The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,482 12,548 SH   SOLE 0 0 12,548
ABBVIE INC COM 00287Y109 1,406 13,035 SH   SOLE 0 0 13,035
AFLAC INC COM 001055102 1,501 28,788 SH   SOLE 0 0 28,788
AIR PRODS & CHEMS INC COM 009158106 1,312 5,124 SH   SOLE 0 0 5,124
ALPHABET INC CAP STK CL A 02079K305 283 106 SH   SOLE 0 0 106
AMAZON COM INC COM 023135106 345 105 SH   SOLE 0 0 105
APPLE INC COM 037833100 2,762 19,517 SH   SOLE 0 0 19,517
ATMOS ENERGY CORP COM 049560105 1,239 14,046 SH   SOLE 0 0 14,046
AUTOMATIC DATA PROCESSING IN COM 053015103 1,620 8,105 SH   SOLE 0 0 8,105
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,489 9,118 SH   SOLE 0 0 9,118
CINTAS CORP COM 172908105 1,576 4,141 SH   SOLE 0 0 4,141
CRESTWOOD EQUITY PARTNERS LP UNIT LTD PARTNER 226344208 355 12,500 SH   SOLE 0 0 12,500
FIDELITY MSCI HLTH CARE I 316092600 2,154 33,750 SH   SOLE 0 0 33,750
FLEXSHARES TR MORNSTAR UPSTR 33939L407 364 9,958 SH   SOLE 0 0 9,958
FRANKLIN RES INC COM 354613101 1,511 50,855 SH   SOLE 0 0 50,855
GENERAL DYNAMICS CORP COM 369550108 1,650 8,416 SH   SOLE 0 0 8,416
HONEYWELL INTL INC COM 438516106 1,386 6,527 SH   SOLE 0 0 6,527
HORMEL FOODS CORP COM 440452100 1,181 28,811 SH   SOLE 0 0 28,811
ILLINOIS TOOL WKS INC COM 452308109 1,386 6,707 SH   SOLE 0 0 6,707
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 550 16,724 SH   SOLE 0 0 16,724
INVESCO EXCHNG TRADED FD TR S&P 500 HB ETF 46138E370 292 3,995 SH   SOLE 0 0 3,995
ISHARES INC CORE MSCI EMKT 46434G103 383 6,208 SH   SOLE 0 0 6,208
ISHARES TR CORE US AGGBD ET 464287226 17,345 151,049 SH   SOLE 0 0 151,049
ISHARES TR EXPND TEC SC ETF 464287549 10,529 26,085 SH   SOLE 0 0 26,085
ISHARES TR GLOBAL 100 ETF 464287572 464 6,518 SH   SOLE 0 0 6,518
ISHARES TR CORE S&P US VLU 464287663 1,450 20,451 SH   SOLE 0 0 20,451
ISHARES TR CORE S&P SCP ETF 464287804 9,950 91,124 SH   SOLE 0 0 91,124
ISHARES TR NATIONAL MUN ETF 464288414 3,299 28,395 SH   SOLE 0 0 28,395
ISHARES TR CORE DIV GRWTH 46434V621 9,148 182,084 SH   SOLE 0 0 182,084
JOHNSON & JOHNSON COM 478160104 363 2,245 SH   SOLE 0 0 2,245
JPMORGAN CHASE & CO COM 46625H100 283 1,728 SH   SOLE 0 0 1,728
KANSAS CITY SOUTHERN COM NEW 485170302 987 3,647 SH   SOLE 0 0 3,647
LOWES COS INC COM 548661107 1,783 8,789 SH   SOLE 0 0 8,789
MAINSTAY MACKAY DEFINDTRM MU COM 56064K100 1,440 65,763 SH   SOLE 0 0 65,763
MCCORMICK & CO INC COM NON VTG 579780206 1,238 15,278 SH   SOLE 0 0 15,278
MEDTRONIC PLC SHS G5960L103 1,438 11,468 SH   SOLE 0 0 11,468
MICROSOFT CORP COM 594918104 980 3,476 SH   SOLE 0 0 3,476
NEXTERA ENERGY INC COM 65339F101 1,350 17,187 SH   SOLE 0 0 17,187
NIKE INC CL B 654106103 226 1,559 SH   SOLE 0 0 1,559
NVIDIA CORP COM 67066G104 206 992 SH   SOLE 0 0 992
O REILLY AUTOMOTIVE INC NEW COM 67103H107 601 983 SH   SOLE 0 0 983
PEPSICO INC COM 713448108 1,853 12,322 SH   SOLE 0 0 12,322
PIMCO ETF TR ACTIVE BD ETF 72201R775 396 3,579 SH   SOLE 0 0 3,579
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 633 6,207 SH   SOLE 0 0 6,207
PPG INDS INC COM 693506107 1,446 10,114 SH   SOLE 0 0 10,114
PRICE T ROWE GROUP INC COM 74144T108 1,731 8,798 SH   SOLE 0 0 8,798
PROSHARES TR S&P 500 DV ARIST 74348A467 701 7,917 SH   SOLE 0 0 7,917
ROPER TECHNOLOGIES INC COM 776696106 1,452 3,255 SH   SOLE 0 0 3,255
S&P GLOBAL INC COM 78409V104 1,630 3,837 SH   SOLE 0 0 3,837
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 23,258 223,940 SH   SOLE 0 0 223,940
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 31,142 210,289 SH   SOLE 0 0 210,289
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 36,800 495,694 SH   SOLE 0 0 495,694
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 266 7,075 SH   SOLE 0 0 7,075
SHERWIN WILLIAMS CO COM 824348106 1,612 5,763 SH   SOLE 0 0 5,763
SMITH A O COM 831865209 1,412 23,118 SH   SOLE 0 0 23,118
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,453 5,717 SH   SOLE 0 0 5,717
STRYKER CORP COM 863667101 202 765 SH   SOLE 0 0 765
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 344 22,400 SH   SOLE 0 0 22,400
TESLA INC COM 88160R101 496 639 SH   SOLE 0 0 639
TRANSOCEAN LTD REG SHS H8817H100 42 11,205 SH   SOLE 0 0 11,205
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,902 53,600 SH   SOLE 0 0 53,600
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,537 50,253 SH   SOLE 0 0 50,253