The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 118,814 972,686 SH   DFND NONE 972,686 0 0
ARCH CAP GROUP LTD ORD G0450A105 518 13,500 SH   DFND NONE 13,500 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,713 9,821 SH   DFND NONE 9,821 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,475 7,311 SH   DFND NONE 7,311 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,740 9,230 SH   DFND NONE 9,230 0 0
AUTODESK INC COM 052769106 1,571 5,669 SH   DFND NONE 5,669 0 0
ISHARES TR CORE US AGGRD ET 464287226 98,071 868,327 SH   DFND NONE 868,327 0 0
ASSURANT INC COM 04621X108 1,363 9,617 SH   DFND NONE 9,617 0 0
AMAZON COM INC COM 023135106 34,573 11,174 SH   DFND NONE 11,174 0 0
AON PLC SHS CL A G0403H108 2,467 10,723 SH   DFND NONE 10,723 0 0
APOLLO GLOBAL MGMT INC COM CL A 03768E105 2,724 57,951 SH   DFND NONE 57,951 0 0
ASCENDIS PHARMA A/S SPONSORED ADR 04351P101 781 6,059 SH   DFND NONE 6,059 0 0
AMERICAN EXPRESS CO COM 025816109 2,574 18,196 SH   DFND NONE 18,196 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 17,504 77,200 SH   DFND NONE 77,200 0 0
BECTON DICKINSON & CO COM 075887109 3,087 12,697 SH   DFND NONE 12,697 0 0
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 67,475 3,051,334 SH   DFND NONE 3,051,334 0 0
BOOKING HOLDINGS INC COM 09857L108 1,631 700 SH   DFND NONE 700 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 40,134 704,445 SH   DFND NONE 704,445 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 1,377 8,993 SH   DFND NONE 8,993 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,766 10,829 SH   DFND NONE 10,829 0 0
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 46,564 1,603,855 SH   DFND NONE 1,603,855 0 0
BLACKSTONE GROUP INC COM 09260D107 2,365 31,737 SH   DFND NONE 31,737 0 0
CHUBB LIMITED COM H1467J104 3,840 24,307 SH   DFND NONE 24,307 0 0
COCA COLA EUROPEAN PARTNERS SHS G25839104 2,220 42,562 SH   DFND NONE 42,562 0 0
INVESCO EXCHNG TRADED FD TR S&P GBL WATER 46138E263 13,408 394,231 SH   DFND NONE 394,231 0 0
CIGNA CORP NEW COM 125523100 2,507 10,369 SH   DFND NONE 10,369 0 0
COMCAST CORP NEW CL A 20030N101 4,557 84,214 SH   DFND NONE 84,214 0 0
CENTERPOINT ENERGY INC COM 15189T107 1,839 81,182 SH   DFND NONE 81,182 0 0
SALESFORCE COM INC COM 79466L302 2,905 13,713 SH   DFND NONE 13,713 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 3,262 41,761 SH   DFND NONE 41,761 0 0
CORTEVA INC COM 22052L104 1,711 36,698 SH   DFND NONE 36,698 0 0
CVS HEALTH CORP COM 126650100 2,469 32,814 SH   DFND NONE 32,814 0 0
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 51,095 905,166 SH   DFND NONE 905,166 0 0
INVESCO DB MLTI SECTR CMMTY BASE METALS FD 46140H700 8,391 556,494 SH   DFND NONE 556,494 0 0
DEERE & CO COM 244199105 2,883 7,707 SH   DFND NONE 7,707 0 0
DOLLAR GEN CORP NEW COM 256677105 2,330 11,500 SH   DFND NONE 11,500 0 0
QUEST DIAGNOSTICS INC COM 74834L100 2,156 16,800 SH   DFND NONE 16,800 0 0
DOLLAR TREE INC COM 256746108 1,957 17,100 SH   DFND NONE 17,100 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 77,843 1,459,368 SH   DFND NONE 1,459,368 0 0
ISHARES TR MSCI EAFE ETF 464287465 56,880 749,704 SH   DFND NONE 749,704 0 0
EQUIFAX INC COM 294429105 1,237 6,828 SH   DFND NONE 6,828 0 0
ISHARES TR JPMORGAN USD EMG 464288281 80,866 734,674 SH   DFND NONE 734,674 0 0
ISHARES INC EM HGHYL BD ETF 464286285 8,950 190,286 SH   DFND NONE 190,286 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 56,943 1,607,524 SH   DFND NONE 1,607,524 0 0
EATON CORP PLC SHS G29183103 1,646 11,900 SH   DFND NONE 11,900 0 0
ENTERGY CORP NEW COM 29364G103 1,799 18,086 SH   DFND NONE 18,086 0 0
ISHARES INC MSCI CDA ETF 464286509 2,452 71,999 SH   DFND NONE 71,999 0 0
EXELON CORP COM 30161N101 1,765 40,347 SH   DFND NONE 40,347 0 0
EXPEDITORS INTL WASH INC COM 302130109 905 8,400 SH   DFND NONE 8,400 0 0
FACEBOOK INC CL A 30303M102 14,928 50,683 SH   DFND NONE 50,683 0 0
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 11,451 215,212 SH   DFND NONE 215,212 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 40,182 791,457 SH   DFND NONE 791,457 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 1,254 34,000 SH   DFND NONE 34,000 0 0
LIBERTY MEDIA CORP DEL COM SER C FRMLA 531229854 1,753 40,496 SH   DFND NONE 40,496 0 0
GENERAL DYNAMICS CORP COM 369550108 2,794 15,391 SH   DFND NONE 15,391 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 73,934 2,342,267 SH   DFND NONE 2,342,267 0 0
GENERAL MLS INC COM 370334104 1,924 31,375 SH   DFND NONE 31,375 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 29,604 176,436 SH   DFND NONE 176,436 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 50,057 1,217,465 SH   DFND NONE 1,217,465 0 0
ALPHABET INC CAP STK CL C 02079K107 6,181 2,988 SH   DFND NONE 2,988 0 0
ALPHABET INC CAP STK CL A 02079K305 3,581 1,736 SH   DFND NONE 1,736 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 95,002 3,281,834 SH   DFND NONE 3,281,834 0 0
HASBRO INC COM 418056107 1,224 12,739 SH   DFND NONE 12,739 0 0
HOME DEPOT INC COM 437076102 2,916 9,552 SH   DFND NONE 9,552 0 0
HESS CORP COM 42809H107 1,703 24,065 SH   DFND NONE 24,065 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203 1,650 13,649 SH   DFND NONE 13,649 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 2,581 18,490 SH   DFND NONE 18,490 0 0
ISHARES TR GLB INFRASTR ETF 464288372 133,985 3,267,172 SH   DFND NONE 3,267,172 0 0
VANECK VECTORS ETF TR INTL HIGH YIELD 92189F445 3,161 129,684 SH   DFND NONE 129,684 0 0
INTUIT COM 461202103 1,964 5,128 SH   DFND NONE 5,128 0 0
ISHARES TR MICRO-CAP ETF 464288869 38,657 451,948 SH   DFND NONE 451,948 0 0
JOHNSON & JOHNSON COM 478160104 5,845 35,564 SH   DFND NONE 35,564 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 82,618 774,916 SH   DFND NONE 774,916 0 0
JPMORGAN CHASE & CO COM 46625H100 4,849 31,850 SH   DFND NONE 31,850 0 0
LENNAR CORP CL A 526057104 1,178 11,640 SH   DFND NONE 11,640 0 0
LINDE PLC SHS G5494J103 1,644 5,868 SH   DFND NONE 5,868 0 0
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 10,154 293,165 SH   DFND NONE 293,165 0 0
LOWES COS INC COM 548661107 2,650 13,933 SH   DFND NONE 13,933 0 0
LAM RESEARCH CORP COM 512807108 3,832 6,438 SH   DFND NONE 6,438 0 0
LULULEMON ATHLETICA INC COM 550021109 1,662 5,418 SH   DFND NONE 5,418 0 0
MASTERCARD INCORPORATED CL A 57636Q104 5,929 16,653 SH   DFND NONE 16,653 0 0
MASCO CORP COM 574599106 2,755 46,000 SH   DFND NONE 46,000 0 0
MEDTRONIC PLC SHS G5960L103 2,657 22,489 SH   DFND NONE 22,489 0 0
MGM GROWTH PPTYS LLC CL A COM 55303A105 1,698 52,057 SH   DFND NONE 52,057 0 0
3M CO COM 88579Y101 3,108 16,128 SH   DFND NONE 16,128 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 1,885 20,694 SH   DFND NONE 20,694 0 0
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 42,670 702,230 SH   DFND NONE 702,230 0 0
MERCK & CO. INC COM 58933Y105 2,734 35,468 SH   DFND NONE 35,468 0 0
MICROSOFT CORP COM 594918104 38,536 163,449 SH   DFND NONE 163,449 0 0
MICRON TECHNOLOGY INC COM 595112103 2,585 29,302 SH   DFND NONE 29,302 0 0
NEUROCRINE BIOSCIENCES INC COM 64125C109 1,293 13,292 SH   DFND NONE 13,292 0 0
NETFLIX INC COM 64110L106 1,729 3,314 SH   DFND NONE 3,314 0 0
NIKE INC CL B 654106103 3,751 28,224 SH   DFND NONE 28,224 0 0
NORTHERN TR CORP COM 665859104 3,007 28,606 SH   DFND NONE 28,606 0 0
NVIDIA CORPORATION COM 67066G104 3,780 7,080 SH   DFND NONE 7,080 0 0
CORPORATE OFFICE PPTYS TR SH BEN INT 22002T108 901 34,228 SH   DFND NONE 34,228 0 0
OMNICOM GROUP INC COM 681919106 1,153 15,545 SH   DFND NONE 15,545 0 0
ORACLE CORP COM 68389X105 1,998 28,467 SH   DFND NONE 28,467 0 0
PACCAR INC COM 693718108 1,069 11,500 SH   DFND NONE 11,500 0 0
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 17,919 1,198,105 SH   DFND NONE 1,198,105 0 0
HEALTHPEAK PROPERTIES INC COM 42250P103 1,871 58,961 SH   DFND NONE 58,961 0 0
PEPSICO INC COM 713448108 4,296 30,368 SH   DFND NONE 30,368 0 0
PFIZER INC COM 717081103 1,967 54,287 SH   DFND NONE 54,287 0 0
ISHARES TR PFD AND INCM SEC 464288687 29,440 821,887 SH   DFND NONE 821,887 0 0
PROCTER AND GAMBLE CO COM 742718109 3,133 23,136 SH   DFND NONE 23,136 0 0
PROGRESSIVE CORP COM 743315103 593 6,200 SH   DFND NONE 6,200 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 1,597 28,000 SH   DFND NONE 28,000 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 20,094 677,590 SH   DFND NONE 677,590 0 0
INVESCO EXCHNG TRADED FD TR GLOBAL WATER 46138E651 11,257 426,152 SH   DFND NONE 426,152 0 0
PPG INDS INC COM 693506107 1,473 9,800 SH   DFND NONE 9,800 0 0
PHILLIPS 66 COM 718546104 2,734 33,525 SH   DFND NONE 33,525 0 0
QUALCOMM INC COM 747525103 1,018 7,675 SH   DFND NONE 7,675 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,514 32,538 SH   DFND NONE 32,538 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 80,576 2,363,042 SH   DFND NONE 2,363,042 0 0
STARBUCKS CORP COM 855244109 3,518 32,197 SH   DFND NONE 32,197 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 108,216 1,876,959 SH   DFND NONE 1,876,959 0 0
SCHWAB CHARLES CORP COM 808513105 1,271 19,500 SH   DFND NONE 19,500 0 0
GLOBAL X FDS GLOBAL X SILVER 37954Y848 34,272 882,984 SH   DFND NONE 882,984 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 14,869 549,036 SH   DFND NONE 549,036 0 0
SCHLUMBERGER LTD COM 806857108 522 19,200 SH   DFND NONE 19,200 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 21,168 1,141,145 SH   DFND NONE 1,141,145 0 0
SMITH & NEPHEW PLC SPDN ADR NEW 83175M205 1,065 28,100 SH   DFND NONE 28,100 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 704,431 1,777,384 SH   DFND NONE 1,777,384 0 0
STANLEY BLACK & DECKER INC COM 854502101 1,968 9,858 SH   DFND NONE 9,858 0 0
STRYKER CORPORATION COM 863667101 2,752 11,299 SH   DFND NONE 11,299 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 1,246 24,367 SH   DFND NONE 24,367 0 0
TJX COS INC NEW COM 872540109 2,330 35,217 SH   DFND NONE 35,217 0 0
T-MOBILE US INC COM 872590104 1,506 12,024 SH   DFND NONE 12,024 0 0
TEXAS INSTRS INC COM 882508104 1,415 7,489 SH   DFND NONE 7,489 0 0
UBER TECHNOLOGIES INC COM 90353T100 1,066 19,563 SH   DFND NONE 19,563 0 0
UNILEVER PLC SPON ADR NEW 904767704 1,905 34,117 SH   DFND NONE 34,117 0 0
UNITEDHEALTH GROUP INC COM 91324P102 8,623 23,175 SH   DFND NONE 23,175 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,129 6,642 SH   DFND NONE 6,642 0 0
US BANCORP DEL COM NEW 902973304 2,954 53,400 SH   DFND NONE 53,400 0 0
ISHARES TR USD INV GRDE ETF 464288620 59,787 1,016,818 SH   DFND NONE 1,016,818 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 95,809 649,727 SH   DFND NONE 649,727 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 28,876 191,481 SH   DFND NONE 191,481 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 18,641 185,254 SH   DFND NONE 185,254 0 0
VALERO ENERGY CORP COM 91913Y100 1,046 14,612 SH   DFND NONE 14,612 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 65,272 1,230,059 SH   DFND NONE 1,230,059 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 133,767 1,598,729 SH   DFND NONE 1,598,729 0 0
INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 12,572 511,159 SH   DFND NONE 511,159 0 0
VERISK ANALYTICS INC COM 92345Y106 593 3,357 SH   DFND NONE 3,357 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 1,487 6,918 SH   DFND NONE 6,918 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 87,226 864,730 SH   DFND NONE 864,730 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 12,978 163,701 SH   DFND NONE 163,701 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,048 35,222 SH   DFND NONE 35,222 0 0
WABTEC COM 929740108 2,126 26,863 SH   DFND NONE 26,863 0 0
WELLS FARGO CO NEW COM 949746101 3,531 90,375 SH   DFND NONE 90,375 0 0
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 15,225 285,040 SH   DFND NONE 285,040 0 0
WASTE MGMT INC DEL COM 94106L109 1,094 8,477 SH   DFND NONE 8,477 0 0
ISHARES TR GL TIMB FORE ETF 464288174 14,297 233,101 SH   DFND NONE 233,101 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 32,610 245,536 SH   DFND NONE 245,536 0 0
AFLAC INC COM 001055102 13 252 SH   DFND NONE 252 0 0
AGNICO EAGLE MINES LTD COM 008474108 55 948 SH   DFND NONE 948 0 0
BANK MONTREAL QUE COM 063671101 1,526 17,177 SH   DFND NONE 17,177 0 0
BANK NOVA SCOTIA B C COM 064149107 12,346 197,965 SH   DFND NONE 197,965 0 0
BARRICK GOLD CORP COM 067901108 96 4,835 SH   DFND NONE 4,835 0 0
BAUSCH HEALTH COS INC COM 071734107 23 740 SH   DFND NONE 740 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 90 1,425 SH   DFND NONE 1,425 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 10,946 247,379 SH   DFND NONE 247,379 0 0
CAE INC COM 124765108 6,201 218,557 SH   DFND NONE 218,557 0 0
CANADIAN IMP BK COMM COM 136069101 737 7,551 SH   DFND NONE 7,551 0 0
CANADIAN NATL RY CO COM 136375102 11,137 96,365 SH   DFND NONE 96,365 0 0
CANADIAN NAT RES LTD COM 136385101 389 12,652 SH   DFND NONE 12,652 0 0
CATERPILLAR INC DEL COM 149123101 46 200 SH   DFND NONE 200 0 0
CHEVRON CORP NEW COM 166764100 5 48 SH   DFND NONE 48 0 0
COCA COLA CO COM 191216100 63 1,200 SH   DFND NONE 1,200 0 0
COLGATE PALMOLIVE CO COM 194162103 46 587 SH   DFND NONE 587 0 0
COLLIERS INTL GROUP INC SUB VTG SHS 194693107 2 20 SH   DFND NONE 20 0 0
DESCARTES SYS GROUP INC COM 249906108 161 2,654 SH   DFND NONE 2,654 0 0
FORTIS INC COM 349553107 423 9,784 SH   DFND NONE 9,784 0 0
FRANCO NEV CORP COM 351858105 6 47 SH   DFND NONE 47 0 0
GILDAN ACTIVEWEAR INC COM 375916103 4,816 157,990 SH   DFND NONE 157,990 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 6 48 SH   DFND NONE 48 0 0
KINROSS GOLD CORP COM 496902404 31 4,743 SH   DFND NONE 4,743 0 0
LILLY ELI & CO COM 532457108 13 71 SH   DFND NONE 71 0 0
MAGNA INTL INC COM 559222401 6,917 78,982 SH   DFND NONE 78,982 0 0
MCDONALDS CORP COM 580135101 55 245 SH   DFND NONE 245 0 0
NEWMONT CORP COM 651639106 28 472 SH   DFND NONE 472 0 0
OPEN TEXT CORP COM 683715106 6,803 143,303 SH   DFND NONE 143,303 0 0
PARKER-HANNIFIN CORP COM 701094104 11 36 SH   DFND NONE 36 0 0
PEMBINA PIPELINE CORP COM 706327103 439 15,284 SH   DFND NONE 15,284 0 0
RITCHIE BROS AUCTIONEERS COM 767744105 53 900 SH   DFND NONE 900 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 245 5,319 SH   DFND NONE 5,319 0 0
ROYAL BK CDA COM 780087102 3,441 37,426 SH   DFND NONE 37,426 0 0
STATE STR CORP COM 857477103 50 600 SH   DFND NONE 600 0 0
SUN LIFE FINANCIAL INC. COM 866796105 444 8,807 SH   DFND NONE 8,807 0 0
SUNCOR ENERGY INC NEW COM 867224107 245 11,756 SH   DFND NONE 11,756 0 0
TECK RESOURCES LTD CL B 878742204 365 19,170 SH   DFND NONE 19,170 0 0
THOMSON REUTERS CORP. COM NEW 884903709 6,699 76,815 SH   DFND NONE 76,815 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 11,300 173,787 SH   DFND NONE 173,787 0 0
V F CORP COM 918204108 9 114 SH   DFND NONE 114 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11 130 SH   DFND NONE 130 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 14 284 SH   DFND NONE 284 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13 252 SH   DFND NONE 252 0 0
VERMILION ENERGY INC COM 923725105 1 151 SH   DFND NONE 151 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 9 158 SH   DFND NONE 158 0 0
WEST FRASER TIMBER CO LTD COM 952845105 39 549 SH   DFND NONE 549 0 0
CDK GLOBAL INC COM 12508E101 14 266 SH   DFND NONE 266 0 0
FIRSTSERVICE CORP NEW COM 33767E202 4 30 SH   DFND NONE 30 0 0
BCE INC COM NEW 05534B760 600 13,327 SH   DFND NONE 13,327 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 15 200 SH   DFND NONE 200 0 0
CGI INC CL A SUB VTG 12532H104 19 225 SH   DFND NONE 225 0 0
CANADIAN PAC RY LTD COM 13645T100 1,004 2,655 SH   DFND NONE 2,655 0 0
CENOVUS ENERGY INC COM 15135U109 130 17,376 SH   DFND NONE 17,376 0 0
CISCO SYS INC COM 17275R102 136 2,625 SH   DFND NONE 2,625 0 0
CONSTELLATION BRANDS INC CL A 21036P108 10 45 SH   DFND NONE 45 0 0
CRESCENT PT ENERGY CORP COM 22576C101 24 5,772 SH   DFND NONE 5,772 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 63 383 SH   DFND NONE 383 0 0
ENBRIDGE INC COM 29250N105 9,503 262,009 SH   DFND NONE 262,009 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 5 127 SH   DFND NONE 127 0 0
LABORATORY CORP AMER HLDGS COM 50540R409 51 200 SH   DFND NONE 200 0 0
LEXARIA BIOSCIENCE CORP COM NEW 52886N406 15 2,686 SH   DFND NONE 2,686 0 0
MANULIFE FINL CORP COM 56501R106 8,902 415,290 SH   DFND NONE 415,290 0 0
METHANEX CORP COM 59151K108 10 279 SH   DFND NONE 279 0 0
NUTRIEN LTD COM 67077M108 7,399 137,759 SH   DFND NONE 137,759 0 0
OVINTIV INC COM 69047Q102 44 1,850 SH   DFND NONE 1,850 0 0
PRECISION DRILLING CORP COM NEW 74022D407 3 139 SH   DFND NONE 139 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 5,599 86,138 SH   DFND NONE 86,138 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 54 2,075 SH   DFND NONE 2,075 0 0
SHOPIFY INC CL A 82509L107 3,578 3,249 SH   DFND NONE 3,249 0 0
STANTEC INC COM 85472N109 4,983 117,048 SH   DFND NONE 117,048 0 0
TC ENERGY CORP COM 87807B107 1,267 27,791 SH   DFND NONE 27,791 0 0
TELUS CORPORATION COM 87971M103 479 24,122 SH   DFND NONE 24,122 0 0
VIATRIS INC COM 92556V106 3 248 SH   DFND NONE 248 0 0
VISA INC COM CL A 92826C839 37 173 SH   DFND NONE 173 0 0
WASTE CONNECTIONS INC COM 94106B101 400 3,723 SH   DFND NONE 3,723 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 222 4,194 SH   DFND NONE 4,194 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 16 368 SH   DFND NONE 368 0 0
STERIS PLC SHS USD G8473T100 20 105 SH   DFND NONE 105 0 0