounted) the guarantor could be required to make under the guarantee or each group of similar guarantees before reduction for potential recoveries under recourse or collateralization provisions.

No definition available.

Name:	xyf_GuarantorObligationsMaximumExposureUndiscountedPrincipalAmount
Namespace Prefix:	xyf_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

Represent the amount paid upon borrowers' default net of the amount subsequently collected from the borrower if they subsequently pay back the loan for loans originated in the current year.

No definition available.

Name:	xyf_PaymentsForLoansOriginatedInCurrentYear
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Data Type:	xbrli:monetaryItemType
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Period Type:	duration

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