The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,165 10,640 SH   SOLE 0 0 10,640
ABBVIE INC COM 00287Y109 1,167 10,889 SH   SOLE 0 0 10,889
AIR PRODS & CHEMS INC COM 009158106 1,155 4,229 SH   SOLE 0 0 4,229
AMAZON COM INC COM 023135106 306 94 SH   SOLE 0 0 94
APPLE INC COM 037833100 2,582 19,457 SH   SOLE 0 0 19,457
ATMOS ENERGY CORP COM 049560105 989 10,359 SH   SOLE 0 0 10,359
AUTOMATIC DATA PROCESSING IN COM 053015103 1,197 6,791 SH   SOLE 0 0 6,791
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,139 9,226 SH   SOLE 0 0 9,226
CATERPILLAR INC DEL COM 149123101 1,479 8,125 SH   SOLE 0 0 8,125
CINTAS CORP COM 172908105 1,376 3,894 SH   SOLE 0 0 3,894
CRESTWOOD EQUITY PARTNERS LP UNIT LTD PARTNER 226344208 237 12,500 SH   SOLE 0 0 12,500
EXACT SCIENCES CORP COM 30063P105 245 1,850 SH   SOLE 0 0 1,850
FIDELITY MSCI HLTH CARE I 316092600 1,714 29,680 SH   SOLE 0 0 29,680
FLEXSHARES TR MORNSTAR UPSTR 33939L407 411 12,616 SH   SOLE 0 0 12,616
FRANKLIN RES INC COM 354613101 764 30,567 SH   SOLE 0 0 30,567
GENERAL DYNAMICS CORP COM 369550108 618 4,156 SH   SOLE 0 0 4,156
HONEYWELL INTL INC COM 438516106 897 4,217 SH   SOLE 0 0 4,217
HORMEL FOODS CORP COM 440452100 894 19,183 SH   SOLE 0 0 19,183
ILLINOIS TOOL WKS INC COM 452308109 1,166 5,718 SH   SOLE 0 0 5,718
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 549 16,459 SH   SOLE 0 0 16,459
ISHARES INC CORE MSCI EMKT 46434G103 513 8,273 SH   SOLE 0 0 8,273
ISHARES TR MRNGSTR LG-CP GR 464287119 296 1,021 SH   SOLE 0 0 1,021
ISHARES TR CORE US AGGBD ET 464287226 20,217 171,055 SH   SOLE 0 0 171,055
ISHARES TR BARCLAYS 7 10 YR 464287440 610 5,084 SH   SOLE 0 0 5,084
ISHARES TR EXPANDED TECH 464287515 290 820 SH   SOLE 0 0 820
ISHARES TR EXPND TEC SC ETF 464287549 8,215 23,482 SH   SOLE 0 0 23,482
ISHARES TR GLOBAL 100 ETF 464287572 410 6,518 SH   SOLE 0 0 6,518
ISHARES TR CORE S&P US VLU 464287663 1,323 21,276 SH   SOLE 0 0 21,276
ISHARES TR CORE S&P SCP ETF 464287804 8,715 94,827 SH   SOLE 0 0 94,827
ISHARES TR NATIONAL MUN ETF 464288414 2,714 23,158 SH   SOLE 0 0 23,158
ISHARES TR CORE DIV GRWTH 46434V621 6,071 135,452 SH   SOLE 0 0 135,452
JOHNSON & JOHNSON COM 478160104 380 2,418 SH   SOLE 0 0 2,418
JPMORGAN CHASE & CO COM 46625H100 219 1,720 SH   SOLE 0 0 1,720
KANSAS CITY SOUTHERN COM NEW 485170302 799 3,914 SH   SOLE 0 0 3,914
LOWES COS INC COM 548661107 1,268 7,897 SH   SOLE 0 0 7,897
MAINSTAY MACKAY DEFINDTRM MU COM 56064K100 1,186 54,449 SH   SOLE 0 0 54,449
MCCORMICK & CO INC COM NON VTG 579780206 1,146 11,986 SH   SOLE 0 0 11,986
MCDONALDS CORP COM 580135101 1,258 5,863 SH   SOLE 0 0 5,863
MEDTRONIC PLC SHS G5960L103 1,132 9,661 SH   SOLE 0 0 9,661
MICROSOFT CORP COM 594918104 763 3,431 SH   SOLE 0 0 3,431
NIKE INC CL B 654106103 221 1,559 SH   SOLE 0 0 1,559
O REILLY AUTOMOTIVE INC NEW COM 67103H107 475 1,049 SH   SOLE 0 0 1,049
PEPSICO INC COM 713448108 239 1,612 SH   SOLE 0 0 1,612
PIMCO ETF TR ACTIVE BD ETF 72201R775 383 3,386 SH   SOLE 0 0 3,386
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 878 8,609 SH   SOLE 0 0 8,609
PRICE T ROWE GROUP INC COM 74144T108 1,223 8,081 SH   SOLE 0 0 8,081
PROCTER AND GAMBLE CO COM 742718109 243 1,750 SH   SOLE 0 0 1,750
PROSHARES TR S&P 500 DV ARIST 74348A467 603 7,549 SH   SOLE 0 0 7,549
ROPER TECHNOLOGIES INC COM 776696106 1,168 2,710 SH   SOLE 0 0 2,710
S&P GLOBAL INC COM 78409V104 1,050 3,193 SH   SOLE 0 0 3,193
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 23,709 260,566 SH   SOLE 0 0 260,566
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 20,589 160,340 SH   SOLE 0 0 160,340
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 796 25,983 SH   SOLE 0 0 25,983
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 34,660 540,373 SH   SOLE 0 0 540,373
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 211 7,155 SH   SOLE 0 0 7,155
SHERWIN WILLIAMS CO COM 824348106 1,282 1,745 SH   SOLE 0 0 1,745
SMITH A O COM 831865209 1,105 20,157 SH   SOLE 0 0 20,157
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,660 7,114 SH   SOLE 0 0 7,114
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 333 22,400 SH   SOLE 0 0 22,400
SYSCO CORP COM 871829107 1,405 18,924 SH   SOLE 0 0 18,924
TESLA INC COM 88160R101 423 600 SH   SOLE 0 0 600
TRANSOCEAN LTD REG SHS H8817H100 26 11,205 SH   SOLE 0 0 11,205
V F CORP COM 918204108 1,279 14,975 SH   SOLE 0 0 14,975
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,601 59,605 SH   SOLE 0 0 59,605
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,011 233,225 SH   SOLE 0 0 233,225