The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 371 2,718 SH   SOLE   0 0 2,718
ABB LTD SPONSORED ADR 000375204 175 10,128 SH   SOLE   0 0 10,128
ABBOTT LABS COM 002824100 751 9,514 SH   SOLE   0 0 9,514
ABBVIE INC COM 00287Y109 600 7,877 SH   SOLE   0 0 7,877
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 701 4,294 SH   SOLE   0 0 4,294
ACTIVISION BLIZZARD INC COM 00507V109 218 3,673 SH   SOLE   0 0 3,673
ADOBE INC COM 00724F101 737 2,315 SH   SOLE   0 0 2,315
ADVANCED MICRO DEVICES INC COM 007903107 226 4,966 SH   SOLE   0 0 4,966
AEGON N V NY REGISTRY SHS 007924103 44 17,743 SH   SOLE   0 0 17,743
AIR PRODS & CHEMS INC COM 009158106 287 1,437 SH   SOLE   0 0 1,437
AIRGAIN INC COM 00938A104 168 22,703 SH   SOLE   0 0 22,703
ALLERGAN PLC SHS G0177J108 231 1,307 SH   SOLE   0 0 1,307
ALPHABET INC CAP STK CL C 02079K107 1,838 1,581 SH   SOLE   0 0 1,581
ALPHABET INC CAP STK CL A 02079K305 3,115 2,681 SH   SOLE   0 0 2,681
ALTRIA GROUP INC COM 02209S103 256 6,613 SH   SOLE   0 0 6,613
AMAZON COM INC COM 023135106 6,370 3,267 SH   SOLE   0 0 3,267
AMERICAN EXPRESS CO COM 025816109 545 6,364 SH   SOLE   0 0 6,364
AMERICAN TOWER CORP NEW COM 03027X100 782 3,590 SH   SOLE   0 0 3,590
AMERISOURCEBERGEN CORP COM 03073E105 250 2,827 SH   SOLE   0 0 2,827
AMGEN INC COM 031162100 754 3,718 SH   SOLE   0 0 3,718
ANALOG DEVICES INC COM 032654105 217 2,425 SH   SOLE   0 0 2,425
ANTHEM INC COM 036752103 459 2,021 SH   SOLE   0 0 2,021
APPLE INC COM 037833100 8,986 35,336 SH   SOLE   0 0 35,336
ASML HOLDING N V N Y REGISTRY SHS N07059210 364 1,392 SH   SOLE   0 0 1,392
ASTRAZENECA PLC SPONSORED ADR 046353108 389 8,707 SH   SOLE   0 0 8,707
AT&T INC COM 00206R102 1,019 34,947 SH   SOLE   0 0 34,947
AUTOMATIC DATA PROCESSING IN COM 053015103 502 3,676 SH   SOLE   0 0 3,676
BALL CORP COM 058498106 272 4,211 SH   SOLE   0 0 4,211
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 143 46,617 SH   SOLE   0 0 46,617
BANCO SANTANDER SA ADR 05964H105 71 30,328 SH   SOLE   0 0 30,328
BARCLAYS PLC ADR 06738E204 137 30,224 SH   SOLE   0 0 30,224
BAXTER INTL INC COM 071813109 304 3,742 SH   SOLE   0 0 3,742
BECTON DICKINSON & CO COM 075887109 361 1,571 SH   SOLE   0 0 1,571
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,627 19,837 SH   SOLE   0 0 19,837
BIOGEN INC COM 09062X103 393 1,243 SH   SOLE   0 0 1,243
BK OF AMERICA CORP COM 060505104 753 35,457 SH   SOLE   0 0 35,457
BLACKROCK INC COM 09247X101 381 865 SH   SOLE   0 0 865
BOEING CO COM 097023105 7,785 52,197 SH   SOLE   0 0 52,197
BOSTON PROPERTIES INC COM 101121101 504 5,469 SH   SOLE   0 0 5,469
BP PLC SPONSORED ADR 055622104 289 11,862 SH   SOLE   0 0 11,862
BRISTOL-MYERS SQUIBB CO COM 110122108 603 10,827 SH   SOLE   0 0 10,827
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 382 11,183 SH   SOLE   0 0 11,183
BROADCOM INC COM 11135F101 419 1,767 SH   SOLE   0 0 1,767
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 30,570 849,886 SH   SOLE   0 0 849,886
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 3,043 93,512 SH   SOLE   0 0 93,512
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 33,374 785,451 SH   SOLE   0 0 785,451
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 33 711,495 SH   SOLE   0 0 711,495
CATERPILLAR INC DEL COM 149123101 438 3,777 SH   SOLE   0 0 3,777
CEDAR FAIR L P DEPOSITRY UNIT 150185106 196 10,700 SH   SOLE   0 0 10,700
CERNER CORP COM 156782104 306 4,853 SH   SOLE   0 0 4,853
CHARTER COMMUNICATIONS INC N CL A 16119P108 345 791 SH   SOLE   0 0 791
CHEVRON CORP NEW COM 166764100 206 2,846 SH   SOLE   0 0 2,846
CHUBB LIMITED COM H1467J104 365 3,268 SH   SOLE   0 0 3,268
CIGNA CORP NEW COM 125523100 294 1,661 SH   SOLE   0 0 1,661
CISCO SYS INC COM 17275R102 1,001 25,452 SH   SOLE   0 0 25,452
CITIGROUP INC COM NEW 172967424 479 11,362 SH   SOLE   0 0 11,362
CME GROUP INC COM 12572Q105 384 2,222 SH   SOLE   0 0 2,222
COCA COLA CO COM 191216100 840 18,991 SH   SOLE   0 0 18,991
COLGATE PALMOLIVE CO COM 194162103 225 3,394 SH   SOLE   0 0 3,394
COMCAST CORP NEW CL A 20030N101 828 24,090 SH   SOLE   0 0 24,090
COPART INC COM 217204106 207 3,014 SH   SOLE   0 0 3,014
COSTCO WHSL CORP NEW COM 22160K105 832 2,918 SH   SOLE   0 0 2,918
CREDIT SUISSE GROUP SPONSORED ADR 225401108 142 17,546 SH   SOLE   0 0 17,546
CROWN CASTLE INTL CORP NEW COM 22822V101 313 2,169 SH   SOLE   0 0 2,169
CSX CORP COM 126408103 239 4,166 SH   SOLE   0 0 4,166
CVS HEALTH CORP COM 126650100 471 7,941 SH   SOLE   0 0 7,941
DANAHER CORPORATION COM 235851102 829 5,991 SH   SOLE   0 0 5,991
DEERE & CO COM 244199105 307 2,219 SH   SOLE   0 0 2,219
DEUTSCHE BANK A G NAMEN AKT D18190898 98 15,193 SH   SOLE   0 0 15,193
DIAGEO P L C SPON ADR NEW 25243Q205 301 2,364 SH   SOLE   0 0 2,364
DISNEY WALT CO COM DISNEY 254687106 866 8,961 SH   SOLE   0 0 8,961
DOCUSIGN INC COM 256163106 725 7,843 SH   SOLE   0 0 7,843
DOMINION ENERGY INC COM 25746U109 417 5,781 SH   SOLE   0 0 5,781
DUKE ENERGY CORP NEW COM NEW 26441C204 276 3,414 SH   SOLE   0 0 3,414
ECOLAB INC COM 278865100 297 1,905 SH   SOLE   0 0 1,905
EDWARDS LIFESCIENCES CORP COM 28176E108 298 1,581 SH   SOLE   0 0 1,581
EMERSON ELEC CO COM 291011104 250 5,241 SH   SOLE   0 0 5,241
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 273 59,400 SH   SOLE   0 0 59,400
ENTERPRISE PRODS PARTNERS L COM 293792107 581 40,600 SH   SOLE   0 0 40,600
EQUINIX INC COM 29444U700 391 626 SH   SOLE   0 0 626
ERICSSON ADR B SEK 10 294821608 159 19,714 SH   SOLE   0 0 19,714
EXXON MOBIL CORP COM 30231G102 244 6,436 SH   SOLE   0 0 6,436
FACEBOOK INC CL A 30303M102 2,033 12,187 SH   SOLE   0 0 12,187
FASTENAL CO COM 311900104 357 11,415 SH   SOLE   0 0 11,415
FEDEX CORP COM 31428X106 233 1,922 SH   SOLE   0 0 1,922
FIDELITY NATL INFORMATION SV COM 31620M106 334 2,744 SH   SOLE   0 0 2,744
FLEXSHARES TR MORNSTAR UPSTR 33939L407 11,549 512,599 SH   SOLE   0 0 512,599
GENERAL ELECTRIC CO COM 369604103 168 21,178 SH   SOLE   0 0 21,178
GILEAD SCIENCES INC COM 375558103 2,016 26,966 SH   SOLE   0 0 26,966
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 454 11,977 SH   SOLE   0 0 11,977
GLOBAL PMTS INC COM 37940X102 300 2,077 SH   SOLE   0 0 2,077
HOME DEPOT INC COM 437076102 1,228 6,577 SH   SOLE   0 0 6,577
HONDA MOTOR LTD AMERN SHS 438128308 213 9,501 SH   SOLE   0 0 9,501
HONEYWELL INTL INC COM 438516106 621 4,639 SH   SOLE   0 0 4,639
HSBC HLDGS PLC SPON ADR NEW 404280406 509 18,156 SH   SOLE   0 0 18,156
HUMANA INC COM 444859102 322 1,026 SH   SOLE   0 0 1,026
ILLINOIS TOOL WKS INC COM 452308109 370 2,602 SH   SOLE   0 0 2,602
ING GROEP N.V. SPONSORED ADR 456837103 115 22,360 SH   SOLE   0 0 22,360
INTEL CORP COM 458140100 1,274 23,535 SH   SOLE   0 0 23,535
INTERCONTINENTAL EXCHANGE IN COM 45866F104 231 2,866 SH   SOLE   0 0 2,866
INTERNATIONAL BUSINESS MACHS COM 459200101 333 2,999 SH   SOLE   0 0 2,999
INTUIT COM 461202103 323 1,406 SH   SOLE   0 0 1,406
INVESCO QQQ TR UNIT SER 1 46090E103 4,074 21,396 SH   SOLE   0 0 21,396
IQVIA HLDGS INC COM 46266C105 232 2,153 SH   SOLE   0 0 2,153
ISHARES INC CORE MSCI EMKT 46434G103 14,199 350,841 SH   SOLE   0 0 350,841
ISHARES INC ESG MSCI EM ETF 46434G863 588 21,489 SH   SOLE   0 0 21,489
ISHARES TR TIPS BD ETF 464287176 298 2,528 SH   SOLE   0 0 2,528
ISHARES TR CORE S&P500 ETF 464287200 4,413 17,077 SH   SOLE   0 0 17,077
ISHARES TR CORE US AGGBD ET 464287226 7,608 65,942 SH   SOLE   0 0 65,942
ISHARES TR MSCI EMG MKT ETF 464287234 2,151 63,018 SH   SOLE   0 0 63,018
ISHARES TR S&P 500 VAL ETF 464287408 263 2,728 SH   SOLE   0 0 2,728
ISHARES TR 1 3 YR TREAS BD 464287457 286 3,302 SH   SOLE   0 0 3,302
ISHARES TR MSCI EAFE ETF 464287465 12,608 235,847 SH   SOLE   0 0 235,847
ISHARES TR RUS MID CAP ETF 464287499 582 13,481 SH   SOLE   0 0 13,481
ISHARES TR COHEN STEER REIT 464287564 1,184 12,924 SH   SOLE   0 0 12,924
ISHARES TR RUS 1000 VAL ETF 464287598 374 3,773 SH   SOLE   0 0 3,773
ISHARES TR RUS 1000 GRW ETF 464287614 999 6,633 SH   SOLE   0 0 6,633
ISHARES TR RUS 1000 ETF 464287622 35,033 247,533 SH   SOLE   0 0 247,533
ISHARES TR RUSSELL 2000 ETF 464287655 4,211 36,788 SH   SOLE   0 0 36,788
ISHARES TR U.S. REAL ES ETF 464287739 10,615 152,582 SH   SOLE   0 0 152,582
ISHARES TR CORE S&P SCP ETF 464287804 18,621 331,867 SH   SOLE   0 0 331,867
ISHARES TR SHRT NAT MUN ETF 464288158 401 3,771 SH   SOLE   0 0 3,771
ISHARES TR MSCI ACWI ETF 464288257 1,385 22,134 SH   SOLE   0 0 22,134
ISHARES TR INTL DEV RE ETF 464288489 421 19,470 SH   SOLE   0 0 19,470
ISHARES TR SHORT TREAS BD 464288679 272 2,449 SH   SOLE   0 0 2,449
ISHARES TR CORE MSCI EAFE 46432F842 24,232 485,709 SH   SOLE   0 0 485,709
ISHARES TR ESG MSCI EAFE 46435G516 3,929 73,915 SH   SOLE   0 0 73,915
ISRAEL CHEMICALS LIMITED SHS M5920A109 40 12,893 SH   SOLE   0 0 12,893
JOHNSON & JOHNSON COM 478160104 1,647 12,559 SH   SOLE   0 0 12,559
JPMORGAN CHASE & CO COM 46625H100 1,439 15,980 SH   SOLE   0 0 15,980
KIMBERLY CLARK CORP COM 494368103 309 2,413 SH   SOLE   0 0 2,413
KINDER MORGAN INC DEL COM 49456B101 189 13,607 SH   SOLE   0 0 13,607
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 201 4,996 SH   SOLE   0 0 4,996
LAM RESEARCH CORP COM 512807108 219 913 SH   SOLE   0 0 913
LILLY ELI & CO COM 532457108 532 3,838 SH   SOLE   0 0 3,838
LINDE PLC SHS G5494J103 326 1,885 SH   SOLE   0 0 1,885
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 58 38,186 SH   SOLE   0 0 38,186
LOCKHEED MARTIN CORP COM 539830109 412 1,216 SH   SOLE   0 0 1,216
LOWES COS INC COM 548661107 272 3,158 SH   SOLE   0 0 3,158
MARSH & MCLENNAN COS INC COM 571748102 280 3,236 SH   SOLE   0 0 3,236
MASTERCARD INC CL A 57636Q104 1,382 5,720 SH   SOLE   0 0 5,720
MCDONALDS CORP COM 580135101 744 4,502 SH   SOLE   0 0 4,502
MEDTRONIC PLC SHS G5960L103 654 7,253 SH   SOLE   0 0 7,253
MERCK & CO. INC COM 58933Y105 1,196 15,545 SH   SOLE   0 0 15,545
MICRON TECHNOLOGY INC COM 595112103 221 5,254 SH   SOLE   0 0 5,254
MICROSOFT CORP COM 594918104 7,232 45,859 SH   SOLE   0 0 45,859
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 274 74,771 SH   SOLE   0 0 74,771
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 37 15,929 SH   SOLE   0 0 15,929
MONDELEZ INTL INC CL A 609207105 606 12,094 SH   SOLE   0 0 12,094
MOODYS CORP COM 615369105 461 2,181 SH   SOLE   0 0 2,181
MORGAN STANLEY COM NEW 617446448 220 6,484 SH   SOLE   0 0 6,484
NATIONAL GRID PLC SPONSORED ADR NE 636274409 335 5,747 SH   SOLE   0 0 5,747
NETFLIX INC COM 64110L106 967 2,575 SH   SOLE   0 0 2,575
NEWMONT CORP COM 651639106 362 7,990 SH   SOLE   0 0 7,990
NEXTERA ENERGY INC COM 65339F101 629 2,616 SH   SOLE   0 0 2,616
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 770 17,900 SH   SOLE   0 0 17,900
NIKE INC CL B 654106103 455 5,502 SH   SOLE   0 0 5,502
NOKIA CORP SPONSORED ADR 654902204 93 30,028 SH   SOLE   0 0 30,028
NOMURA HLDGS INC SPONSORED ADR 65535H208 138 32,422 SH   SOLE   0 0 32,422
NORFOLK SOUTHERN CORP COM 655844108 235 1,613 SH   SOLE   0 0 1,613
NORTHROP GRUMMAN CORP COM 666807102 340 1,125 SH   SOLE   0 0 1,125
NOVARTIS A G SPONSORED ADR 66987V109 1,042 12,633 SH   SOLE   0 0 12,633
NOVO-NORDISK A S ADR 670100205 580 9,633 SH   SOLE   0 0 9,633
NVIDIA CORP COM 67066G104 879 3,334 SH   SOLE   0 0 3,334
ONEOK INC NEW COM 682680103 446 20,468 SH   SOLE   0 0 20,468
ORACLE CORP COM 68389X105 743 15,368 SH   SOLE   0 0 15,368
ORANGE SPONSORED ADR 684060106 144 11,926 SH   SOLE   0 0 11,926
PAYPAL HLDGS INC COM 70450Y103 1,279 13,357 SH   SOLE   0 0 13,357
PEOPLES UTD FINL INC COM 712704105 239 21,606 SH   SOLE   0 0 21,606
PEPSICO INC COM 713448108 890 7,410 SH   SOLE   0 0 7,410
PFIZER INC COM 717081103 1,089 33,374 SH   SOLE   0 0 33,374
PHILIP MORRIS INTL INC COM 718172109 393 5,391 SH   SOLE   0 0 5,391
PIMCO ETF TR ACTIVE BD ETF 72201R775 2,769 26,083 SH   SOLE   0 0 26,083
PNC FINL SVCS GROUP INC COM 693475105 864 9,029 SH   SOLE   0 0 9,029
PROCTER & GAMBLE CO COM 742718109 1,521 13,832 SH   SOLE   0 0 13,832
PROGRESSIVE CORP OHIO COM 743315103 496 6,722 SH   SOLE   0 0 6,722
PROLOGIS INC. COM 74340W103 330 4,107 SH   SOLE   0 0 4,107
PTC INC COM 69370C100 201 3,279 SH   SOLE   0 0 3,279
QUALCOMM INC COM 747525103 339 5,005 SH   SOLE   0 0 5,005
REGIONS FINANCIAL CORP NEW COM 7591EP100 157 17,535 SH   SOLE   0 0 17,535
RELX PLC SPONSORED ADR 759530108 299 13,968 SH   SOLE   0 0 13,968
ROPER TECHNOLOGIES INC COM 776696106 221 710 SH   SOLE   0 0 710
S&P GLOBAL INC COM 78409V104 442 1,804 SH   SOLE   0 0 1,804
SALESFORCE COM INC COM 79466L302 568 3,942 SH   SOLE   0 0 3,942
SANOFI SPONSORED ADR 80105N105 479 10,951 SH   SOLE   0 0 10,951
SAP SE SPON ADR 803054204 347 3,140 SH   SOLE   0 0 3,140
SBA COMMUNICATIONS CORP NEW CL A 78410G104 224 831 SH   SOLE   0 0 831
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,739 61,051 SH   SOLE   0 0 61,051
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,933 190,090 SH   SOLE   0 0 190,090
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13,744 531,890 SH   SOLE   0 0 531,890
SCHWAB STRATEGIC TR US REIT ETF 808524847 5,509 168,252 SH   SOLE   0 0 168,252
SELECT SECTOR SPDR TR ENERGY 81369Y506 8,776 302,010 SH   SOLE   0 0 302,010
SEMPRA ENERGY COM 816851109 356 3,148 SH   SOLE   0 0 3,148
SERVICENOW INC COM 81762P102 220 769 SH   SOLE   0 0 769
SHERWIN WILLIAMS CO COM 824348106 324 706 SH   SOLE   0 0 706
SONOS INC COM 83570H108 5,630 663,885 SH   SOLE   0 0 663,885
SONY CORP SPONSORED ADR 835699307 395 6,674 SH   SOLE   0 0 6,674
SPDR GOLD TRUST GOLD SHS 78463V107 1,294 8,743 SH   SOLE   0 0 8,743
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 6,381 113,932 SH   SOLE   0 0 113,932
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205 7,902 154,826 SH   SOLE   0 0 154,826
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,862 205,990 SH   SOLE   0 0 205,990
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 2,907 93,959 SH   SOLE   0 0 93,959
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 15,149 632,798 SH   SOLE   0 0 632,798
SPDR S&P 500 ETF TR TR UNIT 78462F103 59,222 229,764 SH   SOLE   0 0 229,764
SPDR SER TR S&P DIVID ETF 78464A763 202 2,535 SH   SOLE   0 0 2,535
SPDR SER TR SPDR S&P 500 ETF 78468R796 4,702 73,633 SH   SOLE   0 0 73,633
SPDR SER TR PORTFOLIO S&P600 78468R853 318 14,555 SH   SOLE   0 0 14,555
STARBUCKS CORP COM 855244109 377 5,734 SH   SOLE   0 0 5,734
STRYKER CORP COM 863667101 331 1,986 SH   SOLE   0 0 1,986
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 216 45,198 SH   SOLE   0 0 45,198
TARGA RES CORP COM 87612G101 98 14,202 SH   SOLE   0 0 14,202
TARGET CORP COM 87612E106 330 3,554 SH   SOLE   0 0 3,554
TELEFONICA S A SPONSORED ADR 879382208 115 25,264 SH   SOLE   0 0 25,264
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 92 10,222 SH   SOLE   0 0 10,222
TEXAS INSTRS INC COM 882508104 684 6,850 SH   SOLE   0 0 6,850
THERMO FISHER SCIENTIFIC INC COM 883556102 727 2,565 SH   SOLE   0 0 2,565
TJX COS INC NEW COM 872540109 299 6,263 SH   SOLE   0 0 6,263
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 895 7,464 SH   SOLE   0 0 7,464
TRUIST FINL CORP COM 89832Q109 292 9,459 SH   SOLE   0 0 9,459
UBS GROUP AG SHS H42097107 132 14,299 SH   SOLE   0 0 14,299
UNILEVER N V N Y SHS NEW 904784709 294 6,028 SH   SOLE   0 0 6,028
UNILEVER PLC SPON ADR NEW 904767704 329 6,515 SH   SOLE   0 0 6,515
UNION PAC CORP COM 907818108 665 4,718 SH   SOLE   0 0 4,718
UNITED TECHNOLOGIES CORP COM 913017109 289 3,059 SH   SOLE   0 0 3,059
UNITEDHEALTH GROUP INC COM 91324P102 1,392 5,584 SH   SOLE   0 0 5,584
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,625 44,114 SH   SOLE   0 0 44,114
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 25,518 298,980 SH   SOLE   0 0 298,980
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 18,984 80,161 SH   SOLE   0 0 80,161
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 39,950 571,946 SH   SOLE   0 0 571,946
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,394 11,772 SH   SOLE   0 0 11,772
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,329 14,675 SH   SOLE   0 0 14,675
VANGUARD INDEX FDS GROWTH ETF 922908736 497 3,170 SH   SOLE   0 0 3,170
VANGUARD INDEX FDS SMALL CP ETF 922908751 708 6,130 SH   SOLE   0 0 6,130
VANGUARD INDEX FDS TOTAL STK MKT 922908769 41,622 322,877 SH   SOLE   0 0 322,877
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 6,532 152,225 SH   SOLE   0 0 152,225
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 9,031 220,170 SH   SOLE   0 0 220,170
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 82,440 2,457,231 SH   SOLE   0 0 2,457,231
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,246 12,047 SH   SOLE   0 0 12,047
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 68,360 2,050,391 SH   SOLE   0 0 2,050,391
VANGUARD WORLD FD ESG INTL STK ETF 921910725 2,722 66,149 SH   SOLE   0 0 66,149
VANGUARD WORLD FD ESG US STK ETF 921910733 522 11,397 SH   SOLE   0 0 11,397
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 399 2,403 SH   SOLE   0 0 2,403
VERIZON COMMUNICATIONS INC COM 92343V104 1,038 19,324 SH   SOLE   0 0 19,324
VERTEX PHARMACEUTICALS INC COM 92532F100 216 907 SH   SOLE   0 0 907
VISA INC COM CL A 92826C839 2,002 12,425 SH   SOLE   0 0 12,425
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 213 15,464 SH   SOLE   0 0 15,464
WALMART INC COM 931142103 648 5,699 SH   SOLE   0 0 5,699
WELLS FARGO CO NEW COM 949746101 327 11,382 SH   SOLE   0 0 11,382
WESTPAC BKG CORP SPONSORED ADR 961214301 243 23,750 SH   SOLE   0 0 23,750
WILLIAMS COS INC COM 969457100 277 19,568 SH   SOLE   0 0 19,568
ZOETIS INC CL A 98978V103 276 2,346 SH   SOLE   0 0 2,346