The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 293 9,610 SH   SOLE   0 0 9,610
AT&T INC COM 00206R102 725 23,954 SH   SOLE   0 0 23,954
ABBOTT LABS COM 002824100 1,267 10,573 SH   SOLE   0 0 10,573
ABBVIE INC COM 00287Y109 976 9,022 SH   SOLE   0 0 9,022
ACTIVISION BLIZZARD INC COM 00507V109 383 4,114 SH   SOLE   0 0 4,114
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,194 2,512 SH   SOLE   0 0 2,512
ADVANCED MICRO DEVICES INC COM 007903107 386 4,917 SH   SOLE   0 0 4,917
AEGON N V NY REGISTRY SHS 007924103 109 23,030 SH   SOLE   0 0 23,030
AILERON THERAPEUTICS INC COM 00887A105 19 13,500 SH   SOLE   0 0 13,500
AIR PRODS & CHEMS INC COM 009158106 400 1,421 SH   SOLE   0 0 1,421
ALIGN TECHNOLOGY INC COM 016255101 221 409 SH   SOLE   0 0 409
ALLSTATE CORP COM 020002101 216 1,881 SH   SOLE   0 0 1,881
ALPHABET INC CAP STK CL C 02079K107 3,488 1,686 SH   SOLE   0 0 1,686
ALPHABET INC CAP STK CL A 02079K305 4,711 2,284 SH   SOLE   0 0 2,284
ALTRIA GROUP INC COM 02209S103 423 8,271 SH   SOLE   0 0 8,271
AMAZON COM INC COM 023135106 10,934 3,534 SH   SOLE   0 0 3,534
AMERICAN EXPRESS CO COM 025816109 770 5,447 SH   SOLE   0 0 5,447
AMERICAN TOWER CORP NEW COM 03027X100 787 3,292 SH   SOLE   0 0 3,292
AMERISOURCEBERGEN CORP COM 03073E105 330 2,794 SH   SOLE   0 0 2,794
AMERIPRISE FINL INC COM 03076C106 382 1,643 SH   SOLE   0 0 1,643
AMGEN INC COM 031162100 1,061 4,264 SH   SOLE   0 0 4,264
ANALOG DEVICES INC COM 032654105 408 2,628 SH   SOLE   0 0 2,628
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 314 4,996 SH   SOLE   0 0 4,996
ANSYS INC COM 03662Q105 240 706 SH   SOLE   0 0 706
ANTHEM INC COM 036752103 701 1,953 SH   SOLE   0 0 1,953
APPLE INC COM 037833100 16,519 135,235 SH   SOLE   0 0 135,235
APPLIED MATLS INC COM 038222105 648 4,851 SH   SOLE   0 0 4,851
ASTRAZENECA PLC SPONSORED ADR 046353108 541 10,887 SH   SOLE   0 0 10,887
AUTODESK INC COM 052769106 272 980 SH   SOLE   0 0 980
AUTOMATIC DATA PROCESSING IN COM 053015103 545 2,891 SH   SOLE   0 0 2,891
AUTOZONE INC COM 053332102 277 197 SH   SOLE   0 0 197
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 259 49,532 SH   SOLE   0 0 49,532
BANCO SANTANDER S.A. ADR 05964H105 116 33,822 SH   SOLE   0 0 33,822
BK OF AMERICA CORP COM 060505104 1,573 40,649 SH   SOLE   0 0 40,649
BARCLAYS PLC ADR 06738E204 391 38,229 SH   SOLE   0 0 38,229
BAXTER INTL INC COM 071813109 285 3,376 SH   SOLE   0 0 3,376
BECTON DICKINSON & CO COM 075887109 390 1,605 SH   SOLE   0 0 1,605
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,336 16,973 SH   SOLE   0 0 16,973
BHP GROUP LTD SPONSORED ADS 088606108 283 4,082 SH   SOLE   0 0 4,082
BIOGEN INC COM 09062X103 304 1,088 SH   SOLE   0 0 1,088
BLACKROCK INC COM 09247X101 718 952 SH   SOLE   0 0 952
BOEING CO COM 097023105 13,606 53,417 SH   SOLE   0 0 53,417
BOOKING HOLDINGS INC COM 09857L108 301 129 SH   SOLE   0 0 129
BOSTON SCIENTIFIC CORP COM 101137107 210 5,445 SH   SOLE   0 0 5,445
BRISTOL-MYERS SQUIBB CO COM 110122108 626 9,918 SH   SOLE   0 0 9,918
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 330 8,529 SH   SOLE   0 0 8,529
BROADCOM INC COM 11135F101 1,058 2,282 SH   SOLE   0 0 2,282
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 14,090 184,491 SH   SOLE   0 0 184,491
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 11,190 239,109 SH   SOLE   0 0 239,109
BROWN FORMAN CORP CL B 115637209 296 4,291 SH   SOLE   0 0 4,291
CIGNA CORP NEW COM 125523100 470 1,946 SH   SOLE   0 0 1,946
CME GROUP INC COM 12572Q105 366 1,794 SH   SOLE   0 0 1,794
CSX CORP COM 126408103 405 4,196 SH   SOLE   0 0 4,196
CVS HEALTH CORP COM 126650100 1,759 23,381 SH   SOLE   0 0 23,381
CAPITAL ONE FINL CORP COM 14040H105 344 2,705 SH   SOLE   0 0 2,705
CATERPILLAR INC COM 149123101 858 3,702 SH   SOLE   0 0 3,702
CEDAR FAIR L P DEPOSITRY UNIT 150185106 532 10,700 SH   SOLE   0 0 10,700
CERNER CORP COM 156782104 242 3,362 SH   SOLE   0 0 3,362
CHARTER COMMUNICATIONS INC N CL A 16119P108 555 899 SH   SOLE   0 0 899
CHEVRON CORP NEW COM 166764100 456 4,351 SH   SOLE   0 0 4,351
CHIPOTLE MEXICAN GRILL INC COM 169656105 253 178 SH   SOLE   0 0 178
CHURCH & DWIGHT INC COM 171340102 209 2,389 SH   SOLE   0 0 2,389
CISCO SYS INC COM 17275R102 1,351 26,128 SH   SOLE   0 0 26,128
CITIGROUP INC COM NEW 172967424 696 9,565 SH   SOLE   0 0 9,565
COCA COLA CO COM 191216100 905 17,171 SH   SOLE   0 0 17,171
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 203 2,599 SH   SOLE   0 0 2,599
COLGATE PALMOLIVE CO COM 194162103 304 3,856 SH   SOLE   0 0 3,856
COMCAST CORP NEW CL A 20030N101 1,308 24,172 SH   SOLE   0 0 24,172
CONSTELLATION BRANDS INC CL A 21036P108 242 1,059 SH   SOLE   0 0 1,059
COPART INC COM 217204106 309 2,844 SH   SOLE   0 0 2,844
COSTCO WHSL CORP NEW COM 22160K105 903 2,563 SH   SOLE   0 0 2,563
CREDIT SUISSE GROUP SPONSORED ADR 225401108 202 19,048 SH   SOLE   0 0 19,048
CROWN CASTLE INTL CORP NEW COM 22822V101 364 2,113 SH   SOLE   0 0 2,113
CUMMINS INC COM 231021106 243 938 SH   SOLE   0 0 938
D R HORTON INC COM 23331A109 223 2,504 SH   SOLE   0 0 2,504
DANAHER CORPORATION COM 235851102 1,178 5,236 SH   SOLE   0 0 5,236
DEERE & CO COM 244199105 763 2,039 SH   SOLE   0 0 2,039
DEXCOM INC COM 252131107 206 574 SH   SOLE   0 0 574
DIAGEO PLC SPON ADR NEW 25243Q205 603 3,670 SH   SOLE   0 0 3,670
DISNEY WALT CO COM 254687106 1,822 9,876 SH   SOLE   0 0 9,876
DISCOVER FINL SVCS COM 254709108 307 3,231 SH   SOLE   0 0 3,231
DOCUSIGN INC COM 256163106 5,660 27,957 SH   SOLE   0 0 27,957
DOLLAR GEN CORP NEW COM 256677105 228 1,124 SH   SOLE   0 0 1,124
DOMINION ENERGY INC COM 25746U109 313 4,114 SH   SOLE   0 0 4,114
DUKE ENERGY CORP NEW COM NEW 26441C204 315 3,263 SH   SOLE   0 0 3,263
DUPONT DE NEMOURS INC COM 26614N102 288 3,731 SH   SOLE   0 0 3,731
EBAY INC. COM 278642103 366 5,983 SH   SOLE   0 0 5,983
ECOLAB INC COM 278865100 412 1,923 SH   SOLE   0 0 1,923
EDWARDS LIFESCIENCES CORP COM 28176E108 374 4,475 SH   SOLE   0 0 4,475
EMERSON ELEC CO COM 291011104 311 3,444 SH   SOLE   0 0 3,444
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 456 59,400 SH   SOLE   0 0 59,400
ENTERPRISE PRODS PARTNERS L COM 293792107 894 40,600 SH   SOLE   0 0 40,600
EQUIFAX INC COM 294429105 234 1,294 SH   SOLE   0 0 1,294
EQUINIX INC COM 29444U700 314 462 SH   SOLE   0 0 462
ERICSSON ADR B SEK 10 294821608 325 24,606 SH   SOLE   0 0 24,606
EXACT SCIENCES CORP COM 30063P105 409 3,105 SH   SOLE   0 0 3,105
EXXON MOBIL CORP COM 30231G102 352 6,305 SH   SOLE   0 0 6,305
FACEBOOK INC CL A 30303M102 3,817 12,960 SH   SOLE   0 0 12,960
FASTENAL CO COM 311900104 344 6,839 SH   SOLE   0 0 6,839
FEDEX CORP COM 31428X106 394 1,387 SH   SOLE   0 0 1,387
FIDELITY NATL INFORMATION SV COM 31620M106 328 2,330 SH   SOLE   0 0 2,330
FISERV INC COM 337738108 300 2,524 SH   SOLE   0 0 2,524
FLEXSHARES TR MORNSTAR UPSTR 33939L407 13,281 366,986 SH   SOLE   0 0 366,986
FORD MTR CO DEL COM 345370860 174 14,226 SH   SOLE   0 0 14,226
FORTINET INC COM 34959E109 279 1,515 SH   SOLE   0 0 1,515
GENERAL DYNAMICS CORP COM 369550108 238 1,312 SH   SOLE   0 0 1,312
GENERAL ELECTRIC CO COM 369604103 223 16,970 SH   SOLE   0 0 16,970
GENERAL MLS INC COM 370334104 209 3,412 SH   SOLE   0 0 3,412
GENERAL MTRS CO COM 37045V100 281 4,896 SH   SOLE   0 0 4,896
GILEAD SCIENCES INC COM 375558103 721 11,157 SH   SOLE   0 0 11,157
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 309 8,652 SH   SOLE   0 0 8,652
GLOBAL PMTS INC COM 37940X102 366 1,815 SH   SOLE   0 0 1,815
GOLDMAN SACHS GROUP INC COM 38141G104 586 1,791 SH   SOLE   0 0 1,791
HSBC HLDGS PLC SPON ADR NEW 404280406 387 13,281 SH   SOLE   0 0 13,281
HOME DEPOT INC COM 437076102 2,073 6,791 SH   SOLE   0 0 6,791
HONEYWELL INTL INC COM 438516106 988 4,552 SH   SOLE   0 0 4,552
HUMANA INC COM 444859102 506 1,207 SH   SOLE   0 0 1,207
ILLINOIS TOOL WKS INC COM 452308109 525 2,371 SH   SOLE   0 0 2,371
ILLUMINA INC COM 452327109 299 778 SH   SOLE   0 0 778
ING GROEP N.V. SPONSORED ADR 456837103 138 11,302 SH   SOLE   0 0 11,302
INTEL CORP COM 458140100 1,398 21,840 SH   SOLE   0 0 21,840
INTERCONTINENTAL HOTELS GROU SPONSORED ADS 45857P806 208 3,015 SH   SOLE   0 0 3,015
INTERCONTINENTAL EXCHANGE IN COM 45866F104 318 2,847 SH   SOLE   0 0 2,847
INTERNATIONAL BUSINESS MACHS COM 459200101 221 1,656 SH   SOLE   0 0 1,656
INVESCO QQQ TR UNIT SER 1 46090E103 4,322 13,544 SH   SOLE   0 0 13,544
INTUIT COM 461202103 1,619 4,227 SH   SOLE   0 0 4,227
INTUITIVE SURGICAL INC COM NEW 46120E602 240 325 SH   SOLE   0 0 325
ISHARES TR CORE S&P500 ETF 464287200 7,353 18,483 SH   SOLE   0 0 18,483
ISHARES TR CORE US AGGBD ET 464287226 7,519 66,052 SH   SOLE   0 0 66,052
ISHARES TR MSCI EMG MKT ETF 464287234 2,514 47,124 SH   SOLE   0 0 47,124
ISHARES TR S&P 500 VAL ETF 464287408 390 2,759 SH   SOLE   0 0 2,759
ISHARES TR MSCI EAFE ETF 464287465 18,683 246,247 SH   SOLE   0 0 246,247
ISHARES TR RUS MD CP GR ETF 464287481 220 2,160 SH   SOLE   0 0 2,160
ISHARES TR RUS MID CAP ETF 464287499 997 13,481 SH   SOLE   0 0 13,481
ISHARES TR CORE S&P MCP ETF 464287507 294 1,130 SH   SOLE   0 0 1,130
ISHARES TR COHEN STEER REIT 464287564 1,494 25,844 SH   SOLE   0 0 25,844
ISHARES TR RUS 1000 VAL ETF 464287598 541 3,570 SH   SOLE   0 0 3,570
ISHARES TR RUS 1000 GRW ETF 464287614 1,599 6,580 SH   SOLE   0 0 6,580
ISHARES TR RUS 1000 ETF 464287622 54,084 241,629 SH   SOLE   0 0 241,629
ISHARES TR RUSSELL 2000 ETF 464287655 4,319 19,546 SH   SOLE   0 0 19,546
ISHARES TR U.S. REAL ES ETF 464287739 12,541 136,403 SH   SOLE   0 0 136,403
ISHARES TR CORE S&P SCP ETF 464287804 20,709 190,813 SH   SOLE   0 0 190,813
ISHARES TR 3YRTB ETF 464288125 242 2,963 SH   SOLE   0 0 2,963
ISHARES TR SHRT NAT MUN ETF 464288158 407 3,771 SH   SOLE   0 0 3,771
ISHARES TR MSCI ACWI ETF 464288257 2,149 22,584 SH   SOLE   0 0 22,584
ISHARES TR CORE MSCI EAFE 46432F842 51,228 711,003 SH   SOLE   0 0 711,003
ISHARES INC CORE MSCI EMKT 46434G103 23,154 359,752 SH   SOLE   0 0 359,752
ISHARES INC MSCI JPN ETF NEW 46434G822 322 4,705 SH   SOLE   0 0 4,705
ISHARES INC ESG AWR MSCI EM 46434G863 1,222 28,211 SH   SOLE   0 0 28,211
ISHARES TR ESG AW MSCI EAFE 46435G516 6,284 82,787 SH   SOLE   0 0 82,787
JPMORGAN CHASE & CO COM 46625H100 2,547 16,728 SH   SOLE   0 0 16,728
JAMES HARDIE INDS PLC SPONSORED ADR 47030M106 331 10,819 SH   SOLE   0 0 10,819
JOHNSON & JOHNSON COM 478160104 2,138 13,011 SH   SOLE   0 0 13,011
KIMBERLY-CLARK CORP COM 494368103 259 1,864 SH   SOLE   0 0 1,864
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 225 3,951 SH   SOLE   0 0 3,951
KRAFT HEINZ CO COM 500754106 204 5,106 SH   SOLE   0 0 5,106
KROGER CO COM 501044101 240 6,661 SH   SOLE   0 0 6,661
LAM RESEARCH CORP COM 512807108 614 1,032 SH   SOLE   0 0 1,032
LAUDER ESTEE COS INC CL A 518439104 289 992 SH   SOLE   0 0 992
LENNAR CORP CL A 526057104 238 2,355 SH   SOLE   0 0 2,355
LILLY ELI & CO COM 532457108 721 3,858 SH   SOLE   0 0 3,858
LINCOLN NATL CORP IND COM 534187109 201 3,227 SH   SOLE   0 0 3,227
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 27 11,743 SH   SOLE   0 0 11,743
LOCKHEED MARTIN CORP COM 539830109 382 1,033 SH   SOLE   0 0 1,033
LOWES COS INC COM 548661107 684 3,598 SH   SOLE   0 0 3,598
MARATHON OIL CORP COM 565849106 151 14,131 SH   SOLE   0 0 14,131
MARSH & MCLENNAN COS INC COM 571748102 380 3,120 SH   SOLE   0 0 3,120
MARRIOTT INTL INC NEW CL A 571903202 216 1,460 SH   SOLE   0 0 1,460
MASTERCARD INCORPORATED CL A 57636Q104 2,106 5,914 SH   SOLE   0 0 5,914
MCDONALDS CORP COM 580135101 967 4,314 SH   SOLE   0 0 4,314
MCKESSON CORP COM 58155Q103 245 1,257 SH   SOLE   0 0 1,257
MERCK & CO. INC COM 58933Y105 1,246 16,163 SH   SOLE   0 0 16,163
METLIFE INC COM 59156R108 255 4,199 SH   SOLE   0 0 4,199
MICROSOFT CORP COM 594918104 12,389 52,548 SH   SOLE   0 0 52,548
MICRON TECHNOLOGY INC COM 595112103 527 5,980 SH   SOLE   0 0 5,980
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 336 62,523 SH   SOLE   0 0 62,523
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 193 66,364 SH   SOLE   0 0 66,364
MODERNA INC COM 60770K107 1,008 7,698 SH   SOLE   0 0 7,698
MONDELEZ INTL INC CL A 609207105 706 12,067 SH   SOLE   0 0 12,067
MOODYS CORP COM 615369105 665 2,228 SH   SOLE   0 0 2,228
MORGAN STANLEY COM NEW 617446448 623 8,027 SH   SOLE   0 0 8,027
NATIONAL GRID PLC SPONSORED ADR NE 636274409 292 4,928 SH   SOLE   0 0 4,928
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 185 34,383 SH   SOLE   0 0 34,383
NETFLIX INC COM 64110L106 1,358 2,603 SH   SOLE   0 0 2,603
NEWMONT CORP COM 651639106 264 4,384 SH   SOLE   0 0 4,384
NEXTERA ENERGY INC COM 65339F101 916 12,121 SH   SOLE   0 0 12,121
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 1,305 17,900 SH   SOLE   0 0 17,900
NICE LTD SPONSORED ADR 653656108 218 998 SH   SOLE   0 0 998
NIKE INC CL B 654106103 976 7,344 SH   SOLE   0 0 7,344
NOKIA CORP SPONSORED ADR 654902204 102 25,658 SH   SOLE   0 0 25,658
NOMURA HLDGS INC SPONSORED ADR 65535H208 178 33,148 SH   SOLE   0 0 33,148
NORFOLK SOUTHN CORP COM 655844108 450 1,678 SH   SOLE   0 0 1,678
NORTHROP GRUMMAN CORP COM 666807102 388 1,197 SH   SOLE   0 0 1,197
NOVARTIS AG SPONSORED ADR 66987V109 795 9,296 SH   SOLE   0 0 9,296
NOVO-NORDISK A S ADR 670100205 541 8,022 SH   SOLE   0 0 8,022
NVIDIA CORPORATION COM 67066G104 2,276 4,263 SH   SOLE   0 0 4,263
OREILLY AUTOMOTIVE INC COM 67103H107 266 525 SH   SOLE   0 0 525
OLD DOMINION FREIGHT LINE IN COM 679580100 201 837 SH   SOLE   0 0 837
OMNICOM GROUP INC COM 681919106 215 2,904 SH   SOLE   0 0 2,904
ONEOK INC NEW COM 682680103 1,026 20,256 SH   SOLE   0 0 20,256
ORACLE CORP COM 68389X105 1,230 17,535 SH   SOLE   0 0 17,535
ORIX CORP SPONSORED ADR 686330101 258 3,044 SH   SOLE   0 0 3,044
PNC FINL SVCS GROUP INC COM 693475105 1,635 9,319 SH   SOLE   0 0 9,319
PARKER-HANNIFIN CORP COM 701094104 365 1,158 SH   SOLE   0 0 1,158
PAYPAL HLDGS INC COM 70450Y103 2,157 8,883 SH   SOLE   0 0 8,883
PEOPLES UNITED FINANCIAL INC COM 712704105 317 17,736 SH   SOLE   0 0 17,736
PEPSICO INC COM 713448108 1,158 8,183 SH   SOLE   0 0 8,183
PFIZER INC COM 717081103 1,270 35,055 SH   SOLE   0 0 35,055
PHILIP MORRIS INTL INC COM 718172109 432 4,870 SH   SOLE   0 0 4,870
PIMCO ETF TR ACTIVE BD ETF 72201R775 3,121 28,513 SH   SOLE   0 0 28,513
PINTEREST INC CL A 72352L106 509 6,871 SH   SOLE   0 0 6,871
PROCTER AND GAMBLE CO COM 742718109 1,768 13,053 SH   SOLE   0 0 13,053
PROGRESSIVE CORP COM 743315103 508 5,312 SH   SOLE   0 0 5,312
PROLOGIS INC. COM 74340W103 482 4,551 SH   SOLE   0 0 4,551
PRUDENTIAL FINL INC COM 744320102 252 2,771 SH   SOLE   0 0 2,771
PRUDENTIAL PLC ADR 74435K204 329 7,711 SH   SOLE   0 0 7,711
QUALCOMM INC COM 747525103 792 5,970 SH   SOLE   0 0 5,970
RAYTHEON TECHNOLOGIES CORP COM 75513E101 403 5,215 SH   SOLE   0 0 5,215
REGIONS FINANCIAL CORP NEW COM 7591EP100 371 17,940 SH   SOLE   0 0 17,940
RELX PLC SPONSORED ADR 759530108 357 14,175 SH   SOLE   0 0 14,175
RESMED INC COM 761152107 1,221 6,292 SH   SOLE   0 0 6,292
RIO TINTO PLC SPONSORED ADR 767204100 542 6,975 SH   SOLE   0 0 6,975
ROCKWELL AUTOMATION INC COM 773903109 278 1,048 SH   SOLE   0 0 1,048
ROPER TECHNOLOGIES INC COM 776696106 326 808 SH   SOLE   0 0 808
S&P GLOBAL INC COM 78409V104 649 1,839 SH   SOLE   0 0 1,839
SBA COMMUNICATIONS CORP NEW CL A 78410G104 237 855 SH   SOLE   0 0 855
SPDR S&P 500 ETF TR TR UNIT 78462F103 85,423 215,536 SH   SOLE   0 0 215,536
SPDR GOLD TR GOLD SHS 78463V107 1,383 8,643 SH   SOLE   0 0 8,643
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 7,322 167,253 SH   SOLE   0 0 167,253
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 5,355 106,547 SH   SOLE   0 0 106,547
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 19,851 561,397 SH   SOLE   0 0 561,397
SPDR SER TR PORTFOLIO SHORT 78464A474 235 7,500 SH   SOLE   0 0 7,500
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 256 538 SH   SOLE   0 0 538
SPDR SER TR SPDR S&P 500 ETF 78468R796 6,474 65,923 SH   SOLE   0 0 65,923
SPDR SER TR PORTFOLIO S&P600 78468R853 623 14,747 SH   SOLE   0 0 14,747
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 21,083 262,617 SH   SOLE   0 0 262,617
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205 10,981 138,045 SH   SOLE   0 0 138,045
SALESFORCE COM INC COM 79466L302 898 4,240 SH   SOLE   0 0 4,240
SANOFI SPONSORED ADR 80105N105 456 9,225 SH   SOLE   0 0 9,225
SAP SE SPON ADR 803054204 534 4,346 SH   SOLE   0 0 4,346
SCHWAB CHARLES CORP COM 808513105 517 7,925 SH   SOLE   0 0 7,925
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,239 85,792 SH   SOLE   0 0 85,792
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,719 148,485 SH   SOLE   0 0 148,485
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 48,078 1,277,983 SH   SOLE   0 0 1,277,983
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 206 3,810 SH   SOLE   0 0 3,810
SCHWAB STRATEGIC TR US REIT ETF 808524847 10,897 265,199 SH   SOLE   0 0 265,199
SELECT SECTOR SPDR TR ENERGY 81369Y506 15,208 309,993 SH   SOLE   0 0 309,993
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 991 7,464 SH   SOLE   0 0 7,464
SEMPRA ENERGY COM 816851109 438 3,300 SH   SOLE   0 0 3,300
SERVICENOW INC COM 81762P102 350 700 SH   SOLE   0 0 700
SHERWIN WILLIAMS CO COM 824348106 508 688 SH   SOLE   0 0 688
SHOPIFY INC CL A 82509L107 570 515 SH   SOLE   0 0 515
SIMON PPTY GROUP INC NEW COM 828806109 230 2,018 SH   SOLE   0 0 2,018
SONY CORP SPONSORED ADR 835699307 783 7,386 SH   SOLE   0 0 7,386
SONOS INC COM 83570H108 4,316 115,183 SH   SOLE   0 0 115,183
STARBUCKS CORP COM 855244109 743 6,796 SH   SOLE   0 0 6,796
STMICROELECTRONICS N V NY REGISTRY 861012102 248 6,473 SH   SOLE   0 0 6,473
STRYKER CORPORATION COM 863667101 531 2,181 SH   SOLE   0 0 2,181
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 313 43,239 SH   SOLE   0 0 43,239
SYROS PHARMACEUTICALS INC COM 87184Q107 97 13,000 SH   SOLE   0 0 13,000
TJX COS INC NEW COM 872540109 510 7,716 SH   SOLE   0 0 7,716
T-MOBILE US INC COM 872590104 371 2,965 SH   SOLE   0 0 2,965
TARGET CORP COM 87612E106 731 3,693 SH   SOLE   0 0 3,693
TARGA RES CORP COM 87612G101 443 13,953 SH   SOLE   0 0 13,953
TELEFONICA S A SPONSORED ADR 879382208 157 34,746 SH   SOLE   0 0 34,746
TESLA INC COM 88160R101 2,483 3,718 SH   SOLE   0 0 3,718
TEXAS INSTRS INC COM 882508104 1,444 7,640 SH   SOLE   0 0 7,640
THERMO FISHER SCIENTIFIC INC COM 883556102 1,235 2,707 SH   SOLE   0 0 2,707
3M CO COM 88579Y101 642 3,330 SH   SOLE   0 0 3,330
TOTAL SE SPONSORED ADS 89151E109 239 5,135 SH   SOLE   0 0 5,135
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 960 6,149 SH   SOLE   0 0 6,149
TRAVELERS COMPANIES INC COM 89417E109 227 1,511 SH   SOLE   0 0 1,511
TRUIST FINL CORP COM 89832Q109 537 9,201 SH   SOLE   0 0 9,201
US BANCORP DEL COM NEW 902973304 372 6,721 SH   SOLE   0 0 6,721
UNILEVER PLC SPON ADR NEW 904767704 574 10,279 SH   SOLE   0 0 10,279
UNION PAC CORP COM 907818108 1,235 5,602 SH   SOLE   0 0 5,602
UNITED PARCEL SERVICE INC CL B 911312106 494 2,908 SH   SOLE   0 0 2,908
UNITED RENTALS INC COM 911363109 208 631 SH   SOLE   0 0 631
UNITEDHEALTH GROUP INC COM 91324P102 2,453 6,592 SH   SOLE   0 0 6,592
VANECK MERK GOLD TR GOLD TRUST 921078101 1,324 79,641 SH   SOLE   0 0 79,641
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,772 12,047 SH   SOLE   0 0 12,047
VANGUARD WORLD FD ESG INTL STK ETF 921910725 6,761 110,176 SH   SOLE   0 0 110,176
VANGUARD WORLD FD ESG US STK ETF 921910733 2,461 33,363 SH   SOLE   0 0 33,363
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,380 53,292 SH   SOLE   0 0 53,292
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 46,549 549,451 SH   SOLE   0 0 549,451
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 78,297 1,594,323 SH   SOLE   0 0 1,594,323
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 364 6,527 SH   SOLE   0 0 6,527
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 13,610 224,293 SH   SOLE   0 0 224,293
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 88,807 1,706,195 SH   SOLE   0 0 1,706,195
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 480 2,099 SH   SOLE   0 0 2,099
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,638 26,621 SH   SOLE   0 0 26,621
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 309 3,750 SH   SOLE   0 0 3,750
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 686 10,202 SH   SOLE   0 0 10,202
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 43,233 118,675 SH   SOLE   0 0 118,675
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 56,427 614,276 SH   SOLE   0 0 614,276
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,119 11,436 SH   SOLE   0 0 11,436
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,772 10,016 SH   SOLE   0 0 10,016
VANGUARD INDEX FDS GROWTH ETF 922908736 815 3,170 SH   SOLE   0 0 3,170
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,275 5,954 SH   SOLE   0 0 5,954
VANGUARD INDEX FDS TOTAL STK MKT 922908769 57,102 276,267 SH   SOLE   0 0 276,267
VERIZON COMMUNICATIONS INC COM 92343V104 1,167 20,062 SH   SOLE   0 0 20,062
VERTEX PHARMACEUTICALS INC COM 92532F100 225 1,045 SH   SOLE   0 0 1,045
VIACOMCBS INC CL B 92556H206 209 4,639 SH   SOLE   0 0 4,639
VISA INC COM CL A 92826C839 2,665 12,587 SH   SOLE   0 0 12,587
WEC ENERGY GROUP INC COM 92939U106 224 2,392 SH   SOLE   0 0 2,392
WALMART INC COM 931142103 796 5,861 SH   SOLE   0 0 5,861
WELLS FARGO CO NEW COM 949746101 308 7,892 SH   SOLE   0 0 7,892
WESTPAC BANKING CORP SPONSORED ADR 961214301 530 28,533 SH   SOLE   0 0 28,533
WILLIAMS COS INC COM 969457100 564 23,822 SH   SOLE   0 0 23,822
WISDOMTREE TR CHINADIV EX FI 97717X719 260 3,992 SH   SOLE   0 0 3,992
WORLD GOLD TR SPDR GLD MINIS 98149E204 180 10,564 SH   SOLE   0 0 10,564
XCEL ENERGY INC COM 98389B100 203 3,049 SH   SOLE   0 0 3,049
YUM BRANDS INC COM 988498101 203 1,874 SH   SOLE   0 0 1,874
ZOETIS INC CL A 98978V103 362 2,298 SH   SOLE   0 0 2,298
DEUTSCHE BANK A G NAMEN AKT D18190898 140 11,627 SH   SOLE   0 0 11,627
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,321 4,781 SH   SOLE   0 0 4,781
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 39,120 734,641 SH   SOLE   0 0 734,641
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 45,660 1,071,834 SH   SOLE   0 0 1,071,834
EATON CORP PLC SHS G29183103 291 2,102 SH   SOLE   0 0 2,102
FERGUSON PLC NEW SHS G3421J106 210 1,744 SH   SOLE   0 0 1,744
JOHNSON CTLS INTL PLC SHS G51502105 226 3,781 SH   SOLE   0 0 3,781
LINDE PLC SHS G5494J103 651 2,323 SH   SOLE   0 0 2,323
MEDTRONIC PLC SHS G5960L103 581 4,921 SH   SOLE   0 0 4,921
CHUBB LIMITED COM H1467J104 285 1,806 SH   SOLE   0 0 1,806
UBS GROUP AG SHS H42097107 326 21,021 SH   SOLE   0 0 21,021
ICL GROUP LTD SHS M53213100 102 17,483 SH   SOLE   0 0 17,483
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,156 1,873 SH   SOLE   0 0 1,873
FERRARI N V COM N3167Y103 245 1,169 SH   SOLE   0 0 1,169