The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,812 12,873 SH   SOLE 0 0 12,873
ABBVIE INC COM 00287Y109 1,822 13,455 SH   SOLE 0 0 13,455
AFLAC INC COM 001055102 1,727 29,572 SH   SOLE 0 0 29,572
AIR PRODS & CHEMS INC COM 009158106 1,615 5,309 SH   SOLE 0 0 5,309
ALPHABET INC CAP STK CL A 02079K305 310 107 SH   SOLE 0 0 107
AMAZON COM INC COM 023135106 300 90 SH   SOLE 0 0 90
APPLE INC COM 037833100 3,520 19,824 SH   SOLE 0 0 19,824
ATMOS ENERGY CORP COM 049560105 1,098 10,479 SH   SOLE 0 0 10,479
AUTOMATIC DATA PROCESSING IN COM 053015103 2,040 8,274 SH   SOLE 0 0 8,274
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,726 9,118 SH   SOLE 0 0 9,118
CANADIAN PAC RY LTD COM 13645T100 757 10,517 SH   SOLE 0 0 10,517
CINTAS CORP COM 172908105 1,882 4,247 SH   SOLE 0 0 4,247
CRESTWOOD EQUITY PARTNERS LP UNIT LTD PARTNER 226344208 345 12,500 SH   SOLE 0 0 12,500
FIDELITY MSCI HLTH CARE I 316092600 2,387 34,765 SH   SOLE 0 0 34,765
FRANKLIN RES INC COM 354613101 1,747 52,169 SH   SOLE 0 0 52,169
GENERAL DYNAMICS CORP COM 369550108 1,798 8,623 SH   SOLE 0 0 8,623
HONEYWELL INTL INC COM 438516106 1,361 6,527 SH   SOLE 0 0 6,527
HORMEL FOODS CORP COM 440452100 1,420 29,088 SH   SOLE 0 0 29,088
ILLINOIS TOOL WKS INC COM 452308109 1,705 6,907 SH   SOLE 0 0 6,907
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 494 15,317 SH   SOLE 0 0 15,317
INVESCO EXCHNG TRADED FD TR S&P 500 HB ETF 46138E370 365 4,615 SH   SOLE 0 0 4,615
ISHARES INC CORE MSCI EMKT 46434G103 244 4,081 SH   SOLE 0 0 4,081
ISHARES TR CORE US AGGBD ET 464287226 15,308 134,189 SH   SOLE 0 0 134,189
ISHARES TR EXPND TEC SC ETF 464287549 11,535 26,274 SH   SOLE 0 0 26,274
ISHARES TR GLOBAL 100 ETF 464287572 508 6,518 SH   SOLE 0 0 6,518
ISHARES TR CORE S&P US VLU 464287663 1,561 20,451 SH   SOLE 0 0 20,451
ISHARES TR CORE S&P SCP ETF 464287804 10,017 87,478 SH   SOLE 0 0 87,478
ISHARES TR NATIONAL MUN ETF 464288414 3,839 33,018 SH   SOLE 0 0 33,018
ISHARES TR CORE DIV GRWTH 46434V621 10,097 181,664 SH   SOLE 0 0 181,664
JOHNSON & JOHNSON COM 478160104 384 2,245 SH   SOLE 0 0 2,245
JPMORGAN CHASE & CO COM 46625H100 274 1,728 SH   SOLE 0 0 1,728
LOWES COS INC COM 548661107 2,306 8,920 SH   SOLE 0 0 8,920
MAINSTAY MACKAY DEFINDTRM MU COM 56064K100 1,581 72,610 SH   SOLE 0 0 72,610
MCCORMICK & CO INC COM NON VTG 579780206 1,553 16,079 SH   SOLE 0 0 16,079
MCDONALDS CORP COM 580135101 1,643 6,130 SH   SOLE 0 0 6,130
MEDTRONIC PLC SHS G5960L103 1,192 11,524 SH   SOLE 0 0 11,524
MICROSOFT CORP COM 594918104 1,177 3,500 SH   SOLE 0 0 3,500
NEXTERA ENERGY INC COM 65339F101 1,660 17,782 SH   SOLE 0 0 17,782
NIKE INC CL B 654106103 260 1,559 SH   SOLE 0 0 1,559
NVIDIA CORP COM 67066G104 285 968 SH   SOLE 0 0 968
O REILLY AUTOMOTIVE INC NEW COM 67103H107 669 947 SH   SOLE 0 0 947
PEPSICO INC COM 713448108 275 1,585 SH   SOLE 0 0 1,585
PIMCO ETF TR ACTIVE BD ETF 72201R775 415 3,797 SH   SOLE 0 0 3,797
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 613 6,039 SH   SOLE 0 0 6,039
PRICE T ROWE GROUP INC COM 74144T108 1,751 8,904 SH   SOLE 0 0 8,904
PROCTER AND GAMBLE CO COM 742718109 220 1,343 SH   SOLE 0 0 1,343
PROSHARES TR S&P 500 DV ARIST 74348A467 782 7,962 SH   SOLE 0 0 7,962
ROPER TECHNOLOGIES INC COM 776696106 1,649 3,352 SH   SOLE 0 0 3,352
S&P GLOBAL INC COM 78409V104 1,848 3,916 SH   SOLE 0 0 3,916
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 25,565 226,216 SH   SOLE 0 0 226,216
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 34,646 211,577 SH   SOLE 0 0 211,577
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 40,347 499,154 SH   SOLE 0 0 499,154
SHERWIN WILLIAMS CO COM 824348106 2,070 5,877 SH   SOLE 0 0 5,877
SMITH A O COM 831865209 2,028 23,626 SH   SOLE 0 0 23,626
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,708 5,701 SH   SOLE 0 0 5,701
STRYKER CORP COM 863667101 205 765 SH   SOLE 0 0 765
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 324 22,100 SH   SOLE 0 0 22,100
SYSCO CORP COM 871829107 1,273 16,205 SH   SOLE 0 0 16,205
TESLA INC COM 88160R101 680 643 SH   SOLE 0 0 643
TRANSOCEAN LTD REG SHS H8817H100 31 11,205 SH   SOLE 0 0 11,205
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 817 9,644 SH   SOLE 0 0 9,644
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,459 47,462 SH   SOLE 0 0 47,462
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,329 84,778 SH   SOLE 0 0 84,778