The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 362 9,657 SH   SOLE   0 0 9,657
AT&T INC COM 00206R102 641 22,888 SH   SOLE   0 0 22,888
ABBOTT LABS COM 002824100 1,324 10,776 SH   SOLE   0 0 10,776
ABBVIE INC COM 00287Y109 1,072 9,270 SH   SOLE   0 0 9,270
ACTIVISION BLIZZARD INC COM 00507V109 349 4,101 SH   SOLE   0 0 4,101
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,630 2,570 SH   SOLE   0 0 2,570
ADVANCED MICRO DEVICES INC COM 007903107 536 5,028 SH   SOLE   0 0 5,028
AEGON N V NY REGISTRY SHS 007924103 113 23,150 SH   SOLE   0 0 23,150
AGILENT TECHNOLOGIES INC COM 00846U101 245 1,550 SH   SOLE   0 0 1,550
AILERON THERAPEUTICS INC COM 00887A105 20 18,500 SH   SOLE   0 0 18,500
AIRBNB INC COM CL A 009066101 7,165 47,405 SH   SOLE   0 0 47,405
AIR PRODS & CHEMS INC COM 009158106 392 1,412 SH   SOLE   0 0 1,412
ALIGN TECHNOLOGY INC COM 016255101 298 422 SH   SOLE   0 0 422
ALLSTATE CORP COM 020002101 263 1,946 SH   SOLE   0 0 1,946
ALPHABET INC CAP STK CL C 02079K107 4,954 1,790 SH   SOLE   0 0 1,790
ALPHABET INC CAP STK CL A 02079K305 6,286 2,291 SH   SOLE   0 0 2,291
ALTRIA GROUP INC COM 02209S103 411 8,531 SH   SOLE   0 0 8,531
AMAZON COM INC COM 023135106 12,145 3,676 SH   SOLE   0 0 3,676
AMERICAN ELEC PWR CO INC COM 025537101 207 2,327 SH   SOLE   0 0 2,327
AMERICAN EXPRESS CO COM 025816109 925 5,487 SH   SOLE   0 0 5,487
AMERICAN TOWER CORP NEW COM 03027X100 943 3,367 SH   SOLE   0 0 3,367
AMERISOURCEBERGEN CORP COM 03073E105 342 2,852 SH   SOLE   0 0 2,852
AMERIPRISE FINL INC COM 03076C106 480 1,761 SH   SOLE   0 0 1,761
AMGEN INC COM 031162100 965 4,230 SH   SOLE   0 0 4,230
ANALOG DEVICES INC COM 032654105 444 2,635 SH   SOLE   0 0 2,635
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 337 5,481 SH   SOLE   0 0 5,481
ANSYS INC COM 03662Q105 259 713 SH   SOLE   0 0 713
ANTHEM INC COM 036752103 737 2,006 SH   SOLE   0 0 2,006
APPLE INC COM 037833100 20,214 135,761 SH   SOLE   0 0 135,761
APPLIED MATLS INC COM 038222105 648 5,015 SH   SOLE   0 0 5,015
ASTRAZENECA PLC SPONSORED ADR 046353108 713 12,400 SH   SOLE   0 0 12,400
AUTODESK INC COM 052769106 330 995 SH   SOLE   0 0 995
AUTOMATIC DATA PROCESSING IN COM 053015103 620 2,886 SH   SOLE   0 0 2,886
AUTOZONE INC COM 053332102 325 199 SH   SOLE   0 0 199
BALL CORP COM 058498106 209 2,334 SH   SOLE   0 0 2,334
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 347 50,331 SH   SOLE   0 0 50,331
BANCO SANTANDER S.A. ADR 05964H105 167 42,837 SH   SOLE   0 0 42,837
BK OF AMERICA CORP COM 060505104 1,721 40,827 SH   SOLE   0 0 40,827
BARCLAYS PLC ADR 06738E204 384 36,939 SH   SOLE   0 0 36,939
BAXTER INTL INC COM 071813109 251 3,396 SH   SOLE   0 0 3,396
BECTON DICKINSON & CO COM 075887109 383 1,555 SH   SOLE   0 0 1,555
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,886 16,835 SH   SOLE   0 0 16,835
BHP GROUP LTD SPONSORED ADS 088606108 321 4,185 SH   SOLE   0 0 4,185
BIOGEN INC COM 09062X103 384 1,126 SH   SOLE   0 0 1,126
BLACKROCK INC COM 09247X101 857 933 SH   SOLE   0 0 933
BOEING CO COM 097023105 12,728 53,437 SH   SOLE   0 0 53,437
BOOKING HOLDINGS INC COM 09857L108 270 123 SH   SOLE   0 0 123
BOSTON SCIENTIFIC CORP COM 101137107 223 5,068 SH   SOLE   0 0 5,068
BRISTOL-MYERS SQUIBB CO COM 110122108 660 9,859 SH   SOLE   0 0 9,859
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 313 8,414 SH   SOLE   0 0 8,414
BROADCOM INC COM 11135F101 1,142 2,358 SH   SOLE   0 0 2,358
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 10,226 158,718 SH   SOLE   0 0 158,718
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 10,356 245,392 SH   SOLE   0 0 245,392
BROWN FORMAN CORP CL B 115637209 294 4,299 SH   SOLE   0 0 4,299
CBRE GROUP INC CL A 12504L109 200 2,096 SH   SOLE   0 0 2,096
CIGNA CORP NEW COM 125523100 410 1,957 SH   SOLE   0 0 1,957
CME GROUP INC COM 12572Q105 376 1,803 SH   SOLE   0 0 1,803
CSX CORP COM 126408103 432 12,656 SH   SOLE   0 0 12,656
CVS HEALTH CORP COM 126650100 1,996 23,445 SH   SOLE   0 0 23,445
CAPITAL ONE FINL CORP COM 14040H105 482 2,722 SH   SOLE   0 0 2,722
CARRIER GLOBAL CORPORATION COM 14448C104 222 3,970 SH   SOLE   0 0 3,970
CATERPILLAR INC COM 149123101 808 3,670 SH   SOLE   0 0 3,670
CERNER CORP COM 156782104 272 3,421 SH   SOLE   0 0 3,421
CHARTER COMMUNICATIONS INC N CL A 16119P108 718 927 SH   SOLE   0 0 927
CHEVRON CORP NEW COM 166764100 456 4,444 SH   SOLE   0 0 4,444
CHIPOTLE MEXICAN GRILL INC COM 169656105 315 168 SH   SOLE   0 0 168
CHURCH & DWIGHT INC COM 171340102 201 2,383 SH   SOLE   0 0 2,383
CISCO SYS INC COM 17275R102 1,415 25,085 SH   SOLE   0 0 25,085
CITIGROUP INC COM NEW 172967424 707 9,538 SH   SOLE   0 0 9,538
COCA COLA CO COM 191216100 963 16,934 SH   SOLE   0 0 16,934
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 201 2,631 SH   SOLE   0 0 2,631
COLGATE PALMOLIVE CO COM 194162103 299 3,793 SH   SOLE   0 0 3,793
COMCAST CORP NEW CL A 20030N101 1,431 24,239 SH   SOLE   0 0 24,239
CONSTELLATION BRANDS INC CL A 21036P108 216 1,017 SH   SOLE   0 0 1,017
COPART INC COM 217204106 400 2,826 SH   SOLE   0 0 2,826
COSTCO WHSL CORP NEW COM 22160K105 1,190 2,672 SH   SOLE   0 0 2,672
CREDIT SUISSE GROUP SPONSORED ADR 225401108 198 18,971 SH   SOLE   0 0 18,971
CROWN CASTLE INTL CORP NEW COM 22822V101 393 2,033 SH   SOLE   0 0 2,033
CUMMINS INC COM 231021106 237 989 SH   SOLE   0 0 989
D R HORTON INC COM 23331A109 243 2,499 SH   SOLE   0 0 2,499
DANAHER CORPORATION COM 235851102 1,703 5,427 SH   SOLE   0 0 5,427
DEERE & CO COM 244199105 776 2,013 SH   SOLE   0 0 2,013
DEVON ENERGY CORP NEW COM 25179M103 207 7,266 SH   SOLE   0 0 7,266
DEXCOM INC COM 252131107 298 605 SH   SOLE   0 0 605
DIAGEO PLC SPON ADR NEW 25243Q205 727 3,652 SH   SOLE   0 0 3,652
DISNEY WALT CO COM 254687106 1,781 9,935 SH   SOLE   0 0 9,935
DISCOVER FINL SVCS COM 254709108 435 3,236 SH   SOLE   0 0 3,236
DOLLAR GEN CORP NEW COM 256677105 267 1,128 SH   SOLE   0 0 1,128
DOMINION ENERGY INC COM 25746U109 329 4,254 SH   SOLE   0 0 4,254
DRAFTKINGS INC COM CL A 26142R104 11,320 207,295 SH   SOLE   0 0 207,295
DUKE ENERGY CORP NEW COM NEW 26441C204 348 3,296 SH   SOLE   0 0 3,296
DUPONT DE NEMOURS INC COM 26614N102 292 3,746 SH   SOLE   0 0 3,746
EBAY INC. COM 278642103 449 6,511 SH   SOLE   0 0 6,511
ECOLAB INC COM 278865100 410 1,869 SH   SOLE   0 0 1,869
EDWARDS LIFESCIENCES CORP COM 28176E108 496 4,436 SH   SOLE   0 0 4,436
EMERSON ELEC CO COM 291011104 356 3,420 SH   SOLE   0 0 3,420
EQUIFAX INC COM 294429105 308 1,187 SH   SOLE   0 0 1,187
EQUINIX INC COM 29444U700 388 477 SH   SOLE   0 0 477
ERICSSON ADR B SEK 10 294821608 293 25,120 SH   SOLE   0 0 25,120
EXPONENT INC COM 30214U102 204 1,782 SH   SOLE   0 0 1,782
EXXON MOBIL CORP COM 30231G102 389 6,790 SH   SOLE   0 0 6,790
FACEBOOK INC CL A 30303M102 4,799 13,233 SH   SOLE   0 0 13,233
FASTENAL CO COM 311900104 376 6,798 SH   SOLE   0 0 6,798
FEDEX CORP COM 31428X106 374 1,355 SH   SOLE   0 0 1,355
FIDELITY NATL INFORMATION SV COM 31620M106 294 2,199 SH   SOLE   0 0 2,199
FISERV INC COM 337738108 285 2,565 SH   SOLE   0 0 2,565
FLEXSHARES TR MORNSTAR UPSTR 33939L407 11,154 292,059 SH   SOLE   0 0 292,059
FORD MTR CO DEL COM 345370860 201 14,486 SH   SOLE   0 0 14,486
FORTINET INC COM 34959E109 425 1,390 SH   SOLE   0 0 1,390
GENERAL DYNAMICS CORP COM 369550108 262 1,315 SH   SOLE   0 0 1,315
GENERAL MTRS CO COM 37045V100 286 5,231 SH   SOLE   0 0 5,231
GILEAD SCIENCES INC COM 375558103 815 11,495 SH   SOLE   0 0 11,495
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 411 9,971 SH   SOLE   0 0 9,971
GLOBAL PMTS INC COM 37940X102 272 1,620 SH   SOLE   0 0 1,620
GOLDMAN SACHS GROUP INC COM 38141G104 741 1,786 SH   SOLE   0 0 1,786
HCA HEALTHCARE INC COM 40412C101 208 857 SH   SOLE   0 0 857
HSBC HLDGS PLC SPON ADR NEW 404280406 492 17,291 SH   SOLE   0 0 17,291
HOME DEPOT INC COM 437076102 2,262 6,771 SH   SOLE   0 0 6,771
HONEYWELL INTL INC COM 438516106 1,054 4,543 SH   SOLE   0 0 4,543
HUMANA INC COM 444859102 490 1,209 SH   SOLE   0 0 1,209
IDEXX LABS INC COM 45168D104 225 333 SH   SOLE   0 0 333
ILLINOIS TOOL WKS INC COM 452308109 552 2,374 SH   SOLE   0 0 2,374
ILLUMINA INC COM 452327109 416 816 SH   SOLE   0 0 816
ING GROEP N.V. SPONSORED ADR 456837103 156 11,419 SH   SOLE   0 0 11,419
INTEL CORP COM 458140100 1,072 20,020 SH   SOLE   0 0 20,020
INTERCONTINENTAL EXCHANGE IN COM 45866F104 322 2,729 SH   SOLE   0 0 2,729
INTERNATIONAL BUSINESS MACHS COM 459200101 237 1,653 SH   SOLE   0 0 1,653
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 206 1,320 SH   SOLE   0 0 1,320
INVESCO QQQ TR UNIT SER 1 46090E103 4,981 13,553 SH   SOLE   0 0 13,553
INTUIT COM 461202103 2,286 4,258 SH   SOLE   0 0 4,258
INTUITIVE SURGICAL INC COM NEW 46120E602 343 343 SH   SOLE   0 0 343
ISHARES INC MSCI FRONTIER 464286145 2,904 86,287 SH   SOLE   0 0 86,287
ISHARES TR SELECT DIVID ETF 464287168 245 2,050 SH   SOLE   0 0 2,050
ISHARES TR CORE S&P500 ETF 464287200 8,283 18,542 SH   SOLE   0 0 18,542
ISHARES TR CORE US AGGBD ET 464287226 7,670 66,382 SH   SOLE   0 0 66,382
ISHARES TR MSCI EMG MKT ETF 464287234 2,236 43,113 SH   SOLE   0 0 43,113
ISHARES TR S&P 500 VAL ETF 464287408 420 2,764 SH   SOLE   0 0 2,764
ISHARES TR MSCI EAFE ETF 464287465 20,120 248,609 SH   SOLE   0 0 248,609
ISHARES TR RUS MD CP GR ETF 464287481 248 2,160 SH   SOLE   0 0 2,160
ISHARES TR RUS MID CAP ETF 464287499 1,319 16,281 SH   SOLE   0 0 16,281
ISHARES TR CORE S&P MCP ETF 464287507 309 1,130 SH   SOLE   0 0 1,130
ISHARES TR COHEN STEER REIT 464287564 1,770 25,915 SH   SOLE   0 0 25,915
ISHARES TR RUS 1000 VAL ETF 464287598 653 4,003 SH   SOLE   0 0 4,003
ISHARES TR S&P MC 400GR ETF 464287606 207 2,528 SH   SOLE   0 0 2,528
ISHARES TR RUS 1000 GRW ETF 464287614 2,003 7,078 SH   SOLE   0 0 7,078
ISHARES TR RUS 1000 ETF 464287622 60,615 241,772 SH   SOLE   0 0 241,772
ISHARES TR RUSSELL 2000 ETF 464287655 3,970 17,790 SH   SOLE   0 0 17,790
ISHARES TR U.S. REAL ES ETF 464287739 14,964 140,587 SH   SOLE   0 0 140,587
ISHARES TR CORE S&P SCP ETF 464287804 21,420 191,544 SH   SOLE   0 0 191,544
ISHARES TR 3YRTB ETF 464288125 242 2,963 SH   SOLE   0 0 2,963
ISHARES TR SHRT NAT MUN ETF 464288158 407 3,772 SH   SOLE   0 0 3,772
ISHARES TR MSCI ACWI ETF 464288257 2,293 22,158 SH   SOLE   0 0 22,158
ISHARES TR CORE MSCI EAFE 46432F842 55,047 716,191 SH   SOLE   0 0 716,191
ISHARES INC CORE MSCI EMKT 46434G103 21,036 331,843 SH   SOLE   0 0 331,843
ISHARES INC ESG AWR MSCI EM 46434G863 1,678 39,507 SH   SOLE   0 0 39,507
ISHARES TR 0-5YR HI YL CP 46434V407 283 6,214 SH   SOLE   0 0 6,214
ISHARES TR ESG AWR MSCI USA 46435G425 3,860 37,812 SH   SOLE   0 0 37,812
ISHARES TR ESG AW MSCI EAFE 46435G516 10,540 129,863 SH   SOLE   0 0 129,863
ISHARES TR ESG AWR US AGRGT 46435U549 2,040 36,766 SH   SOLE   0 0 36,766
JPMORGAN CHASE & CO COM 46625H100 2,696 16,665 SH   SOLE   0 0 16,665
JAMES HARDIE INDS PLC SPONSORED ADR 47030M106 391 10,465 SH   SOLE   0 0 10,465
JOHNSON & JOHNSON COM 478160104 2,296 13,104 SH   SOLE   0 0 13,104
KLA CORP COM NEW 482480100 203 618 SH   SOLE   0 0 618
KIMBERLY-CLARK CORP COM 494368103 251 1,865 SH   SOLE   0 0 1,865
KROGER CO COM 501044101 275 6,446 SH   SOLE   0 0 6,446
LAM RESEARCH CORP COM 512807108 604 1,035 SH   SOLE   0 0 1,035
LAUDER ESTEE COS INC CL A 518439104 327 1,002 SH   SOLE   0 0 1,002
LENNAR CORP CL A 526057104 251 2,333 SH   SOLE   0 0 2,333
LILLY ELI & CO COM 532457108 1,056 4,009 SH   SOLE   0 0 4,009
LINCOLN NATL CORP IND COM 534187109 225 3,183 SH   SOLE   0 0 3,183
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 35 13,939 SH   SOLE   0 0 13,939
LOCKHEED MARTIN CORP COM 539830109 330 918 SH   SOLE   0 0 918
LOWES COS INC COM 548661107 682 3,550 SH   SOLE   0 0 3,550
MARATHON OIL CORP COM 565849106 172 13,903 SH   SOLE   0 0 13,903
MARATHON PETE CORP COM 56585A102 220 3,698 SH   SOLE   0 0 3,698
MARSH & MCLENNAN COS INC COM 571748102 472 3,127 SH   SOLE   0 0 3,127
MASTERCARD INCORPORATED CL A 57636Q104 2,183 6,031 SH   SOLE   0 0 6,031
MCDONALDS CORP COM 580135101 1,008 4,257 SH   SOLE   0 0 4,257
MCKESSON CORP COM 58155Q103 277 1,397 SH   SOLE   0 0 1,397
MERCK & CO INC COM 58933Y105 1,198 15,755 SH   SOLE   0 0 15,755
METLIFE INC COM 59156R108 277 4,422 SH   SOLE   0 0 4,422
MICROSOFT CORP COM 594918104 15,397 53,126 SH   SOLE   0 0 53,126
MICRON TECHNOLOGY INC COM 595112103 413 5,872 SH   SOLE   0 0 5,872
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 333 58,871 SH   SOLE   0 0 58,871
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 196 65,746 SH   SOLE   0 0 65,746
MODERNA INC COM 60770K107 3,069 7,841 SH   SOLE   0 0 7,841
MONDELEZ INTL INC CL A 609207105 507 8,130 SH   SOLE   0 0 8,130
MONSTER BEVERAGE CORP NEW COM 61174X109 201 2,058 SH   SOLE   0 0 2,058
MOODYS CORP COM 615369105 853 2,250 SH   SOLE   0 0 2,250
MORGAN STANLEY COM NEW 617446448 846 8,083 SH   SOLE   0 0 8,083
NATIONAL GRID PLC SPONSORED ADR NE 636274409 362 5,501 SH   SOLE   0 0 5,501
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 210 34,383 SH   SOLE   0 0 34,383
NETFLIX INC COM 64110L106 1,351 2,645 SH   SOLE   0 0 2,645
NEWMONT CORP COM 651639106 243 4,166 SH   SOLE   0 0 4,166
NEXTERA ENERGY INC COM 65339F101 998 12,019 SH   SOLE   0 0 12,019
NICE LTD SPONSORED ADR 653656108 263 989 SH   SOLE   0 0 989
NIKE INC CL B 654106103 1,281 7,508 SH   SOLE   0 0 7,508
NOKIA CORP SPONSORED ADR 654902204 184 30,581 SH   SOLE   0 0 30,581
NOMURA HLDGS INC SPONSORED ADR 65535H208 174 34,675 SH   SOLE   0 0 34,675
NORFOLK SOUTHN CORP COM 655844108 451 1,678 SH   SOLE   0 0 1,678
NORTHROP GRUMMAN CORP COM 666807102 430 1,181 SH   SOLE   0 0 1,181
NOVARTIS AG SPONSORED ADR 66987V109 836 9,003 SH   SOLE   0 0 9,003
NOVO-NORDISK A S ADR 670100205 832 8,171 SH   SOLE   0 0 8,171
NUCOR CORP COM 670346105 211 1,684 SH   SOLE   0 0 1,684
NVIDIA CORPORATION COM 67066G104 3,465 17,409 SH   SOLE   0 0 17,409
OREILLY AUTOMOTIVE INC COM 67103H107 312 522 SH   SOLE   0 0 522
OLD DOMINION FREIGHT LINE IN COM 679580100 234 839 SH   SOLE   0 0 839
OMNICOM GROUP INC COM 681919106 218 2,866 SH   SOLE   0 0 2,866
ORACLE CORP COM 68389X105 1,591 17,711 SH   SOLE   0 0 17,711
ORIX CORP SPONSORED ADR 686330101 292 3,088 SH   SOLE   0 0 3,088
OUSTER INC COM 68989M103 471 45,000 SH   SOLE   0 0 45,000
PNC FINL SVCS GROUP INC COM 693475105 1,822 9,418 SH   SOLE   0 0 9,418
PARKER-HANNIFIN CORP COM 701094104 348 1,180 SH   SOLE   0 0 1,180
PAYPAL HLDGS INC COM 70450Y103 2,445 8,904 SH   SOLE   0 0 8,904
PEOPLES UNITED FINANCIAL INC COM 712704105 218 13,127 SH   SOLE   0 0 13,127
PEPSICO INC COM 713448108 1,215 7,837 SH   SOLE   0 0 7,837
PFIZER INC COM 717081103 1,645 34,817 SH   SOLE   0 0 34,817
PHILIP MORRIS INTL INC COM 718172109 510 5,094 SH   SOLE   0 0 5,094
PIMCO ETF TR ACTIVE BD ETF 72201R775 3,182 28,609 SH   SOLE   0 0 28,609
POOL CORP COM 73278L105 241 498 SH   SOLE   0 0 498
PRICE T ROWE GROUP INC COM 74144T108 245 1,136 SH   SOLE   0 0 1,136
PROCTER AND GAMBLE CO COM 742718109 1,896 13,261 SH   SOLE   0 0 13,261
PROGRESSIVE CORP COM 743315103 523 5,394 SH   SOLE   0 0 5,394
PROLOGIS INC. COM 74340W103 604 4,646 SH   SOLE   0 0 4,646
PRUDENTIAL FINL INC COM 744320102 305 2,822 SH   SOLE   0 0 2,822
PRUDENTIAL PLC ADR 74435K204 321 7,762 SH   SOLE   0 0 7,762
QUALCOMM INC COM 747525103 900 6,115 SH   SOLE   0 0 6,115
RAYTHEON TECHNOLOGIES CORP COM 75513E101 462 5,249 SH   SOLE   0 0 5,249
REGENERON PHARMACEUTICALS COM 75886F107 202 333 SH   SOLE   0 0 333
REGIONS FINANCIAL CORP NEW COM 7591EP100 360 17,303 SH   SOLE   0 0 17,303
RELX PLC SPONSORED ADR 759530108 432 14,308 SH   SOLE   0 0 14,308
RESMED INC COM 761152107 1,739 6,320 SH   SOLE   0 0 6,320
RIO TINTO PLC SPONSORED ADR 767204100 599 7,567 SH   SOLE   0 0 7,567
ROCKWELL AUTOMATION INC COM 773903109 334 1,052 SH   SOLE   0 0 1,052
ROPER TECHNOLOGIES INC COM 776696106 399 832 SH   SOLE   0 0 832
S&P GLOBAL INC COM 78409V104 788 1,805 SH   SOLE   0 0 1,805
SBA COMMUNICATIONS CORP NEW CL A 78410G104 296 846 SH   SOLE   0 0 846
SPDR S&P 500 ETF TR TR UNIT 78462F103 95,638 214,863 SH   SOLE   0 0 214,863
SPDR GOLD TR GOLD SHS 78463V107 1,418 8,643 SH   SOLE   0 0 8,643
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 7,352 170,098 SH   SOLE   0 0 170,098
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 5,265 98,431 SH   SOLE   0 0 98,431
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 20,912 558,092 SH   SOLE   0 0 558,092
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 269 538 SH   SOLE   0 0 538
SPDR SER TR SPDR S&P 500 ETF 78468R796 11,296 102,365 SH   SOLE   0 0 102,365
SPDR SER TR PORTFOLIO S&P600 78468R853 644 14,788 SH   SOLE   0 0 14,788
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 25,461 296,121 SH   SOLE   0 0 296,121
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205 9,731 126,151 SH   SOLE   0 0 126,151
SALESFORCE COM INC COM 79466L302 1,108 4,462 SH   SOLE   0 0 4,462
SANOFI SPONSORED ADR 80105N105 476 9,281 SH   SOLE   0 0 9,281
SAP SE SPON ADR 803054204 675 4,571 SH   SOLE   0 0 4,571
SCHWAB CHARLES CORP COM 808513105 616 8,163 SH   SOLE   0 0 8,163
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 9,284 86,022 SH   SOLE   0 0 86,022
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,644 149,315 SH   SOLE   0 0 149,315
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 52,008 1,293,411 SH   SOLE   0 0 1,293,411
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 210 3,845 SH   SOLE   0 0 3,845
SCHWAB STRATEGIC TR US REIT ETF 808524847 12,468 261,653 SH   SOLE   0 0 261,653
SELECT SECTOR SPDR TR ENERGY 81369Y506 10,544 210,843 SH   SOLE   0 0 210,843
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,120 7,265 SH   SOLE   0 0 7,265
SERVICENOW INC COM 81762P102 434 747 SH   SOLE   0 0 747
SHERWIN WILLIAMS CO COM 824348106 628 2,066 SH   SOLE   0 0 2,066
SHOPIFY INC CL A 82509L107 931 619 SH   SOLE   0 0 619
SIMON PPTY GROUP INC NEW COM 828806109 282 2,104 SH   SOLE   0 0 2,104
SONY GROUP CORPORATION SPONSORED ADR 835699307 758 7,565 SH   SOLE   0 0 7,565
STARBUCKS CORP COM 855244109 804 6,945 SH   SOLE   0 0 6,945
STATE STR CORP COM 857477103 218 2,382 SH   SOLE   0 0 2,382
STMICROELECTRONICS N V NY REGISTRY 861012102 278 6,504 SH   SOLE   0 0 6,504
STRYKER CORPORATION COM 863667101 569 2,180 SH   SOLE   0 0 2,180
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 302 42,625 SH   SOLE   0 0 42,625
TJX COS INC NEW COM 872540109 548 7,658 SH   SOLE   0 0 7,658
T-MOBILE US INC COM 872590104 441 3,047 SH   SOLE   0 0 3,047
TARGET CORP COM 87612E106 988 3,772 SH   SOLE   0 0 3,772
TELEFONICA S A SPONSORED ADR 879382208 182 36,265 SH   SOLE   0 0 36,265
TESLA INC COM 88160R101 2,788 3,860 SH   SOLE   0 0 3,860
TEXAS INSTRS INC COM 882508104 1,400 7,451 SH   SOLE   0 0 7,451
THERMO FISHER SCIENTIFIC INC COM 883556102 1,487 2,744 SH   SOLE   0 0 2,744
3M CO COM 88579Y101 691 3,431 SH   SOLE   0 0 3,431
TOTALENERGIES SE SPONSORED ADS 89151E109 220 4,874 SH   SOLE   0 0 4,874
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 403 2,226 SH   SOLE   0 0 2,226
TRAVELERS COMPANIES INC COM 89417E109 231 1,474 SH   SOLE   0 0 1,474
TRUIST FINL CORP COM 89832Q109 538 9,201 SH   SOLE   0 0 9,201
US BANCORP DEL COM NEW 902973304 399 6,785 SH   SOLE   0 0 6,785
UNILEVER PLC SPON ADR NEW 904767704 634 11,119 SH   SOLE   0 0 11,119
UNION PAC CORP COM 907818108 1,279 5,617 SH   SOLE   0 0 5,617
UNITED PARCEL SERVICE INC CL B 911312106 553 2,853 SH   SOLE   0 0 2,853
UNITED RENTALS INC COM 911363109 261 721 SH   SOLE   0 0 721
UNITEDHEALTH GROUP INC COM 91324P102 2,682 6,606 SH   SOLE   0 0 6,606
VANECK MERK GOLD TR GOLD TRUST 921078101 1,360 79,641 SH   SOLE   0 0 79,641
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,739 10,757 SH   SOLE   0 0 10,757
VANGUARD WORLD FD ESG INTL STK ETF 921910725 7,210 112,410 SH   SOLE   0 0 112,410
VANGUARD WORLD FD ESG US STK ETF 921910733 3,240 39,074 SH   SOLE   0 0 39,074
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,126 50,246 SH   SOLE   0 0 50,246
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 45,935 534,000 SH   SOLE   0 0 534,000
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 85,879 1,633,618 SH   SOLE   0 0 1,633,618
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 14,284 225,334 SH   SOLE   0 0 225,334
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 88,297 1,714,838 SH   SOLE   0 0 1,714,838
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 595 2,317 SH   SOLE   0 0 2,317
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,637 26,641 SH   SOLE   0 0 26,641
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 5,095 74,864 SH   SOLE   0 0 74,864
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 59,901 146,403 SH   SOLE   0 0 146,403
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 67,077 631,728 SH   SOLE   0 0 631,728
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,387 11,452 SH   SOLE   0 0 11,452
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,886 10,027 SH   SOLE   0 0 10,027
VANGUARD INDEX FDS GROWTH ETF 922908736 1,173 3,933 SH   SOLE   0 0 3,933
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,366 6,094 SH   SOLE   0 0 6,094
VANGUARD INDEX FDS TOTAL STK MKT 922908769 62,863 273,295 SH   SOLE   0 0 273,295
VERIZON COMMUNICATIONS INC COM 92343V104 1,003 18,032 SH   SOLE   0 0 18,032
VISA INC COM CL A 92826C839 2,918 12,590 SH   SOLE   0 0 12,590
WEC ENERGY GROUP INC COM 92939U106 228 2,389 SH   SOLE   0 0 2,389
WALMART INC COM 931142103 949 6,365 SH   SOLE   0 0 6,365
WELLS FARGO CO NEW COM 949746101 444 8,681 SH   SOLE   0 0 8,681
WESTPAC BANKING CORP SPONSORED ADR 961214301 546 28,862 SH   SOLE   0 0 28,862
WILLIAMS COS INC COM 969457100 335 13,392 SH   SOLE   0 0 13,392
WISDOMTREE TR CHINADIV EX FI 97717X719 347 6,076 SH   SOLE   0 0 6,076
WORLD GOLD TR SPDR GLD MINIS 98149E204 195 11,178 SH   SOLE   0 0 11,178
XCEL ENERGY INC COM 98389B100 216 3,141 SH   SOLE   0 0 3,141
YUM BRANDS INC COM 988498101 250 1,876 SH   SOLE   0 0 1,876
ZOETIS INC CL A 98978V103 462 2,314 SH   SOLE   0 0 2,314
DEUTSCHE BANK A G NAMEN AKT D18190898 159 12,346 SH   SOLE   0 0 12,346
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,532 4,761 SH   SOLE   0 0 4,761
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 43,320 775,506 SH   SOLE   0 0 775,506
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 42,299 1,092,160 SH   SOLE   0 0 1,092,160
EATON CORP PLC SHS G29183103 357 2,135 SH   SOLE   0 0 2,135
FERGUSON PLC NEW SHS G3421J106 249 1,750 SH   SOLE   0 0 1,750
JOHNSON CTLS INTL PLC SHS G51502105 300 4,104 SH   SOLE   0 0 4,104
LINDE PLC SHS G5494J103 599 1,953 SH   SOLE   0 0 1,953
MEDTRONIC PLC SHS G5960L103 633 4,966 SH   SOLE   0 0 4,966
CHUBB LIMITED COM H1467J104 312 1,716 SH   SOLE   0 0 1,716
UBS GROUP AG SHS H42097107 441 25,842 SH   SOLE   0 0 25,842
LOGITECH INTL S A SHS H50430232 203 1,864 SH   SOLE   0 0 1,864
ICL GROUP LTD SHS M53213100 127 17,227 SH   SOLE   0 0 17,227
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,521 1,947 SH   SOLE   0 0 1,947
FERRARI N V COM N3167Y103 287 1,284 SH   SOLE   0 0 1,284