The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 260 9,307 SH   SOLE   0 0 9,307
AT&T INC COM 00206R102 701 24,373 SH   SOLE   0 0 24,373
ABBOTT LABS COM 002824100 1,135 10,369 SH   SOLE   0 0 10,369
ABBVIE INC COM 00287Y109 1,974 18,427 SH   SOLE   0 0 18,427
ACTIVISION BLIZZARD INC COM 00507V109 378 4,073 SH   SOLE   0 0 4,073
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,217 2,434 SH   SOLE   0 0 2,434
ADVANCED MICRO DEVICES INC COM 007903107 440 4,797 SH   SOLE   0 0 4,797
AEGON N V NY REGISTRY SHS 007924103 90 22,786 SH   SOLE   0 0 22,786
AILERON THERAPEUTICS INC COM 00887A105 14 13,500 SH   SOLE   0 0 13,500
AIRBNB INC COM CL A 009066101 9,200 62,669 SH   SOLE   0 0 62,669
AIR PRODS & CHEMS INC COM 009158106 382 1,399 SH   SOLE   0 0 1,399
AIRGAIN INC COM 00938A104 188 10,571 SH   SOLE   0 0 10,571
ALIGN TECHNOLOGY INC COM 016255101 207 387 SH   SOLE   0 0 387
ALLSTATE CORP COM 020002101 200 1,820 SH   SOLE   0 0 1,820
ALPHABET INC CAP STK CL C 02079K107 3,250 1,855 SH   SOLE   0 0 1,855
ALPHABET INC CAP STK CL A 02079K305 4,080 2,328 SH   SOLE   0 0 2,328
ALTRIA GROUP INC COM 02209S103 324 7,896 SH   SOLE   0 0 7,896
AMAZON COM INC COM 023135106 11,510 3,534 SH   SOLE   0 0 3,534
AMERICAN EXPRESS CO COM 025816109 794 6,564 SH   SOLE   0 0 6,564
AMERICAN TOWER CORP NEW COM 03027X100 746 3,325 SH   SOLE   0 0 3,325
AMERISOURCEBERGEN CORP COM 03073E105 272 2,779 SH   SOLE   0 0 2,779
AMERIPRISE FINL INC COM 03076C106 365 1,878 SH   SOLE   0 0 1,878
AMGEN INC COM 031162100 975 4,240 SH   SOLE   0 0 4,240
ANALOG DEVICES INC COM 032654105 382 2,587 SH   SOLE   0 0 2,587
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 349 4,987 SH   SOLE   0 0 4,987
ANSYS INC COM 03662Q105 259 712 SH   SOLE   0 0 712
ANTHEM INC COM 036752103 640 1,994 SH   SOLE   0 0 1,994
APPLE INC COM 037833100 19,110 144,017 SH   SOLE   0 0 144,017
APPLIED MATLS INC COM 038222105 405 4,697 SH   SOLE   0 0 4,697
ASTRAZENECA PLC SPONSORED ADR 046353108 554 11,090 SH   SOLE   0 0 11,090
AUTODESK INC COM 052769106 299 980 SH   SOLE   0 0 980
AUTOMATIC DATA PROCESSING IN COM 053015103 674 3,824 SH   SOLE   0 0 3,824
AUTOZONE INC COM 053332102 235 198 SH   SOLE   0 0 198
BALL CORP COM 058498106 324 3,479 SH   SOLE   0 0 3,479
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 260 52,622 SH   SOLE   0 0 52,622
BANCO SANTANDER S.A. ADR 05964H105 97 31,700 SH   SOLE   0 0 31,700
BK OF AMERICA CORP COM 060505104 1,189 39,219 SH   SOLE   0 0 39,219
BARCLAYS PLC ADR 06738E204 302 37,845 SH   SOLE   0 0 37,845
BAXTER INTL INC COM 071813109 282 3,520 SH   SOLE   0 0 3,520
BECTON DICKINSON & CO COM 075887109 403 1,610 SH   SOLE   0 0 1,610
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,422 19,071 SH   SOLE   0 0 19,071
BHP GROUP LTD SPONSORED ADS 088606108 260 3,975 SH   SOLE   0 0 3,975
BIOGEN INC COM 09062X103 260 1,060 SH   SOLE   0 0 1,060
BLACKROCK INC COM 09247X101 681 943 SH   SOLE   0 0 943
BOEING CO COM 097023105 11,442 53,451 SH   SOLE   0 0 53,451
BOOKING HOLDINGS INC COM 09857L108 267 120 SH   SOLE   0 0 120
BRISTOL-MYERS SQUIBB CO COM 110122108 603 9,726 SH   SOLE   0 0 9,726
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 306 8,168 SH   SOLE   0 0 8,168
BROADCOM INC COM 11135F101 977 2,232 SH   SOLE   0 0 2,232
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 13,284 183,732 SH   SOLE   0 0 183,732
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 14,748 253,100 SH   SOLE   0 0 253,100
BROWN FORMAN CORP CL B 115637209 343 4,318 SH   SOLE   0 0 4,318
CIGNA CORP NEW COM 125523100 396 1,904 SH   SOLE   0 0 1,904
CME GROUP INC COM 12572Q105 317 1,741 SH   SOLE   0 0 1,741
CSX CORP COM 126408103 377 4,159 SH   SOLE   0 0 4,159
CVS HEALTH CORP COM 126650100 1,595 23,356 SH   SOLE   0 0 23,356
CAPITAL ONE FINL CORP COM 14040H105 263 2,656 SH   SOLE   0 0 2,656
CATERPILLAR INC COM 149123101 667 3,665 SH   SOLE   0 0 3,665
CEDAR FAIR L P DEPOSITRY UNIT 150185106 421 10,700 SH   SOLE   0 0 10,700
CERNER CORP COM 156782104 282 3,587 SH   SOLE   0 0 3,587
CHARTER COMMUNICATIONS INC N CL A 16119P108 603 911 SH   SOLE   0 0 911
CHEVRON CORP NEW COM 166764100 365 4,318 SH   SOLE   0 0 4,318
CHIPOTLE MEXICAN GRILL INC COM 169656105 243 175 SH   SOLE   0 0 175
CISCO SYS INC COM 17275R102 1,134 25,332 SH   SOLE   0 0 25,332
CITIGROUP INC COM NEW 172967424 584 9,478 SH   SOLE   0 0 9,478
COCA COLA CO COM 191216100 986 17,987 SH   SOLE   0 0 17,987
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 221 2,691 SH   SOLE   0 0 2,691
COLGATE PALMOLIVE CO COM 194162103 297 3,470 SH   SOLE   0 0 3,470
COMCAST CORP NEW CL A 20030N101 1,248 23,809 SH   SOLE   0 0 23,809
CONSTELLATION BRANDS INC CL A 21036P108 222 1,012 SH   SOLE   0 0 1,012
COPART INC COM 217204106 360 2,828 SH   SOLE   0 0 2,828
COSTCO WHSL CORP NEW COM 22160K105 994 2,638 SH   SOLE   0 0 2,638
CREDIT SUISSE GROUP SPONSORED ADR 225401108 237 18,539 SH   SOLE   0 0 18,539
CROWN CASTLE INTL CORP NEW COM 22822V101 335 2,106 SH   SOLE   0 0 2,106
CUMMINS INC COM 231021106 217 958 SH   SOLE   0 0 958
DANAHER CORPORATION COM 235851102 1,401 6,307 SH   SOLE   0 0 6,307
DEERE & CO COM 244199105 535 1,988 SH   SOLE   0 0 1,988
DEXCOM INC COM 252131107 201 544 SH   SOLE   0 0 544
DIAGEO PLC SPON ADR NEW 25243Q205 561 3,531 SH   SOLE   0 0 3,531
DISNEY WALT CO COM 254687106 1,956 10,798 SH   SOLE   0 0 10,798
DISCOVER FINL SVCS COM 254709108 288 3,181 SH   SOLE   0 0 3,181
DOCUSIGN INC COM 256163106 6,216 27,961 SH   SOLE   0 0 27,961
DOLLAR GEN CORP NEW COM 256677105 229 1,089 SH   SOLE   0 0 1,089
DOMINION ENERGY INC COM 25746U109 311 4,140 SH   SOLE   0 0 4,140
DUKE ENERGY CORP NEW COM NEW 26441C204 269 2,934 SH   SOLE   0 0 2,934
DUPONT DE NEMOURS INC COM 26614N102 260 3,653 SH   SOLE   0 0 3,653
EBAY INC. COM 278642103 299 5,956 SH   SOLE   0 0 5,956
ECOLAB INC COM 278865100 414 1,915 SH   SOLE   0 0 1,915
EDWARDS LIFESCIENCES CORP COM 28176E108 397 4,351 SH   SOLE   0 0 4,351
EMERSON ELEC CO COM 291011104 273 3,394 SH   SOLE   0 0 3,394
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 367 59,400 SH   SOLE   0 0 59,400
ENTERPRISE PRODS PARTNERS L COM 293792107 795 40,600 SH   SOLE   0 0 40,600
EQUIFAX INC COM 294429105 249 1,291 SH   SOLE   0 0 1,291
EQUINIX INC COM 29444U700 352 492 SH   SOLE   0 0 492
ERICSSON ADR B SEK 10 294821608 289 24,194 SH   SOLE   0 0 24,194
EXXON MOBIL CORP COM 30231G102 217 5,269 SH   SOLE   0 0 5,269
FACEBOOK INC CL A 30303M102 3,652 13,371 SH   SOLE   0 0 13,371
FASTENAL CO COM 311900104 357 7,321 SH   SOLE   0 0 7,321
FEDEX CORP COM 31428X106 357 1,377 SH   SOLE   0 0 1,377
FIDELITY NATL INFORMATION SV COM 31620M106 345 2,442 SH   SOLE   0 0 2,442
FISERV INC COM 337738108 465 4,088 SH   SOLE   0 0 4,088
FLEXSHARES TR MORNSTAR UPSTR 33939L407 12,468 383,153 SH   SOLE   0 0 383,153
FORD MTR CO DEL COM 345370860 114 12,978 SH   SOLE   0 0 12,978
FORTINET INC COM 34959E109 222 1,498 SH   SOLE   0 0 1,498
GENERAL ELECTRIC CO COM 369604103 216 19,992 SH   SOLE   0 0 19,992
GILEAD SCIENCES INC COM 375558103 829 14,225 SH   SOLE   0 0 14,225
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 309 8,385 SH   SOLE   0 0 8,385
GLOBAL PMTS INC COM 37940X102 392 1,822 SH   SOLE   0 0 1,822
GOLDMAN SACHS GROUP INC COM 38141G104 467 1,771 SH   SOLE   0 0 1,771
GRUBHUB INC COM 400110102 284 3,818 SH   SOLE   0 0 3,818
HSBC HLDGS PLC SPON ADR NEW 404280406 226 8,719 SH   SOLE   0 0 8,719
HOME DEPOT INC COM 437076102 1,788 6,731 SH   SOLE   0 0 6,731
HONEYWELL INTL INC COM 438516106 959 4,508 SH   SOLE   0 0 4,508
HUMANA INC COM 444859102 501 1,221 SH   SOLE   0 0 1,221
ILLINOIS TOOL WKS INC COM 452308109 478 2,343 SH   SOLE   0 0 2,343
ILLUMINA INC COM 452327109 282 762 SH   SOLE   0 0 762
ING GROEP N.V. SPONSORED ADR 456837103 103 10,937 SH   SOLE   0 0 10,937
INTEL CORP COM 458140100 995 19,980 SH   SOLE   0 0 19,980
INTERCONTINENTAL EXCHANGE IN COM 45866F104 313 2,715 SH   SOLE   0 0 2,715
INTERNATIONAL BUSINESS MACHS COM 459200101 214 1,698 SH   SOLE   0 0 1,698
INVESCO QQQ TR UNIT SER 1 46090E103 4,249 13,544 SH   SOLE   0 0 13,544
INTUIT COM 461202103 1,793 4,719 SH   SOLE   0 0 4,719
INTUITIVE SURGICAL INC COM NEW 46120E602 260 318 SH   SOLE   0 0 318
IQVIA HLDGS INC COM 46266C105 318 1,773 SH   SOLE   0 0 1,773
ISHARES TR TIPS BD ETF 464287176 326 2,556 SH   SOLE   0 0 2,556
ISHARES TR CORE S&P500 ETF 464287200 6,981 18,596 SH   SOLE   0 0 18,596
ISHARES TR CORE US AGGBD ET 464287226 8,190 69,298 SH   SOLE   0 0 69,298
ISHARES TR MSCI EMG MKT ETF 464287234 2,435 47,124 SH   SOLE   0 0 47,124
ISHARES TR S&P 500 VAL ETF 464287408 352 2,753 SH   SOLE   0 0 2,753
ISHARES TR 1 3 YR TREAS BD 464287457 287 3,323 SH   SOLE   0 0 3,323
ISHARES TR MSCI EAFE ETF 464287465 18,000 246,707 SH   SOLE   0 0 246,707
ISHARES TR RUS MD CP GR ETF 464287481 222 2,160 SH   SOLE   0 0 2,160
ISHARES TR RUS MID CAP ETF 464287499 924 13,481 SH   SOLE   0 0 13,481
ISHARES TR CORE S&P MCP ETF 464287507 260 1,130 SH   SOLE   0 0 1,130
ISHARES TR COHEN STEER REIT 464287564 1,392 25,844 SH   SOLE   0 0 25,844
ISHARES TR RUS 1000 VAL ETF 464287598 488 3,570 SH   SOLE   0 0 3,570
ISHARES TR RUS 1000 GRW ETF 464287614 1,587 6,580 SH   SOLE   0 0 6,580
ISHARES TR RUS 1000 ETF 464287622 51,793 244,491 SH   SOLE   0 0 244,491
ISHARES TR RUSSELL 2000 ETF 464287655 3,829 19,528 SH   SOLE   0 0 19,528
ISHARES TR U.S. REAL ES ETF 464287739 11,672 136,272 SH   SOLE   0 0 136,272
ISHARES TR CORE S&P SCP ETF 464287804 17,577 191,258 SH   SOLE   0 0 191,258
ISHARES TR SHRT NAT MUN ETF 464288158 408 3,771 SH   SOLE   0 0 3,771
ISHARES TR MSCI ACWI ETF 464288257 2,009 22,151 SH   SOLE   0 0 22,151
ISHARES TR CORE MSCI EAFE 46432F842 49,154 711,449 SH   SOLE   0 0 711,449
ISHARES INC CORE MSCI EMKT 46434G103 22,993 370,610 SH   SOLE   0 0 370,610
ISHARES INC MSCI JPN ETF NEW 46434G822 318 4,705 SH   SOLE   0 0 4,705
ISHARES INC ESG AWR MSCI EM 46434G863 1,176 28,020 SH   SOLE   0 0 28,020
ISHARES TR ESG AW MSCI EAFE 46435G516 6,052 82,857 SH   SOLE   0 0 82,857
JPMORGAN CHASE & CO COM 46625H100 2,145 16,883 SH   SOLE   0 0 16,883
JAMES HARDIE INDS PLC SPONSORED ADR 47030M106 327 11,041 SH   SOLE   0 0 11,041
JOHNSON & JOHNSON COM 478160104 2,028 12,888 SH   SOLE   0 0 12,888
KIMBERLY-CLARK CORP COM 494368103 244 1,812 SH   SOLE   0 0 1,812
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 210 3,873 SH   SOLE   0 0 3,873
LAM RESEARCH CORP COM 512807108 486 1,030 SH   SOLE   0 0 1,030
LAUDER ESTEE COS INC CL A 518439104 244 916 SH   SOLE   0 0 916
LILLY ELI & CO COM 532457108 631 3,738 SH   SOLE   0 0 3,738
LOCKHEED MARTIN CORP COM 539830109 378 1,065 SH   SOLE   0 0 1,065
LOWES COS INC COM 548661107 586 3,652 SH   SOLE   0 0 3,652
MARATHON OIL CORP COM 565849106 96 14,367 SH   SOLE   0 0 14,367
MARSH & MCLENNAN COS INC COM 571748102 349 2,987 SH   SOLE   0 0 2,987
MASTERCARD INCORPORATED CL A 57636Q104 2,112 5,917 SH   SOLE   0 0 5,917
MCDONALDS CORP COM 580135101 904 4,215 SH   SOLE   0 0 4,215
MCKESSON CORP COM 58155Q103 217 1,247 SH   SOLE   0 0 1,247
MERCK & CO. INC COM 58933Y105 1,313 16,056 SH   SOLE   0 0 16,056
MICROSOFT CORP COM 594918104 11,857 53,309 SH   SOLE   0 0 53,309
MICRON TECHNOLOGY INC COM 595112103 435 5,781 SH   SOLE   0 0 5,781
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 276 62,264 SH   SOLE   0 0 62,264
MIZUHO FINANCIAL GROUP INC. SPONSORED ADR 60687Y109 164 64,164 SH   SOLE   0 0 64,164
MODERNA INC COM 60770K107 792 7,579 SH   SOLE   0 0 7,579
MONDELEZ INTL INC CL A 609207105 685 11,722 SH   SOLE   0 0 11,722
MOODYS CORP COM 615369105 641 2,209 SH   SOLE   0 0 2,209
MORGAN STANLEY COM NEW 617446448 549 8,005 SH   SOLE   0 0 8,005
NATIONAL GRID PLC SPONSORED ADR NE 636274409 291 4,928 SH   SOLE   0 0 4,928
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 154 34,057 SH   SOLE   0 0 34,057
NETFLIX INC COM 64110L106 1,383 2,557 SH   SOLE   0 0 2,557
NEWMONT CORP COM 651639106 264 4,409 SH   SOLE   0 0 4,409
NEXTERA ENERGY INC COM 65339F101 921 11,943 SH   SOLE   0 0 11,943
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 1,200 17,900 SH   SOLE   0 0 17,900
NICE LTD SPONSORED ADR 653656108 281 990 SH   SOLE   0 0 990
NIKE INC CL B 654106103 1,020 7,209 SH   SOLE   0 0 7,209
NOKIA CORP SPONSORED ADR 654902204 101 25,810 SH   SOLE   0 0 25,810
NOMURA HLDGS INC SPONSORED ADR 65535H208 174 32,673 SH   SOLE   0 0 32,673
NORFOLK SOUTHN CORP COM 655844108 398 1,676 SH   SOLE   0 0 1,676
NORTHROP GRUMMAN CORP COM 666807102 353 1,159 SH   SOLE   0 0 1,159
NOVARTIS AG SPONSORED ADR 66987V109 850 8,998 SH   SOLE   0 0 8,998
NOVO-NORDISK A S ADR 670100205 541 7,744 SH   SOLE   0 0 7,744
NVIDIA CORPORATION COM 67066G104 2,174 4,163 SH   SOLE   0 0 4,163
OREILLY AUTOMOTIVE INC COM 67103H107 243 536 SH   SOLE   0 0 536
ONEOK INC NEW COM 682680103 774 20,174 SH   SOLE   0 0 20,174
ORACLE CORP COM 68389X105 1,115 17,237 SH   SOLE   0 0 17,237
ORIX CORP SPONSORED ADR 686330101 231 2,984 SH   SOLE   0 0 2,984
PNC FINL SVCS GROUP INC COM 693475105 1,380 9,265 SH   SOLE   0 0 9,265
PALO ALTO NETWORKS INC COM 697435105 302 850 SH   SOLE   0 0 850
PARKER-HANNIFIN CORP COM 701094104 314 1,152 SH   SOLE   0 0 1,152
PAYPAL HLDGS INC COM 70450Y103 2,269 9,690 SH   SOLE   0 0 9,690
PEOPLES UNITED FINANCIAL INC COM 712704105 229 17,736 SH   SOLE   0 0 17,736
PEPSICO INC COM 713448108 1,175 7,924 SH   SOLE   0 0 7,924
PFIZER INC COM 717081103 1,270 34,499 SH   SOLE   0 0 34,499
PHILIP MORRIS INTL INC COM 718172109 394 4,763 SH   SOLE   0 0 4,763
PIMCO ETF TR ACTIVE BD ETF 72201R775 3,223 28,494 SH   SOLE   0 0 28,494
POOL CORP COM 73278L105 205 550 SH   SOLE   0 0 550
PROCTER AND GAMBLE CO COM 742718109 1,960 14,088 SH   SOLE   0 0 14,088
PROGRESSIVE CORP COM 743315103 691 6,985 SH   SOLE   0 0 6,985
PROLOGIS INC. COM 74340W103 450 4,519 SH   SOLE   0 0 4,519
PRUDENTIAL FINL INC COM 744320102 215 2,751 SH   SOLE   0 0 2,751
PRUDENTIAL PLC ADR 74435K204 278 7,523 SH   SOLE   0 0 7,523
QUALCOMM INC COM 747525103 930 6,104 SH   SOLE   0 0 6,104
RAYTHEON TECHNOLOGIES CORP COM 75513E101 348 4,864 SH   SOLE   0 0 4,864
REGIONS FINANCIAL CORP NEW COM 7591EP100 288 17,885 SH   SOLE   0 0 17,885
RELX PLC SPONSORED ADR 759530108 342 13,857 SH   SOLE   0 0 13,857
RESMED INC COM 761152107 1,465 6,890 SH   SOLE   0 0 6,890
RIO TINTO PLC SPONSORED ADR 767204100 521 6,927 SH   SOLE   0 0 6,927
ROCKWELL AUTOMATION INC COM 773903109 262 1,043 SH   SOLE   0 0 1,043
ROPER TECHNOLOGIES INC COM 776696106 347 804 SH   SOLE   0 0 804
S&P GLOBAL INC COM 78409V104 601 1,827 SH   SOLE   0 0 1,827
SBA COMMUNICATIONS CORP NEW CL A 78410G104 233 827 SH   SOLE   0 0 827
SPDR S&P 500 ETF TR TR UNIT 78462F103 84,944 227,196 SH   SOLE   0 0 227,196
SPDR GOLD TR GOLD SHS 78463V107 1,435 8,043 SH   SOLE   0 0 8,043
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 6,986 165,702 SH   SOLE   0 0 165,702
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 4,689 104,718 SH   SOLE   0 0 104,718
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 19,327 572,653 SH   SOLE   0 0 572,653
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 226 538 SH   SOLE   0 0 538
SPDR SER TR SPDR S&P 500 ETF 78468R796 7,403 79,622 SH   SOLE   0 0 79,622
SPDR SER TR PORTFOLIO S&P600 78468R853 527 14,710 SH   SOLE   0 0 14,710
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 23,064 295,987 SH   SOLE   0 0 295,987
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205 10,815 140,143 SH   SOLE   0 0 140,143
SVB FINANCIAL GROUP COM 78486Q101 213 550 SH   SOLE   0 0 550
SALESFORCE COM INC COM 79466L302 1,109 4,985 SH   SOLE   0 0 4,985
SANOFI SPONSORED ADR 80105N105 431 8,879 SH   SOLE   0 0 8,879
SAP SE SPON ADR 803054204 556 4,266 SH   SOLE   0 0 4,266
SCHWAB CHARLES CORP COM 808513105 407 7,669 SH   SOLE   0 0 7,669
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,783 85,569 SH   SOLE   0 0 85,569
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,243 138,444 SH   SOLE   0 0 138,444
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 45,985 1,277,011 SH   SOLE   0 0 1,277,011
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 213 3,796 SH   SOLE   0 0 3,796
SCHWAB STRATEGIC TR US REIT ETF 808524847 10,032 264,217 SH   SOLE   0 0 264,217
SELECT SECTOR SPDR TR ENERGY 81369Y506 11,689 308,421 SH   SOLE   0 0 308,421
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,074 8,264 SH   SOLE   0 0 8,264
SEMPRA ENERGY COM 816851109 428 3,358 SH   SOLE   0 0 3,358
SERVICENOW INC COM 81762P102 402 731 SH   SOLE   0 0 731
SHERWIN WILLIAMS CO COM 824348106 667 908 SH   SOLE   0 0 908
SONY CORP SPONSORED ADR 835699307 732 7,239 SH   SOLE   0 0 7,239
SONOS INC COM 83570H108 5,388 230,364 SH   SOLE   0 0 230,364
SOUTHWEST AIRLS CO COM 844741108 257 5,505 SH   SOLE   0 0 5,505
STARBUCKS CORP COM 855244109 916 8,563 SH   SOLE   0 0 8,563
STMICROELECTRONICS N V NY REGISTRY 861012102 236 6,349 SH   SOLE   0 0 6,349
STRYKER CORPORATION COM 863667101 529 2,157 SH   SOLE   0 0 2,157
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 262 42,426 SH   SOLE   0 0 42,426
SYROS PHARMACEUTICALS INC COM 87184Q107 152 14,000 SH   SOLE   0 0 14,000
TJX COS INC NEW COM 872540109 515 7,535 SH   SOLE   0 0 7,535
T-MOBILE US INC COM 872590104 379 2,813 SH   SOLE   0 0 2,813
TARGET CORP COM 87612E106 632 3,582 SH   SOLE   0 0 3,582
TARGA RES CORP COM 87612G101 368 13,952 SH   SOLE   0 0 13,952
TELEFONICA S A SPONSORED ADR 879382208 134 33,096 SH   SOLE   0 0 33,096
TESLA INC COM 88160R101 2,501 3,544 SH   SOLE   0 0 3,544
TEXAS INSTRS INC COM 882508104 1,240 7,555 SH   SOLE   0 0 7,555
THERMO FISHER SCIENTIFIC INC COM 883556102 1,246 2,674 SH   SOLE   0 0 2,674
3M CO COM 88579Y101 588 3,363 SH   SOLE   0 0 3,363
TOTAL SE SPONSORED ADS 89151E109 201 4,788 SH   SOLE   0 0 4,788
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 1,065 6,893 SH   SOLE   0 0 6,893
TRAVELERS COMPANIES INC COM 89417E109 208 1,485 SH   SOLE   0 0 1,485
TRUIST FINL CORP COM 89832Q109 437 9,114 SH   SOLE   0 0 9,114
TWITTER INC COM 90184L102 207 3,822 SH   SOLE   0 0 3,822
US BANCORP DEL COM NEW 902973304 320 6,870 SH   SOLE   0 0 6,870
UNILEVER PLC SPON ADR NEW 904767704 633 10,493 SH   SOLE   0 0 10,493
UNION PAC CORP COM 907818108 1,256 6,034 SH   SOLE   0 0 6,034
UNITED PARCEL SERVICE INC CL B 911312106 479 2,846 SH   SOLE   0 0 2,846
UNITEDHEALTH GROUP INC COM 91324P102 2,256 6,433 SH   SOLE   0 0 6,433
V F CORP COM 918204108 214 2,503 SH   SOLE   0 0 2,503
VANECK MERK GOLD TR GOLD TRUST 921078101 1,475 79,641 SH   SOLE   0 0 79,641
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,701 12,047 SH   SOLE   0 0 12,047
VANGUARD WORLD FD ESG INTL STK ETF 921910725 6,487 109,444 SH   SOLE   0 0 109,444
VANGUARD WORLD FD ESG US STK ETF 921910733 2,262 32,241 SH   SOLE   0 0 32,241
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,412 53,219 SH   SOLE   0 0 53,219
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 46,336 525,412 SH   SOLE   0 0 525,412
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 77,889 1,649,850 SH   SOLE   0 0 1,649,850
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 354 6,527 SH   SOLE   0 0 6,527
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 13,073 224,005 SH   SOLE   0 0 224,005
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 90,216 1,800,358 SH   SOLE   0 0 1,800,358
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 468 2,093 SH   SOLE   0 0 2,093
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,640 26,619 SH   SOLE   0 0 26,619
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 708 10,199 SH   SOLE   0 0 10,199
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 41,932 122,004 SH   SOLE   0 0 122,004
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 53,806 633,535 SH   SOLE   0 0 633,535
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,024 11,516 SH   SOLE   0 0 11,516
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,647 9,999 SH   SOLE   0 0 9,999
VANGUARD INDEX FDS GROWTH ETF 922908736 803 3,170 SH   SOLE   0 0 3,170
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,159 5,954 SH   SOLE   0 0 5,954
VANGUARD INDEX FDS TOTAL STK MKT 922908769 54,286 278,906 SH   SOLE   0 0 278,906
VERIZON COMMUNICATIONS INC COM 92343V104 1,257 21,394 SH   SOLE   0 0 21,394
VERTEX PHARMACEUTICALS INC COM 92532F100 242 1,022 SH   SOLE   0 0 1,022
VISA INC COM CL A 92826C839 2,931 13,402 SH   SOLE   0 0 13,402
WALMART INC COM 931142103 896 6,216 SH   SOLE   0 0 6,216
WELLS FARGO CO NEW COM 949746101 426 14,102 SH   SOLE   0 0 14,102
WESTPAC BANKING CORP SPONSORED ADR 961214301 424 28,489 SH   SOLE   0 0 28,489
WILLIAMS COS INC COM 969457100 473 23,571 SH   SOLE   0 0 23,571
WORLD GOLD TR SPDR GLD MINIS 98149E204 200 10,564 SH   SOLE   0 0 10,564
XCEL ENERGY INC COM 98389B100 216 3,237 SH   SOLE   0 0 3,237
ZOETIS INC CL A 98978V103 369 2,230 SH   SOLE   0 0 2,230
DEUTSCHE BANK A G NAMEN AKT D18190898 116 10,599 SH   SOLE   0 0 10,599
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,205 4,612 SH   SOLE   0 0 4,612
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 36,376 736,358 SH   SOLE   0 0 736,358
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 47,182 1,093,450 SH   SOLE   0 0 1,093,450
CLARIVATE PLC ORD SHS G21810109 200 6,748 SH   SOLE   0 0 6,748
EATON CORP PLC SHS G29183103 244 2,034 SH   SOLE   0 0 2,034
LINDE PLC SHS G5494J103 584 2,215 SH   SOLE   0 0 2,215
MEDTRONIC PLC SHS G5960L103 570 4,867 SH   SOLE   0 0 4,867
APTIV PLC SHS G6095L109 278 2,130 SH   SOLE   0 0 2,130
CHUBB LIMITED COM H1467J104 291 1,888 SH   SOLE   0 0 1,888
UBS GROUP AG SHS H42097107 292 20,665 SH   SOLE   0 0 20,665
ICL GROUP LTD SHS M53213100 87 17,299 SH   SOLE   0 0 17,299
ASML HOLDING N V N Y REGISTRY SHS N07059210 886 1,816 SH   SOLE   0 0 1,816
FERRARI N V COM N3167Y103 262 1,143 SH   SOLE   0 0 1,143