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Summary of significant accounting policies - Accounts receivable and contract assets and allowance for uncollectible accounts receivable and contract assets (Details)
12 Months Ended
Dec. 31, 2022
CNY (¥)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
CNY (¥)
Dec. 31, 2020
CNY (¥)
Dec. 31, 2022
USD ($)
Summary of significant accounting policies          
Allowance for doubtful accounts ¥ (21,875,166)   ¥ (25,867,957) ¥ (38,681,680) $ (3,171,601)
Accounts receivable and contract assets, net 1,161,911,740   747,480,118   168,461,367
Past-due accounts receivables 80,681,989   218,105,052   11,697,789
Provision for accounts receivable and contract assets          
Accounts receivable, Provision of accounts receivable and contract assets (net of recovery) 1,738,580 $ 252,070 850,597 4,243,262  
Charge-off for contract assets (25,828,416)     (291,237,878)  
Allowance for accounts receivable and contract assets, Beginning balance 25,867,957 3,750,501 38,681,680 192,909,907  
Allowance for doubtful accounts of accounts receivable and contract assets 21,875,166   25,867,957 38,681,680 3,171,601
Allowance for accounts receivable and contract assets, Ending balance 21,875,166 3,171,601 25,867,957 38,681,680  
Provision for accounts receivable and contract assets 21,835,625 3,165,868 77,247,810 121,485,215  
Charge-off for accounts receivable and contract assets   (3,744,768) (90,061,533)    
Recoveries of charge-off of accounts receivables and contract assets 1,738,580 252,070 850,597 4,243,262  
Not past-due          
Summary of significant accounting policies          
Past-due accounts receivables 73,420,716   205,943,964   10,645,004
1 - 30 days          
Summary of significant accounting policies          
Past-due accounts receivables 2,973,202   6,352,735   431,073
30 - 60 days          
Summary of significant accounting policies          
Past-due accounts receivables 4,288,071   5,808,353   621,712
Accounting Standard Update 2016-13 [Member]          
Summary of significant accounting policies          
Allowance for doubtful accounts       (15,524,436)  
Provision for accounts receivable and contract assets          
Allowance for accounts receivable and contract assets, Beginning balance     15,524,436    
Allowance for doubtful accounts of accounts receivable and contract assets       15,524,436  
Allowance for accounts receivable and contract assets, Ending balance       15,524,436  
Credit losses          
Summary of significant accounting policies          
Accounts receivable gross     25,867,957    
Allowance for doubtful accounts (21,875,166)       (3,171,601)
Provision for accounts receivable and contract assets          
Allowance for doubtful accounts of accounts receivable and contract assets 21,875,166       3,171,601
Allowance for accounts receivable and contract assets, Ending balance 21,875,166 3,171,601      
Loan Facilitation Service [Member]          
Summary of significant accounting policies          
Accounts receivable gross 1,066,735,324        
Accounts receivable and contract assets, net     718,867,389   154,662,083
Post-origination Service [Member]          
Summary of significant accounting policies          
Accounts receivable gross 61,806,206        
Accounts receivable and contract assets, net     28,400,279   8,961,058
Financial Service [Member]          
Summary of significant accounting policies          
Accounts receivable gross 55,245,376        
Accounts receivable and contract assets, net     26,080,407   8,009,827
Xiaoying Credit Loans          
Summary of significant accounting policies          
Accounts receivable gross     210,012,648   9,352,219
Contract assets gross 1,092,602,618   537,467,470   158,412,488
Allowance for doubtful accounts       (37,529,193)  
Accounts receivable and contract assets, net 64,504,119        
Past-due accounts receivables 79,857,462   218,105,052   11,578,244
Provision for accounts receivable and contract assets          
Accounts Receivable, Allowance for Credit Loss, Beginning Balance 8,092,404 1,173,288 37,529,193    
Allowance for doubtful accounts receivable 15,353,343   8,092,404 37,529,193 2,226,025
Accounts receivable, Provision of accounts receivable and contract assets (net of recovery) 21,753,517 3,153,963 46,512,298    
Accounts Receivable, Allowance for Credit Loss, Ending Balance 15,353,343 2,226,025 8,092,404 37,529,193  
Contract assets, beginning balance 17,775,553 2,577,213      
Contract assets, ending balance 6,480,105 939,527 17,775,553    
Provision for contract assets (net of recovery) (66,409) (9,628) 29,123,093    
Charge-off for accounts receivable assets (14,492,578) (2,101,226) (75,949,087)    
Charge-off for contract assets (11,229,039) (1,628,058) (11,347,540) (271,870,171)  
Allowance for accounts receivable and contract assets, Beginning balance     37,529,193 185,085,029  
Allowance for doubtful accounts of accounts receivable and contract assets       37,529,193  
Allowance for accounts receivable and contract assets, Ending balance       37,529,193  
Provision for accounts receivable and contract assets       112,833,743  
Recoveries of charge-off of accounts receivables and contract assets 21,753,517 3,153,963 46,512,298    
Xiaoying Credit Loans | Not past-due          
Summary of significant accounting policies          
Past-due accounts receivables 72,674,385   205,943,964   10,536,796
Xiaoying Credit Loans | 1 - 30 days          
Summary of significant accounting policies          
Past-due accounts receivables 2,932,527   6,352,735   425,176
Xiaoying Credit Loans | 30 - 60 days          
Summary of significant accounting policies          
Past-due accounts receivables 4,250,550   5,808,353   616,272
Xiaoying Credit Loans | Accounting Standard Update 2016-13 [Member]          
Summary of significant accounting policies          
Allowance for doubtful accounts       (11,480,592)  
Provision for accounts receivable and contract assets          
Allowance for accounts receivable and contract assets, Beginning balance     11,480,592    
Allowance for doubtful accounts of accounts receivable and contract assets       11,480,592  
Allowance for accounts receivable and contract assets, Ending balance       11,480,592  
Xiaoying Credit Loans | Credit losses          
Summary of significant accounting policies          
Contract assets gross 6,480,105   17,775,553   939,527
Allowance for doubtful accounts (15,353,343)   (8,092,404)   (2,226,025)
Provision for accounts receivable and contract assets          
Allowance for accounts receivable and contract assets, Beginning balance 8,092,404        
Allowance for doubtful accounts of accounts receivable and contract assets 15,353,343   8,092,404   2,226,025
Allowance for accounts receivable and contract assets, Ending balance 15,353,343 2,226,025 8,092,404    
Xiaoying Credit Loans | Loan Facilitation Service [Member]          
Summary of significant accounting policies          
Accounts receivable gross 24,326,715   189,556,149   3,527,042
Contract assets gross 1,038,520,804   529,311,240   150,571,362
Xiaoying Credit Loans | Post-origination Service [Member]          
Summary of significant accounting policies          
Accounts receivable gross 1,427,297   2,468,496   206,939
Contract assets gross 60,244,520   25,931,783   8,734,634
Xiaoying Credit Loans | Financial Service [Member]          
Summary of significant accounting policies          
Accounts receivable gross 54,103,450   26,080,407   7,844,263
Contract assets gross 317,399       46,019
Xiaoying Revolving Loans          
Summary of significant accounting policies          
Allowance for doubtful accounts       (1,152,487)  
Provision for accounts receivable and contract assets          
Accounts Receivable, Allowance for Credit Loss, Beginning Balance     1,152,487    
Allowance for doubtful accounts receivable       1,152,487  
Accounts receivable, Provision of accounts receivable and contract assets (net of recovery)     1,612,419    
Accounts Receivable, Allowance for Credit Loss, Ending Balance       1,152,487  
Charge-off for accounts receivable assets     (2,764,906)    
Charge-off for contract assets       (19,367,707)  
Allowance for accounts receivable and contract assets, Beginning balance     1,152,487 7,824,878  
Allowance for doubtful accounts of accounts receivable and contract assets       1,152,487  
Allowance for accounts receivable and contract assets, Ending balance       1,152,487  
Provision for accounts receivable and contract assets       11,883,737  
Recoveries of charge-off of accounts receivables and contract assets     1,612,419    
Xiaoying Revolving Loans | Accounting Standard Update 2016-13 [Member]          
Summary of significant accounting policies          
Allowance for doubtful accounts       (811,579)  
Provision for accounts receivable and contract assets          
Allowance for accounts receivable and contract assets, Beginning balance     811,579    
Allowance for doubtful accounts of accounts receivable and contract assets       811,579  
Allowance for accounts receivable and contract assets, Ending balance       811,579  
Xiaoying Housing Loan [Member]          
Provision for accounts receivable and contract assets          
Provision for accounts receivable and contract assets 21,835,625 3,165,868 77,247,810 121,485,215  
Internet Channel          
Provision for accounts receivable and contract assets          
Provision for accounts receivable and contract assets       (3,232,265)  
Internet Channel | Accounting Standard Update 2016-13 [Member]          
Summary of significant accounting policies          
Allowance for doubtful accounts       (3,232,265)  
Provision for accounts receivable and contract assets          
Allowance for accounts receivable and contract assets, Beginning balance     ¥ 3,232,265    
Allowance for doubtful accounts of accounts receivable and contract assets       3,232,265  
Allowance for accounts receivable and contract assets, Ending balance       ¥ 3,232,265  
Other loans          
Summary of significant accounting policies          
Accounts receivable gross 785,395       113,871
Contract assets gross 4,019,608       582,789
Allowance for doubtful accounts | $         (5,674)
Past-due accounts receivables 824,527       119,545
Provision for accounts receivable and contract assets          
Allowance for doubtful accounts receivable 39,132        
Accounts receivable, Provision of accounts receivable and contract assets (net of recovery) 145,931 21,158      
Accounts Receivable, Allowance for Credit Loss, Ending Balance 39,132        
Contract assets, ending balance 2,586 375      
Provision for contract assets (net of recovery) 2,586 375      
Charge-off for accounts receivable assets (106,799)        
Allowance for doubtful accounts of accounts receivable and contract assets | $         5,674
Allowance for accounts receivable and contract assets, Ending balance | $   5,674      
Charge-off for accounts receivable and contract assets | $   (15,484)      
Recoveries of charge-off of accounts receivables and contract assets 145,931 21,158      
Other loans | Not past-due          
Summary of significant accounting policies          
Past-due accounts receivables 746,331       108,208
Other loans | 1 - 30 days          
Summary of significant accounting policies          
Past-due accounts receivables 40,675       5,897
Other loans | 30 - 60 days          
Summary of significant accounting policies          
Past-due accounts receivables 37,521       5,440
Other loans | Credit losses          
Summary of significant accounting policies          
Contract assets gross 2,586       375
Allowance for doubtful accounts (39,132)       (5,674)
Provision for accounts receivable and contract assets          
Allowance for doubtful accounts of accounts receivable and contract assets 39,132       5,674
Allowance for accounts receivable and contract assets, Ending balance 39,132 $ 5,674      
Other loans | Loan Facilitation Service [Member]          
Summary of significant accounting policies          
Contract assets gross 3,887,805       563,679
Other loans | Post-origination Service [Member]          
Summary of significant accounting policies          
Contract assets gross 134,389       19,485
Other loans | Financial Service [Member]          
Summary of significant accounting policies          
Accounts receivable gross ¥ 824,527       $ 119,545